Budgeting & bank accounts

I'm hoping to open a HSBC account and do a switch to earn the £220 bonus as it's the first bonus that I'm actually eligible for in several years. The account that I want to switch in is my Barclays one, which already has 2 active DDs, although it's not used for much else. I'm wondering whether Barclays allows you to open a…

Apologies if this has already been shared but I saw that the annual UK Finance fraud report had been published and the continuing increases in authorised fraud are notable: They've subdivided the analysis to distinguish between what they're categorising as malicious redirection and malicious payee, which exhibit…

Curious about other people's experiences with this. I returned 3 items to ASOS in November - just did a proper audit of my statements and only 2 refunds came through. £47 short. I've got the return confirmation emails but no corresponding refund for one of them. Going to chase it but got me thinking - how common is this…

New Premier Account switch offer. T&Cs. "Enjoy a Signature Experience, worth up to £600, when you open a Premier Current Account in the Barclays app and switch to us using the Current Account Switch Service by 27 August 2026. Premier Account eligibility: You’ll need to have a current account with us and either pay in a…

This is quite a niche offer and will not apply to most on here, but if you know anyone who’s aged between 18 and 27 and resides in Northern Ireland, this is an easy way for them to get £100 free cash. There is no account switching required. T&Cs. Steps: Bonus is paid within 10 business days of meeting the above…

Does anyone know if Chase Bank give cashback on Home Heating Oil purchases for example Boilerjuice ?. I cant seem to find a list of MCC codes that Chase will pay out upon for fuel / energy. Thank you all.

I know Nationwide have a reputation for needlessly pedantic processes but today really took the biscuit. My daughter was looking to open a Flex One account with Nationwide (and subsequently a Flex Saver account). She already has a Future Saver I set up for her many years ago, so Nationwide already had some relevant ID…

Just a heads up, it looks like LBG are doing some housekeeping with regards to Scottish Halifax accounts. I received a letter today informing me that , because my Halifax Reward Current Account was originally opened in Scotland (about 30 years ago, and has been my main account ever since), it's changing to a BoS vantage…

Always worked before on both Lloyds and HSBC apps but is now failing and keeps defaulting to opening the camera to scan a QR code - what QR code? I’m using my phone! Both these are premier accounts and apps updated to latest version. It has happened when trying to buy Premium Bonds and when paying off a credit card. I now…

Hello, I have started a switch to NatWest Premier for their £250 current account cashback then additional £750 if saving £100000 for 30 days. How likely is it that I could do the same RBS offer simultaneously and get both £1000 bonuses, if the NatWest £250 pays out quickly? I don't want to put £100000 into the RBS saver @…

I am just wondering what other people's experiences and thoughts are with still paying by cash? I seem to be one of the few that do still use cash and this often odd looks and people seem surprised at the shops. My financial situation is stable - no debts, emergency fund, pay into a pension and invest into index funds in a…

This post was inserted after an error by the Forum Team in order to put the posts back in chronological order

I followed link on today's money saving expert email to open revolut bank account and get 5% access savings, but only rate on free plan is 2.9%. What am I missing to get 5%?

Apply for an Amazon Barclaycard through your Amazon account and if accepted you get a £40 Amazon gift card. Activate your card in the app and get a £10 Amazon gift card. Ends 16th July 2026. You can check your eligibility before submitting your application, which involves a soft credit check. No other conditions, you can…

https://www.thisismoney.co.uk/money/markets/article-15894427/Barclays-buys-childrens-debit-card-firm-GoHenry-bid-attract-affluent-families.html https://home.barclays/news/press-releases/20260/060/barclays-to-acquire-gohenry--a-money-management-platform-for-6-1/

Hi all. I have a TIDE Business bank account and was surprised to find out that there is no way of depositing a cheque of £1180 into my current account. I have been a bit disappointed with TIDE over the last few weeks. To start off with I have only had the account for ten months and have recently had an email to advise that…

I deposited a cheque using NatWest’s app for the first time yesterday (afternoon, but before 6pm which appears to be the cut off) and was just wondering when I can send the funds to Regular Savers without it triggering an overdraft? When I paid it in there was no trace of it in my balance as pending, but my balance is now…

I've already got a current account with zopa biscuit, am I eligible for this 4% cashback? I've not set up any DD for bills yet. Thanks

Does anyone know the password for the Budget Planner - the link is for Martin's Money Budget Planner is here. Firstly, one of the formulae is incorrect, namely Sum(L20:L35, L40:42) is incorrect, it should be Sum(L20:L38,L40:L42) but there is no way to edit this or insert additional rows as tat functionality is password…

hello all Please don’t flame me of this has been answered elsewhere, I searched and couldn’t find the answer. I’d like to switch to Santander Edge account, I have 4 direct debits, two don’t apply according to their conditions and one is dubious. I’m tempted to buy a very low cost Sky mobile sim contract for £1 a month,…