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Nationwide BS - Member Exclusive Online Bond - Fixed 18 months - interest paid
Just noticed that on Friday (29th) 500 quid interest was paid into the Nationwide BS - Member Exclusive Online Bond - Fixed 18 months, taking the amount in the account to 10,500. The account doesn't mature until the end of Nov 2026, does the extra 500 also get 5% interest, or is it best to withdraw it somewhere else?
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MBNA problem
On a MSE reccomendation, I made a 5 figure investment with a MBNA fixed rate 1 year savings account which matures next month. I have received a maturity options email from MBNA with link to their website to state my choices. The link doesn't work and says there is problem. I phoned MBNA and the very pleasant girl says…
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Shared/linked access accounts
I currently have investment accounts with HL and same for other family members, where I have linked access through the HL App and online to do any investment dealing for them. However, due to HL charges, looking to move out from HL. Are there any other platforms which allow linked accounts?
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Is 4k worth investing or leaving as cash?
In a Freetrade ISA if I leave approx 4k sitting in cash I gain monthly interest of between £9 to £12 per month which kind of offsets their monthly fee. Would it be smarter to invest that 4k in something I'm confident will go up, think big tech stocks like Amazon, or to leave it sitting in cash for the whole year? Thanks
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AJ Bell cash withdrawal question
Currently overseas using an e-SIM and wanted to withdraw some cash from my dealing account. Does anyone know if AJ Bell has a limit whereby they must call to verify a withdrawal request and if so what that limit is? I'm quite a few hours ahead of the UK and may be sleeping when they try to call and so it may be easier to…
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Closing Leeds Building Society Regular Saver
I'm trying to add a nominated account, but my first attempt was apparently not an online account, and so I've tried adding my Kroo account but the account details aren't recognised. Where do other Leeds Building Society account owners transfer their money to? Or do you just wait for a cheque? I am a bit bemused by this,…
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General Discussion and Whimsical Banter
It was only a matter of time. Personally I've never minded the off-topic comments in the main threads to discuss top easy access and regular savings accounts, but I can see it's becoming a greater problem given that there just isn't a whole lot going on in the top end of the savings accounts market right now and possibly…
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Great British Invest off or Passive V Active Updates
For those who are curious to compare their Passive or Active investment strategies I'm starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517/great-british-invest-off-or-passive-v-active-discussion Monthly updates on portfolio…
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Trustee savings account
I've just set up a bare trust for my two granddaughters 17 and 15 it's around 145,000 pound anybody got any advice which banks I can open just want to keep it safe till they come a age thank you
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Electronic share platform charges
Hi I have shares held electronically at HL, my shares were purchased over 20 yrs ago, I don't do share trading, The service was free but now they've introduced monthly charges. I asked HL to revert to paper certificate so I stop using their services but they said they don't issue paper certificates. I don't want to pay…
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Vr tax
IIve Just taken out vr and received a payment of £37841.76 Tax paid £2212.73 on this payment i dont pay nsi my other income is £965 state pension and my works pension £635 both a net payments on my vr payment is the tax correct as does seem a lot of money I tried to call tax office but after 45 mins I gave up any help much…
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Cahoot Sunny Day Saver interest
I'm usually very savvy with financial stuff, but I've overthought this so much now I've got the mental capacity of a bowl of lentils. So I'm going back to basics trying to explain what I'm stuck on. Cahoot Sunny Saver. 5.00% AER/4.89% gross (variable) if interest is paid monthly. My understanding that the difference…
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Being nosey... How many Regular Saver accounts do you have?
For ease of finding the RS League Table that Bobblehat compiles, I've added it to this 1st post. The updates will appear here periodically rather than embedded in the thread and a post will be made to the latest page to announce an update. Please send your data as usual and it will appear in the next update when it's…
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Bank account dilemas
Hi, I'm going to transfer some money from abroad to the UK (aprox £90,000). Don't know what type of account to open. Only know would need it to be easy access but want to get a good interest for my money. Don't want to be transfering monthly deposits, just leave it until i need it. Any thoughts would be appreciated. Thanks
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Can you not open a second sole 1-Year Fixed Saver with Marcus?
Does Marcus UK block customers from opening a second 1 Year Fixed Rate Saver in their own name? The official PDF terms and conditions state that the £250,000 limit is "per account," which makes it sound like you can open multiple single-name accounts to ladder your savings. However, when going through the actual…
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Melton fixed savings problems
anyone sucessfully opened the melton 4.8% fixed rate acc. been through the application and had it approved, got email telling me to log on and activate but just get error saying data incorrect. phone help been hanging on 25 minutes now cut off after saying try later,
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Stock markets are too high and set to fall?
Unusual intervention/comment - why?
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Scottish Widows Share Dealing Platform Trade Times
Dear Forum, I've just transferred my holdings from Hargreaves Lansdown to Scottish Widows to save money on fees. When buying/selling UK gilts on HL you get a real time price and the deal is completed more or less instantly. I've just tried to sell some gilt units via my Scottish Widows account and received a message that…
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Taxation and trust registration for discretionary trust
A parent had a life insurance claim paid out. It was placed in a discretionary trust when the policy was taken out. The claim money was sent to a trustee and subsequently paid out to 2 beneficiaries (one trustee and another non-trustee). There was interest added when Aviva paid the claim money due to accrued interest from…
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Crypto.com withdraw problems
Hi all, My wife invested £250 into crypto.com about 7 years ago and forgot about it until recently. She contacted them and got a call back yesterday. The guy who she spoke to named Oscar spent 3 hours trying to help her but there wasn't a way to create a link from the crypto account to her English bank account because the…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
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Most recent: Nationwide ISA Transfer Delay - any experience of this? by Sandyra
3 June at 10:08PM
