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£0.01 transaction attempted by company
I had a notification on my banking app of a £0.01 transaction at TK Maxx, where I hadn't shopped for a while. My bank told me "we see this a lot, where the company tests your card to see if it is still active", and mentioned GDPR. I was unhappy about this, so I checked with TK Maxx who denied it. The money never left my…
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Zopa Biscuit account cashback offer for Android users
Does anyone have a working link to the MSE £15 cashback offer for downloading the Zopa app on an android phone? The link on the main site only seems to work with iphones even when trying the Google playstore link it takes you the the apple app store!
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Santander £180 switch offer (01/04/2026 to TBC)
Santander have (rather sneakily IMO) withdrawn the old £200 switch offer and replaced it with a new offer for £180. What you need to do: 1: Submit a switch request on or after 1st April 2026 and before the switch offer is withdrawn. 2: Complete a full switch to a new or existing Santander Everyday, Edge, Edge Up, Edge…
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Strange email from Santander (Business account).
I am a sole trader and have had a Santander business account for a long time. Today I received an email from Santander saying:- "We've been told by Companies House that an objection has been raised to your company dissolving. You have an outstanding balance on account number ending xxxx. This needs to be paid before your…
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Nationwide fairer share 2026 - cash deposits
I've read the guide on the site about maximising my chances of a 2026 Nationwide fairer share bonus, if indeed there is to be one. For the purposes of qualification I (likely) need to "In two of the first three months of this year, pay IN at least £500 from a non-Nationwide account (this could be your salary, for example)…
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Banking account without debit card
Hi To help (force!) Me to budget, I'm thinking about paying my salary into a bank account and using that account to just pay direct debits and standing orders. Then transferring a set amount weekly to a separate account which has a debit card attached, to use for day to day spending. Does anyone know of a current account…
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Unauthorised direct debit query
Family member has a credit card. No direct debit set up because it’s 0% and they manually pay the payment each month with the aim of clearing it by the time the bought percent period ends. (Yes, I know) The bank unilaterally set up a direct debit and took the full amount leaving the current account empty bar £50. Bank has…
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Apps to manage savings across multiple current accounts
Hi I've recently received some inheritance and I'm looking at options for getting best low/no risk return on savings. I'm looking to spread savings around to try and maximise returns and I've been looking at ISA's and savings accounts but also considering opening multiple interest paying savings accounts to benefit from…
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Suspicious call purportedly from my bank . .
I received a call earlier purportedly from my bank, Triodos. The caller said that a transaction had been attempted which had been flagged as fraud and had been blocked. I said I wasn’t convinced the call was genuine, but was told they were not going to ask me for any personal information. The caller said my card would be…
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Unable to verify bank acc details Chase
I've just opened a chase savings account, via the app. I went to transfer some money from an hsbc account to my chase account. HSBC was unable to verify the chase bank acc details matched. Chase assure me this is a common problem. I'm wary of transferring money from HSBC acc into an unverified chase account. How do I know…
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Lloyds switch offer 6 January to 3 February 2026
https://www.lloydsbank.com/current-accounts/switch.html * How to get the switch offer To qualify for the £250 switching offer (“the offer”) you must switch to a new Club Lloyds Account, Club Lloyds Platinum Account or Club Lloyds Silver Account using the ‘Current Account Switch Service’ to switch from a bank account held…
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Barclays bank £200 switch offer ended?
Yesterday Barclay's helpline told my wife the £200/£2k deposit switch deal has ended. Is that true? She had already setup a new account and had tried completing the switch process, but it failed? Anyone else heard this or has same problem? Did think we could try the £400 switch / £4k deposit deal, but dont have the…
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Santander switch warning
I applied to Santander on 9th December for their edge explorer account. On 19th January the account was opened. To get the £200 incentive, you must pay in £1500 twice within 60 days. The 60 days starts when you apply, not when the account is open. How can you pay in when you have no details? Like most people, i am paid…
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Fraud question
Someone tried to open or opened a bank account or credit card in my name. I made the bank aware it was not me and it doesn’t show on my credit report. Today I’ve had a letter saying that a Totally Money (some kind of credit report service) account was fraudulently opened in my name. Obviously I will email them to confirm…
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Lloyds/Halifax/BoS Apps/Website Showing Other Transactions
Surprised there hasn't been any mention of this happening to anyone on the board here so maybe it's not as widespread as suggested. I didn't see any other accounts in my app when I logged in yesterday but I have quite a few of my own accounts showing anyway. https://www.bbc.co.uk/news/articles/c4g23npxpwgo Anyone here…
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Your help requested: DDs for a Current Account switch
Hi, folks! Recently set up three new DDs on a Chase current account I recently opened (not one of my main accounts). I plan to switch that over to a Club Lloyds account, in order to receive the £200 bonus. That deal expires on 30 Apr, or maybe before. Can anyone confirm for me, must all three of the DDs have executed at…
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Club Lloyds Direct Debits
I completed a switch last year for a bonus which included 3 DDs and a monthly £2000 pay in. 1 of my DDs is about to finish. Do I need to keep 3 (or any) DDs running on the account as long as I keep the £2000 pay in to keep the fee refund and Disney+ benefit? Any help appreciated!
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Santander Edge application
My wife wants to switch to Santander will they accept her application she only has 2 direct debits one to a charity and one for a TV licence., If not will any other bank accept her.so she can collect switching bonus, Many thanks
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iFAST Global Bank - anyone with experience of this UK regulated bank?
iFAST Global Bank - https://www.ifastgb.com/home Does anyone with experience of this UK regulated bank? It looks similar to Revolut in terms of the currency and money transfer services offered but, unlike Revolut, it has a full UK banking license and offers several competitive savings accounts in various currencies.
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Chase chargeback timescale?
Anyone had a chargeback processed by Chase recently? What was the timescale like? We had two identical disputes recently. My wife and I both bought the same thing online, on the same day, one each, and the company promptly went into administration. I claimed through NatWest and she is with Chase. NatWest came back a few…
