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Need a little advice, my take home pay is different to whats calculated...
So I've been using this https://www.thesalarycalculator.co.uk/salary.php to calculate my take home pay estimates... I earn 38K a year. According to the calculator my PAYE should be £423.83 and NI £169.53 But the actual deductions were £441.20 and £176.49 Not wildly different but nearly a weeks shopping. But I also have a…
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Nationwide New Look
The "improvements" Nationwide have made are far from helpful. I tried to stick with the new version, but a few minutes and a few problem have induced me to switch back. 1 Views are much more spread out/ Much more scrolling needed to reach the section you want 2 Taken away the ability to hover over a menus and see a list.…
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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Child bank account with signatory
I'm wondering if anybody knows of a bank account for a 15yr old that has a parent as a signatory. My daughter is due a small inheritance from her mother's pension. Due to her being under 18 they stipulate that the bank account needs to be in my daughters name with her legal guardian set up as a signatory. I have seen…
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Santander £180 current account switch
The Santander £180 current account switch requires you to pay in £1,500. Looking at the ts & cs, I can't see any requirement to keep that money in the account for a certain period of time but thought I'd double check here. They have some wording about not paying if you abuse the switching offer. Would that include paying…
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budgeting when paid weekly and bills are monthly
hi, trying to work out a way of organising my income and out goings when i get paid weekly and everything else goes out monthly, except daily spend/food. i think i could solve the problem mainly by opening a new bank account for my wages to drop into , before then sending a controlled amount to another account where the…
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CO-OP bank account opinions
Hi all, Im at the point where I have very few options left for getting a bank switching bribe. The one that's left is the coop bank but I wanted to know people's opinions and experiences of them please Kind regards mark
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Barclays Premier £400 switch incentive
https://www.barclays.co.uk/current-accounts/premier-switch-offer/ Generous. But I’m not sure if I qualify… I claimed the joint Barclays Premier/Barclaycard Avios bonus about two years ago. Not sure if this counts as a ‘CASS bonus’. Anyone got any ideas?
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Problems with RBS website
I have a Virgin One flexible mortgage account. RBS has recently closed the V1 website and everything has been moved to the RBS one instead. It doesn't seem to be going very well. Today I logged on to RBS, could access my account but noticed that there are no statements available. Given that we're being pushed to go…
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Keeping current accounts when doing bank switches
When you switch a current account from one bank to another bank, can you still open a current account with the bank you switched from in the future? For example, if you perform a full switch from RBS to HSBC to get a switch incentive, your current account with RBS is closed. Can you now not bank with RBS anymore? I know…
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Power of Attorney (finance) - registered with HSBC - now no access to account
My wife set up a finance power of attorney for her mother (94 and no longer able to look after her own account - no mobile phone, Internet etc etc). She tried to talk to HSBC to set this up, and, after a tortuous series of frustrating phone calls, was told to do it on-line. She did. Since then her mothers bank cards have…
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Co-op Bank online issue.
Most of the time I don't have an issue with this bank where I've been a customer for over 15 years. But recently once logged in I can't access my current account. I just get the spinning circle for about 60 seconds, followed by 'there has been an error, please try again'. So I can't access my latest transactions or…
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Child & Co RBS Branch to close
Just received notification that the Child & Co RBS branch will be closing on 29/06/2022. Not clear if the brand will continue (branded Debit Cards) or not, but it is a shame nevertheless (renovated in 2015-16 I Believe, beautiful branch and nice service, where you were often offered a drink whilst waiting).
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Bank switching newbie
I haven't done this before, but as I have a Halifax account that will soon merge into Lloyds, I'm thinking about using it for a switch deal. For direct debits, could I set up direct debits to credit cards that I rarely use? Would they count for switching?
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Active Direct Debit when switching current account
Hi, I am new to the forum , so I hope I am posting in the right board. I read on MSE that Active DD means one that paid within the last 13 months . Recently I switched my current account including the active direct debits that had paid out a month ago while still with the now closed account ( call it account A). These…
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Apps!
Hi. I'm no dinosaur, and I happily manage my bank existing accounts online. I need a new current account, but I can't tell whether an account that promotes itself with an App means that it can only be managed on a mobile phone. Is that a correct perception, or could I assume that Monzo and First and Starling have an online…
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Hong Kong Shares - paper certificates
I live in the UK and inherited Hong Kong shares some time ago and they are on paper certificates. I want to be able to sell them but have been told I need to find a Hong Kong broker to do this. Ideally I'd prefer to find a UK-based one but the ones I've contacted have said that they won't accept paper certificates. What do…
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Opening A Revolut Bank Account
Is anyone else having issues opening a Revolut bank account? My husband and I have both been trying since last week after seeing the link on the MSE page. My husband has managed to get a bit further than me, but we're both stuck. In my case, the app won't read the NFC chip in my passport, even though I've confirmed the…
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Virgin Money app asking to register
My wife just tried to use the VM app and it asked her to register as if she doesn't have an account. She has had it for years as her main bank and also has RS. Mine is fine. Anybody else got this?
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Paypal dispute - advice needed
I regrettably ordered a guitar from China and paid using Paypal (linked to my Debit Card). 20 items were show in stock with a promised delivery time of 4 weeks. I placed the order and the stock level dropped to 19. After a few weeks the guitar was still shown as 'awaiting shipping' on my order status. After repeatedly…
