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Budgeting & bank accounts
Discussion List
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Can CIFAS marker be placed months after account closure?
Can CIFAS marker be placed months after account closure? I want to know if anyone has had any experience of having a CIFAS marker placed on them months after their account has been closed. People say it's usually placed the day after the account is closed but my research has shown there is no regulated timeframe for when a…
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HSBC / William Hill Fraud
I really need a bit of help and advice. When it was the Grand National a few weeks ago I put a bet on via William Hill Online. The last time I used William Hill online was the previous Grand National . I deposited £5 using my HSBC Debit card which is stored by William Hill, and won a total of 70p !. Then on Sunday night…
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£25 Amazon gift card for opening a Santander current account (28/01/2026 to 27/02/2026)
This offer ended on 27th February 2026. LINK - taken from MSE for opening an Edge Current Account (Offer has ended). LINK - taken from MSE for opening an Everyday Current Account (Offer has ended). LINK - taken from TopCashback for opening an Edge Current Account. Here you can get your Amazon £25 gift card AND £20 cashback…
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Duplicate Ulster accounts
Over the weekend I applied for an Ulster bank current account, ID accepted etc and all looking ok. I woke up this morning to find several texts and multiple emails advising account being open, card on way and PIN number coming , but upon closer inspection it would appear that Ulster have opened two accounts for me. Is…
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Halifax down?
It appears Halifax is down both online and app.
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Barclays £400 switch offer for opening a Premier Account (17/02/2026 to 30/04/2026)
Barclays have launched a new switch offer for their Premier Account. Excludes anyone who has ever received a switching bonus from Barclays or anyone who has had a Barclays current account open on 17th February 2026. 😥 T&Cs. This offer has been added to the archive.
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Best bank for holiday money
Hi, I'm after a Bank account my husband & I can use for holiday money. We both share costs equally so would like an account the we can both put our spends into when we go away, so it's separate from our own individual accounts and we know how much we have left. We don't want a credit card, just an account we can put money…
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LHV Bank not being recognised
Has anyone else had problems with LHV personal account not being recognised by other UK banks, namely HSBC and Chase? I have been trying for a couple of days to set this up as a new payee without success, keep getting payee account details invalid. I have double-checked the sort code and account number are correct. Have…
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Santander switch joint with very poor credit
hi all not sure if anyone can give any advice on this me and my partner have a halifax joint. My credit history is poor. 4 credit cards defaulted Will santander let us open a joint? My partner credit is good
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Santander Switching Swizz
I've been sat patiently waiting for the 90 days for my Santander Switch bonus to be paid into the account… only to discover I'm not getting one, because the Direct Debits on my account are eligible by their definition of "Household Direct Debits". Turns out they have a list of companies you have to hold Direct Debits with.…
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Natwest are a joke (imo)
As above, recently my wife died and i needed to close her accounts natwest and barclays both had less than 10k in them, barclays was all done within 45minutes and my wifes money was transfered to an account of my choice, Natwest almost 3 weeks later have still not completed the closure. Natwest yesterday i went into my…
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Should PIN be sent by default?
I've had about 10 cards delivered in the last couple of months, every time the card & PIN has arrived in the same delivery. As many use apps and most of them you can get the PIN that way, wouldn't it be better in you need a PIN you can request it after card arrives.
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Al Rayan enforcing minimum balance in accounts and closing immediately
A couple of days ago (14-May), I received a letter (dated 30-April) from Al Rayan informing me that unless I increased the balance of my two Everyday Saver accounts by 30-June, the accounts would be closed automatically and the funds sent to my nominated bank account. The minimum balance for these accounts has steadily…
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RBS/Natwest Switch Offer from 17th February 2026 to 28th May 2026
New switching offer from RBS/Natwest https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html Looks to be the same terms for both How to get £150 1. Open a current account and switch to us Apply for a Select or Reward account…
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Co-op App update
The Co-op Bank app continues to slowly catch up with features on other apps. Having finally added the option to freeze a credit or debit card earlier this year, they have now added options to block or allow separately each of the categories contactless, in-person, online, abroad and gambling transactions.
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MSE News: Lloyd Banking Group users complaining about recent app glitch being paid compensation
Thousands of Lloyds, Halifax and Bank of Scotland customers have been paid an average of £40 each in "goodwill payments" after complaining to their bank about a major mobile banking glitch earlier this month. Here's what you need to know… Read the full story:…
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LHV Bank?
I'm looking for an easy access account with a decent interest rate. From the list of current accounts on the main website, LHV Bank appears - it matches the BoE base rate for interest (currently 4%). It's App-only, which I can live with. But, when I look at the fees rates charges document, it seems to state that standing…
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Can French tax resident keep UK bank account?
My son has UK (and Aussie) citizenship. He lives in Paris and during the next six months will move his tax residency to France; also, later this year he will be eligible for French citizenship and will probably apply. He has a current account at Nationwide. My question is whether there is any chance that once he has…
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Santander Logging On
Is it me but when I go to log on online via my browser then it asks me to open my mobile app but the app needs to update things get all mixed up. I sit there while the app updates which takes ages, then I go back to the browser and the app does not respond to the message "Go to your mobile app…". They seem out of sync…
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Trading212
What a nightmare. Must have opened an account yday as I have sort/account Nos. Today… securityNo ?? password ??etc etc. Do I do on PCor app ? I transferred £1 from santander ydyday. Not showing in app. ????????????????
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