Savings & investments

This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1

Here are the details below of the savings challenge @enthusiasticsaver and I have been running this year and will continue to run next year. This is the new Challenge thread for savers in 2026. The aim is to get more people saving throughout the year and this thread gives a space for people to record and track their…

FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >

Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…

The above account has now reduced in interest, can i close it and open another, if so then how as i don't see any option to close it on the website.

Welcome to this thread. This thread is intended to run alongside and complement the existing Top Regular Savers Discussion Thread and the Archived History Of Regular Savers Thread *** NO CHAT*** threads as a successor to the previous Being nosey... How many Regular Saver accounts do you have? thread. The central feature of…

I am interested in taking on the services of a brokerage firm for the 'cashing out' of assets. The problem is they will only take me on as a client if I am a UK resident. I tick most of the boxes e.g. Born and bred, UK passport holder, full family connections, maintaining a bank account etc but I have been oversees for…

I have an NS&I Guaranteed Income Bond coming up for maturity. With everything going on in the economy, and the world, which rate/term would you choose?

I have continuously lent money since 2016 to a friend abroad, with promises of payments back since 2024. It is now 2 years and 3 months on, and there is no sign of any payments being made. The person was due money back from a sibling house sale, which was going to be paid to cover the money he has got from me. He had made…

I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…

I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…

Has anyone any experience with the former Schroders Personal Wealth ISAs ?

im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…

Has anyone figured out how to open the Starling bonus saver account? I opened the current account and deposited money in good faith after seeing this was needed before you can open the bonus saver. The website process for applying for the bonus saver goes to the same page as for opening the current account, which in turn…

Anyone sign up for the MSE inspired Santander Invesment hub offer in August 26?. I have a "Confirmation of Registration" but no voucher. How do you get it?.

Managers of active bond funds ask two basic questions: what is the risk of this company defaulting, and what does the yield tell us the market thinks is the risk of default? If the manager thinks the market overstates the risk, he is a buyer. This is essentially a mathematical exercise; I doubt fund managers sit down with…

What's included in this list? This is a list of cashback offers that might be of interest to forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in addition…

Is anyone else having problems login into their Cahoot accounts this morning ? I’ve been unable to for the past 15 minutes as no One time Passcode is being text to me in order to login Never had this issue before in my 3 years of using Cahoot

I signed up for the Etoro £75 free shares offer using the MSE link, reached a page with a Claim your free shares link and created my account. Funded my account with the required £200.00. But no evidence of any choice of any free shares or any free shares at all. The Chatbot advises that the £75 of free shares will only be…

Hi folks, 4 of us want to buy a house, but we need to save for a deposit. I read on MSE that there is a new ISA thingy coming, that should be specifically for that. Until that happens, what could we get to start saving now,that would allow us to transfer everything into the new ISA? We don't need/want access to the funds…

Does anyone know what is happening with the investments made in Midas Man and the other Studio POW productions? Studio POW Ltd itself appears to have been dissolved, although the Midas Man vehicle is still open. The websites and phone lines have gone - where has the film gone? All info woud be gratefully received…..

Hello you very wonderful and amazing individuals that make up this forum. I sincerely hope you are doing well and keeping positive. I am kindly interested as Amazon started to grow online, after selling online books and expanding into lots of different category's, how would it know where to distribute resources please. I…

Knowing First Active is part of NatWest Group is a good reason not to touch it. I have had many problems with every NatWest Group account I have ever opened - such as not getting the interest rate that was advertised, not being able to close an account without jumping through endless hoops, etc.