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Halifax rewards acc (& other offers coming to an end) - close the account or not?
Just curious whether you guys shut down your accounts when these offers come to an end (Halifax Rewards soon, Santander Lite Cashback recently) or whether you leave your accounts open & if so why? I like the tidiness of only having open what's needed, so on that note I want to close them down. BUT I leave them open with £1…
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Missing wire Bank transfer from USA to UK
It’s been over 3 months now since I requested a Wire Transfer of over $7000 from my US Bank to my Nationwide Bank Account here in the UK. Nationwide use HSBC as an intermediary Bank. Despite dozens of Emails, phone calls and meetings with Nationwide nothing has been resolved. The last information I have was back in…
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How gym took money if no DD?
A bit of context: I signed up for a gym. Never went, called to cancel, was told to coming in, couldn't so took money out of that account, there was no direct debit showing so I told the bank the card has been lost send me a new one. Went abroad for work. Come back a few months later put money into the account and some time…
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Switching to accounts where you've already received a bonus, or have savings account with them?
I don't usually repeat switch offers to banks I've already had a switch payment from, but more recently I prefer some of the requirements from banks that I've switched to before. Last year I switched to Lloyds, and opened a savings account with them which is in use. I recently switched out my Lloyds to FD and got the bonus…
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Failed switch to Barclays
I tried to switch to barclays today to get the £200 switch bonus. Disaster! I will spare all the details, hours on phone! But result was they said I'm not eligible. I had checked and thought I was, also ChatGPT gpt said I was, the reason I may not of been is because I had a previous barclays account that I closed in 2024.…
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Chase £100 incentive
I've just got a message from Chase (who I already have current and savings accounts with, but the current account is not my main one). They're offering a £100 Amazon voucher if I make my Chase current account my main income account - i.e. pay my salary (min £1,500) in each month for two months. Either by using the…
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Beware of Tide Bank
I have a small business and bank with Tide Bank. i recently received a message from Tide Bank, informing me that they were closing my account immediately. I contacted Tide, and asked why however they refused. I offered to provide any supporting documentation they required in case they had any concerns, however my account…
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MSE News: Forced to share PINs, left open to fraud – Martin Lewis calls for carers' cards
Banks must offer people the tools they need to manage their money in safer ways – and this needs to be overseen by the Government. This is according to new calls from Martin Lewis and the charity he founded and chairs, the Money and Mental Health Policy Institute (MMHPI)... Read the full story: 'Forced to share PINs, left…
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Best way to send large amount of money overseas
We're in the process of buying a property abroad (in the EU) and wondered what are the best ways to send large amounts of money abroad. A bank would be the safest but their exchange rates are poor compared to some of the specialist brokers/companies. However, the specialist companies do not have full FCSA guarantee, so in…
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Club lloyds account, Active direct debits?
I've recently done the Club lloyds switch and have received the £200 incentive. So do l still need the 3 DD now, or can l cancel them, They are cheapo types, so nothing important. I don't intend to hang on to this account but will leave it for a few months before downgrading it to a classic. So, not to upset lloyds.
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Tide stole my money
Why is it possible for Tide to fail so simply and yet charge you for their error's. The portal allowed me to make a euro transaction and took the funds. Then later the same day returned them less over £200, blaming me for not adding the address of the account I was paying. 1. Why did the portal not flag this ? 2. If it…
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Santander £30 Amazon voucher - Can I open 2 accounts and get 2x £30?
I’ve opened a Santander Everyday account to get the £30 Amazon voucher. Just checked the terms and conditions and it sounds like the restriction is one voucher per account, not per person. Do you think I can open another account and get another £30 voucher? Maybe an Edge account (with no direct debits)? What do you reckon?
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Problem with opening a Barclays current account via their mobile banking app
Has anyone experienced such a problem ? In the past used to have their everyday account which was closed and switched to a different bank in May 2022. In October I attempted to open it again via their app but kept receiving a message saying ' Sorry,
we can't open your account right now. Please try again later. If this…
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Overdrafts
Hi, I have my own 'overdraft' where I keep £1000 in my current account at all times and forget about it, in case of an unexpected bill and for peace of mind. However, I've been thinking that could be earning interest with my savings so it could be worth getting an overdraft for £1000 on my current account, not that I would…
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What are some good options for having 2 active direct debits for account opening requirements?
I'm considering opening a Santander Edge current account primarily for the purpose of opening the linked Edge Saver savings account. The Edge Saver requires you to have the current account. The current account itself requires having 2 direct debits and paying in £500 a month. As far as I can tell from the T&Cs, the direct…
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Fraudulent Soft searches
My name, dob and address was in a data leak. In the past six months there have been nearly 500 soft searches. Car, home, van insurance. They are fraudulent. Wrong email address used. Wrong car. I don't have house insurance in my name. Every week I contact the insurance companies, comparison sites, lexus nexus, bisl etc…
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Chase new switch offer - £100 Amazon GC if numerous conditions are met
If you've received an email notification or joined Chase after 29 September you're eligible. You must do a current account switch. Plus you need to have £1500 or more paid in for at least 2 months after switching. The way I understand it is it must be from an external source (not your own account) and the same payee but it…
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CO-OP Bank Switch
I wanted to make use of the Co-op £175 switch incentive, so I applied for a current account on 10th September and the earliest they could offer me a switch date was 6th October. I applied for a savings account last week that still isn't showing on online banking, and I also applied for a credit card and am still awaiting…
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Monzo has disabled my account, it's been two weeks and no updates
Over the holidays my bank account suddenly stopped working. I gather I've been flagged as suspicious, the only thing that I can think that happened is I received a significant pay out (5 figures) when my employment ended with work. I totally understand that they have rules they need to follow so can't / won't say anything.…
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Checking my previous bank accounts
Hi all, I'm interested in the Barclays bank switch offer but I'm unsure if I've switched to them before as I've not got the paperwork of previous accounts. Is there anyway I can check who I've been with and on what dates please Kind regards mark
