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Budgeting & bank accounts
Discussion List
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Best new current account for a newly formed Residents' Association.
Hey All We are about to start a new Residents' Association and will need a bank account. Obviously, we don't have an old account which we can switch to benefit from an incentive. So, two questions - can a Residents' Association have a personal account with two signatures? Which bank offers the best incentive just for…
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RBS Stopping £1 monthly cashback for mobile app login
As above, for their Reward Account. Received email today with this change effective 1st October. I guess NatWest will be the same.
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NatWest Premier application - rejected based on credit score?
I tried to apply for NatWest Premier account (mainly for the switch bonus) but got rejected due to "credit score". Trying to understand why as I seem to have a pretty normal/good credit score: Experian shows 994/1250 -- "very good" starts from 1001 TransUnion shows 618 -- excellent starts from 628 I don't have any debt…
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RBS Online banking needs approval with mobile app every time.
Today I'm finding that the Royal Bank of Scotland online banking requires me to authenticate with the mobile app every single time I try to login. It used to be the case the mobile authentication was only required when using a new browser. Is anyone else seeing this? If it's a new thing, it's annoying enough for me to move…
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Ulster Bank BEWARE
Seduced by the promise of a good interest rate, and in the absence of any **warnings** on the comparison websites, I opened an Ulster Bank savings account although the process was far more labyrinthine than it usually is when opening an account. I paid quite a lot of money into it. The paying-in process was very easy. TOO…
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Changing old banknotes
I’ve found an old paper £50 note and I have no bank nearby only a post office that wouldn’t change it. is the only option to post it to the Bank of England or make a long to a bank (or give it to a charity- rather not donate the full amount £50 though)
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Halifax to Lloyds - App notifications issue?
Oh hello, Just wondering if anyone else's app notifications have stopped since being moved from the Halifax app to the Lloyds app? Brand new Android phone I bought earlier this year on latest OS and app versions etc. I don't need techy advice as I work with phones, I just want to know if it's just me its broken for or not…
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Credit card for spending abroad!
For many years I have been using Halifax clarity card without a problem. Last year I was picking up my hire car in Spain and the car agency will not accept my Clarity card for the excess deposit as it did not have my full name (only initial and surname). They said the only option is to pay for their rediculousley expensive…
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£50 in Amazon gift cards for opening an Amazon Barclaycard credit card (ends 10/09/2026)
You can now get a £40 Amazon gift card for applying on or after 10th September 2026 and being accepted + a £10 Amazon gift card for activating the card in the app. This seems like a fairly simple offer. Apply for an Amazon Barclaycard through your Amazon account and if accepted you get a £40 Amazon gift card. Activate your…
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santander link on martins email
i duly signed up to open a basic account on the premise of gaining £100 after spending £600 over 3 months on the run up to christmas. on further delving into this santander have stated they know nothing of this promotion, so ive closed the account already. very weird.
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Bank of Scotland app problems logging in
Is anyone else having problems logging into their Bank of Scotland app, or is it just me? Haven't been able to log in since about 5am this morning. I can still log in via website, and Halifax and Lloyds apps seem to be okay too
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Cheaper Radio Times Subscription
I was horrified to find my elderly, web-unconnected Mum was paying £128 every 6 months for a Radio Times print subscription, when the standard price on their web site is £65, or £55 if bought as a gift. So I attempted to cancel on the web site and was offered a retention price of £27.50, which I decided to accept.…
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Reviews of "First Active" savings, by Natwest?
I'm not seeing much feedback online with regards to this new "First Active" easy access savings account by Natwest… Can people please put their experience's here for us all? I know my money will be safe as it's a well known brand, and MSE are recommending them on their own articles. But that doesn't automatically mean it…
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Alternative to MoneyHub
MoneyHub is no longer available as they are advising us to move to WPS Advisory. ETA. That although I initially had an issue with the new app - that was due to the settings on my phone and not the app. I received some great online help and advice from Leah, one of their team. I would certainly recommend WPS now. First…
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Easiest bank for overdraft
What banks offer an overdraft with easy eligibility? Thanks
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Virgin Money decrease functionality of their app which could affect disabled people.
VM app update of 31July approx. When using the app on an iPad ONLY portrait view is now available NOT landscape which was previously there. So cue Dom Joly and stupidly outsized mobile phone scenario. VM essentially treating an iPad as a very big smartphone. How dumb. It’s a joke trying to balance my iPad now keeps falling…
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Bonus and Incentive Eligibility Switching to Nationwide FlexDirect
Hello I am looking to switch a TSB Current account to a nationwide FlexDirect account, and take advantage of the £175 switching bonus plus the 5% credit balance interest and 1% cashback incentives. I will be paying in over £1000 per month either from BACS Salary payment or a standing order from my other First Direct…
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Keeping current accounts when doing bank switches
When you switch a current account from one bank to another bank, can you still open a current account with the bank you switched from in the future? For example, if you perform a full switch from RBS to HSBC to get a switch incentive, your current account with RBS is closed. Can you now not bank with RBS anymore? I know…
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How many bank accounts do you have?
It’s an anonymous poll.
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Actual costs of Barclays Premier 'free investment advice'?
Does anyone have any experience of the 'no charges until you're happy' financial planning offered as part of the Barclays Premier Account? The website and tv advert seem to suggest it's free, but if you look at the charges page it's thousands of pounds. Can one join barclays and get the advice without actually investing…
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