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Fintech and Banking-as-a-Service

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Not directly relevant to UK banking, but has anyone been following the Synapse bankruptcy case in the US ?
Yesterday's NYT https://www.nytimes.com/2024/07/09/business/synapse-bankruptcy-fintech-fdic-insurance.html?unlocked_article_code=1.6E0.uBM7.A49-I4aMDx0k caught my attention. There is also a more detailed description here https://prospect.org/economy/2024-05-23-fintech-fight-frozen-bank-accounts-synapse/ .

I was wondering which fintech in the UK (if any) operates on the same model, i.e. fintech <=> B-a-a-S intermediary <=> FSCS-insured bank, so the fintech can [legitimately] claim that customer funds are FSCS-insured, but if the intermediary fails, the customer could still be in limbo (or worse).

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