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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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Hanley Economic BS - Jet Set Account - Win a £10k Holiday
https://www.thehanley.co.uk/savings/jet-set-saver Each £500 in a 2.5% EA account on 28/08/26 earns 1 entry. Bit like the TSB draw last Sep. I'll make no comment that the good folk of Hanley think "Jet Set" is a cool term - which it was in the 1960's…
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New HL fee structure from 01/03/26
Just spotted that HL are bringing in a new fee structure from the 1st March. The details can be found via https://www.hl.co.uk/accounts/fee-changes but some of the main changes are: * Account charges. We are reducing our annual account charges from 0.45% to 0.35% on Stocks and Shares ISA and SIPP accounts. * For Fund and…
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Pay rise..what to do with it?
Hubby just got a 10k pay rise. It will be for at least a year as its all contact dependant. We have no mortgage and no debt. Anyway we now are in the fortunate position of that coming in. He will go from 40k to 50k per year. He's going to up his pension contributions by another 1 or 2% but we are very low on savings..we…
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Is this a scam ?
Hi all. Ive just received 2 texts in quick succession from M&S Bank giving me 2 different 6 digit security codes. However I don't have any bank or credit card accounts with M&S. Should I be concerned ? I tried to ring them but because I don't have any account number I just keep going round in circles.... TIA
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Share tipping websites
Thought I would share this one just for a laugh link https://www.tipranks.com/news/company-announcements/jarvis-securities-strengthens-board-with-appointment-of-paul-shackleton-as-non-executive-director Quote 'The most recent analyst rating on JIM -6.25% ▼ stock is a Buy with a £9.00 price target.' Current price 8 pence No…
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: * To provide a list of the top regular savers currently on offer * To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article…
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What's the point of the YBS app?
Yorkshire Building Society keeps nagging me to get their app, but what can you do on it that you can't do with a browser? For example, they've just sent me this, which at first implies that you can see all your interest for last tax year 'all in one secure view' but it then goes on to say you have to select your account.…
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to MSE forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in…
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The Top Fixed Interest Savings Discussion Area
I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…
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Dividend payout options
My Mum’s ISA is currently with HL and am considering alternatives after the recent fee changes. It’s fully invested in listed securities (shares, ETFs and ITs) and she enjoys the dividends from those which are automatically paid to her bank account. I wanted to check people’s experience with II and Scottish Widows around…
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Skipton Members Regular Saver - maturity experience
My Members Regular Saver (RS) has just matured and after seeing/commenting on previous threads about the experience with maturing Nationwide Flex Regular savers, I thought I'd share my experience. The account matured on Jan 26th. I already had an easy saver account (strategically opened some time ago anticipating the next…
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Woodford compensation and No Win No Fee fees
I joined the class action with Harcus Parker for redress from the Woodford catastrophe which to cut a long story short was not heard in court and instead redress was made via FCA. I received the compensation which was a small fraction of what was lost and was very surprised to receive a bill from Harcus Parker for almost…
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Reclaimed old bank accounts/savings/investments/pensions? Success stories wanted!
Here's the new thread for letting us know you've Reclaimed lost cash, whether from bank accounts, premium bonds, pensions or investments. We want to hear about all about your successes, including: * How much you got back * What sort of financial product it was * Which methods you used to reclaim it (My Lost Account,…
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Accessing Junior ISA for Adult with severe learning disabilities - Court of Protection?
My 16 year old son has severe learning disabilities from birth and no ability to make decisions. He has around £7k in a child ISA and I am wondering what the best thing is to do for him when he turns 18. He will be dependent for life but we are hoping to buy a property with an annex for him so he has a little independence…
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Help me understand the timing of fund sales
Using interactive investor, I put in a sale request of VLS 80 at 2:44 pm on the 16th - last Friday. I know I had missed the cut-off for the Friday evening NAV, but I totally expected to get the Monday evening NAV. The sale just completed today and it has used Tuesday evening NAV although showing the date and time of the…
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
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Santander Easy Access Saver (Issue 1) Limited Edition up to 4.05%
At long last ...
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Passive investing advice needed - but not with HL!
I'm looking to invest roughly £100 pm in index funds for the long term. I have an ISA with some shares (AIM) with HL, but I don't want to invest in funds with them, as I'm sure I can find better elsewhere (especially after today's email). Just interested in who others use to invest? I haven't decided which funds I'm going…
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Move money from easy access ISA to Marcus 1 year fix at 4.55%?
I'm retired and most of my savings are in ISAs with not so good and likely to fall interest rates. I've always thought the ISA money is there till I need it but at this point does it make sense to lose it's tax free status and move some to make more in the Marcus? I do pay tax on my state pension because I didn't take it…
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Shareholder Incentive Vouchers - Which Brokers will handle them?
Asked this in the HL Fee Changes thread although it's a small issue and there's plenty of other discussion there so I thought it might warrant a new thread. A number of UK companies issue shareholder benefits vouchers/cards, mainly from the leisure sector (Mitchell's & Butlers, Marstons, Fullers, Whitbread etc). HL…
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