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Santander 123 Lite - conversion to Everyday Account from 21 August 2025?
I posted this on another Santander thread, but it probably deserves one to itself for those who still have the 123 Lite. I have not received anything via email or post, but saw this on their website (note “we’re planning”?): https://www.santander.co.uk/personal/support/current-accounts/changes-to-your-current-account…
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TSB £160 switching offer starting 22/01/2025
What’s in the switcher offer? Step 1 £100 switcher bonus * Complete a full switch request when you open an account with us * Log into the TSB Mobile Banking App * Make at least 5 payments using the debit card on your new account * If you do all of this before 14 March 2025, we’ll pay your £100 bonus between 28 March and 11…
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Santander Secure Message
I sent a secure message to Santander via PC and then recived the following message: "Thank you for your email This service is no longer available, please use Chat, via
our website, your Online or Mobile Bank." One wonders why they still have the send secure message function still on the site.
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Nationwide account opening
hello im thinking of opening a current account with Nationwide for the first time I am checking if when you apply to join them they check your identity etc electronically? I don’t want to be messing about sending documents in the post or going to a branch All the banks I have joined down the years have always let me open…
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Advice on mortgage reserve
Hello does anyone know can Barclays demand the full balance on a mortgage reserve before the mortgage account is paid off say if you owe the money on the reserve can they ask for it all back - what happens if you can’t repay it all at ounce would you b bankrupt please
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Withdraw £3500, local branch closed, how?
Local bank branch closed, need to withdraw £3500. Post Office from what I read has a limit of £300 daily.
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how to know what current account to get
OK so here's the problem. I've got a VirginOne flexi mortgage account which is essentially a current account with a massive overdraft. This has worked very nicely for me since it was opened over 20 years back and I've no good reason to shut it down. Except that V1 which is an RBS based account has had their online presence…
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Santander/Cahoot login issues?
Anyone having issues logging in? When I enter my PIN, the boxes go red. Same issue with both Cahoot and Santander, so I assume it's a problem their end. Annoying though as I need to transfer some funds out to make payments tomorrow
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Changing Current Account
I have frequently changed accounts, however, latest offer from 1st Direct has condition that you have not had HSBC account since 2018. Because I've changed so many times, I can't remember if I have been with them. How do I check?
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Changing current accounts
I received my latest enticing offer in the post this morning, promising me £175 if I moved my current account to Nationwide. My question is whether there is any downside to changing bank accounts, assuming that after the initial few weeks' hassle during the changeover everything goes smoothly. Specifically, does the fact…
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If you switch current accounts, does your savings account switch too?
I'm thinking of switching current accounts to get the bonus the bank is offering, but would my savings account with my current bank be switched too? Would I be better off moving my savings to my current account before the switch and then open a new savings account with the new bank? Thanks
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Depositing a cheque
Hi folks. I recently closed an account with Nationwide and they issued me a cheque for a large sum (over £1000). I'm struggling to see how I can deposit the sum with either of my 2 other accounts, one with Chase, the other with Virgin Money. Any advice, please? ps there is no way I'm going to be tempted into putting this…
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Coop Bank Switch from Chase Bank
As part of switch offer to Cooperative bank, I have today mistakenly registered for online banking services and mobile app five days before the switch is due to complete on 30 May. Do you think I will still be able to get the bonus? I will still be depositing £1000, setting up 2 active DDs and making a minimum of 10…
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Nationwide Flexdirect Acct
Does anyone know if you can have two (individual) of the above? I'm assuming not! First one opened in May with no switch offer available. No DD's. Email received offering switch, including into existing Flexdirect. I followed the process outlined in the email exactly, but they have opened a second Flexdirect. Wondering if…
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Ombudsman not upheld my complaint
In August 2024 I fell victim to a scam where someone rang me claiming to be from my bank. I questioned if he was genuinely from my bank and I was sent a text message which looked exactly like the ones I get from my bank. He told me my account had been compromised and advised me to make payments to somewhere while they…
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Nationwide £200 switching bonus starting 29/05/2025
https://www.nationwide.co.uk/current-accounts/switch/ How to get our £200 switch offer For a limited time, members can switch their main account to us and get £200. Terms apply. * Be a qualifying member as of 31 March 2025 * Complete a full switch online using the Current Account Switch Service to a new or existing…
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Paying Santander cheques in to the Post Office
My boss wants me to take a bunch of cheques to the PO and bank them. She swears blind I only need the paying in book. Says that is how she does it. Both the PO site and Santander site say you need a paying in slip and a bank branded envelope. Anyone have experience of this or an I going to look like an idiot at the post…
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Joint accounts online
Morning all Can anyone recommend a basic joint account we can open online in a simple process please? You've either got to go into branch or open sole accounts and then join them? Thank you!
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Anyone else gets often locked out of their TSB online banking ?
Opened my second TSB current account a month ago, now waiting for the switch bonus to be paid in December. I got locked out of their online banking in October, after modifying one of my existing standing orders (which eventually wasn't modified). Today I set up a new savings account with LLoyds and sent £400 to it from the…
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Too soon?
Are there any pitfalls to switching accounts too frequently? I swapped my old Nationwide account to First Direct back in February and pocketed £175. I then swapped the FD account to Barclays a few weeks ago and got another £175 from them (less £5 monthly fee for Rewards which I've since cancelled). Kaching! But I've now…
