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Budgeting & bank accounts
Discussion List
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Santander - Frozen account 5 weeks ago still ongoing!
Hi, wondering if anyone else has experienced anything similar with Santander and can tell me what happened / how long it took…. I opened an account and paid in an HMRC refund check at their branch. Santander froze my account a few days later (22nd Aug) and I provided the HMRC document the day they requested it (26th Aug).…
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Multiple card transactions in Google Pay
Hi I'm trying to make multiple card transactions within google pay and while going through the biometric authentication the card changes to my default card. Can anyone explain why this is? Many thanks
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HSBC banking app blocked from Samsung's Secure Folder
HSBC decides Samsung Secure Folder and Android's Private Space are no place for a banking app It said the block was "a proportionate security control designed to mitigate a foreseeable security risk"…
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Tesco Bank app seems to have disappeared from Android Play Store
I've had the Tesco Bank app on an Android device for a while and it is working fine for viewing my savings accounts. I'm now trying to install the same app on another Android (tablet) device but it is now not being displayed on Play Store list. Yes, there are lots of Tesco related apps showing such as: Tesco Mobile, Tesco…
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Barebones of my budget
Its not looking good guys and gals……………. Income £1820 per month after tax, no overtime, overtime optional, prefer not to do it. I pay the minimum into the work pension to match the employer. Outgoing: Rent £1360 Council tax £108 Electric £60 Water £54 OK lets stop here for a second, that leaves £238 I run a car and a full…
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Lloyds Cashback and Challenges
This is about Lloyds Cashback and Challenges, not about Lifestyle Benefits. After my Cashback and Challenges had totally vanished, without notice or explanation, over a month ago, some of them have now come back after I raised a complaint (CS, chat, Branch all were unable to help). Lloyds acknowledged that there are…
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Tuck
Anyone use it or a similar cashback app? I've never used a cashback gift card, but I've spent a bit of time looking at the Tuck app recently, and have learned that you can load a gift card for everyday grocery shopping,, Sainsbury's, Waitrose, etc and get somewhere in the region of 3 to 4.5% cashback. Also available for…
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Zopa banking problems
Been using Zopa (amongst many others, thanks Martin!) mainly because of their savings rates and was on the point of moving my main banking to them - moving to a new phone has broken notifications on my Chase app which is proving a real pain. Currently my pension arrives at Chase, I immediately move it to the Zopa savings…
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FREE £10 TSB
I have current a/cs with TSB. PC user. Had email… "Open TSB app and get free £10". Did it …. £10 next day.
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Charity DD's £1 or £2
Has anybody set up any charity direct debits? Interested in any charities that accept £1 or £2 monthly payments? Thanks.
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NatWest free £10
Email from NatWest giving me a £10 e-gift card as a thank you for being a customer, just click this link. Is this for real or a scam. It looks very real, anyone else had one.
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Bank Switching - How Blatant?
I've recently jumped on the bandwagon of switching banks on the grounds that if they are quite happy to give me free money then who am I to say no. I'm just wondering how blatant about taking the switch bonus you can be - in other words, does anybody do a switch from BankA to BankB, fulfill BankB's conditions, take the…
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Best/safest account to transfer pounds to euros for property purchase.
After many years of struggle and an inheritance, I'm now in the amazing position to be able to buy a small home in Spain. I've searched so much about the best way to send my pounds over into euros. NatWest and Santander are only giving me 1.13 exchange when decent rate is 1.15+ at the moment, those few cents make such a…
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Zopa Biscuit Account - Direct Debits
I currently have a Zopa credit card and a Zopa car finance loan and I saw that they were bringing out a current account that you can earn cashback with on direct debits. I thought I'd open a Zopa current account and use that to pay all my direct debits each month to earn the cashback, my biggest one being my car loan, with…
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SumUp (Personal Account) Cashback
I saw an advert recently for a SumUp Personal Account: https://www.sumup.com/en-gb/personal/cashback/ From what I can see it's 2% on supermarket spend (could be of interest to those jumping through Chase's hoops to get the same) and 0.5% elsewhere. If the retailer uses SumUp then 5% is awarded (tends to be smaller…
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HSBC £500 Premier Account switch offer (23/03/2026 to TBC)
New HSBC switch offer starts today. Marketed at high earners. T&Cs (updated on 28/09/2026 for the current iteration of this offer). Previous T&Cs for this offer can be found in the Switching Offers Archive. Update: 14/04/26: Switch bonus (now known as the "welcome reward") has been increased from £250 to £500. Update:…
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Revolut handed customers ID including passports to scammers
Interestingly, this happened on the same day I suggested that customers being forced into repeated invasive ID checks [Santander ] push back eg. by changing accounts, writing to MPs responding to call outs by organisations fighting data accumulation or whatever. Revolut sends out passports and Bitcoin records to a fake…
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HSBC APP
App is in my Samsung secure folder and I use a reputable VPN. I have been using the app without issue for months ....until today. Now I get a security alert message asking me to uninstall any virtual space apps. I've tried pausing and even disconnecting the vpn but still same message. Obviously I don't want to have to…
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Nationwide Flex Regular Saver Interest
My Nationwide Flex Regular Saver matured yesterday. The proceeds were paid into an Instant Access Saver paying 1.1%. Not the best. The Flex Instant Access Saver pays 2.3%. I paid £200 into the Regular Saver on the first of the month. The Instant Access Saver statement showed it as having been paid into the Instant Access…
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Can’t link Lloyds to my Zopa account
My Halifax account was linked to the Zopa account ages ago without issue. But once my Halifax account was moved to Lloyds and their app I can no longer add money to the Zopa account. I did unlink the Halifax and did a link to Lloyds and that opens up the Lloyds app so you can choose which account to add. They are still…
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