PayPal abroad

DarwinsDrunkMonkey

I would like to send some money to family in Spain for the 3 kings celebration. (Not much money but multiple small amounts to different people).
My bank charges are quite a lot for the amount of money I am sending.
Does anyone know of a debit/credit card that allows cash transfers with small fees.
I know PayPal includes charges but only a few percent.

Many thanks 

Misslayed

I send birthday/Christmas money to my daughter and grandson in Belgium from my NatWest current account, between £50 - £300 each time. No charges at my end (or theirs). Always very smooth transaction. 

PRAISETHESUN

Don't use your high street bank, or PayPal. They will either change fees, take a big margin off the exchange rate, or both.

You're best off using a specialist currency conversion service. I use Wise, but there are plenty of others.

https://www.moneysavingexpert.com/banking/foreign-currency-exchange/

Ayr_Rage

I use Wise too, whilst there are charges the fact you get the mid-market rate on most currencies this almost always beats the main banks who use a lower rate.

Western Union may also be competitive these days.

grumpy_codger

DarwinsDrunkMonkey said:

My bank charges are quite a lot for the amount of money I am sending.
...
I know PayPal includes charges but only a few percent.

About 3-4% actually - for the conversion. And so does your bank as SEPA transfers are free AFAIK.

Misslayed said:

I send birthday/Christmas money to my daughter and grandson in Belgium from my NatWest current account, between £50 - £300 each time. No charges at my end (or theirs). Always very smooth transaction. 

It's hard to believe that Natwest doesn't charge you for the conversion. Just compare what your relatieves receive to, say, xe.com