-
Trusted Banks with higher interest rates
Hey experts A newbee here, I have only accounts with Nationwide and lloyds looking for more options to open Savjngs account + ISA which offers better interest rate i understand most of the UK bank are protected upto £85K I like to hear which are the Banks people trust more I have tried to google but confused and as so many…
-
lemonfool investing forum down?
Is the lemonfool investing forum down? I don't seem to have been able to access it for a number of days at least, and various website status sites seem to also suggest that it is currently down? I hope that the site hasn't closed down entirely as there is some useful investing discussion there. https://www.lemonfool.co.uk/
-
Nationwide 5.5% (FIXED) Member Bond
18 Month Fixed Rate of 5.5% on upto £10,000 Online: https://www.nationwide.co.uk/savings/member-exclusive-online-bond/ In Branch: https://www.nationwide.co.uk/savings/member-exclusive-branch-bond/
-
Payment for Royal Mail (IDS) Shares
Hi, Has anyone received payment for shares sold following submission of acceptance of offer before the takeover was finalised? if so when & what paperwork did you receive. Thanks
-
Premium Bond Higher Prize Winner?
It was asked recently if we could get an indication of those on the forum who've won one of the higher Premium Bond prizes. That being - Single prizes of £1,000 or higher. This poll won't provide any useful information relating to probability of winning bigger prizes. There is plenty of information on the other thread…
-
Was the call I received from a mempool 'Database Officer' genuine?
Hello. Advice please! I have never, to the best of my knowledge, had any dealings with crypto currencies. But I was called out of the blue by someone describing himself as a mempool 'Database Officer' who knew my name and some other details as well as my mobile number. He subsequently sent emails from an account at…
-
Equalisation for funds generating interest?
I have some funds in a GIA which I want to put into a money market fund (Royal London short term). The Inc. version pays interest twice a year. How is this treated for tax purposes? Is the first payment divided into taxable income for the period since purchase and non-taxable equalisation for the period before purchase,…
-
Trading212 keep telling me I've logged in from a new device
This is probably a bit of a tech question but I'm asking here as there'll probably be more readers with experience of Trading212 here I only access T212 on my desktop PC or my Android phone via their app but every time I do, I get an email saying Login From New Device. I've looked under Devices in the settings part of the…
-
Tembo Cash Isa
I was about to transfer my Cash Isa to Tembo. Having checked the FSCS website. I was alarmed to see that Tembo are not covered by the compensation scheme when using the FSCS? See screen shot below Why are Tembo being recommended if they are not backed by the FSCS compensation scheme? It's left me worried about trusting any…
-
Nationwide Members bond 5% 18 months up to £10K
In case anyone is interested and a member of Nationwide, they are offering a 5% 18 month member bond where you can put up to £10K in - has to be funded within 14 days of opening. Seemed quite attractive to me so I have applied to open one up. I guess you have to put all the money in at the start.
-
Royal Mail Share Offer - I missed the deadline! PLEASE HELP
Hi All, Just logged into my Hargreaves Lansdown trading account to see my Royal Mail shares are now shared in International Distribution services. I tried to see them and was unable. I called Hargreaves Lansdown and was advised that the decline was last week, I had missed it and lost all my money. Is this correct? Can they…
-
Selling Shares
I have shares in my name, they were transferred to me with intention that they would be for children when older. Children now old enough and want to sell From what I can gather the shares are listed on the New York Stock exchange what is the best way of selling these? What fees will I likely need to pay? Will I be liable…
-
Premium Bonds repayments
Hi all - has anyone else had an issue like this? We requested a PBs withdrawal online; filling in the application form, entering the account number we want the repayment to go into. BUT instead of paying the PBs withdrawal into the requested account, NS&I completely ignored the requested account number and instead paid it…
-
Plum Cash ISA
Might be worth flagging up the terms for the cash ISA. I understood that I would need to retain for 12 months to get the bonus interest. At12 months I was told that the bonus would arrive at the end of the month. that has passed - no bonus. I contacted again and was told “at the end of the following month”. However, if…
-
Non Resident Shares Sale - Broker
I have some Aviva shares, registered at Sharecenter and want to sell them, but I'm not UK resident hence Sharecenter wont act for me. I have had no luck trying to identify a broker for this, does anyone know of a broker that will transact on behalf of non-residents?
-
NS&I Direct Saver: delays to payments out. May be affecting other NS&I accounts
Just off the phone with NS&I after a long wait. I made a payment to my current account on Monday from my Direct Saver and it has yet to arrive (supposed to arrive the next day and always has in the past.) Man I spoke to said they are having problems with their clearing bank, Nat West, and payments are being delayed. It may…
-
Should I sell Royal Mail shares now?
As an employee, my husband was given Royal Mail shares. Now the takeover has been agreed, colleagues have been panic selling their shares. Should my hubby sell now or hold off for a wee while?
-
Thoughts on "Snoop" Easy Access Savings account (4.6%)?
Hi all, I've had a look around the forums and the website to see if anyone else has seen the new interest rate on the Snoop app easy access savings account. It offers 4.6% Interest on an easy access savings account through Vanquis Banking Group. It's reasonable high in terms of the interest rate, but I don't see anyone…
-
NSandI's 2-factor authentication does not work
Four fruitless hours today trying to log in to NSandI. Their 2-factor authentication system asks you to press the star key (*) to listen to the one time passcode, but doesn't recognise the tone when you do. "Please press the star key to listen to your OTP." - presses star key * - silence "Please press the star key to…
-
St James’s Place and SS&C Technologies
A Gemma Z is working for both companies as a Senior Manager. She refuses to explain the exact nature of this relationship or whether she is an employee or consultant! In fact I suspect it was in error that her out of office reply to my email to her SJP address came from her email in SS&C! Why all the secrecy and is this…