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Chase Saver With Boosted Rate
I'm in the process of moving my savings from Monument Bank as their rates are now dragging behind and I'm looking at the Chase Saver With Boosted Rate as I prefer to have instant or short access(30 days max ). However I find the following a little confusing; The MoneyFacts website states that the Chase Saver With Boosted…
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Ratners group plc shares
Found some shares my deceased mum had for Ratners group plc brought 1992 trying to find out if they are worth anything for probate and how to sell them. Thanks in advance
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40k Monthly Interest ?
Hi all I have an ISA maturing in a few weeks and wondering what to do. I'm not using my full personal allowance so I don't really need another ISA I don't think ! ? My plan was to drop it into NS&I Guaranteed Income Bonds which have a rate a little better than my current ISA. Thoughts much appreciated.
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Earnings and Starter Rate
Is the amount calculated before or after stoppages from earnings? For example, earnings of £15500 per year or take home pay £13800? Maxed out on premium bonds and ISA, so could do with knowing how much interest I can earn in regular savings accounts before I pay tax on interest. Thanks for any help.
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Plum taking more than agreed Direct Debit
reconsiling my bank statements I noticed that Plum had taken £20 DD last week instead of their usual £10. On asking why I was told there was a Technical issue ( Reply from them shown below) - I know It was only £10 and its made no diffrence to me as the £10 is now earning interest in an account that we use to save money…
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Help needed with Share Transfer - Stamp Duty...
I am the executor for my late Mum and Dad's estate. I am in the midst of trying to sort out my late father's shares. I have gone through probate, and have informed the Share Registrars of my father's passing. I would now like to transfer the shares into my name. I am struggling to understand if I have to pay stamp duty,…
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To use regular savers or not
Confused and can't get my head around whether regular savers accounts are an option for me... I have savings - over £30k What i can't understand is whether i am better having this in an easy access account paying a decent rate, or moving some into regular savers accounts? Surely a decent amount is better altogether earning…
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Venture Capital Trusts
I have invested in REITS and ETFS but I am looking into VCT for their tax efficiency. I am aware that they are higher risks but wondered if anyone has invested in one of these funds? There are quite a few to choose from on Hargreaves Lansdowne. I also read that you need to hold the fund for at least 5 years in order to…
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Income and capital movement on corporate bond funds
I’d like to
check my understanding about income and capital gain on corporate bond funds. These charts
for Man Sterling Corporate Bond Fund show both Income and Acc versions. On the
first chart, set to Total Return, does the sum of the twelve red blips* – about 0.5%
each – represent the distributed monthly income based on…
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Rolls Royce Share Price
Hello you very wonderful and amazing individuals that make up this forum. I sincerely hope you are doing well. I note recently that Rolls Royce share price has increased rapidly and the Earnings Guidance has increased. Can i please kindly ask has any other Fundamentals changed within the company for us to see this rapid…
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Opening a savings account for my 3 grandchildren
Hi, Im looking advice on how r where to go to open savings accounts for my 3 grandchildren. I assume they have to be opened in each child's name, ages are 7,5 and a baby. We're in Northern Ireland, the kids are in England. Do I have to get permission from my son and his wife to open these accounts and do statements have to…
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Monmouth Building Society is so slow
Like millions of others I applied via my computer for their new regular saver a/c yesterday. Today they told me it would be faster if I downloaded their app and applied that way. I've been stuck on a page saying they're "currently processing your application" for 6 minutes now and presume it will be a long long time before…
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Replacement for 1 Year Savings Bonds if Interest Rates start to fall.
I was wondering if anyone has a view on iShares Core GBP Corporate Bond UCITS ETF to use instead of One year Savings Bonds if/as interest rates fall - or is there something better ? Robert
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Should I move my 9 year old daughters Cash JISA
I have been debating moving my daughter’s Cash junior isa to a stocks and shares ISA. She will be 10 in April and I don’t know if I have left it too long to see any real return. I want to maximise her return any advise would be welcomed.
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Savings advice for 18 year olds
Please help my mind is boggled. what would you suggest is best for someone who’s just turned 18 so far they’ve got 5k in premium bonds but not having much luck so looking to move it somewhere?
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?what to do with lump sum
Hi. Looking for advice. Wage- £42k a year Mortgage-£64k left 2.5apr till next year. House worth about £230k I’m single (dating someone not looking to move for a year or so) 35, recieved some inheritance, 120k. I don’t know what to do with it. I’ll be buying a car outright and getting of my lease car. So that’s 100k left.…
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How do I work out CGT loss following the sale of shares
Bank in 2002 and 2004 I bought shares via an employee share save scheme at 'x' pounds per month in both cases over a three year period, so I know how much I originally paid for them. In truth I forgot about these shares for a while and thought thankfully I had sold all my Nat West shares before the value plummeted. Over…
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Old TSB shares
Has anyone had any success locating old TSB shares. For months now I have tried TSB bank. Lloyds Bank. Equiniti, the Registrar,and even the Funancial Ombudsman -no luck with any attempts to trace?
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2 yr fixed bond. Best rate for £85k investment
Hi all, I’m a newbie here. Looking to re-invest £85k (my current bank is Lloyds and the rate is dreadful) Money is sat in a savings account doing nothing and looking for the best rate possible and obviously the safest! Thanks in advance.
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Profits/return on VWRP via Trading 212
If you maxxed out your annual SIPP, ISA, Premium Bonds, Got rainy day fund and you just open a personal account on Trading212 and buy some shares in VWRP, do I have to report these on my annual self asseseement and pay tax on my annual return, or is it all done at source via my account on Trading212? thanks
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