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Advise needed regarding budgeting apps/software and spreadsheets
Hi. I have always been terrible with money, and despite trying to save, usually end up each month overdrawn, and not knowing where all my money has gone! I know there are a lot of apps and software available that claim to help with this, and also to help with how one thinks about money. YNAB is one, though I gather it is…
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Chase app not working.
Hello, I have just tried to make a payment and I was asked to verify this on the Chase app. The problem is once I log in I just get a blank screen, I wait and wait without anything happening. I have since made the payment from another bank but what is my best next course of action? Should I uninstall the app or contact…
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Chase Cashback, MCC codes for cashback after 7th April 2025
22 April 2025 I was given this list when I asked Chase whether specific vendors I had previously purchased from were still eligible for cashback. I appreciate it's difficult for a consumer to find out what the specific code in advance of any transaction, but for what it's worth some might find this useful. As a suggestion,…
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Payment to a closed account?
Closed my Lloyds bank account a couple of months ago, opening a new account elsewhere. Got a payment from a travel related claim being paid into the Lloyds account at present. What happens here considering I've no account with them? Payment sent back? Transferred to the new account in the same way as everything previously?
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Santander 'San protect'
Just opened my Santander banking app and got a message saying 'allow Santander to make and manage phone calls' and 'allow Santander to know the location of nearby devices' This is so they can protect you from spam phone calls using 'san protect' Has anybody else had this? I wonder how it works as obviously there is no…
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Business account
My brother-in-law and I are about to start a new business and have just registered a limited company. We now need advice on opening a business bank account and what factors to consider. To give you some context, we need to deposit some initial funds, and once we start operating, we expect to receive cash payments from…
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Santander no longer paying cashback for Octopus Gas & Electricity, Hopefully being resolved?
I normally get 2% cashback from Santander with my Octopus direct debit.However Octopus have recently changed their direct debit payment method which means it no longer acceptable to Santander.When I questioned it with Santander this is what they said... Octopus Energy are now using GC to manage their direct debits. As the…
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Zopa Current account
I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks
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NFT Main Disbursement
I have a credit on my statement from "NFT Main Disbursement". No idea who/what this is. I asked my bank to help identify the originator of this payment, and they helpfully advised me it came from "NFT Main Disbursement".Tried google, without any luck.Any ideas?
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Santander edge debit card for overseas spending and withdrawals
Is there any reason why the Santander edge debit card would not be included in Martins list of travel credit and debit cards? Am I correct in saying there are no fees for using this card for foreign spending and cash withdrawals? And the £3 monthly fee can be avoided by not setting any DD on the account?
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ATM mini statements
My Auntie banks with Virgin Money, she doesn’t have online banking. Does anyone know if there are any particular ATM’s which would provide a mini statement, she doesn’t have a VM branch locally. I’ve tried one or two ATM’s but have only managed to get a balance.
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Social enterprise bank account
We are about to launch our new social enterprise & are looking for recommendations for bank accounts. Previous experience with some of the high street banks haven't been good so would like on-line banks. An account only needs to be for membership fees, likely sales, donations, etc. Is there such an acount?
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Bank paid me interest within an hour of funding new a/c
I opened this account on Wednesday evening with Monument Bank. I knew from opening an earlier one that you got the account number within a couple of minutes, and that faster payments received right up to midnight were credited the same day. So, I made the FP in bed at about 11:10 (from Santander). In the morning, I woke up…
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Train ticket retailer charged my transaction under the MCC code of taxi / limousine
I bought a train ticket recently from Uber Travel with my Chase debit card, expecting to get 1% cashback, but it registered as non-eligible. I queried the bank and it replied that the transaction was submitted under the code of taxicabs and limousine. I then contacted Uber customer support, both the main one and the one…
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Simple Life
Morning all. Been going to do this for a while and not sure how to do it. My finances are in a bit of a mess, and decided to simplify them. So. Main bank is Bank of Scotland. Got a TSB Classic Plus account, thats got no money in it, earns very little interest, and is linked to my paypal account. I do surveys etc, and get…
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Joint account recommendations
Evening, I'm looking for any recommendations, please, for UK banks that offer a joint account which tick the following boxes of at all possible. (1) Ideally can have multiple pots - so a direct debit and bills pot, and then a spending pot with card access (for example Chase allow multiple current accounts for this type of…
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Switching from Business to Personal
Can I use the Bank Switching Service to switch a (Santander) Business Current Account to a Personal Current account with another bank; hopefully getting a reward for switching in the process?!
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Looking for a second current account
I have had my current account with Lloyds for 47 years since age 18. I have absolutely no problem with Lloyds and am not looking to change as I am enjoying the benefits I get with them. However the more I hear about scammers and hackers and some bank accounts being frozen I am hearing more an more that having 2 current…
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Santander Select
Just had an email to learn that, apparently, I'm one of Santander's "most valued customers" (presumably because I've currently got 20 quid in my 123 Lite account, and they're very grateful) and so they're "upgrading" me to "Santander Select, our premier banking service".While it's very nice to be appreciated, I'd be even…
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Trading212 1.5% cashback on spending
Hi, Just seen that trading offers 1.5% cashback on debit card spending up to a max of £20. Has anyone tried if this works with the usual suspects e.g. buying premium bonds with NS&I or even to use the virtual debit card to pay in some cash to a building society e.g. Skipton? Could be an easy £20 if that works so wondering…
