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How gym took money if no DD?
A bit of context: I signed up for a gym. Never went, called to cancel, was told to coming in, couldn't so took money out of that account, there was no direct debit showing so I told the bank the card has been lost send me a new one. Went abroad for work. Come back a few months later put money into the account and some time…
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Foreign currency cheques...
To-date I've been paid by a company I work for in the US by cheque which arrives in the post. This is how they operate. They pay all their contractors this way and won't budge. I have to take the cheque to an actual branch of Barclays, which are few and far between these days so it's quite a long drive for me. The last…
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Switching to accounts where you've already received a bonus, or have savings account with them?
I don't usually repeat switch offers to banks I've already had a switch payment from, but more recently I prefer some of the requirements from banks that I've switched to before. Last year I switched to Lloyds, and opened a savings account with them which is in use. I recently switched out my Lloyds to FD and got the bonus…
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Nationwide Fairer Share
Please be kind, a new medical issue means N/W FlexPlus Aviva insurance won't cover me for ANY declarations that haven't been a problem before. So pointless renewing on 1 Oct. Trying to find insurance cover has me too stressed to properly get my head round the Fairer Share for 2025......... I'll downgrade our Plus a/c to a…
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Barclays Bank Online and Barclays App
I'm stuck. I'm trying to contact Barclays via personal banking. But no matter what I've tried the 'live chat' (app) or 'message us' (online) feature does not work. The message says it's down while they are working on it, so unable to connect us to a human being. It's been like this for around a week now, but no mention of…
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My partner has been scammed TSB.
My partner has admitted to me tonight that he applied for a “marketing job” which essentially resulted in him sending money to various people via different apps. Tap tap send and lemfi. From his TSB current account. He has lost nearly £3000. We have spoken to TSB who have told us in the first instance to speak to these…
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Failed switch to Barclays
I tried to switch to barclays today to get the £200 switch bonus. Disaster! I will spare all the details, hours on phone! But result was they said I'm not eligible. I had checked and thought I was, also ChatGPT gpt said I was, the reason I may not of been is because I had a previous barclays account that I closed in 2024.…
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Halifax overdraft charges from over 10 years ago, maybe 15!
Hi, im older and wiser these days, I still get livid though about an account I had with the Halifax years ago. I had this account since a child and it kinda grew with me, at a certain stage in life they threw a £500 overdraft at me which I started to use. They then changed the terms and added more charges and it pushed me…
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Chase £100 incentive
I've just got a message from Chase (who I already have current and savings accounts with, but the current account is not my main one). They're offering a £100 Amazon voucher if I make my Chase current account my main income account - i.e. pay my salary (min £1,500) in each month for two months. Either by using the…
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Beware of Tide Bank
I have a small business and bank with Tide Bank. i recently received a message from Tide Bank, informing me that they were closing my account immediately. I contacted Tide, and asked why however they refused. I offered to provide any supporting documentation they required in case they had any concerns, however my account…
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MSE News: Forced to share PINs, left open to fraud – Martin Lewis calls for carers' cards
Banks must offer people the tools they need to manage their money in safer ways – and this needs to be overseen by the Government. This is according to new calls from Martin Lewis and the charity he founded and chairs, the Money and Mental Health Policy Institute (MMHPI)... Read the full story: 'Forced to share PINs, left…
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Best way to send large amount of money overseas
We're in the process of buying a property abroad (in the EU) and wondered what are the best ways to send large amounts of money abroad. A bank would be the safest but their exchange rates are poor compared to some of the specialist brokers/companies. However, the specialist companies do not have full FCSA guarantee, so in…
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Club lloyds account, Active direct debits?
I've recently done the Club lloyds switch and have received the £200 incentive. So do l still need the 3 DD now, or can l cancel them, They are cheapo types, so nothing important. I don't intend to hang on to this account but will leave it for a few months before downgrading it to a classic. So, not to upset lloyds.
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Tide stole my money
Why is it possible for Tide to fail so simply and yet charge you for their error's. The portal allowed me to make a euro transaction and took the funds. Then later the same day returned them less over £200, blaming me for not adding the address of the account I was paying. 1. Why did the portal not flag this ? 2. If it…
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Santander £30 Amazon voucher - Can I open 2 accounts and get 2x £30?
I’ve opened a Santander Everyday account to get the £30 Amazon voucher. Just checked the terms and conditions and it sounds like the restriction is one voucher per account, not per person. Do you think I can open another account and get another £30 voucher? Maybe an Edge account (with no direct debits)? What do you reckon?
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Problem with opening a Barclays current account via their mobile banking app
Has anyone experienced such a problem ? In the past used to have their everyday account which was closed and switched to a different bank in May 2022. In October I attempted to open it again via their app but kept receiving a message saying ' Sorry,
we can't open your account right now. Please try again later. If this…
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Overdrafts
Hi, I have my own 'overdraft' where I keep £1000 in my current account at all times and forget about it, in case of an unexpected bill and for peace of mind. However, I've been thinking that could be earning interest with my savings so it could be worth getting an overdraft for £1000 on my current account, not that I would…
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What are some good options for having 2 active direct debits for account opening requirements?
I'm considering opening a Santander Edge current account primarily for the purpose of opening the linked Edge Saver savings account. The Edge Saver requires you to have the current account. The current account itself requires having 2 direct debits and paying in £500 a month. As far as I can tell from the T&Cs, the direct…
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Fraudulent Soft searches
My name, dob and address was in a data leak. In the past six months there have been nearly 500 soft searches. Car, home, van insurance. They are fraudulent. Wrong email address used. Wrong car. I don't have house insurance in my name. Every week I contact the insurance companies, comparison sites, lexus nexus, bisl etc…
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Chase new switch offer - £100 Amazon GC if numerous conditions are met
If you've received an email notification or joined Chase after 29 September you're eligible. You must do a current account switch. Plus you need to have £1500 or more paid in for at least 2 months after switching. The way I understand it is it must be from an external source (not your own account) and the same payee but it…
