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Falling interest rate on income bond.
I have 100k in a ns&i income bond. it was paying me just over £300 pcm, which helps to supplement my pension. due to the recent interest rate change, I'm now getting £260pcm. so I'm looking for advice on where to put that money that will give me a monthly income? advice appreciated.
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Best Card for spending abroad
Now CHASE bank is stopping (from April 7th) a lot of the ways you can get the 1% spending cashback, and completely so when abroad, does anyone have suggestions as to what card to use abroad? Now I don't get the 1% cashback while travelling, I have even less use of my Chase Account now, if there is an equally good…
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Halifax introduce £100 interest free overdraft
Hi, Just received notifications for all of my 3 Reward accounts that from 14th of April Halifax will introduce a £100 interest free overdraft for anyone who as an arranged overdraft agreed. Keep in mind that for getting the £5 rewards, one criteria is to stay in credit for the whole month, so stoozing is only an option if…
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Stalemate On Paypal With Phone Number Change
I have not used Paypal for some time and I have forgotten my password. I have also changed my mobile number since I last logged in. I have gone through and tried all of the "forgot password" steps, including verification codes emailed, correctly answering the security questions and at the end of every option they insist on…
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Santander app is down for payments
The Santander app isn't working right now for payments.
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Barclays set to pay customers £12.5m compensation after IT outages
https://www.thisismoney.co.uk/money/saving/article-14468109/Major-bank-set-pay-customers-12-5m-compensation-outages.html
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Halifax debit card - deposits to savings accounts - any recent problems?
Like many other people here I've been doing this for years to qualify for their £5 monthly reward. However, it's the second day now when all my attempts to make a deposit to YBS fail (declined). I tried two different YBS accounts, two different HX cards, different amounts (£50, £500) - to no avail. £500 failed after I…
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Treasury committee demanding answers on IT outages
https://committees.parliament.uk/committee/158/treasury-committee/news/205186/bank-outages-committee-demands-answers-from-banks-and-building-societies-following-barclays-it-failure/ Questions to Barclays regarding their outage on and after 31 January: As stated, the other main banks are being asked questions 9 to 12 - at…
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Has any person or organisation lost money from a UK bank failure?
I've a feeling the banks in 2008 were all bailed out. From memory the Iceland banks weren't covered by the FSCS but I think any potential losses were made good. So has anyone actually lost money from the failure of a UK bank in, say, the last say 40 years? This question arose from a charity I'm involved with, so if anyone…
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Chase cards not accepted?
Trying to book afternoon tea here and spotted this: That seems very unusual to me. Has anyone seen anything like this? Anyone care to speculate why?
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Lloyds bank £175 switch 18 Feb 2025
Saw it mentioned in another thread that Lloyds have released another switch incentive. https://www.lloydsbank.com/current-accounts/switch.htmlSnap up £175 when you switch To qualify, you’ll need to follow these simple steps; * Open a new Club Lloyds, Club Lloyds Silver, or Club Lloyds Platinum account. * Use the Current…
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Leaving starling - who’s the best competitor for “pots” and savings style challenges ?
Hello. I’m going to leave starling now it doesn’t pay interest on its account balance (used to bring me about £14 a month) Which bank (if any) pay monthly interest on total account balance, and gives access to “pots” - I have three saving challenges running together
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LLOYDS BANK TECHNICAL PROBLEMS
Both the Lloyds Bank website and app are down, due to technical problems. Just as I needed to check my account balance and outgoing payments.
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TSB Spend & Save cashback
Hello, I used to have a TSB spend & save account but switched that to Halifax in April to get the £125. If I were to open a new spend & save account would I be able to get the £5 cashback for 6 months again?
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closed bank account
im dyslexic so excuse my spelling writing my stepson had his bank account closed but dont know why then he had his benefits put into my step daughters now her bank account has been closed could this be linked
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Bank account for Partnerships (Scotland)
Hello Can anyone suggest any banks which offer business accounts for Partnerships? We are not a Limited Company but a registered Partnership. I'm finding it difficult to find out which banks offer this service. Perhaps being in Scotland there are different rules? Many thanks for any insights.
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Santander edge 3£ maintenance fee
I opened a SE account to get the introductory £175 so I also switched my account, set up 2 direct debits and paid £1500 into the account. I got the intro £175 and I have been charged £3/month from opening the account in may though October. They then stopped charging the fee. I am not earning enough cashback to justify the…
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Tik Tok Coins
Hi. I received an email from Google Play saying I had purchased Tik Tok coins for £19:99. I’ve never purchased anything from Tik Tok. The payment was showing on my PayPal account. Im going round in circles with PayPal and Google trying to sort this out. Google has said it can’t be refunded due to the transaction type but…
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Online vs Mobile Banking
Hi. Can anyone recommend any banks that still specialise in online banking? i.e. using tools such as a web browser, email, SMS, etc. I am finding that most mainstream banks are moving towards mobile banking where, their websites don't display properly on a small screen, email / SMS messaging is being replaced by app based…
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I didn’t go to Nandos.
I had 2 attempts to spend £49 from my Chase account yesterday luckily I didn’t have the funds available. Below is my chat with Chase support. At the moment I have frozen the card. I’m not sure Chase advice is right or practical.
