First Direct Available Balance - includes or excludes overdraft?

intalex

As far back as I can remember, the available balance on the First Direct mobile app always included the overdraft amount, but just today I have come to notice that it no longer includes the overdraft amount (which is shown separately). Just wondering if it is the same for others too, and if so, whether they remember when stopped including overdraft in the available balance.

intalex

https://www.moneysavingexpert.com/news/2019/12/-available-funds--can-no-longer-include-overdrafts-from-today/

I guess available balance hasn't included overdraft for quite a few years now…

Bigwheels1111

Never taken that much notice to be honest, I do like it show’s tomorrow’s wages amount.

I know they are a bit outdated but still love I can speak to a real person 24/7.

So will forgive any minor differences, compared to newer online banks.