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Savings & investments
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Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
22K discussions
170.6K comments
Most recent: Money Farm bonus only paid af… by mr._prude
13 November at 11:38AM
Discussion List
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Nationwide launches 30 month member exclusive bond
Max deposit 10K and a rate of 5.3%. Just a tad above the best 2 and 3 yr fixes but with an expected base rate rise forthcoming, may not be competitive for very long. I'll wait and see what happens to rates in the next week or so. Link
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How many regular savers do you have? - The League Table
Welcome to this thread. This thread is intended to run alongside and complement the existing Top Regular Savers Discussion Thread and the Archived History Of Regular Savers Thread *** NO CHAT*** threads as a successor to the previous Being nosey... How many Regular Saver accounts do you have? thread. The central feature of…
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Saving accounts which offer re-applying for good rates when they reached maturity?
Dear All, we're looking into putting aside some savings, roughly around £600/month, and maybe moving in a pre-existing amount of £5,00 - £10,000 or so. Many high rates (~4.5 - 5%) for flexible cash saving accounts offer this boosted rate only for the first 12 months. While reading the forum, I got the impression that there…
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The Cashback for Bank or Investment Accounts *No Chat*
This is the "No Chat" thread, please only post announcements and use the discussion thread for anything else Open and fund any Prosper savings or investment account with a minimum of £10,000 and get £100 when you keep it on the platform for at least six months across savings and…
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
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Budget Tax Increase on Savings income
Surprised by the lack of outrage that tax on savings income (over PSA) has just been increased to an extra 4% above current rates from April 27. Seems that hardly anyone noticed. 1.1 Income Tax: Savings Income Tax Rates for tax year 2027-2028 As announced at Budget 2026, the government will introduce legislation in Finance…
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Stocks & Shares ISA
So i bought £10,000 vwrp on the Trading 212 app in September i have been adding £50pw. My average price is £144.62 per share (pretty high) currently showing minus £443 should i ignore checking daily. Is this normal? Cheers
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Which Funds are these MorningStar Codes?
Hi, I have some files which are labelled with what I think might be Morningstar codes. Is there anyone who could identify what Fund Names or SEDOLs/ISINs they map to? Here is the list: M118LR3 M114KVN K2NTA M11D5YA M11BOXL LIMDA TFITNS M11ISPR CBSCX Really appreciate any help.
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Finding a reliable home for my savings
I've been reviewing my Savings accounts looking for better deals and signed up for a Cahoot Sunny Day account. All went well and I was able to move trivial amounts between it and my current account (from a mainstream bank) in both directions OK. Then I looked at the Trustpilot reviews of Cahoot. They are terrible! I nearly…
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NS&I security phone issue
So I'm having a nightmare logging in - it wants to call my phone so I can verify a code - trouble is their call is going straight to voicemail!!!! I called the helpline and they got me to check some settings on my phone and clear my chrome cache (I explained I wasn't using my phone to log in) and asked me to try again.…
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Cahoot/Santander £50 dormant account offer
(Santander added to thread title) OK not necessarily officially dormant, but I've received an email from Cahoot this evening offering £50 for funding a disused savings account with £100 and keeping it there until the end of the month. This looked suspicious, not least because I don't recognise the account number it quoted!…
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Best stock trading platform for US smallcaps
I have CMC and Hargreaves Lansdowne accounts for trading shares in ISA and SIPP respectively. However they don't give access to the full market, many US smallcaps are missing from these platforms. This has resulted in a few missed opportunities. Are there any UK trading platforms that cover the whole US market including…
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General Discussion and Whimsical Banter
It was only a matter of time. Personally I've never minded the off-topic comments in the main threads to discuss top easy access and regular savings accounts, but I can see it's becoming a greater problem given that there just isn't a whole lot going on in the top end of the savings accounts market right now and possibly…
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Shares
Hi, I have been going through some old files and I have found some shares for THUS Group plc and was wondering if they are still valid, I am unable to find contact details for THUS it just takes me to Vodafone, who I know are the parent company to THUS but there is nothing on Vodafone where I can get the information, can…
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Child Trust Funds
I have to set up a new Child Trust Fund but the high street banks seem to have stopped providing them. Are there any institutions that provide these
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Tesco bank savings account
My Tesco savings account bonus is about to expire, can I reapply for a new account with them to get a new easy access account for the next year at 4.2%? Or should I go elsewhere I'm looking at Chase 4.5% account. I'll have 8k to save I already have accounts with First Direct and Santander. My main credit card is also with…
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NS&I to pay compensation to bereaved families over account tracing failures
Tens of thousands are set to be compensated by state-owned savings provider NS&I after it failed to properly trace the savings accounts of deceased customers, leaving bereaved families struggling to access their cash. Here's what we know so far… Read the full story: NS&I to pay compensation to bereaved families over…
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Trading 212 - Vanguard Lifestrategy 60
I see that this fund is available on the platform, but it seems to be listed in Euros. Can it be bought in GBP, and if so, how do I change the currency?
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Sharia Compliant Bank
If profit from a Sharia compliant bank is rolled back for several years to add to the capital, does the profit from each year need to be added together for UK tax purposes when all the money is withdrawn?
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Base rate raised to 4%
8-1 in favour of the 0.25 increase Eight members (Andrew Bailey, Sarah Breeden, Swati Dhingra, Megan Greene, Clare Lombardelli, Huw Pill, Dave Ramsden and Alan Taylor) voted in favour of the proposition. Catherine L Mann voted against the proposition, preferring to increase Bank Rate by 0.5 percentage points, to 4.25%.
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