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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…
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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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US Markets Risk
Morningstar articles about investing tend to be informative rather than fluff pieces, many are an excellent trove of information. Below is an article that attempts to quantify the risk in US markets currently, supported by understandable metrics. (see the graphic entitled, Market Themometer). "I like this chart because it…
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Bare Trust
hi I’m looking for some advice. I’m executor of my late Uncles will and he has left 15k to my son and 15k to my nephew when they turn 18 which is 4 years time. I am classed as trustee as executor. I’ve been trying to set up an account to put the money in which is proving difficult as only certain banks do Trust Accounts.…
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How many regular savers do you have? - The League Table
Welcome to this thread. This thread is intended to run alongside and complement the existing Top Regular Savers Discussion Thread and the Archived History Of Regular Savers Thread *** NO CHAT*** threads as a successor to the previous Being nosey... How many Regular Saver accounts do you have? thread. The central feature of…
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
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Tax question regarding US traded shares.
I have a number of shares in a US company. The shares are held on my behalf by UBS in New York. Recently the share price has increased significantly and I would like to sell the shares to take advantage of the price increase. If I sell the shares and have all the proceeds sent to my UK bank account, I will have to pay…
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SMT thoughts and advice
I unfortunately bought some SMT towards its peak and have been sitting on a loss ever since. The share price has now picked up and I'm actually in profit and was thinking of selling until I saw some chat in the Citywire forum regarding SMT and the Space X IPO. Could someone explain how this IPO will likely impact the SMT…
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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Paper share certificates
I still get paper certificates from Aberdeen shares but I'd rather hold them electronically as royal mail is useless. Do I need to find every single certificate and post to Aberdeen before this can happen? I have an Equiniti account with them which shows my balance so not sure why I'm still getting paper certificates.
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Electronic ISA transfer from Trading 212
Hello Does anyone know of an ISA provider who allows an electronic transfer of a cash ISA from Trading 212 to their own ISA? I opened a Santander cash ISA for the new year and did the paper transfer from. Absoynotjinf has happened, Trading 212 can't trace the request, Santander are adamant they sent off the paperwork etc.…
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ReAssure (formerly Skandia) Maximum Investment Plan - tax on maturity?
My wife and I set up an MIP (with the then Skandia Life) back in 1998 on the recommendation of a financial adviser. The main selling point was that - provided it was maintained for 10 years or more - any withdrawals and/or eventual payout on maturity would be free of personal and capital gains tax. This seemed attractive,…
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HSBC Premier Transferring VLS40 S&S ISA...
Hi All I've opened an HSBC Premier and need to meet the conditions by having £100k of 'investments'. What I'd like to do is transfer £100k of my existing Vanguard S&S ISA to HSBC and invest in a similar, self-managed way. Can anyone offer any advice on how to do this? Most of the links and help guides ask me whether I'm…
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Help understanding about transferring my ISA
I feel like a bit of a dummy but I thought I had my head around understanding ISA's it but clearly I don't hence the post! I opened an ISA in Feb 2024 and transferred £20k. For the life of me I can't remember how long I had invested this ISA. I've tried looking through the emails to try and confirm this without any luck.…
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Barclays smart investor removed platform charge
Received an email from BSI to inform its free to hold investments on their platform from 31/5/26 and name is changed to Barclays Direct Investing
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Tembo: HomeSaver account only available to Lifetime ISA holders who've opted out of bonus
MSE currently have the Tembo HomeSaver listed as one of the top easy access accounts. I tried to open one earlier and was given a warning message saying to open it I must first opt out of the Lifetime ISA bonus, as you can't be opted into for two bonuses at once. There isn't the option of opening a HomeSaver and opting out…
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Bank transfer not received issue
Hello My Dad died in January and my mum reported this to a company that my dad had a private pension scheme with That all got sorted out but they paid out some money to my mum that she wasn’t entitled too and sent her a letter requesting she pays it back That day she sent the money in full by bank transfer via online…
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Nationwide 5% 15 month Members Bond
Just seen this on Nationwide's website. 5% Members only 15 month fixed rate. Max £10k
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in addition…
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Carnival shares, transfer to NYSE - complications?
Today I've been informed that the proposed transfer of my Carnival plc shares to the US market, as a result of the abandoning of the UK entity in favour of the US entity, will not now take place — because it's going to cost (Carnival Corp) too much! Apparently I can still transfer the shares to the NYSE, but this will cost…
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The Top Fixed Interest Savings Discussion Area
I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.8K discussions
167.4K comments
Most recent: Kent Reliance Changes - should I open new ISA by Area88
4 June at 11:48PM
