-
Spreadsheet query
For a number of years I've been making and maintaining a yearly spreadsheet of all my financial affairs. It's always been a tax year, now I'm wondering if a calendar year is better though it won't tell me about the amount of interest etc. Are either the 'best' option?
-
Direct Debit gym cancellation - adult son but my account
I have been paying gym membership by direct debit for my elder son who has now left for university. The gym company say that I cannot cancel the direct debit without him giving approval as he is over 18, even though I am the one actually paying. (The membership is flexible, i.e. it's not locked in for 12 months.) Does that…
-
Chase bank, 1 trillion pounds error!
I looked through my old Chase bank standing orders and saw one that had expired a year ago. It correctly stated that I had made eight payments (£200 each) but rather worryingly it showed the total of those eight payments as being £1,016,563,893,934.56. I chatted online with Chase bank. They avoided mentioning the obvious…
-
Lloyds new sort codes
I’ve noticed that when opening new bank accounts and savings accounts with Lloyds they no longer issue the 30 sort codes and all seem to be 77 is this a new thing?
-
Current account to Current account on NYD
I know this is a very basic question, but at 8 am this morning, l transfer some cash from my Nationwide account to my Virgin account, and it still hasn't shown up. It's not a large amount, (£5.95) but I was wondering if it is because its a non working day?
-
Santander Postal Statements
If I select Santander Statements to be posted can I still view and save them them in online banking as well?Can't seem to get a straight answer from Santander...
-
Challenger Banks - do they disadvantage you?
Random question to settle a 'debate' - if you hold your main bank account with, say Starling or Monzo does that have a negative impact on how you are regarded credit wise? As opposed to if your main account os one of the high street banks? I can't see how it would other than most of them generally only offer a current…
-
Santander £150 - Incorrect info on MSE site??
Hi So on the MSE site you can claim the £150 if you haven't received a switch bonus since September 2021. However if you click the link through from MSE to Santander, it states you won't get the bonus if you have ever received a incentive bonus, period. Any comments? Cheers Eric
-
card reader v sms
I have been a Nationwide building society member most of my adult life, but living abroad I have found using online banking with browser much easier using their card reader. I did use sms for a while but it has failed due to outages due to phone services providers and sometimes I just did not get the sms. my opinion is…
-
Bank Switch Bonus and (legal) bank bribe
i'm aware a couple of banks are currently offering "Switch Bonuses" i also noticed in this weeks MSE email the wording "(legal) bank bribes" in reference to the switch bonus Are both the bank and MSE referring to different things? If there referring to the same thing, why is MSE describing something as a "bribe" when its a…
-
Switching current account
Just watched Martins programme about switching current account to get cashback (up to £180). My wife and I have been with Santander for over 30 years and feel a bit stupid for not having switched sooner but thinking about it now. Currently we have a Santander 123 joint account that our salaries get paid into and direct…
-
Club Lloyds Advantage Saver
Hi I've stupidly already made the 3 withdrawals from my Club Lloyds Advantage Saver, so the interest rate has gone down to 1% from 3.64%. Can I open another Advantage Saver and put the money back in the new account to get the rate back? Thanks
-
Natwest Statements
Anyone with NatWest know if you can order copy statements that looks like picture (Personal info Blanked out) just wondering for future reference if need one for Mortgage etc As when I ordered (Before ages ago) Official copies were A5 printed cost like £3 something and the other lot were list of transaction, Natwest…
-
Email from Revolut
Hi has anyone else received an email from Revolut that they hadnt requested, containing their account number and sort code, with the banks address “to enable me to share with people who I want to access my bank info”? It seems strange as mostUK banks wouldn’t share this amount of info in an unsecured email. Thanks
-
Royal Bank app update payments not working
Has anyone else noticed that since a recent update the Royal Bank app seems to be showing New next to payments at the bottom in the middle but when you click on it you get a blank white screen? I can still make payments by going through the account section but just wondered if it is just my app playing up or is anyone else…
-
Confirmation of Payee says No - which banks allow payment regardless?
I'm keen to get a payment into a brand new West Brom BS RS before the month-end. My usual payer bank, RBS, says can't confirm payee (which WestBrom did warn about) and won't allow payment. To save me trying each of my current accounts in turn, can anyone confirm which bank(s) are more trusting/foolhardy and will allow this…
-
New Santander App - deposting cheques not working
The new Santander App now has a function to deposit cheques. However, it isn't working for me. Samsung S21 or Samsung S10. It used to work on the old app. It reads the data in off the cheque but then tells me that the photo is of poor quality. When I finally got through to the "help" desk. I was told that "the app is…
-
2 signatories
I've received a cheque from a business that has 2 lines for 2 'authorised signatories' but only one signature has been put on the cheque. Can I still deposit it or will the bank reject it?
-
Banks that allow multiple references for same payee
Hi, I’m looking for a current account that allows multiple references per same payee please (I.e. you can add multiple payees, all with the same name sort code and account number, but different references). NatWest doesn’t accommodate this for example. Thank you!
-
Switching bank account mortgage application?
Hi all, I have recently received a chunk of inheritance, most of which is going towards a house deposit. I have found a house and had a mortgage offer from West Brom and accepted this. I’ve opened a Chase saver account for the house deposit as it had a good interest rate but would like to switch bank to First Direct for…
