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Vida Savings
I see Vida Savings, established in Dec 24, are topping the fixed 1 yr bond rates just now. Anyone heard of them? Interested to hear your thoughts.
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"Santander £100 Amazon voucher without switching" crashing
Anyone tried this "Santander £100 Amazon voucher without switching" as shown on MSE webpage under switching? I have tried twice now applying for the Everyday account, following the correct link but right at the end when I click submit, I get an error reporting "Page Not Found". Very annoying...... Anyone else, got the same…
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Legal and general included a visual chart in the pension app.
It's not that important really but it's quite nice to see the visual impact of your contributions besides a simple percentage number. Here's what it looks like The only thing I would have liked to see changed is little dots on the chart marking where your contributions are, and a line showing your average cost.
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Depositing funds into NS&I Guaranteed Growth Bond
Hello all, this is my first post after just joning. I will shortly receive a lump sum to invest and was looking at the new rate with NS&I - 4.2% one-year Guaranteed Growth Bond. As I couldn't find the relevant information on their website nor a number to phone, I used their chat function yesterday. My questions were * How…
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40% tax bracket 1st timer
Hi Everyone I've recently had a job promotion and will end up paying into the 40% tax bracket. I'm struggling to understand what my take home would be in the months I go over. So I earn 60K with bonus included so I understand that its only about 10K that gets taxed 40%, normally take home 3200 so minus 40%= 1920. Would…
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23yo - £100 pm - ISA vs Pension vs Sharesave
DS is starting to get established in job and has received an offer to join M&S Sharesave Assuming £100pm investment which of the above 3 would you put it in ?
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Tax on savings
We are about to sell our house put the funds of 485k into my wife’s bank account which is Ulster Bank and 4.5% interest; think we will put 20k each into an isa too; but, my question is, we will earn around £1830/month in interest. My wife is shortly going to start working as a PAYE earning around £1250/month, so how will…
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Faster buy/sell than Vanguard?
Hi. I have a pension/savings strategy that uses Vanguard which was an appropriate company to use for my previous circumstances, where I had a steady income and only ever wanted to regularly buy and not sell and their fees were low. My circumstances have now changed and a few times a year I’ll have to sell and the delay…
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Ford Savings
Hi I have multiple saving accounts with Ford savings which I top up monthly with various amounts to help me budget. The interest rate is constantly getting reduced and I have tried to find an alternative bank that "allows" you to have multiple accounts with them with a better interest rate I know about chase but I wont be…
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Melton Building Society - Migrating Computer Systems
Hi everyone Just adding this info for anyone reading the thread now the new system has launched: Pointing out info that may help: 1. Ensure you drop the first 0 from your mobile number 2. For your account number, omit the 3 letters at the beginning and the end of your account number and add a 0 in front. For instance, for…
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Freelancer. Where to put the money I save for my tax payments
Hi Everyone, I am looking for a sensible place to save the money I put aside for my tax payments. I am a freelancer earning about £1,900 NET per week - working about 40 weeks in the year. I normally put £1k aside each week I work or close to that. Anything left over after my tax bill I move to longer term savings eg. ISA.…
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FirstBank - any good?
Hi I'm considering a FirstBank 2 year fixed rate bond. They are in the MSE 'What We'd Go For' recommendations (and FSE protected) but the Trustpilot reviews for this bank are poor and their website has a distinctly amateurish look about it! Anyone got any direct experience of a bond with this company? Or tips to impart?…
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Royal Mail Shares
Has anyone been paid out for their Royal Mail Shares ? I didn't reply to the initial communication as I couldn't find my share certificates. It did say that a reply was not essential. I received a form to claim 'my payout', as a 'dissenter' some time later. I could not locate all certificates, but again, it said this was…
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Tax on savings
I'm a basic rate taxpayer but my better half doesn't work. I'm likely to inherit money from my late mothers estate. It's big for us, probably likely to be about £75k. My question is could my wife invest it in savings and therefor not pay tax on the interest or would we fall foul of HMRC. I'm thankfully now debt free so…
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Wisdomtree DEM ETF dividend currency
Can someone
please clarify the dividend frequency and currency of DEM, Wisdomtree EM Equity
Income ETF. ISIN IE00BQQ3Q067 is priced in Sterling (I would buy it on Interactive
Investor) but the dividend announcement on the LSE
website shows a USD distribution. dividenddata.co.uk
likewise shows USD distributions (quarterly,…
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If you inherited £20k, what would you do with it?
For context- when my Grandad passed, money from the sale of his house was put into a Trust, ready for me when I turned 21. I have used a large proportion of this money for a deposit on a house, and so I now have roughly £20k left over. I have an additional £5.5k invested into a Trading 212 Stocks ISA, investing into the…
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Cahoot prize draw January 2026
* 1 x £25,000 prize * 5 x £2,500 prizes * 50 x £250 prizes Prize draw ends 31 December 2025. Winners will be drawn in January 2026. We’ll pay prizes directly into winners cahoot accounts. Winners will be contacted by telephone, or by email if we can’t reach you Many forumites will automatically get the max two entries, on…
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Regular Savings Accounts: The Best Currently Available List!
The information from the first page of this thread has now moved to a thread maintained by Bridlington1 instead. You can follow this link to find it: The Top Regular Savers Discussion Thread — MoneySavingExpert Forum
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£125 for existing Raisin customers who put at least £10,000 in a fixed-rate bond
You need to have an active savings account https://www.raisin.co.uk/summer-loyalty-bonus/
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Virgin Regular Saver Glitch - one application opened two accounts
I applied for the current issue regular saver online, at the end of that process it said something like "we need to check some details". This morning I had two messages, by email it said .. "Good news, we have an update on your Regular Saver Exclusive Issue 3 application.All you have to do is sign in to your application…
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