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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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The Save £12k in 2025 challenge
I give details below of the savings challenge I have been running this year and will continue to run next year with the help of @Suffolk_lass This is the new Challenge thread for savers in 2025. The aim is to get more people saving throughout the year and this thread gives a space for people to record their progress. The…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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Shares bought many years ago .. I don't know details
I bought shares many years ago, in a firm called IDOX Trouble is, I no longer know the details of where I even bought them from. How would i go about finding out and perhaps getting some money :) thank you
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: * To provide a list of the top regular savers currently on offer * To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article…
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Great British Invest off or Passive V Active Updates
For those who are curious to compare their Passive or Active investment strategies I'm starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517/great-british-invest-off-or-passive-v-active-discussion Monthly updates on portfolio…
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
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1965 and 1982 Holdings
Hi, I am helping my elderly mother sort out Capital Gains implication on selling some shares that she bought back in 1962: I understand that their were two 'Make Up' events in April 1965 and April 1982 but it has been very difficult trying to find out any information about them (including on government websites, where most…
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Buying and selling on T212 without limit
I've recently sold about £40k worth of Amundi Global Tracker on T212 and set a limit slightly above current sell price. It is selling in dribs and drabs, about 30k sold in 24hrs, in about 14 chunks of differing amounts..... I also bought 40k worth of VHYL at best which went through immediately in two chunks of slightly…
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Kent Reliance Isa transfer to Zopa
The letter from KR advising maturity instructions took over 6 days to arrive after being sent on 15 September, and I only opened it after we got home from holiday on Sunday. It matured yesterday into another 2 year fix, at 4%. I'm thinking the easiest place to shift it would be Zopa as I have a smart save account and an…
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Tax on interest. Do I get the PSA?
I've retired and got about £9,000 from work before doing so this tax year. I'll already get the Personal Allowance of £12,570 tax free earnings, so any interest up to that will be tax free. Since I earnt below the £12,570 this tax year from non-interest earnings I think I get the additional £5,000 Starting Savings Rate.…
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The Top Fixed Interest Savings Discussion Area
I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…
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NS&I: Premium Bonds - older than 1990s
Hello there I am the fortunate owner of £5 of Premium Bonds acquired within a year of my birthday circa 50 years ago! Woo hoo! I hear you cry: a whole £5. Well, yes, if adjusted for subsequent inflation (which painfully it is not) it would have been worth £33.89 in July 2025 according to the Bank of England's inflation…
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Royal Mail Share Offer - I missed the deadline! PLEASE HELP
Hi All, Just logged into my Hargreaves Lansdown trading account to see my Royal Mail shares are now shared in International Distribution services. I tried to see them and was unable. I called Hargreaves Lansdown and was advised that the decline was last week, I had missed it and lost all my money. Is this correct? Can they…
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Britannia savings account
I was wondering whether you could help. My grandparents set up a savings account with Britannia building society from the day I was born back in 1991, both of them have now passed away, however I was never given access to this savings account, I therefore have no idea what value is in it (if any) or whether it is still…
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iWeb Change to Scottish Widows
I've just logged into my iWeb account and noticed a banner that they are now going to be known as Scottish Widows sharedealing which will also give access to the Scottish Widows app. https://www.iweb-sharedealing.co.uk/changes.html I wonder if this name change will increase their reach and profile to gain more customers…
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
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Chase
Anyone having problems with Chase? My savings account has disappeared and can only see current account. Can't access statements either.. Edit.. It’s just come back
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Closest trad fund equivalent to HMWO
So... someone (not me) needs to get out of ETFs (it's a very valid reason but not one I can go into here) and needs an equivalent to HMWO, that they currently hold. Is there a slam dunk equivalent that they can use in the trad fund space?
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Which Index funds to invest in?
Hi folks, at the moment I am in the fortunate position of having a sizeable pot built up in cash savings. From what I've heard this is probably not the best strategy to be so cash heavy versus investment ratio? I have dabbled in the stock market over the past 5 years with varying degrees of success. Probably just about…
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Help to buy or Life Time advice please
Daughter 24 lives at home, minimal outgoings and works in retail with various hours each week. so an irregular income. She's looking for work in the field she's got her degree in so her income stream will hopefully change but there is no guarantee. Taking Martins advice a few years ago she opened a Help To Buy ISA…
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Chip Savings
Hi, my Chase boosted rate is about to end so I needed somewhere to put my funds whilst hoping Chase send me a boosted offer again. I've seen Chip offer 4.8% for 3 months which would do for now. Are they reliable? Any restrictions on instant transfers? Thanks
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Oh Martin...
Anyone notice that when trying to explain student loans now he has a graphic suggesting income tax at 45% only starts at £150k+?
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.2K discussions
159.9K comments
Most recent: (New) CMC Invest - Flexible Cash ISA - 4.85% (allows transfers) by Middle_of_the_Road
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