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single or joint currant account which is best
interest allowance.applied to joint accounts doe's both allowances apply to interest on current account interest ?
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Coventry BS bids for the Co-op Bank
One of Britain's biggest building societies has tabled a surprise takeover bid for the Co-operative Bank – a deal that would effectively remutualise one of the country's most recognisable high street lenders. https://news.sky.com/story/coventry-building-society-tables-bid-to-remutualise-co-operative-bank-13024020
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CIFAS marker (I think). What is going on?
Hi all, Had our remortgage go through credit checks and to the valuation stage only to receive an email from my mortgage advisor this morning saying that the bank have now declined it because... "After considering the information on the case there is information against the applicant that puts the application outside of…
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Starling or Monzo bank account and savings?
Hello, I’m looking to spruce up my finances in the new year. Has anyone used starling or monzo bankings or savings? If so, what’s people’s experiences of it? the savings accounts seem good. I see monzo have saving accounts with their partners: paragon and oak north bank. Monzo say both of these are fcs protected, but I’ve…
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Direct Debits first payment.
Is there a list of what banks do/don't show DD before first payment?
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HSBC Global Money Account Dispute
August 2023 I used my HSBC Global Money Account in Trinidad. There were 8 transactions in a hotel to the sum of £300. I used my GBP in my HSBC Global Money Account and it was converted to USD to make the card payment. The other day I was notified via my HSBC App that my HSBC Global Money Account was overdrawn….? I look and…
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Current account switching
I'm with Santander....wouldn't mind switching to first direct...I've done some research on the forum...you have to go through cass...to get full incentive....but dont wantto do a full switch...earlier posts suggest you can open another current account with your main bank...transfer a couple of dds.to 2nd current…
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How do fraudsters get your bank details these days
Found out this morning my credit card was used fraudulently last night. Phoned bank, got card stopped and new one on the way so all good. However what intrigued me is how it happened. The bank confirmed all payments were online which i suspected, but i havent used my credit card online for months. The transactions on my…
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Nationwide flex account anti money laundering measures
A relative has a Nationwide account and they seem to be asking her when she logs in an unreasonable amount of questions about sources of income, which they say is to comply with anti money laundering regulations. I have not had the same experience with my bank, or at least not yet anyway. There is an option to leave it for…
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Chase Bank current account debit card number
I wonder if anyone could tell me where to find the long card number to pay for stuff? It's not on the card and in the app under card details it just gives the sort code and account number. I also can't find it on my monthly statements. Thanks for any help.
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RCI BANK UK showing as HSBC on bank transfer
Hi I have taken out a savings account with RCI Bank UK and when sendint the initial £100 to open the account I noticed it was going to HSBC Bank rather than RCI Bank. I tried to transfer more funds today and Chase Bank refuse to transfer the funds as its going to HSBC and not to RCI Bank. ANy ide why it shows as going to…
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Banks and fraud markers
Interesting story in the Guardian today about a person who was wrongly recorded by TSB as a fraudster, rather than a fraud victim, and subsequently had their Santander accounts closed. https://www.theguardian.com/money/2025/jan/20/all-my-accounts-were-shut-down-when-tsb-labelled-me-a-fraudster-instead-of-the-victim
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TSB online statements - missing
Anyone else missing the last couple of months statements for their TSB current account? My account is active, but the last available statement in my documents is from October 24 November and December seem to have gone AWOL Is it me?
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Open Banking Question
Hi, I use an app that users TrueLayer to create an Open Banking connection to Santander to retrieve balances and transactions. It works well. The app requires me to re-link, reauthorise every 90-days. This works without issue. The problem comes is that a new connection is created every time and the old connections do not…
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Faster Payment I messed up.
Tried buying tickets from someone on twitter! Sent money via faster payment then got blocked. silly mistake £130 down do I have any right to claim back? I have senders name and account details as well as transcript. spoke to my bank Santander who told me couldn’t help was actually quite rude. 100% was a stupid thing to do…
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Online cheque deposit.
I am a carer for my Mom and as she's not digital she gives me the money for her groceries in a cheque from time to time. Due to her age she doesn't always bear hard on the cheque, this particular one will not go through the photo process part. I'll take it in later this week but as its been 'declined' (wrong word) by Nat…
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Moving to the UK, help me setup decent banking!
Hello! I'm moving to the UK and one of the first things I’m doing is researching bank accounts. I am moving from another EU country. I hope you’ll excuse the wall of text :/ . I’ve opened bank accounts with: * First Direct * HSBC * Barclays * Nationwide * Monzo * Lloyds (this one is not yet actually open because they need…
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Online payment authorisation
Having recently been a victim of fraud on my credit card, and also know friends who have had similar experiences, why dont banks mandate all websites that take payment have to authenticate the transaction? This happens on some sites where when you press buy, you have to confirm the transaction in the banking app/text…
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PayPal issues- need some serious advice
clear1 347 / 5 000Wyniki tłumaczeniaTłumaczenieI need advice. About a month ago, PayPal significantly restricted my ability to use my balance after I bought something from an online store, explaining that an automatic security gateway for payments had worked and that it was supposedly a system error. After a few phone…
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At what stage do banks put CIFAS marker on?
hey MSE gang. recently had a letta from Halifax who said they are closing my accounts in 60 days. been googling and reading tales about why this happens to peeps. my worry is about these CIFAS markers and if I get one. not expecting one btw just to make that clear!! I have done a check with CIFAS through the website and…
