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Joint Bank Account for just bills

Hello all, can I open a joint account without switching just transferring direct debits and still benefit for any cash back offers or do you have to close existing accounts to benefit. Thanks

Comments

  • friolento
    friolento Posts: 2,868 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    The CASS switch closes the old account and is a pre-req for all switch offers I have seen over the years.

    Your bank might offer a non-CASS option and just transfer DDs for you but this doesn't come with any guarantees or offer payments and frankly, you can move your DDs faster yourself. Most DD instructions can be changed online, on the retailer/provider website. All you need is give them your new sort code and account number. Best time to make the change is just after a payment has been made.

    As an aside, are you aware of the commitments you are making when using a joint account?


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