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Packaged Current Accounts
Packaged Current Account Travel Insurance for over 80s. As my wife and I approach 80 it's time to look at travel/holiday Insurance to take us into our ninth decade. To this end I thought it might be time to move to a Packaged Current Account. If I google for this I get all sorts of stuff leading down blind alleys. Any…
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Cahoot App/Internet Problems
Tried to sign into the cahoo app(santander) (android) and getting the message cannot log you on as have security issues tried internet banking on a pc and just freezes after I put in my sign in details Uninstalled and reinstalled the app but have the same issues...tried downdectector they are reporting no issues any one…
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Bank Switch
Good evening, I'm after some advice if possible please. I have lived in my overdraft for as long as I can remember. I'm now in a financial position where I have been slowly working my way out of it. The total overdraft limit is £2,000, however last month I was only £800 overdrawn by the end of the month. Realistically, I…
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Revolut insisting i get my passport renewed
Been using Revolut for just under a year or so now, I get on well with it and like their generous daily interest on my savings. However, suddenly got a email and app messages saying i need to re-submit my ID documents for "regulatory requirements" I thought no bother, got my valid photo card driving license handy. However…
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Scam letter claiming to be from the Co-op Bank
I know the Co-op Bank like to send old fashioned letters, and clearly so do scammers. I received an initially convincing scam letter in the post claiming to be from my bank. It is attempting to get me to invest in a fixed rate bond only available via a Raisin intermediary. I was nearly caught off guard because it was a…
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Lloyds Refer a Friend
I noticed that Lloyds seem to have introduced a refer a friend offer giving each person £50. If the friend joins can they also switch an account and be eligible for the £200 bonus? I didn't see anything obvious in the T&C's suggesting that it couldn't.
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New Barclays account to be closed, No reason given
I have recently opened Barclays account (less than 2 weeks back) and used Switch offer. During the application process, the only option was to open Premier account, I think based on the salary. I met all T&Cs of 2 Direct debits and pay in of £1500. I was planning to get my salary deposited in this new shiny Barclays…
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HSBC has frozen all my accounts - high earner left penniless
Hello, I'm into day two of HSBC freezing my current and savings accounts, blocking access to more than £50k of my salary. My bills (all direct debit) have started bouncing, and I'm not able to pay for groceries (including my last Ocado order, which has already arrived). What's worse is that they cannot even give me a…
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Halifax overdraft charges from over 10 years ago, maybe 15!
Hi, im older and wiser these days, I still get livid though about an account I had with the Halifax years ago. I had this account since a child and it kinda grew with me, at a certain stage in life they threw a £500 overdraft at me which I started to use. They then changed the terms and added more charges and it pushed me…
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Timing for Lloyds monthly club saver
I have a monthly regular Club Lloyds saver ($400pm max @ 6.25%) which has just matured. This is one of the accounts where you can get a 13th payment in if you open the account close to the end of a month and then fund it again early into the next month (and thereafter for the remaining 12 months). However, the T&Cs say…
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Barclays premier account
Hey all, I recently took MSE advise and transferred to Barclays, but wondered when I will get the free Apple TV-+ and MLSoccer, is it at the end of the switch (including 2 direct debits) or before? Thanks
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Budgeting Spreadsheet - Formula issue
Hi there, I've recently set up the budgeting spreadsheet using the template on this website, but I've just discovered that there's an error in the forumula for the Home total. It looks like 3 new rows have been added without updating the total formula. As it's protected, I can't modify it. Please can you help?
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Bank switching; What's a good account to open just to do a switch shortly after?
Hi everyone. Looking for a recommendation for a bank account to open that I will switch from shortly afterwards.I only currently use Nationwide which I don't want to lose or open another account with. Thanks in advance!
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children's bank account no access before 18
Hello I am an executor of will and have 1k I need to give to a child. I don't really want to setup a bare trust as costs are rather high, but the child should not be able to access it until 18, which is an issue. This is all fun and games, the other executor and parent of child has been promising for a year to get me…
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Switching bank account problems
I used the MSE link in the June monthly email to switch a bank account to a new Santander Edge account. In the switch eligibility conditions it stated that the switch was open to current Santander customers as long as they hadn't claimed the switch bonus previously. I have fulfilled all the eligibility conditions but not…
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Debit card due to expire
One of my debit card's expiry date is 12/25.From my experience a 'new card' would be posted to me (automatically, ie I do not need to any actions) and until 12/25 or I activate the 'new card' , the current card will still be active and I can still login to the bank using this card? Is this correctt? and is this how all…
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Santander £30 amazon gift card
hi guys, has anyone managed to claim this pleaese? i contacted santander and they advised me to contact amazon! many thanks in advance
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Co-op Bank: Can They Really Be That Bad?
Good afternoon all, Those of you who will have read my posts probably know that I bank with NatWest. I have two current accounts, main one joint with Mrs T and one sole. (A hangover from my share trading days). I’m looking about for an account with another bank for the purpose of emergencies in case I get frozen out of NW.…
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Alternatives to Monzo
I used Monzo as my main day-to-day account for several years, but closed my account earlier in the year because I was unhappy with their standard of customer service. Since then I've been using a Lloyds current account, but I've found myself really missing some of the key benefits of Monzo, like transactions appearing…
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Tide business current account
They have sign-up bonuses for opening a current account, but I never see them discussed on here. I know they are supposed to be for businesses/sole traders, but do they actually check? What if you are newly self-employed? How would they be able to verify this?
