Lloyds Switching Dates, if I pick a switch date of 13th Feb?

IAMIAM

Does that count as a switch started by 3rd Feb....

flaneurs_lobster

Check these posts on the dedicated Lloyds switching thread

https://forums.moneysavingexpert.com/discussion/comment/81837242/#Comment_81837242

masonic

A CASS switch completing on the 13th Feb would start on 5th Feb. Are you delaying to give your direct debits time to pay out? When will they pull?

HillStreetBlues

It's always going to be the date you applied for the switch, a few of mine have been well past the date the switch offer is withdrawn.
Many banks don't give an end date, meaning if it was any other way  you could pick a switch in two weeks time, the incentive withdrawn the next day so wouldn't qualify, simply not happening.
The banks need to be clear, any ambiguity the FO finds in the customers favour. 

IAMIAM

That's good to know. Applied and accepted today. Picked a switch date as 13th Feb in order for me to pick up my final 6th £15 payment on the 10th Feb from TSB Bank Account. 
Am I right to accept an overdraft - it says interest free 3 months, is this correct?!

masonic

IAMIAM said:

That's good to know. Applied and accepted today. Picked a switch date as 13th Feb in order for me to pick up my final 6th £15 payment on the 10th Feb from TSB Bank Account. 
Am I right to accept an overdraft - it says interest free 3 months, is this correct?!

You will be the guinea pig for this theory that they mean "apply for" when they say "start". Let us know how you get on.

I think we're still looking for someone willing to test whether the DDs really need to have paid out prior to the switch to be counted.