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Best "making tax digital" app and banking app combo
I see that NatWest is offering a free Mettle business account combined with a free license to FreeAgent for HMRC reporting, saving a typical £20 in monthly charges when "making tax digital" come in next April (for anyone grossing over £50K as a landlord/self-employed). Does anyone know of any other good offers like this?…
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Nat West Rewards
Hi, just wondering if I can forward a rewards egift voucher to my son if I exchange? Or does this have to be used directly by myself only? Thanks for any replies.
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Club Lloyds Insurance
Has anyone used their club Lloyd’s benefit for travel insurance? We’re a basic customer just for Disney but looked at the pro’s and looked great instead of a lump sum. Is it possible to drop down insurance after our trip?
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Chase Bank
Hi all. I’ve had a UK Chase account for about three years (since they started to offer a bank account in the UK). Initially it was great with the cashback offer but I no longer use it. It did offer a good linked savings account but the interest rate has now dropped so I am no longer using the account. I just wondered what…
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Fake Banking App Theft
Here is a cautionary article form the BBC, "Scammers used fake app to steal from me in person":https://www.bbc.co.uk/news/articles/cn05d58jwvdoBe very careful if you accept payment by bank transfer for goods collected!
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MS Money replacement.
Hi all, I am seeking a PC-based personal finance system to log my incoming and outgoing. I currently use MS Money, I love it, but it won't last forever. Does anyone have any suggestions?? I want to move my MS Money history to it,
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Zopa £5 treat
I received an email from Zopa detailing an offer where if I spent from my new current account using Apple Pay they would pay me £5 as a treat ( their words ) Has anybody had this offer and received the £5 ?I’ve used Apple Pay but have not received any treat and can’t see anything in the email that gives any time frame.…
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Nationwide Big Thank You
Announcements in the app this morning, £50 where eligible paid between 9th and 30th April, and in addition to Fairer Shares. https://www.nationwide.co.uk/about-us/the-big-nationwide-thank-you
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Chase cashback account and alternitives?
I opened a chase account about a year ago, simply for the cashback. I use it for most of my purchases and since opening I have accrued close to £100...so not to be sniffed at! However the new rules which come into effect from April will mean you won't be eligible for cashback unless you deposit a minimum of £1,500 a month.…
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Can a bank overdraft be wrote off in certain circumstances?
I have been putting off posting this but i feel i need to find out. On the second of april my 74 year old mother took four sizures and got rushed to hospital. It turns out she has lung cancer which has spread to her brain. Anyway i had to stop work immedieatly. I am in the process off sorting out carers element. My wife…
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Coventry BS Saver withdrawal to named bank account (Monzo)
Hello all, I have a 4 Access Monthly Saver with Coventry Building Society that has circa £15k in, which I intend to use to pay off my mortgage on 30 April. My named bank account is with Monzo (I have already arranged for my payment limit to be increased that day with Monzo). My question is would the transfer from Coventry…
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Be wary of Cifas Protective Registration
Two years ago my employer had a data breech and advised us to apply for a Cifas protective registration. It advised this would just mean extra checks if you applied for credit, a bit of hassle but it protects you further from fraudulent applications in your name using the stolen details. So I applied and it was added to my…
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I think my daughter has a CIFAS marker?
Two years ago my daughter who was 17 at the time was stupid enough to allow someone to do fraud on her bank account. Unsurprisingly the account was closed, so she opened a Stirling account and shortly afterwards that was closed, she tried to open accounts with other banks and they all denied her. Although we have never…
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Monzo — fraud on Joint DD
On the 14th March our joint bank account was hit with 5 transactions in total £650 taken out of the account disguised as Apple Pay payments to 5 different Revolut accounts , and if we had not reacted promptly due to notifications on our watches it could have been allot more running into £1,000’s Monzo have shut the door…
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Joint account overdraft with ex
Hi, I’m in the process of divorcing my ex husband. We still have a joint account but I don’t use it, he has a few direct debits coming out of it which he keeps on top off. I was meaning to close it but have thought it would be useful to set up the kids direct debits for their sports/hobbies as at the moment I pay the…
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Moving DD’s
I was thinking of moving a couple of DD to my new Zopa bank account to benefit from their 2% offer. But everytime I do move DD in the past there is always a delay in paying them and hassle to get it sorted out. And the monthly payouts get out of sync. As the 2% for DD is just for a year not sure if it’s worth the hassle!
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Bank cashback through Google pay?
Hi, I have a cards with cashback offers (Halifax and Lloyds). If I pay with the card through Google pay, anyone know if I will still receive the cashback?
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Lloyds debit card not automatically replaced
My Lloyds debit card expires soon and they’ve said that being as I haven’t used it in 12 months they won’t bother replacing it unless I ask. I’m in two minds whether to bother as it’s clearly not something I use. I’ve read that it’s now good for overseas use but I already have a handful of options in that regard. I’m…
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What happens to linked savings when I swap current accounts
Hi all I'm thinking of taking advantage of one of the current account switching bonuses later this month. I'm currently with the Co-op bank. I have a current account and a linked savings account. Does anyone know what happens with my savings if I switch my current account? (You need to have their current account to have…
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Cash isa new too question's
Hi, i have been lazy with my savings and left my cash in various interest bearing bank accounts, Chase Kroo Marcus. Anyway last night i opened a cash isa with Kroo and put 5k in it, from what i can gather i have a 20k allowance so was going to open another cash isa with marcus and put 15k in that. Now where i need help, at…
