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Haven't had my royal mail shares payed into bank after sell off.
Hi everyone….. I've not been in country working....I totally forgot about my royal mail shares. Since the company was bought by Křetínský..…Those that didn't reply ( including me) does anyone know who I contact to get it back...Many thanks 😃
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ETFs
First time buying ETFs, on ii it has 3 subheading : Market | Limit | Fill or Kill' and https://www.ii.co.uk/investing-with-ii/order-types explains the 4 types of orders, I can only see 3 types : Market orders / Limit orders / Fill or kill and cannot see 'Stop loss orders' - is this correct? I would like to know: 1. are…
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LF equity income c gbp account
I have 12,680.70 of these post Woodford shares, taxable cost £2523.98, market price .86p market value £109.05 according to the latest statement on my Charles Stanley ISA I can’t sell them on that platform. I don’t have capital gains to set the losses against because all my shares are either in ISAs or pension funds. Do I…
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iWeb Change to Scottish Widows
I've just logged into my iWeb account and noticed a banner that they are now going to be known as Scottish Widows sharedealing which will also give access to the Scottish Widows app. https://www.iweb-sharedealing.co.uk/changes.html I wonder if this name change will increase their reach and profile to gain more customers…
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Nottingham Building Society - new logo and branding
Hoping this means they'll be launching a couple of half decent products rather than just paying for some buzz word bingo makeover about a 'fresh new look' that most of us don't care about. We’re so excited to introduce Nottingham Building Society’s fresh new look, reflecting our commitment to inclusivity, progress, and…
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What are people doing right now?
Hi all, Quick sense check. Currently have £8,500 uninvested cash in a JISA for my 3 year old - so minimum of 15 years until it would be accessed. The remainder of the JISA has been invested in a combination of LS100 and an Invesco all world tracker. Should I just ignore the noise and get the £8500 into the funds now? I'm…
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Where to keep funds in short term
I would like to know what to do with my S&S ISA funds while I think about how to reinvested them for up to a month? As not earning much interests in ii I was going to put it in a Cash ISA and transferring back into ii. But I have 3 transfer into ii and 3+ weeks have passed and the transfer out providers have said they have…
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Gin Bond 2 Holders: Why you should REJECT the CVA proposal
Hi everyone, I’m writing this because, like many of you, I invested in Gin Bond 2 and I am deeply concerned about the proposed CVA (Company Voluntary Arrangement) from Glug-Glug Ltd. I’ve spent some time looking into the details and the news coverage, and I’ve decided to formally reject the "debt-for-equity" swap. To me,…
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Following Passive Investing
I followed a link given for the Monevator site and came across an article about Passive Investing. I wanted to find out more about this by looking at the ETF's they talked about. When I went to a couple of the platforms I've seen mentioned in this forum, I couldn't see those ETF's. At first I thought that was because I was…
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MSE News: Government-backed NS&I's new fixed-rate savings pay up to 4.5% interest
NS&I has launched new fixed-rate savings accounts that let you lock in good rates for one to five years with total safety, as NS&I is backed by the Treasury. They're worth looking at if you're keen to save with a big name and won't need access to your savings – though you can earn a bit more from the top payers elsewhere……
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Streambank
Another name on the leader board for 1 year fixed rate savings. Anyone got experience of this bank?
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Aegon - Online Security Issue?
I’d appreciate views and opinions about a disused financial account please… I once held a Stocks & Shares ISA with Aegon/Cofunds. In 2019, I transferred all funds (and associated cash) to another provider and requested Aegon close the account. Long story short – as of today, I can still login to the online account where…
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FSCS protection - ISA and SIPP, same fund
If I have the same fund invested in both my SIPP and my ISA and the fund defaults, do the FSCS protections allow max £85k protection or 2 x £85k protection?
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Great British Invest off or Passive V Active Portfolios
For those who are curious to compare their Passive or Active investment strategies I’m starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517 If this thread is restricted to Portfolio constituents only it should make life easier as…
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Spreading investments between platforms
I have what is to me a significant proportion of investments on a single platform all invested in ETF's to take advantage of capped platform fees (excluding the JISA which is in an OEIC fund). SIPP is 100% equities (same for work pension and LISA) and ISA is around 75/25 equities/bonds. I held SGLN for a year and a bit…
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What counts as income for savings allowance calculation?
Hi all - I searched but couldn't find a clear answer here on the forum (or in one of the articles or on HMRC site). I'm trying to figure out what counts towards your income in the year in terms of figuring out what the savings interest allowance is. E.g. £50,000 PAYE earnings before tax but after pension contributions £…
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Lump sum from will
I will be getting £300,000 from a will of a relative, I don't want to invest it or play risky games with it I just want to get maximum interest on it for the time being until I decide what to do with it. What are my options ?
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SIPP for stepson
Hi Trying to find the right product but there are so many ! I’ve had mine a while and they aren’t quite what we want Stepson is self employed and a carer for family . We would like to start a sipp for him thinkin a small lump sum under 500 and then maybe a low regular payment what products would you suggest ? thanks in…
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Change of share registrar
Does anyone know if there are any rules/regulations on what happens to shareholder documentation when a company moves from one registrar to another? I've got shares in SSE, and until Dec 2023 the registrar was MUFG (Link Asset/Signalshares as was), so all my dividend notices and other financial info was there. After Dec…
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Cahoot Sunny Day Saver Question
Hi, Re Cahoot Sunny Day Saver I might be over thinking but, the wording on the website doesn't seem very clear to me. £1 - £3,000 pays 5% interest £3000+ pays no interest I'm guessing that this means that I will get 5% interest on the £3,000 but no interest on the bit that is over £3,000 (Not NO interest on everything…
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Most recent: Nationwide ISA Transfer Delay - any experience of this? by Sandyra
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