Savings & investments

Amundi is carrying out a stock split on 27 October 2026. To allow the split to be processed, trading of CSH2 will be suspended from 22 October to 28 October 2026, inclusive. During this period, you will not be able to buy or sell shares of Amundi Smart Overnight Return (CSH2). Trading of this fund will resume on 29 October…

I recently came up with a clever (I thought…) Excel formula to show accrued interest to date on a nominal gilt. I own 73753 units of TE28, 4,375% maturing 7/3/28, ie last coupon paid 7/9/26. My formula is #units*4.375%*((TODAY()-DATE(2026,9,7))/365). Excel shows £450.85 as the accrued coupon, but if get a sell quote on ii…

I have a large holding of the above. I have just been advised of the following Corporate action - see below. Can someone explain what is going to happen and should I be concerned? e.g. will I lose out? MI TwentyFour AM Monument Bond I Acc Grs B4XMPS3 Event type Mandatory Conversion Description Mandatory Conversion Terms:…

Hi all, I was using MSE Gilt Calculator yesterday and I am struggling to follow the comparison to the savings accounts. Let's use the attached example: This Gilt would earn £22.31 return on an investment of £4980 over 45 days (7 Sep till 22 Oct). 1. Take the first 'if you pay no tax on savings': 5.51% of £4980 over 45 days…

Hello - I’m preparing for a temporary 2-year move abroad and would love some advice on managing my UK savings while I’m away. As the move is temporary, I plan to keep most of my money in the UK and just take a small emergency fund with me. I'd like to protect my savings, but also hope encourage them to appreciate while i'm…

I have a Halifax Regular Saver but want at least one more. I use it like a Christmas savings club scenario so I want it locked in. Is there one?

We are a 74 year old retired couple. Mortgage and debt free with good pensions and plenty of savings. Our savings are mostly invested in Premium Bonds, CHIP and Trading 212 cash ISAs. We do a lot of credit card stoozing and occasionally switch bank account for free money deals etc, guided by MSE advice. We are not looking…

All, how is it possible to close Chip completely? I only went in to bag the £30 bonus, have zeroed both the investment account and the savings account, left it a month for the pending interest (9p) to show and drew that out, as they state zero balance is needed. Now I have zero in savings, zero in the investment account,…

Good afternoon, Last week I received my tax calculation for 25/26. I was advised I was due a refund of £549.00, woo hoo!! I thought and promptly processed the refund via my GG account. I did think the refund was a tad more than I was expecting so when I studied the entire tax calculation, sure enough the savings interest…

Does anybody have any comments, experiences, reviews, thoughts, or advice and opinions, regarding the company Fisher Investments UK based in Canary Wharf London? I would be very grateful for any information.

I own DEM which distributes dividends quarterly in USD. The conversion rate and reinvestment adds cost so I am thinking of switching to DEMS, the Acc. version. But I want to check the buy/offer spread on both to estimate how long it will take to recover the switching cost. My question is whether you can tell, other than…

I'm wanting some advice on investments for my mother-in-law about my father in-law. He is in a care home with vascular dementia and is not expected to live for more than a year. I presume it is not really worth opening an isa in his name as we are likely have to close it before it matures. Also, he has about £30,000 in…

I now live in Australia (citizen) but have some ordinary shares in Computershare UK which I wish to sell. I do have a paper share certificate. I have been informed by Computershare that I am unable to sell my shares through them but I have to have a broker first, so that the shares can be transferred through them. How do I…

I see that HL are taking on Royal London… undercutting them ever so slightly with an OCF of 0.06%. Both INC and ACC options, although I'd not put too much store in their claim about "one of the highest expected yields in the market". And I certainly wouldn't be holding it on their own platform! Still, perhaps an indication…

Can anybody tell me where I can find info on how to calculate tax owed on the proceeds of the sale of nil-paid rights? Can't find anything here, and I've tried the HMRC site but all I can find are sections of their internal manuals which results in getting lost in a maze of cross-reference links, and assume a degree of…

If I want to 'sell' my RL STMMF value to buy another fund (CUKX), what is the process and how long will it take before I can use the funds to buy the new fund (CUKX) ? As I am at work during trading hours, I am thinking once the fund is cleared in my account I can set the auto buy when price falls to x on the CUKX or is…

Hi, I want to save £1000 a month. I only have current accounts, as the money that I transfer to what I use as a saver I still want to be able to access for home improvements as and when. What is best for me to do/ where should I put my savings. Should I split the money between an easy access pot and a high rate saver? I…

Can anyone help please? My wife is a retired Tesco ex employee and whist at work she received free 'Tesco Shares in Success' certificates which she now wants to sell. We have been told that because the shares were given to her as part of her employment, she will not have to pay tax on them. Can anybody confirm this…

Hi, my Zopa RS matures on 24th. I'll obviously move the funds to a higher paying account. I don't (yet) see an option for starting a new RS but maybe it will appear on 24th. Thats the easy part.I'm a bit wary of not optimising the rest of it tho. To keep bonus rate it says DD on Biscuit or 10k across access pots. Do we…

Please could someone help me. i would like to invest £120,000 for one year with the highest monthly interest. i don't understand the advertised rates and if they are advertised as compounded etc. I am considering Oaknorth 12 month fixed with monthly interest which says 5.12% This assumes the account pays interest at an…