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Which budgeting or personal finance software do you use?
My question is about what people use to record their bank transactions for budgeting and spending control. I'm not thinking about the banks' own phone apps but "proper" software handling multiple banks and credit cards.
I've been recording my income and spending details for many years using Microsoft Money. Although it works, I worry that one day it will break. Finding useful alternatives for UK purposes seems to be hard - for some reason our market isn't as attractive as the US where there seem to be many more alternatives.
I wouldn't be surprise if this has been asked many times before - but I cant find recent answers that are useful to me.
Suggestions (sensible) and discussions welcome.
Comments
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I don't go into much detail so a excel spreadsheet does just fine.
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I use Money Manager EX (MMEX). It's free and does everything I need. I've used it for years. Highly recommended.
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I use MMEX, Money Manager Ex, on a mac. I used to use Gnucash, but ran into some sort of problem I don't remember. I thought gnucash was a bit clunky, and find mmex better. I just log everything, don't use any of the reporting. I don't know if you can import stuff, I never do that.
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Excel does it for me.
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MS Money 2005 UK. I'm not worried about it breaking. Currently it runs fine on Windows 11 and worst case it should be possible to run it on a compatible version of Windows on a virtual machine. I looked at others including those mentioned in this thread and didn't like them.
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Emma is a great app.
https://emma-app.com/0 -
I have an excel workbook with tabs for different accounts and a summary page detailing actuals, budgets etc by category.
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Excel for me as well
Let's Be Careful Out There0 -
Monzo - depends on your setup but does most the job for me.
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