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Danske £175 Switching Offer 7/4/25
I can't seem to see this mentioned anywhere but Danske Bank appear to have launched a £175 switching offer on 7th April. It's only available to those who are a new Danske Bank Personal Current Account customer. You will not qualify for the Offers if you are an existing customer that closes any Danske Bank Personal Current…
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Business overdraft personal guarantee
Hoping for some advice. My husbands small business sadly went into liquidation a while ago, Barclays are chasing us through Westcott for repayment of a £10k overdraft on the basis there's a personal guarantee. Neither my husband or I ever recall consenting to a personal guarantee. We asked for proof, all they've supplied…
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Anyone got a Natwest debit card due to expire at the end of this month?
If so, have you received the new one yet? The expiry date on mine is 07/25 I dont have the new card yet. Wouldn't be much of a problem but I go away on the 19th for just over 2 weeks and wont be able to make withdrawals or pay anything with the card once it expires. I also have a letter from a company I have a payment plan…
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Joint Account - Help please
Hi I purchased a house with a friend in 1995 and set up a joint account for all the bills etc. I sold the house to them left the joint account open (not sure why!). I finally decided to close the account but the bank (Natwest who I have my own account with) have advised they need both account holders to advise this. The…
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Identify theft and the Financial Ombudsman
We have an account that was compromised, and the funds transferred to a Santander account. This Santander account was opened in our name. The scammers would have known details of one of our bank accounts and address from the compromised account. We have complained to Santander, who say that their identity checks were…
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Fees for receiving international transfers to Santander Easy Access Saver
I'm doing some freelance work for a company in the USA, and they would like to pay me by wire transfer, directly in GBP from an American account. I have a Santander UK Easy Access Saver account into which I'd like to receive the money. Each instalment will be about £250, but they could be higher than £1000 in future.…
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Best Multi-currency Account for Sole-trader?
Hello folks. Just starting up my business as a sole trader. It is likely that I will be looking for clients from abroad. It is therefore also likely that I will be requesting a fee in GBP, so I will need an account that will automatically convert to the local currency, and then, of course house that fee in my account (I…
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Voice ID
I have received a text from my bank Santander inviting me to register for Voice ID. I am wondering if this can be considered secure, given what I have heard about fraudsters being able to clone voices.
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Confusion over flexible ISA rules
Hi, I have a flexible ISA with Trading 212 which I subscribed to in 2024-2025. This tax year I opened another ISA with UBL and used my full £20,000 allowance. My question is can I withdraw some funds from the flexible Trading 212 ISA and replace them back to that account this year? Trading 212 are saying I can’t because…
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Paying in old Travellers Cheque
My husband bought Travellers Cheques a good few years ago worth about 80 pounds today Barclays Bank refused to accept it into our Joint Bank account and was instructed that he should sign the cheque and then they would bank it Did this and travelled back into town on the bus about 8 miles away AGAIN they refused to take it…
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Is a fixed ISA any good?
I have found my interest rate almost half in past year or so. Is a fixed one any good? I believe I can earn £1500 in interest over a 2 year fixed rate. That’s on 20k. I will have other savings I can use. I am confused by early closure charges any ideas what sort of figure this would be? Can you still view your isa in your…
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First Direct Notifications
About a week ago I noticed that I was getting notifications from FD for payments in and out of my current account. I hadn't noticed these before and just assumed I'd just missed them but as of yesterday, they stopped again.My question is is this new thing from FD (perhaps being trialled) or has it always been there and…
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NatWest banking app down
It seems in update yesterday has stopped the NatWest banking app from working, but the sister RBS one is unaffected... They point you to online or telephone banking instead.
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Santander no longer paying cashback for Octopus Gas & Electricity, Hopefully being resolved?
I normally get 2% cashback from Santander with my Octopus direct debit.However Octopus have recently changed their direct debit payment method which means it no longer acceptable to Santander.When I questioned it with Santander this is what they said... Octopus Energy are now using GC to manage their direct debits. As the…
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Sent bank payment to a closed help to save account
I made a mistake and sent a sum of money to a closed Help to Save account from 5 years ago (I should have deleted the payee yes) I've told my bank and they are going to recall the funds (can take up to 20 days) Do you think help to save will return the funds when they see the reference number is to a closed account?
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Sold house. Moving Abroad. Where to keep ££?
I have sold my inherited house here in the UK. I will be heading to the states this fall and probably do some travelling in Thai/Vietnam as well. I have a LLoyds account in the UK. As the £ seems to be gaining against the $ i think i would rather keep my £ as £ until i need to use it. . I dont have any plans on returning…
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The Rich act Poor and the Poor act Rich.
Are we living in a society in which many are financially illiterate
and consumeristic? Live for the moment,
never mind tomorrow, show off and live beyond our means? Try to be someone we are not most likely down
to insecurity and jealousy? Spend, spend,
spend and not save and invest? I see it every day where nearly every…
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Child & Co RBS Branch to close
Just received notification that the Child & Co RBS branch will be closing on 29/06/2022. Not clear if the brand will continue (branded Debit Cards) or not, but it is a shame nevertheless (renovated in 2015-16 I Believe, beautiful branch and nice service, where you were often offered a drink whilst waiting).
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average spare weekly income
can i ask what is the average amount people have each week for spare cash - ie after all bills , food petrol, etc so money for the odd takeaway , cofee, little treat ?
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Potential Tide Buyer Scam??
Hi, Need some advice with this. Have just had an item sold on FB marketplace and having agreed on bank transfer the buyer is now saying they have to send an extra £200 to my account which I then have to pay back to them as they are using a ‘Tide Premium Buisness’ account. I received a dodgy looking email from Tide?? If it…
