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Contacting coop bank
I'm trying to call Coop on 0345 721 2212 which is their published customer service number but for the past 1/2 hour I just get an engaged tone. Is this normal for coop? I'm used to being held in a queue if busy with most organisations, not getting an engaged tone.
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How Quickly should Chaps payments reach your account?
I know that banks have to ensure that a CHAPs payment received to your account must be available that day. Are the rules different for a EMI's, Electronic Money Institutions. I recently sold a property, but it took the company I use one day to post the money to my account once they received it. They blamed money laundering…
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Any recommendations for best Chase Alternative that isn't a "big bank"?
Does anyone have any recommendations for the best Chase current account alternative for cashback that isn't a "big bank"? All the ones listed on the "best bank accounts" page on main MSE site are the big banks and I'd rather avoid them if possible...
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Bank account for freehold management company
Hi - I've recently bought a flat (one of 3 within a converted house) with a share of freehold, and am now a director of the management company. Myself and the other directors want to open a bank account to manage the shared expenses (e.g. repair work, shared hallway energy bill) - can anyone confirm if this has to be a…
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Co-op bank can't set up standing order
Hi, I am trying to set up standing order with Co-op bank. Only got switched to them and slowly regret it at every step. Now I do not seem to be able to find option to set up standing order. I am normally clued up on things like that. Have been with many banks and never ever had a problem to find something as simple like…
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Switching bank accounts multiple times
Hi all, I recently switched a burner account (I opened a second account with Nationwide) to Lloyds to get the £200 incentive which has now been paid. Is there any need to wait a certain amount of time before switching again from a legal/ bank perspective? I'd like to take advantage of the other offers available, most…
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Money disappeared from bank account
My daughter had quite a large sum of money paid into her bank account (Monzo) last Friday. She saw appear in her account and texted me to let me know it had arrived (as some of it is for a re-payment to me). When she looked on Saturday morning there was no sign of it and no record of it having been in her account. She…
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Accomdation circumstances
When applying for a basic bank account when you have been married for 15 years but the house deeds and morgage are solely in spouces name should you select the accomodation status "Owner with mortgate" or "Living with friends / relative not parent".
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Nationwide Flex Direct
I just switched to a NW Flex Direct current account. It states the following condition to receive the credit interest These interest rates will only be paid if you are paying in at least £1,000 per month, not counting transfers from other Nationwide accounts or Visa credits. However, when they say 'not counting transfers…
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Monese Inactive account fee: £1 per month after 12 months of not using your account. What to do?
I unfortunately didn't realise about the changes. I haven't used it in a long time and found I've been charged "£1 eleven times, and I can't transfer my £29 I have in there without another £1 charge. There's no way I'll get that £11 back right? Should I just take the extra £1 hit or try to purchase something with their…
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Microsoft Money 2004
I have had problems recently with my pc and lost a couple of progams including Microsoft Money 2004. Is there anywhere I can download this? Thanks for any help.
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Co-Op Bank Switcher Offer - Launched 07/06/24
The Co-Op bank have launched a new switching offer yesterday, not seen a new thread for it. £150 is up for grabs but it is certainly a more involved switch than more recent ones have been. At the moment no published end date but you need two direct debits for this one amongst the other conditions to hit the various gates…
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Kroo bank blocked my account - then closed it - but won't give me my money
So on 04/10/2024 I attempted to give my new business a loan from my personal account only to be told that's against their T&C's and my account was now blocked. Sent Kroo details of my business bank account and proof of source of funds (wage slips) and thought that would be the end of it. Chased and chased and chased. On…
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Open banking apps
Hello all i was wondering what apps people are using for monitoring their bank accounts via open banking. I’ve moved back to spreadsheets since Yolt closed a few years ago. I’ve since tried Emma, but never really got my head around it. What do you use? thanks in advance
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Fineco: how to withdraw EUR to HSBC?
I know I've left it until late. I have a couple thousands euros in my Fineco account. They are closing now so I need to withdraw balance. I have a EUR currency account with HSBC, which I think should work. What I am not certain about is how to setup the payment. Is it supposed to be international transaction? is it SEPA?…
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What to do with cash some after inheritance
Thanks to all help in advance.Hello I've just inherited some money and still going through various elements of a bereavement at a busy time and everything that comes with dealing with the estate, and I have some confusion on which bank to use for the transfer after some closures and a couple of questions. I tried looking…
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Changing bank account number - not type of account
My brother found out that his details were hacked from one of his pension companies a year ago. They have just written to him again stating that investigations have now revealed that his bank account number and sort code were also disclosed. Basically, every bit of information required to steal his identity was taken. They…
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Latest online banking advice November 2024
So the advice I have seen on here and BBC is have a second bank account and bbc also say keep any savings accounts at home on an IPad or spare phone. If your money is taken what’s the latest advice if say you had a password for your banking app written down in a note would they refuse to refund if somebody accesses your…
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Santander Edge UPDATE
On Thursday I set about upgrading my santander current account to an Edge account, bare with it, it's a long one Simple online it said, except it said I wasn't eligible to transfer from one to the other, ok so let's open a new one and close the old one 😉 Went through the online process and received confirmation emails Next…
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First Direct Visa to MasterCard incompatibility HSBC
Has anyone else had experience of this causing problems? It seems first direct like many other banks have changed from Visa to MasterCard (likely in order to save costs) For first direct this has caused a problem because their cards can no longer be used in HSBC self-service machines - with first direct being a “virtual”…
