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Offshore savings
Hello. We lived in the Middle East for many years and whilst there we paid into an fp international savings plan. We have not paid into it since being back the last 7 years. The plan is now matured and ready to cash in. Do we need to pay tax on this
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savings
my family want to put about £4500 away for my niece without the parents knowledge. it would be paid to her at age 18 ( in12 years), what is the best and safest way to do this, any advice very gratefully received, thankyou
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Christmas / Holiday Club for a Group of people
Hi all Can anyone suggest or recommend a Christmas / Holiday Club for a Group of people We are currently with Lloyds Bank, who have notified us that they are closing our (current) trust account in December. We are looking for an alternative. We need to find an account, which can allow access throughout the year (should any…
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Limit on money transfer
Is there a limit on how much money my husband can put into my account?
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Branch savings advice please
Hi everyone, Family friends have come into money and are asking for advice on savings accounts. They are elderly so don't do online banking so are looking for branch based accounts. They currently bank with YBS, Halifax, Barclays , Nationwide and natwest. The amount they have in savings is around £75k each. I've had a very…
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Gilts vs Savings
The Gilts vs Savings calculator in How gilts can help you pay less tax on savings interest doesn't seem there any more. Has it been withdrawn?
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CSH2: taxation and performance
I have feeling this could open issues such as excess reportable income which I don't (yet) understand, but are CSH2 gains taxed as interest or capital gain?
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House Sale Lump Sum for Short Term Savings
Hi there, First time posting so hope I'm in the right place. We are selling our house and will receive around £600k. We are then moving into rented accommodation for about 9 months. After the rented we will purchase a house for about £400k saving the £200k. I'm wondering how to save the £600k. As we will need access to the…
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Which banks are linked? tool
There used to be an essential tool on the "Are my savings safe" page. The link is still showing in the text, but when you click on it, it only takes you further down the page to a very brief explanation of some of the main banks. With the tool, you used to be able to enter any bank or building society and it would list…
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Anyone used Afin bank? (Not to be confused with Affin bank)
Couldn't see any trustpilot or other online reviews. They are offering a two year fixed term account paying 4.41%. Showing as FSCS protected on moneyfacts but wondered if anyone had taken the plunge yet? Thanks
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Cahoot Not Paying Interest on exactly £3000
In April I opened and credited a new Cahoot Sunny Day Saver and chose to have the interest paid monthly. This account states that it does not pay any interest on balances OVER £3000. Fair enough. It also states you can "enjoy 5.00% interest on balances UPTO £3000". I have exactly £3000.00 in the account and having checked…
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NS&I login page not working on 12 Sep25
Anyone else getting this error message? Chrome & safari both giving same error Used on iPad & mobile, error message is consistent
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GILTS - UKT 0.875 01/46
Hi. I've been following GILT prices for a while now and am thinking of buying the above. As I'm new to it, I'm just checking: I can buy a GILT originally issued at £100 for £43.79? I get 0.875%, so 87.5 pence for every GILT I buy (as a coupon annually which is paid half yearly). In Jan 2046 I would receive £100 for each…
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Anyone transferred MoneyBox cash ISA to Cynergy cash ISA
I have a MoneyBox cash ISA and want to transfer it to a Cynergy cash ISA however on the Cynergy website it says it can only accept transfers from providers BACS Electronic ISA Transfer Service and MoneyBox isn’t listed on this list. Anyone successfully managed a transfer to them? Thank you
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RCI Enhanced due diligence
Been asked to submit this, I regularly move six figure sums around to stay on top of the best rates and this is a first. No issues explaining the sources but looks like the evidence they want is the actual transactions, amounts, dates, companies which would take a huge amount of effort to trace back to earnings and dozens…
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MSE News: Premium Bonds – are you due a share of £106 million in forgotten prizes?
Over 2.6 million Premium Bond prizes worth a combined £106 million are waiting to be claimed, the latest figures show. Most bondholders now get prizes paid automatically, though this may not be the case if you have older bonds. Plus, prizes paid by cheque may be unclaimed if you haven't kept your address up to date or…
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Old Woolwich Building Society Account
Eeek! I don’t know if anyone can help me. I’m trying to help my aunt sort out her finances as she has recently moved into a care home. I noted she is paying £100 a month from her current account into ‘Woolwich Building society 0002’. She doesn’t know what it is and I can’t find anything on Google. I’m currently on hold to…
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Skipton B.Soc Privacy policy email
Received an email from Skipton BS today telling me about their updated privacy policy.In particular I note that · We will securely share
some basic information about you (such as your email address) with our
carefully chosen advertising partners, plus social media companies. NO - you will NOT be sharing my email address…
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COOP RS Matured into Smart Saver but no interest added
Hi Anyone else have their COOP RS mature recently? When was your interest added? Mine converted into a Smart Saver (as per their email) showing an interest rate of 1.53% but no interest has been added to my RS balance in it. Thanks
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Onshore Investment Bond without and IFA involved
I am keen to open an onshore investment bond and am pretty savvy as to how they operate but all the main providers I have found only seem to allow you to open it via and Independent Advisor, does anyone know of companies where I can open one direct without the IFA? I have nothing against IFA's and have used them before but…
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