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Cancellation Hero Successes
Hi, If you've read the Cancel Direct Debits article and managed to save some cash by examining your bank statements to clear out the dead wood of forgotten Direct Debits, Standing Orders and Recurring Payments, we want to know about it! Please reply saying for each thing What was it you cancelled? How much were you paying?…
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Foreign currency cheques...
To-date I've been paid by a company I work for in the US by cheque which arrives in the post. This is how they operate. They pay all their contractors this way and won't budge. I have to take the cheque to an actual branch of Barclays, which are few and far between these days so it's quite a long drive for me. The last…
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Moving large amounts of cash savings from one bank to another
I have quite a lot of savings in one bank and due to interest changes I wish to move to another bank with much a much better interest rate. I found I have a limit of £20K per day I can transfer so have to move my savings over several days. During my first transfer I was contacted by the fraud department which I appreciate…
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Previous bank switch checks...
Hello all, I am considering switching banks again as there are some good deals. However, they all state you cannot have switched to them before on one of these deals. How can I check if I have previously had an account with (in this case, Barclays) a bank and switched using this cash bonus system? Thank you.
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Banking on a Chromebook
I have bought a shining new HP Chromebook. So far, I have been able to log into the financial accounts that I have tested via the Chromebook's browser. The "application launcher for drive (by google)" extension caused problems with Nationwide, but I do not think I need that. I also had a mysterious glitch with Vanguard,…
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Barclays Bank Online and Barclays App
I'm stuck. I'm trying to contact Barclays via personal banking. But no matter what I've tried the 'live chat' (app) or 'message us' (online) feature does not work. The message says it's down while they are working on it, so unable to connect us to a human being. It's been like this for around a week now, but no mention of…
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Refund to old account
Hi, I appreciate there may be little I can do here but open to suggestions. i purchased a label printer from an American company (they have a UK presence) and paid £159 for it (bought lots of other peripheral bits with it too). It didn’t work to start with so I contacted them and managed to get something printed, then I…
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Bank accounts, and credit card providers, that don't need texts by phone
I had my phone stolen, and I'm still trying to sort out the fallout almost 3 weeks later. I haven't yet managed to get my number transferred to a new SIM - I'm working on it, long story. Anyway, the worst thing is not being able either to check my bank accounts or to buy anything online with any of my credit cards. I want…
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Account switch from Kroo - not part of the Current Account Switch Service (CASS)
Hi All, Just wondering if anyone has successfully switched an account from Kroo (or another bank that isn't part of CASS) and claimed the switching incentive? I went thgrough the whole process on the Lloyds app but, when it asked "what is the name of your bank" and Kroo wasn't on the list, it said it would not switch…
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Barclays basic account upgrade
I recently entered into a debt relief order, and have a Barclays basic bank account. Having read the forums historically, people have managed to have their basic accounts upgraded to a standard bank account allowing Blue rewards etc after 6-12 months use of salary payments , bills, and no bounced payments. I’m curious to…
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Barclays Premier Eligibility
Does anyone know if cycling £3330 per month through the Premier current account counts towards meeting the £75k income threshold? I currently have the Premier account (met the criteria on the investments/savings threshold) but have just received a "We're reviewing your eligibility" email. I had transferred out my…
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Santander Edge no fee?
Hi All I've opened an Edge account to get the 6% (inc bonus) savings account. Looking at the Edge T&Cs I can't see why I need to pay the fee if I don't pay in £500 and setup 2 DDs, no cash back I know, but for me that's marginal. Good idea? Or will they close the account? Any thoughts?
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Bank account for Trust
I am sole trustee of a discretionary trust that at present has a trust bank account. Due to changes in their conditions it has become more difficult to use, and since the bank no longer offers these accounts I want to consider the possibility of changing the account. I have a few questions. 1. From the point of view of the…
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LHV Bank?
I'm looking for an easy access account with a decent interest rate. From the list of current accounts on the main website, LHV Bank appears - it matches the BoE base rate for interest (currently 4%). It's App-only, which I can live with. But, when I look at the fees rates charges document, it seems to state that standing…
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'Burner' bank account for switch offers - how long do I need to keep it at each institution?
I've set up a 'burner' bank account so I can later switch it and get switch offers. I've set up three charity direct debits from the account and don't intend to use it for any other banking. How long do I need to keep it at one institution? I assume if I switch too often it might be noticed? Apologies if this has been…
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Stop using Edge Current Account but keep Edge Saver Account?
I have been cutting back on what I spend on direct debits from my Santander Edge Current Account and because they no longer give cashback from shopping I now have less than £3.00 cashback which no longer covers the £3.00 fee so I am thinking of closing my edge current account ( maybe switching to get a switching bonus)…
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Threatening text from Barclays!
Good evening! I've just had a text from Barclays saying that they're going to be ringing me over the next few days as they'd like to discuss my account. Reminds me of the "see me" in red pen on my work at school! I think it's because I make a lot of payments from this account as I have many regular savers and use it to…
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Switching Banks
Hello all, I was listening, this morning, to Martin Lewis's podcast and his section about switching your bank to take advantage of a switching bonus. Feeling inspired and not wanting to switch from my existing bank (Santander) I decided to set up a new bank account with Chase, together with two direct debits, moved from…
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HSBC UK Premier Switcher Offer
Wondering if anyone has received their £500 gift card yet for the offer HSBC ran earlier this year? The Ts&Cs say that eligible customers will receive an email on or after 9 November.…
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Lost transfer from Halifax Save4It account - Anyone had same problem?
I opened a Save4It account for my child in 2009. You could only open them for a year and then the amount was to be automatically transferred to a different type of Halifax children's saver account. I can see the transfer coming out of the Save4It account at the year's end, but it just says "Transfer" and doesn't list where…
