Savings & investments

I can't think of a more appropriate forum to put this on. We're about to transfer a reasonable sum of money abroad to buy a house. We're going to use a currency broker (Key Currency). Any ideas what checks we need to do to make the broker is legitimate and that we have contacted the company correctly and not been…

On 30th Nov, this year, my 5 year fixed rate deal of 1.14% runs out on my current mortgage deal. The balance will be £24,400. The payment has been £822 a month. We have also been putting aside around £1200 a month into premium bonds that we've used for the annual 10% overpayment. This has also been building nicely and we…

Why is it when the BoE announce a rate cut all the savings providers more of less cut their rates straight away. But when the BoE holds the rate for a few months, these savings providers start putting their rates up again. Why is this? I've just dropped a lump into Cahoot at the weekend @ 4.52 and I've noticed quite a few…

Ourselves (and our daughter) took advantage of the NS&I's Income Growth Bond (as recommended here). NS&I wanted the transactions via debit card. When we tried to do this via Mastercard (different people with different banks) the transfers were all declined (bearing in mind that it was to a government owned organisation).…

When I had my shares with X-O (part of Jarvis) I bought three tranches of 100 shares in Carnival Corporation. I've found a record of the date and price paid for the first tranche and one of the others (I think the third but not sure), but not for the remaining one. I was a bit remiss with downloading statements! The…

Hello - I opened a Simple Saver on 14 April and deposited £1 and chose monthly interest. On 6 July I deposited a large amount. As of today, no interest has been received since account opening. I am waiting for Cahoot to reply to a query I raised about this. Is it correct to think that the 14th of the month is the interest…

Hi, I am a 52 yo male - I am employed, with a basic salary of £46,500.00 - I also obtain a profit related bonus, which is paid in December each year - this year it will amount to c.£9,000.00 I have a 1/3 share in my late Mother's apartment - this is currently being leased - unfortunately it's within a complex managed by…

Monmouthshire Building Society RS maturity – stuck in nominated account loop? Does anyone know how to transfer funds out of a matured Regular Saver?I am trying to set up my nominated account but it keeps looping (also tried linking up with my previous nominated bank account). When it did finally allow me to enter the…

Many will have opened a Santander Edge Saver (SES) just over 12 months ago @7%, 2.5% of which was a 12 month bonus. The 12 months is up which means your bonus will end and your interest will drop to 4.5%.The available SES has an interest rate of 6% including a 12 month bonus of 1.5%.To achieve another 12 months of 1.5%…

Morning all just after some input from some like minded people. I am due to receive a large cash sum from one of our house rental sales and my current cash I will transfer to my current stocks and shares isa into my investments leaving me with this cash that i don't really want to put any risk on at the min. All my isa…

I opened a new Revolut account last month - did everything correctly (yes, I clicked on the MSE link and entered my phone number before downloading the Revolut App). Still no £25. Apparently (Revolut chatbot) I've fulfilled all criteria but the campaign hasn't tracked from the MSE link. Anyone any idea what to do as…

Does anyone know much about this? I've never heard of the company taking over. I'm wondering if I can get someone else to manage my modest investment and if so if I will have to sell and re-buy with all the possible added fees.

Hi everyone, Thanks to very useful advice from a previous thread, I have finally paid off my debts (a final £4K will be covered by jewellery sold at auction). I had got myself into a bit of a mess with my antique jewellery selling hobby. I had very little in savings, £16k of debt and far too much in jewellery, which in…

hi looking for advice I recently inherited 15k..first time I have such money , I’ve not long finished paying off debts etc so this is a great start for me. What’s best way to sort this money? I’m thinking 10k in easy access isa for emergency fund as I’ve never had a chance to even save for one! And rest in easy access…

As per title. I get to the log on stage, type my numbers in, but the app crashes. Have tried reinstalling the app but still getting the same problem. Is anyone else experiencing problems?

currently, I have zero savings. From next month I will be in a position to start saving between £500-£700 per month. As a total newbie to saving, what would you say is my best option? Where shall I save it? Looking forward good interest. I’m completely new to this so apologies if this sounds silly.

evening all, my son has just told me about vanguard, he's saying he's getting 15% return on the £250 he's invested, this sounds too good to be true?

I only just noticed on my app it's asking me to add a subscription to my card to receive the 1.5% cashback, is this new? I'd never set up a subscription from thte 212 card before and have been getting the 1.5%cashback? Also would a monthly sim deal count as a subscription?

Royal London Short Duration Credit has, according to its fact sheet, a duration of 3.32 years. The fact sheet also shows its ten largest holdings having maturities of 2051, Perp, 2035, 2035, 2034, 2029, 2032, 2032, 2034, 2032. Are the largest holdings atypical of the overall fund or is something else going on?

My son has just over 4K in a children’s savings account with Bank of Scotland, the decent rate ended ages ago and we need to move the money elsewhere to make it work a bit better. What would your recommendations be please? Does it have to be a children’s saver or would it be more beneficial to invest in an adult account in…