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LBG - restrictions on cash deposits
I have heard that with the upcoming banking hubs (currently in the first stages of rollout) that LBG will be limiting cash deposits to £2995 p/m or £20000 per year, There may have been rumours about this sort of thing in the past but it looks like it is going to happen in earnest. Watch this space...
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Trading 212 App Transfers
Does anybody else have problems with their bank holding back transactions paying money into T212? After recently opening the above cash ISA account, trying to feed it via their App has been really problematic. My current account is with First Direct and although smaller deposits go through without problems, several amounts…
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HSBC reducing savings rates again.
Got an email this afternoon, HSBC regrettably is having to reduce interest rates on saving accounts. This seems rather mean.
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HSBC - any way of finding my customer number online or in the app?
I have to phone them to have an account unblocked but can't get through the initial request for either my customer number or the 16 digit number from my debit card. Unfortunately I can't seem to find my debit card and think I may have destroyed it as it was not needed for the transactions I had planned for this account.…
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Alterntives to curve card because of fees
Hi is there any altertives to curve card that store all yours card into one with a physical card for taking cash out thanks
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Santander reducing my overdraft limit
I received an online letter in my online documents inbox today that Santander are going to reduce my overdraft from £2000 to £100 from 1st November. I rang Santander today and told them that my autism makes me vulnerable and sometimes I overspend, and while I don’t regularly use the overdraft and not usually in it by more…
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Temporary bank account
I've just discovered that I now need to give ebay my bank account details to sell on their site- I do rarely sell anything on there and I suspect this is just something I have 'missed' ...I really don't want to give them my main bank account details - which is tied in with my and my children's saving accounts. (I don't use…
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Chargeback question
Hi, I did a chargeback for a service that was cancelled and was getting no joy for a refund, the service then went ahead after all now the bank have paid me while they do their checks. Shall I ring them and tell them to take the money back or will they just do it automatically?
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Foolish son and bank accounts being closed
My foolish teenage (17) son got involved (unbeknownst to me) in some scam (trying to refund a package of clothes that he ordered from some retailer) and had his Halifax account closed. He opened another account with Monzo but they questioned a deposit into his account (£275 a friend was repaying him) and now Monzo have…
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50p direct debits / STRIPE payment suspension
Hi all. I set up 2 x 50p direct debits as part of meeting the Co-Op switch criteria. I noticed no payments were taken in August and then I saw this on the 50p site. 11/08/2024 - Unfortunately, due to a technical issue with our payment provider Stripe, we are unable to setup new direct debits. Also, all existing…
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Use of Savings Hub and trust structures
Hi I'm new here. Hope it's OK to post this, I don't think Martin's site offers an equivalent service so I don't think I'm promoting a direct competitor. I am thinking of signing up to the Savings Champion website's Saving Hub, where essentially they broker the individual's relationship with a number of banks. It's supposed…
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HSBC reducing overdraft
Had a letter from HSBC that they are reducing my overdraft. I guess all the banks are going to start doing this now? I am waiting to see if my credit card limit is also reduced!
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Barclays to close accounts of all British expats
From the telegraph: Full article: https://www.telegraph.co.uk/money/banking/barclays-to-debank-all-british-expats/
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Which UK bank accounts allow outbound transfers of very large amounts?
I have got my life savings in various investments, but the Labour Party's tax and other policies don't make it worthwhile to keep the money invested for ever-decreasing returns netted by me. Therefore, my intention is to exit from those investments over a period of around a year and then use the redeemed funds to buy a…
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I don't use paypal so what is a way to buy a bike from a random person on and internet forum?
It is just over £100 so not huge amount but also not something I would like to lose. The forum specializes in retro bikes so it is not a common honey pot for scams like gumtree I wouldn't think. There is a lot of buying and selling on there but this user is a newish member without any real post history. However they have…
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Raisin account timeline
Hi all, I applied for Raisin but now it says "Application verification in progress". Its been like that for 4 days. Anyone know how long it takes please? Thanks Mia
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TSB App Text / Setup Size
When updating app to 8.5.3 have others found the new transactions layout takes up for too much space? I can now only see three transaction without scrolling, before I could see eight.
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Santander OTP code every time I want to look at my account
Every time I log in to my Santander online account I get a request to put in a code into my mobile phone.This is inconvenient as I do not always have my mobile handy to my desktop PC, I am 78 years old and it is not an easy task to get up and down the stairs etc.I have spoken to Santander and they are not interested, they…
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Halifax Reward Current Account - Do Internal Transfers Count?
I've had a Halifax Reward account for a few years now, and for some reason I just assumed that internal transfers would not count towards the £1500 monthly pay-in requirement, but having looked into this, I can't actually see anything to suggest that internal transfers wouldn't count. Can anyone confirm?
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Best bank account for transfer of USD
Hello! Newbie here. I'll shortly be working overseas on a rotational basis, for a US company who will be paying me in USD into a US bank account (that they are setting up). I will be looking to transfer most (if not all) of the money across to a UK bank account to pay bills etc whilst I am away and obviously looking for…
