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Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
22K discussions
170K comments
Most recent: Raisin Cash ISA - coming soon by Sea_Shell
Today at 8:46AM
Discussion List
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Quickest way to establish UK residency (former resident) for financial services?
I am interested in taking on the services of a brokerage firm for the 'cashing out' of assets. The problem is they will only take me on as a client if I am a UK resident. I tick most of the boxes e.g. Born and bred, UK passport holder, full family connections, maintaining a bank account etc but I have been oversees for…
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Issues with family trust - investment
Hi all! I’ve been left in the unenviable position of having to sort out a family trust as my mum is no longer able. It’s for a property which is in the process of being sold. There have been issues with the professional trustees and they do very little so it’s all on me. We need to provide bank account details and don’t…
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The Top Fixed Interest Savings Discussion Area
I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…
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Starling Bonus Saver
Has anyone figured out how to open the Starling bonus saver account? I opened the current account and deposited money in good faith after seeing this was needed before you can open the bonus saver. The website process for applying for the bonus saver goes to the same page as for opening the current account, which in turn…
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Santander Investment hub voucher
Anyone sign up for the MSE inspired Santander Invesment hub offer in August 26?. I have a "Confirmation of Registration" but no voucher. How do you get it?.
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Will AI put bond fund managers out of work?
Managers of active bond funds ask two basic questions: what is the risk of this company defaulting, and what does the yield tell us the market thinks is the risk of default? If the manager thinks the market overstates the risk, he is a buyer. This is essentially a mathematical exercise; I doubt fund managers sit down with…
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Cahoot login problems?
Is anyone else having problems login into their Cahoot accounts this morning ? I’ve been unable to for the past 15 minutes as no One time Passcode is being text to me in order to login Never had this issue before in my 3 years of using Cahoot
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Joint account to save for mortgage deposit?
Hi folks, 4 of us want to buy a house, but we need to save for a deposit. I read on MSE that there is a new ISA thingy coming, that should be specifically for that. Until that happens, what could we get to start saving now,that would allow us to transfer everything into the new ISA? We don't need/want access to the funds…
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Midas Man - Studio POW (Epstein) Ltd Film Investment
Does anyone know what is happening with the investments made in Midas Man and the other Studio POW productions? Studio POW Ltd itself appears to have been dissolved, although the Midas Man vehicle is still open. The websites and phone lines have gone - where has the film gone? All info woud be gratefully received…..
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Amazon Growth
Hello you very wonderful and amazing individuals that make up this forum. I sincerely hope you are doing well and keeping positive. I am kindly interested as Amazon started to grow online, after selling online books and expanding into lots of different category's, how would it know where to distribute resources please. I…
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MSE News: Government-backed NS&I's new fixed-rate savings pay up to 5.17% interest
NS&I has launched new fixed-rate savings accounts that let you lock in good rates for one to five years with total safety, as NS&I is backed by the Treasury. They're worth looking at if you're keen to save with a big name and won't need access to your savings – though you can earn a bit more from the top payers elsewhere……
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Should he 'risk' opening a Santander Home Saver?
Anyone know how strict Santander are for the opening rules around this account? https://www.santander.co.uk/landing/savings/first-home-saver It seems essentially a standard 2 year savings account designed to accumulate a deposit for a first home. A young family member (mid 20s) previously inherited a share of a property,…
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tax in savings/investments interest
I'm talking when you cant shield it with an ISA due to allowances… what are the options? Some say premium bonds as its a tax shelter, however returns arent amazing. A standard savings account say 4% minus tax is only going to return just over 3%. So why not , if you are willing to have some risk, use a GIA and an index…
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Vanguard Life Strategy
Does anyone have a view of the merits of Vanguard Lifestrategy 80% versus Vanguard Life Strategy global 80%. The global version seen to new to have any performance data. Thanks,
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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Bass Plc- Old Shares
Hi, just wondering if anyone had any advice. My grandfather passed away recently and left an assortment of Bass Brewery Stock Certificates. I know the company went through the following changes; In 2000, Bass changed its name to Six Continents Six Continents (6C) was then split into two companies in 2003 - InterContinental…
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Premium Bonds Article Discussion Area
This thread is to discuss the Premium Bonds: Are they worth it? article Also see the Premium Bond Probability Calculator to discuss the calculator specifically see the Premium Bond Calculator Discussion. To take part, click reply.
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Inheritance tax
Is it correct that as a single person with no children, that I will only have the £325,000 inheritance tax allowance? Seems that those inheriting my estate will be penalised for my life choices.
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Nationwide regular saver 6.5%
Just had this mature today, but can't open another yet, how long do i have to wait?
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Santander Edge Saver ended
I am looking to open another Santander Edge Saver account, please can someone remind me how to do this so I can open another ? I think the last time I did it was via the phone and wait for the account to be closed and reapplied?? Is this the way to do it or quicker to do it via chat bot, please?
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