Santander £200 Switch Offer 10/11/25-TBC

Bridlington1

Santander have launched a £200 switching offer.

https://www.santander.co.uk/personal/support/current-accounts/switching

Available to new and existing customers provided they did not hold a Santander current account on 1/1/25 or have received a switching offer from them previously.

To qualify for the switcher offer you must:

• Submit a switch request on or after 10 November 2025 and before the switcher offer is withdrawn
• Complete a full switch to a new or existing Santander Everyday, Edge, Edge Up, Edge Explorer or Private (v2) current account (your ‘Santander account’) using the Current Account Switch Service (CASS).

Within 60 days of you submitting your initial switch request, you’ll need to:

• Complete the full switch, which includes closure of your external account 
• Pay at least £1,500 into your Santander account, through 1 or more payments
• Have at least 2 active Household Direct Debits in place on your Santander account. These Direct Debits must be active at the point Santander assesses your eligibility.
• Continue to hold your Santander account, including 2 active Household Direct Debits, on the date they make the switcher offer payment. 

For a list of household DDs they accept:
https://www.santander.co.uk/assets/s3fs-public/AD_documents/Current_account_switch_incentive_Household_Direct Debits_list_COREMC0876NOV25PUBCD.pdf

Full Ts&Cs below:
https://www.santander.co.uk/assets/s3fs-public/documents/Santander_£200_switcher_offer_Terms_and_conditions_COREMC0855NOV25PUBCDT.pdf

Ts&Cs have also been archived to the wayback machine:
https://web.archive.org/web/20251110150003/https://www.santander.co.uk/assets/s3fs-public/documents/Santander_£200_switcher_offer_Terms_and_conditions_COREMC0855NOV25PUBCDT.pdf

https://web.archive.org/web/20251110175621/https://www.santander.co.uk/assets/s3fs-public/AD_documents/Current_account_switch_incentive_Household_Direct Debits_list_COREMC0876NOV25PUBCD.pdf

harz99

I just had a Moneysupermarket email about this very offer...shame we don't qualify🙄

MikeJXE

I suspect most of the regular switchers will not qualify unless the move there regular household/utility direct debits over 

EarthBoy

MikeJXE said:

I suspect most of the regular switchers will not qualify unless the move there regular household/utility direct debits over 

Must of us regular switchers won't qualify anyway, because we'll have had a previous switch offer from Santander: 

"You won’t qualify for the switcher offer if:...

- anyone named on the Santander account has previously received an incentive payment to switch to a Santander current account."

There's no exclusion date, so it can only mean if we've ever received a switch offer from them.

trickydicky14

That boat sailed a long time ago for me.