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Trading 212 credentials
Hi, Just opened a new Trading 212 cash ISA (5.2%) and have found it really difficult to get it accepted by my chosen bank account to feed funds into the ISA. The bank in question is Natwest and they just don't recognise either "Trading 212 UK Limited or "JPMorgan Chase Bank" in their "add a business to pay" field, Natwest…
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Avios/Hotel Points via a Cash ISA / Savings Account
Can anyone recommend an account where I can deposit possibly £1000 per month and receive some Air Miles or some Hotel Points ? Not interested in a Stocks and Shares ISA
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Etrade
Hi guys i had an etrade account in the uk in 2004 but moved to Australia later that year and now trying to track down my shares held in that account, any advice or have i lost them for good ? Thanks for any info
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Life Interest Fund vs Interest accrued in savings accounts
Hello, In my late mother's will, she has requested a post death life interest fund to be setup for my elder brother who has mental health issues. The financial planner has sent through an illustration on how the fund will work but also mentions there is a chance the capital you invest could be worth less in a year or two…
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“Branch only” savings accounts
I’ve been with Kent Reliance for a few years hold a 12month fixed rate ISA that is due to mature in December. I’ve had a few different products with them and they’ve always been good to deal with. Every now and again they introduce a limited edition rate that’s competitive and worth consideration. They currently have a…
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How best to use my £273,500 inheritance?
I’ve recently received an inheritance of £273,500, which is currently
sitting in my current account earning zero interest. My initial thought was to put it into an
easy-access, high-interest account with monthly interest payouts.
Unfortunately, such accounts don’t seem to exist. I’ve found a few online
options (e.g.…
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£600K - prioritise ISA v SIPP for new money?
I'm starting to realise that whilst I don't know what the hell "the plan" is yet I'm starting to have more and more thoughts about doing something to reduce work. I can't put any detail on that as I really don't have any - just finding the idea pops into my mind a little more than it used to. So I'm 49 and right now the…
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Raisin £100
Anyone else not received their £100 bonus from Raisin in the stipulated time?
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Chase Bank - Oversubscribed? Struggling to get a transfer out
Not sure if anyone else will have experience of the same but I am having difficulty in transferring my money our of the Chase account I set up recently. Unlike many I managed to open my Chase account relatively easily and was becoming quite impressed with the App based service. However....... Yesterday morning I tried to…
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Chase Saver With Boosted Rate
I'm in the process of moving my savings from Monument Bank as their rates are now dragging behind and I'm looking at the Chase Saver With Boosted Rate as I prefer to have instant or short access(30 days max ). However I find the following a little confusing; The MoneyFacts website states that the Chase Saver With Boosted…
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Ratners group plc shares
Found some shares my deceased mum had for Ratners group plc brought 1992 trying to find out if they are worth anything for probate and how to sell them. Thanks in advance
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40k Monthly Interest ?
Hi all I have an ISA maturing in a few weeks and wondering what to do. I'm not using my full personal allowance so I don't really need another ISA I don't think ! ? My plan was to drop it into NS&I Guaranteed Income Bonds which have a rate a little better than my current ISA. Thoughts much appreciated.
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Earnings and Starter Rate
Is the amount calculated before or after stoppages from earnings? For example, earnings of £15500 per year or take home pay £13800? Maxed out on premium bonds and ISA, so could do with knowing how much interest I can earn in regular savings accounts before I pay tax on interest. Thanks for any help.
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Plum taking more than agreed Direct Debit
reconsiling my bank statements I noticed that Plum had taken £20 DD last week instead of their usual £10. On asking why I was told there was a Technical issue ( Reply from them shown below) - I know It was only £10 and its made no diffrence to me as the £10 is now earning interest in an account that we use to save money…
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Help needed with Share Transfer - Stamp Duty...
I am the executor for my late Mum and Dad's estate. I am in the midst of trying to sort out my late father's shares. I have gone through probate, and have informed the Share Registrars of my father's passing. I would now like to transfer the shares into my name. I am struggling to understand if I have to pay stamp duty,…
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To use regular savers or not
Confused and can't get my head around whether regular savers accounts are an option for me... I have savings - over £30k What i can't understand is whether i am better having this in an easy access account paying a decent rate, or moving some into regular savers accounts? Surely a decent amount is better altogether earning…
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Venture Capital Trusts
I have invested in REITS and ETFS but I am looking into VCT for their tax efficiency. I am aware that they are higher risks but wondered if anyone has invested in one of these funds? There are quite a few to choose from on Hargreaves Lansdowne. I also read that you need to hold the fund for at least 5 years in order to…
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Rolls Royce Share Price
Hello you very wonderful and amazing individuals that make up this forum. I sincerely hope you are doing well. I note recently that Rolls Royce share price has increased rapidly and the Earnings Guidance has increased. Can i please kindly ask has any other Fundamentals changed within the company for us to see this rapid…
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Opening a savings account for my 3 grandchildren
Hi, Im looking advice on how r where to go to open savings accounts for my 3 grandchildren. I assume they have to be opened in each child's name, ages are 7,5 and a baby. We're in Northern Ireland, the kids are in England. Do I have to get permission from my son and his wife to open these accounts and do statements have to…
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Replacement for 1 Year Savings Bonds if Interest Rates start to fall.
I was wondering if anyone has a view on iShares Core GBP Corporate Bond UCITS ETF to use instead of One year Savings Bonds if/as interest rates fall - or is there something better ? Robert
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
