Leaving starling - who’s the best competitor for “pots” and savings style challenges ?

Vegansteven

Hello. I’m going to leave starling now it doesn’t pay interest on its account balance (used to bring me about £14 a month) 

Which bank (if any) pay monthly interest on total account balance, and gives access to “pots” - I have three saving challenges running together

pochisoldi

Why not open an Easy Saver account alongside the current account? (pays 4% compared to the current account 3.25% while it lasted).

Going off at a tangent:
As far as "challenges" are concerned - those type of features are few and far between, and you do move away from Starliing, you might be better off doing the same sort of thing "on paper" and then saving the money in one or more accounts paying the best rates.
I can understand how they might be useful to some, but there will come a point where the benefit of the challenge is outweighed by better accounts - for example "Save and lock away £100 a month for this time next year", is best achieved with the highest paying regular saver account, not an easy access saver account.

EarthBoy

Virgin Money pay 1% interest on your current account balance and 2.5% on the linked saver.  You can also have savings pots. 

steven141

Kroo gives you access to pots and 3.40% interest on the pots and the current account balance.

Eco_Miser

EarthBoy said:

Virgin Money pay 1% interest on your current account balance and 2.5% on the linked saver.  You can also have savings pots. 

Only on the first £1000 on the current account, and with external easy access accounts still over 4% my linked saver has been empty for years.

boingy

Kroo give decent interest along with current account functionality. Not as good as a savings account but more convenient - it depends what you need.

Jetmender

Starling suggested I open their savings account, so I could continue receiving interest when current account stopped paying it.
They then turned down my application, despite having an excellent credit rating and won't give a reason.
Their loss, as I already have another savings account. 

Rich1976

I personally don’t like the idea of having my savings with my current account provider as generally you can get better interest rates elsewhere and also don’t want to be restricted to one provider in case something goes wrong.

i get why people like those spaces/savings pots functions but I would prefer to have a decent paying savings account independently of my bank 

Desmond_Hume

Zopa do pots in their savings account.  Doesn’t have the target feature but you can monitor that yourself some other way.  I moved all my funds from Starling pots to Zopa last year. Better interest rate.