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NatWest + RBS £175 switching offers June 2025
New switching offers from NatWest and RBS, see below. Terms seem to be more or less identical between the two banks, so I've listed the T&Cs for the NatWest offer for reference. Biggest difference between past offers is that it seems to apply only to "new and existing customers who don’t hold a NatWest/RBS current account…
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HSBC Currency Account Exorbitant Fees
Hi all, has anyone else had this issue? I set up a EURO HSBC current account to receive and pay Euros within the EU because their website says they don't charge any fees on these Euro transfers. Today I transferred 10,000 Euros from my HSBC euro account to my FX trading account held with The Currency Cloud (a UK Euro bank…
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Looking for advice on a simple food budget tracker I’m testing
Hi everyone, I’m trying to get better at keeping my grocery costs under control — but I always seem to overspend. Snacks and impulse buys sneak into the trolley, and at the end of the week I’m not sure where the money’s gone. I’ve used a few budgeting apps, but most of them felt too complicated — they track everything…
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can i close lloyds current account down online?
is there an option to do this from my browser please?
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Budgeting Spreadsheet - Advice Needed Please
Hi, I've modified a budgeting spreadsheet I found online so it matches my needs. I have a different column for each month. As I get paid on the last Friday of each month I'm wondering if i should include that as 'wages' for the following month as it seems more relevant that way. Thoughts please? What do most people do?
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Barclays £175 Switch Offer - 15th July 2025 to 28th August 2025
I couldn't find an existing thread for this so here goes: New switch offer from Barclays. What you need to do: * Step 1 : Open a Barclays Bank Account or Premier Current Account in the Barclays app * Step 2 : If you’ve opened a Barclays Bank Account, join Blue Rewards for £5 a month * Step 3 : Complete a full switch in the…
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Which of my debit cards for spending in Australia?
I have quite a number of bank accounts with debit cards. I'm heading off to Australia in 2 weeks time and now fretting about which debit card to use. I have Virgin Money, Club LLoyds and Santander Edge that fit the 0% fees My concern is that I have large amounts of savings in these banks too - mostly fixed rate ISAs but…
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Nat West Bank Statements
Any one know what DEBIT (all upper case) is used for on a Nat West bank statement, its obviously for monies going out but it's not a Standing Order, Direct Debit, ATM or Card transaction. Is it something done in Branch perhaps? Its not in the list of statement codes.
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Savings interest, basic advice wanted
As above after some basic advice from people more savvy than myself. I have worked all my life and not always been in a position to save, however i have got myself 65k stashed in various interest earning accounts all high street banks. Last year is the 1st year i have earned too much interest and the tax man quick as a…
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How many bank / credit / reward cards do you normally use day-to-day?
Just curious how many cards people actually use regularly (not total accounts, just the ones you spend on or use for rewards regularly.
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Santander switch incentive
I have seen the new Santander £180 switch incentive on the MSE bank page, which says You can't have had a switch bonus from Santander since September 2021. However on the Santander website itself, it says you can't have ever had an incentive paid out. I'm digging through the T&C's to see if the 2021 date MSE has shared is…
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Halifax Reward Slow Updates
Anyone else’s reward extras not updating, mine last updated on the 5th dec, was working fine until now?.
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Paid weekly budgetting
Hi I am starting to draw up a budget, main problem I get weekly pay. So 8 months a year paid 4 times and 4 months a year paid 5 times. I was thinking of budgeting based on 4 weeks pay, and seeing the occasional 5th week pay as a bonus? Any thoughts?
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Merged: Apple and Google Pay setup fraud
This discussion has been merged.
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Dormancy in join account - I can't get my money
About 25 years ago, I opened up a bank account with my flat mate. She never used the account and soon after, went to USA and I lost touch with her. Last I heard she was married but have no idea what her married name is, where she is, or even if she is dead/alive (she was diagnosed with MS). I tried to get her name removed…
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Nationwide FlexPlus fee hiked to £18/month from December
https://www.nationwide.co.uk/current-accounts/flexplus/Information: From 1 December 2024, the FlexPlus monthly fee will go up from £13 a month to £18 a month. Bad news. Was ready for and anticipating a £2/month hike but this is going to warrant some research. Might be time for me to ditch.
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Chase's ridiculous ID policy
A warning to those thinking of using Chase: I've been banking with them since 2022. I locked myself out of the app - for some reason fingerprint ID didn't open and the passcode didn't work. I divorced in 2021, and haven't yet changed my passport back to my maiden name, as I don't want to waste the 4 years left on it. I…
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Two mobiles with Santander?
Currently use one mobile with their app. I want the second account holder to have the app on their mobile. 1.Do I need to do anything other than download it and go through the process of registering? 2. Cn or Do I need to register the number on the account? There does not seem to be a place to do that other than the Home…
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Coop switch offer
Sorry if duplicate thread £175 bank switching deal launched - here's what you need to know The Co-operative Bank is offering customers £175 for switching their current account. The deal is available to new and existing customers who switch to a Standard Current Account, Current Account Plus, Privilege, Privilege Premier or…
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Bank credit FCL TRUST CLIENT SETTLEMENT
I had a few payments under <£100 into my bank account under this title: "Bank credit FCL TRUST CLIENT SETTLEMENT" I have no clue what it is and where is coming from... !? Without giving much personal info I have no loan or mortgage, only shares and investments, and no dividend scheduled to go into this account... I called…
