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Zopa auto save.
I'm having issues setting up auto save. I made one manual payment into my new Zopa RS on the 4th Oct I then tried to set up auto save a few days later to make payments on the 4th of each month but Zopa only lets you set up the day of the month you pay and not the actual month you wish to start payments. So, when I try to…
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BITCOIN
Is investing in Bitcoin really worth it or is it all just a scam ?
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Stewart Investors Asia Pacific management team resigns
For anyone invested or thinking of investing in Stewart Investors' Asia Pacific funds (which had generally performed well... until about this time last year), the long-standing management team led by David Gait and Sashi Reddy resigned overnight in late August.
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Any experience with Chetwood bank? or Monument
Hi all, I'm just wondering if anyone has any experience with Chetwood bank or Monument and whether or not you would recommend them? I cant seem to find much about them online at all. I need to split some money between a couple of savings accounts. The others I have been considering are Vanquis, Oxbury, OakNorth and Atom.…
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Tembo ISAs Online Transferring out problems
Hi Guys! Has anyone managed to online transfer an ISA out of Tembo to a stand alone bank? I have failed to find a a provider amongst several that I have tried. They do not list Tembo (or Nude that they were previously known as) as a possible new provider. Tembo customer service is pathetic and have failed to help me with…
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FIXED CASH ISA
I have a Fixed Cash ISA due to mature shortly. I also have another Fixed Cash ISA with another provider which gives better interest (better than anything you can get today) and doesn't mature til July next year. Am I allowed to transfer the ISA due to mature to the one with a better rate?
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Chip Crowdfunding
I selected to invest my isa allowance with Chip. should I be concerned about the crowdfunding shift?
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NS&I's GGB 1 Yr - Guaranteed Growth Bond - nominated bank, maturing over w/end and cooling off?
I've several questions that I hope people with experience could share. Firstly - could I have multiple nominated bank accounts and assign different linked accounts to GGB, Premium Bonds etc., or is it just the one nominated account? Secondly - has anyone one had a GGB or other fixed term account mature over the weekend? Do…
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Company sharesave cgt
Hi, I have a company sharesave scheme which matures in November. I have been putting £500 per month for 5 years so by November my initial investment will be £30000 but the shares are now worth approx £110000. Approx profit of £80000. My question is in regards to capital gains tax. I understand the rules may change by…
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Purchased life annuity - can you recommend a broker
Hi, my parents (aged 83 and 89) want to set up a joint purchased life annuity from Aviva, however their in house financial advisor insists on full financial planning, which they don't need, plus they say it will take 12 weeks, by which time the quote will have run out. Aviva have told me they are not required to go through…
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Covered call options
I came across Schroder Income Maximiser OEIC while planning a retirement income portfolio. It uses covered call options, which the KIID describes by "To seek to enhance the yield, the investment manager selectively sells short dated call options over individual securities, portfolios of securities or indices held by the…
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Where to put £50k for 16yr Old?
My stepdaughter is in the fortunate position of being gifted £50k from family (lucky her). She may keep a very small amount right now for some immediate spends (a few hundred), but the majority will be held for either uni purposes or house deposit later in life. Some will be needed from March next year when she turns 17…
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T212 Cash ISA to S&S ISA
Is it easy to transfer it? I'm not sure how it all works but I'm thinking I may earn more than the interest rate on the Cash ISA doing this?
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Inheritance
Hi, I have recently inherited £120.000. I live with my partner, not married, and we have 2 children early 20’s. I would like to be able to gift them some money ready for when they buy a house, around £10,000 each, they have also inherited some money too of £10,000 so they will have £20,000. With the rest of the money I…
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IG Promotion - Invest £50 or more and get between £40 to £200 in bonus shares
Hi, Just came across this promotion and having read the T&C's I am not fully clear. https://www.ig.com/uk/bonus-shares-promotion-oct-25 1. Open the account e.g. S&S ISA or GIA and pay at least £50 in 2. Buy some shares and use up the full £50 in one transaction, ideally you make 2 small extra trades (higher pay in…
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Employer Shares & Leaving
Morning everyone Wonder if you can help with my issue - later this year I’ll leave my job where I have previously purchased shares (this is not currently a listed company but has partial employee ownership due to size). The shares were purchased in their 2023 ISO. I’m told that these cannot be retained as I’ll no longer be…
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German trading platform
I use Hargreaves Lansdowne to trade as it is safe so I know my money is safe with them. They offer a large choice of funds to invest in and to trade, particularly ETF. My cousin says she want to invest in ETF as well but she lives in Germany so on the off chance, does anyone know of a similar platform to Hargreaves…
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Metro Trust Bank Account
I am a Trustee for a Trust which my late uncle set up to benefit my cousins upon the death of my aunt, who is now 91. Earlier this year, when my aunt moved to a care home, we had to set up a bank account in something of a hurry to receive the proceeds of the sale of her home (around £200,000). In the end we established the…
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Moving abroad (currently using AJBell)
Hi everyone I am planning to move abroad (I'm not a British Citizen, in case that makes any difference). I've been using AJ bell ISA as my pension/investment pot for the last few years, but I've realised that, once I'll move abroad, I won't be able to contribute in any way to my savings. So, I was thinking of moving my ISA…
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Principality Log on?
Hi I can't log into Principality at the moment. Anyone else having problems, or is it just me?
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