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Is Santander reneguing again on 'free business banking forever'?
A previous thread on this subject was closed about 10 years ago after Santander announced a U-turn in response to the outcry caused by their proposed charges for business bank accounts inherited from Abbey, who had promised free business banking forever. I have had a letter suggesting they are trying again, this time by…
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Lloyds and Halifax apps crashing (iOS) NOW FIXED
I’ve experienced trouble with both the Lloyds and Halifax apps this morning. Halifax lets me in momentarily, so I see the balances, but Lloyds doesn’t get that far. As Lloyds goes through the log in process the app shuts down. I’ve since checked my accounts via the web, so there’s no urgency, but I wanted to see whether…
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Bank Bribe Switches for Self Employed
Hi I want to do a bank bribe switch however as I’m self employed I have payments sent to my bank weekly by customers. I don’t want to keep telling them new account details if I switch more than once. Anyone else done this without any issues? Many thanks
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0% overdraft approval when moving to grad account (with already very high credit utilisation)
I joined university late and so when I opened my student account I didn't get an overdraft like most other students for some reason. In my final year I got an 18 month 0% credit card with £4K limit which I have had to use as I got minimum student loan and no help from family. Next month my student current account is being…
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Is this a Scam on a bank account?
I noticed today on a bank account the following unrecognisable transaction from yesterday. The bold is the supposed recipient of the "Money Out" with the other text the transaction reference: INTL CARD ILPXIADE £0.48STEPTEMBER+61299758427 AU(Date) I have zero subscriptions, nor have had any purchase transactions on this…
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Business bank forceably closed after 55 years... struggling to find a new one.
We are a family who have a general business partnership for an investment property. We receive rent directly into our separate personal bank accounts, and we have held a Barclays Business current and savings account for 50+ year for the day to day running costs, insurance direct debits and savings fund etc. Barclays have…
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Budgeting app IPad
I couldn’t find a thread thought the search button! But if there is please redirect me to it! But what’s the best free budgeting app the can connect to you bank accounts? Or isn’t there any? emma had free Version but can’t seem to use it
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Paying my tax bill from Santander
I need to have a little rant. Trying to pay my tax bill which is due by Thursday this week. For convenience, I thought I use "Pay by Bank" which is what HMRC call Open Banking payments. I can do this from just about every bank, and even from some Building Societies and Electronic Money Institutions but not from Santander,…
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Timing of pension payments
Dear All My husband and I each receive a State pension and a Teachers' Pension. None are huge, but we should have enough to cover us from month to month. I'm trying to work out some kind of a budget, but the 4 pensions all come in at different times of the month. As a result, I'm finding it really difficult to work out…
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Have you ever closed a current account or savings account for ethical reasons?
I'm debating whether to close bank accounts due to one banks decision to withdraw from a net zero group and another due to their US parent company withdrawing dignity and equality policies.
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Club Lloyds - New Phishing Email
Received this earlier from an iffy domain with a dodgy link inside (nirvtek dot com slash llo) - everything looks reasonable on this......has been forwarded to NCSC (report@phishing.gov.uk)
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Lloyds Bank security message not fit for purpose?
You can't proceed with the transaction unless you tick the boxes, and agreeing appears to be contingent upon having had a scam call... (and there are also scam scenarios other than a call where you can be asked to move money.) To be kind, perhaps it was written by AI ..if so we're doomed!
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Current Account Switch
When you switch a current account from one bank to another do I have to have a zero balance in the first, or are funds in the account transferred as well as direct debits?
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How long does it take to open a RBS bank account?
Just that really, trying to open an account, got all the way through to the online ID verification thing which it says both parts were passed successfully and that they'll be in touch - just wondering how long it's going to take.
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Cooperative bank - delay in showing transfers in?
I have had a broadly rubbish experience with Coop as a bank, so this observation doesn't surprise me. But I've just transferred money into my Co-op account and it's not showing up. Is this a weekend thing, does anyone know?
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Nationwide card Authenticator gadget
I recently switched to Nationwide and made an on-line purchase using their debit card and card reader authentication. The site said the transaction failed and to try again. That also failed. Checking on the banking app, despite the “failures” there were two payments made from the account! Anyone else had the same problem?…
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Think Money monthly charges
Hi i previously banked with Think Money for 2/3 years and paid a monthly fee of £10. I don’t recall ever being notified of this charge when I first joined and when I queried it, I was told it would improve my credit rating. I have read online about claiming back bank fees and is this something I can do, and has anyone else…
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Recommendations for a bank or savings accounts that allow deposits originating from outside the UK
Hi. I'm looking to draw upon the knowledge of anyone browsing these forums who may be a lot more fluent in "how things work" than I seem to be with regard to bank accounts or savings accounts that allow deposits from both UK and non UK sources. The account, be that a normal account or savings account, would need to have…
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Payee question
Hi i want to transfer money from my bank to another bank I also have an account with I’ve only recently joined the bank I’m transferring money from , so I want to make sure I put the payee name 100% correct to avoid any issues so with the bank I’m paying into (into my current account) the name on my debit card is set out…
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Recommend a finances planning website/app/chart
I'm trying to plan out a 10 year period of time, that shows current finances, plus additional finances that are coming in 18 months time, and again in 8 years time. And also show interest expected in that time. But also shows a monthly outgoing. Ideally I'd like to show it/plot it in months. Obviously all figures will be…
