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Impax Environmental Markets Investment Trust
I would welcome any thoughts on what action I should take on the proposed tendering of shares in Impax Environmental Markets IT in order to thwart a takeover by activist investor Saba. There appears to be a chance to profit from a NAV discount of around 7% by accepting the tender offer. Does it matter which way I vote?
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CGT reporting after shares sold
Hello. we arranged for the sale of share held by my mom which was completed in January, looking at the government website I don't think we need to do anything in respect to reporting them, but can someone just clarify I am reading it right as wouldn't want mom to get into trouble with HMRC. the website indicates that: If…
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Rising SIPPS and DIY learnings
Years ago I came on here, not knowing much and have read and understood some during that time. At the point in time with what was a pretty small amount of money the general consensus was Global Trackers fire & forget. The value of my investments, built on that mantra and with continued investing have grown significantly as…
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Vanguard Lifestrategy - Global or home bias
Does anyone have a viewpoint on which of these VLS option they prefer, and why?
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SIPP or Invest or Just Savings Account ?
Hi, I am currently 61 and have a SIPP with Lloyds with just over £7000 in it, I put in £160 per Month and they top it up with £40 Tax Relief so £200 a month goes in. I have set my retirement age at 75 (ambitious I know) but given all the restrictions of when it actually comes to taking the money out, I was wondering if it…
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New Ts &Cs bank notifications
Hi all, This is more of a question of clarification. I have received a number of emails about the above title and having read most of the changes it seems to be a constant. I am clear that the new FCS limits have been raised to £120k per account/bank but I also see a notification that my acceptance of the banks new Ts & Cs…
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Chase marketing
Hello, I recently had 2 emails from Chase, I have an account with them. The first email was about referring friends to Chase, the other about Travel/mobile phone insurance + UK Breakdown. At the end of each emails it states - 'Please don't reply to this email directly. This is an important email about your Chase account…
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Paragon Bank - can't see all accounts
I have had a number of accounts with Paragon over the years. It seems that I can't see details of all my "closed" accounts (typically these were 1 year non-ISA bonds). Why ??
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Pension pot after my husband died
My husband age 78 has died leaving a pension pot of 70,000 and I am 74 not in go health myself what should I do with his pension take it as a lump sum or how does drawdown work
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Herald Corporate Action - Tender Offer
Hi all Couldn't find an existing thread. I currently hold Herald Investment trust and received notification of this. I didn't know about the background to it but have done some reading. Sounds interesting and it's a defence against Saba Capital Management. Would appreciate any thoughts and what one might do in terms of…
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Co-Op Regular Saver - Early Closure
I have a Co-Op regular saver that is due to mature on the 27th March. Does anyone know if it is possible to close the account early and then once closed open a new regular saver with them. I do not want to withdraw funds and then find I cannot open a new RS until the current maturity date. Appreciate any thoughts,
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Green Saving Bonds ending
Hi folks, My green Saving Bonds with the ns&I is ending soon and I was given three options. I decided to switch half the money into a different ns&I product and have the rest payed back into my bank account. I filled in the form a few days ago and I expected an email to confirm the details but I haven't received one. My…
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Interactive Investor Advice/Managed Portfolios
Noticed this which is new from ii. https://www.ii.co.uk/ii-accounts/ii-advice Not quite sure how much of a full "advisor" offering it is v a bit of a "what Vanguard tried to do" but looked like it might be a reasonably priced option if anyone is looking for that sort of offering. Seems limited to MyFolio Index funds though…
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BITCOIN
Is investing in Bitcoin really worth it or is it all just a scam ?
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What is driving the FTSE100....
It just seems to be on a roll. I used to slag it off as a sickly index compared to the S&P500 and NASDAQ but lately it is on a flier. Do you think it is a bubble?
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Lump Sum Investment
I have a lump sum of money to invest, £200,000, and have used my ISA allowance. I would like to put the money away for 2-3 years. Have been told that an ISA feeder is a good option and I do think this is not a bad idea, but I am not sure that I would want to put such a large sum of money at the mercy of the stock market.…
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How do I value old 25p Lloyds shares to determine if I have a cgt liability
Hi. I have 2 questions. 1. How do I value old 25p ordinary shares in Lloyds now that they have a nominal value of 10p. ie the share price today is £1.09 but presumably I don't just multiple that by the number of shares I have like I have been doing with the 10p ones I hold or do I? I'm trying to determine if I have a gain…
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Bank rate held Feb26
At its meeting ending on 4 February 2026, the Monetary Policy Committee voted by a majority of 5–4 to maintain Bank Rate at 3.75%. Four members voted to reduce Bank Rate by 0.25 percentage points, to 3.5%.
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Children's (Bonus) Bonds.
Hello. I wonder if anyone can help. I want to trace some Children's Bonus Bonds, (as were, I understand the bonus bit was dropped some time ago). As a new grandmother, I purchased the bonds over a period of some months, 2002 - 2003. The family concerned moved house shortly afterwards and the paperwork was lost.…
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Discretionary Managed Funds versus Indivually Managed Funds
I need advice please. I have a SIPP worth 200k with Novia Global with a portfolio of 8 individually managed funds. All of which is managed by my IFA. He believes I would be better transferring these to a DFM. His reasons are: He believes I would see higher returns The charges would be the same. My feeling is he is being…
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