Budgeting & bank accounts

Complete savings have been taking £15-£18 direct debit from my account for few years sadly I only realised this year, I cannot explain how I have never noticed it before as someone who regularly checks my accounts. I called my bank to ask what or who they were . The bank gave me Thier number and I arranged the bank…

Qualify by having one monthly Direct debit paid out... ETA: ... and possibly win that amount

TSB have launched a new prize draw which runs in October, November and December where you can win: + A family trip to Tanzania and Zanzibar (1 prize per month), OR 1 of 10 prizes per month of your choice of one of the three options below: + 2 nights luxury stay in a 4 star hotel in a UK city, + A luxury hotel stay in…

Santander have launched a new switch offer. What you need to do: This offer is for the Everyday Current Account only and you must request your switch on or before 7th October 2026. T&Cs. Within 60 days of your switch request, you must: + Complete your switch (while the blurb says to open an Everyday Current Account, the…

hiya, I applied to Natwest switch and went through their process: I got an email stating: We need to check your identity when you open a bank account. Unfortunately, we couldn’t do this with the information you gave us. We’re sorry it didn’t work out this time. Thanks for your interest in the account and we hope it doesn’t…

Hi all, With the many switching offers popping up and many in need for current accounts for switches, yougov, etc. I thought it would be good to compile a list of which banks do a hard search and those with soft searches only. The list below is a collection of user reviews and I do not take any responsibility for false or…

The Bank of Scotland and Lloyds apps have been updated and it organises your accounts on the main page into categories. I quite like this. It feels more organised.

Back in June - I was asked to take in my documents , when i opened and ISA and transferred funds from my current account. I did this on the 16th June. Two days later on the 18th I was asked to take further documents which I did, I was a bit put back because of having to go in twice, the journey and the wait time, i…

Fairly new to using open banking. I use the Lloyds app as i found this one supported more banks for importing balances etc, if there is a better app please tell me. Anyway onto my question, i have an account with natwest current and savings however when i import my natwest account into the Lloyds app natwest will only…

Hello I'm looking to switch to Nationwide from Santander, to get their £175 switch offer. The criteria says: You won’t get the offer if you’ve received one before You can only receive this switch offer: • For your first eligible sole current account switch since 2021; and • For your first eligible joint current account…

OFFER HAS ENDED. This promotion is being run by MoneySupermarket via VoucherSent. Get a £25 Amazon gift card for opening a First Direct current account. This offer is separate to the £175 switch offer and can be done alongside it. + Register with VoucherSent and in the same session successfully open a new First Direct…

I have had a £250 returned payment to my current account following multiple SO`s to multiple RS`s at the beginning of the month. My bank doesn`t give any details. I can trawl through about 20 RS accounts which have a £250 monthly input to see which one has failed or is there an easier method. My bank is Santander.

THIS PROMOTION HAS ENDED. What you need to do: + Open an account via one of the links below by 2pm on 31st July 2026. These take you to VoucherSent where you register for the offer. After registering, click the "Continue to Santander" button and proceed to open your Santander current account. *** Ensure cookies are enabled…

I recently made a large faster payment transfer, above my bank's online limit, and so had to submit the request over the phone. The agent carrying out verification checks was concerned that I was not phoning from one of my registered numbers. I thought I had notified the bank of revised contact details earlier in the year…

My mum has a Club Lloyds account but I've just found out she only pays about £1000 a month in to it so pays the £3.00 fee She also has a Nationwide account, would a £2000 a month transfer from Nationwide to Club Lloyds be good enough to save paying the fee. Note: She has direct debits going out of both

Hi all. I’m doing the bank switching lark to get the switch bonuses. Have just done this with Santander and have had a few malls. One of them says it looks like you’re already banking with us and asks me to login to the app to update my details. I suspect that this has come about as I had an abbey national account decades…

Chase are increasing the cashback to 2%, but with significant conditions. You'll now need to keep £1000 in a Chase savings account at all times, and you'll need to make 15 payments each month by debit card, or credit card, or direct debit. https://becleverwithyourcash.com/chase-increases-cashback-to-2/ On the plus side,…

Anyone else having issues with Santander? Can't see anything reported. The app just keeps saying there's a problem and stopping. Going online is also going around in a circle, no error messages but just stays on the sign in screen. Of course if it wants me to verify with the app I'm also snookered.

Yesterday I noticed my online banking with Santander stopped working. Today I called them, and after a 30-minute wait I was told my account had been closed the day before and a cheque had been mailed out with the balance! I was told it's within the T&Cs of the account to close it, but what I really object to is the lack of…

TSB have launched a £5k prize draw which will take place during the months of September and October 2026. T&Cs. + The £1,000 per month deposit can be deposited in multiple smaller amounts. + Funds must originate from outside TSB (i.e. not from one TSB account to another) if the funds are coming from an account in your…