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Vanguard Launches Three New Global ETFs
Vanguard launched three new global ETFs: https://www.vanguardinvestor.co.uk/articles/latest-thoughts/investing-success/three-new-global-equity-etfs That includes a FTSE Global All Cap with an OCF of 0.07%.
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What is the best way to sell old silver coins?
Hello, I am trying to find the best way to sell silver coins. A lot of the coins are pre-1920 which I understand are .925 standard. The prices offered by high street buyers are very low as are those offered by companies who buy "unwanted" precious metals. In a thread from 2011 the best way to get a reasonable price was to…
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London Cask Traders
My nephew is considering investing in a cask of whiskey from London Cask Traders. I was wondering if anybody has had any experience dealing with this company?They say that the average annual return is between 12 to 20% and is CGT free, which would suggest to me that it is very high risk at best.
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BITCOIN
Is investing in Bitcoin really worth it or is it all just a scam ?
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TOP JOINT SAVINGS ACCOUNTS
Hi: Finding it hard to source a joint savings account that pays more than 4.5% ( Tesco ). In fact for whatever reason joint savings accounts are really hard to find. Trying to find a home for 200k. One year fixed rate and/or easy acess. I'd be grateful for any suggestions. Thanks in advance.
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Transferring Stocks & Shares from 1 broker to another
In 2023 I transferred a stocks and shares ISA from II to Iweb. Today I logged into the II platform to look for some historical information from the account. I was surprised to see that I had just over a £100 in it. Surprise turned to anger when looking through the history to see that shortly after the transfer a dividend…
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NSI Premium Bonds
Hi, I am a basic rate tax payer and expect to pay tax on my savings I have £79,000 in SAGA easy saver earning 4.5% Would I be better to move £50,00 to NS&I Premium Bonds ? Please note: I have maxed my ISA for 2026/7 I am not interested in any risk / longer term investment Many thanks for reading and appreciate any advice
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What to do Now
Hi... Thanks for adding me to these forums. I have recently took early retirement and will be receiving a lump sum from my workplace pension. Any advice on the best ways to maximise the above without paying no/very little tax. I,m over reading on all that offer Saving/Investment accounts. Any help will be greatly…
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Cahoot - Check you are getting 4.52%
Just had a shock when I logged in and found I had £100k earning no interest.😯 You can upgrade your account to the latest 'Simple Saver' paying 4.52% But I had somehow got 2 Sunny Day Savers - which pay 5% up to £3k So only one account (with £3k in it) was paying any interest at all So I corrected that But then I had…
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Family Building Society - Cash ISA Transfers Out - By Cheque Only?
Is it true that they only have a cheque process for cash isa transfers out to other providers? I was considering transferring my matured cash isa to VIDA who are offering 4.7% compared to FBS 4.4% for a 1 year fixed cash isa. But I don't think VIDA and several other banks will accept a cheque process so I'm stuck with FBS…
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The Faster Payments Cut Off Times List
Welcome to this thread. The purpose of this thread
is to provide a regularly updated list of the cut off times for faster payments
made into the savings accounts offered by various banks and building societies
to begin earning interest the same day. Given the sheer number of banks/building societies
there's bound to be…
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Skipton Building Society - The Members' Draw
Skipton have announced a members' draw each month, from 1st October 2026. £50,000 is shared between eight members selected at random, including one £25,000 prize, two £10,000 prizes and five £1,000 prizes. There are twelve Members' Draws and the first draw is 1st October 2026. The longer your membership with Skipton, the…
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Alternatives to Vanguard funds not available on etoro
I’ve just switched my ISA to etoro, for the 3% cashback. ISA was with Vanguard and invested in their Sterling Short term MMF and uk gilt UCITS ETF. Couldn’t find these on etoro, so need to find alternatives. Key things for me are monthly income, and low cost. I’m not too concerned about capital growth as I’m not touching…
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AI's unexpected effect on "Value"
I hold Ishares World value factor (IWVG) and USA value factor (IUVD) They've done good, up 60% & 80% respectively since I bought them < a couple year ago. However, reviewing a few items in the portfolio last night I realised why. Micro represents an eye-watering 14% & 21% respectively. FWIW they now have a less than…
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Purchased life annuity - can you recommend a broker
Hi, my parents (aged 83 and 89) want to set up a joint purchased life annuity from Aviva, however their in house financial advisor insists on full financial planning, which they don't need, plus they say it will take 12 weeks, by which time the quote will have run out. Aviva have told me they are not required to go through…
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Trading212 advice
I’m a complete novice when it comes to investing. I’ve just opened an a/c with the above (a very modest amount). What I’m unsure about is this: On the home page, i the top L/H corner, it shows the amount deposited; there is also lots of various data. Do I have to do anything else (ie pick certain companies) or do I just…
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Not always a good idea to opt for monthly interest to decrease tax at 22% next April 2027?
So my ns&i bond is maturing soon and I can reinvest at 4.82% or 4.72% monthly. If I opt for the monthly version I decrease my liability to the 22% rate by effectively getting the first seven months at 20% tax on the interest. The catch being as the interest is paid away monthly I still want to invest it and my best option…
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Virgin Money Reg. Saver 3 - first deposit 4/8/25, matures 28/8/26. How come?
That's what I see in the transactions and what their e-mail says. Is it just me or it does last more than 12 months?
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Nordheim GPT
I have just seen a transcript from the BBC between Paul Thwaite Nat west and Emily Maitlis. Which resulted in Paul Thwaite storming out. Can someone shead some light on this Nordheim GPT.
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Has anyone obtained their shareholder perks from their Freetrade ISA?
Has anyone had any luck getting any shareholder perks from shares held in their Freetrade ISA (this sort of thing https://www.hl.co.uk/shares/shareholder-perks)? I was rather looking forward to my annual Next plc discount voucher. Freetrade first advised that (unlike any ISA manager I’ve used before) they don’t do this.…
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