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Should I sell Royal Mail shares now?
As an employee, my husband was given Royal Mail shares. Now the takeover has been agreed, colleagues have been panic selling their shares. Should my hubby sell now or hold off for a wee while?
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Thoughts on "Snoop" Easy Access Savings account (4.6%)?
Hi all, I've had a look around the forums and the website to see if anyone else has seen the new interest rate on the Snoop app easy access savings account. It offers 4.6% Interest on an easy access savings account through Vanquis Banking Group. It's reasonable high in terms of the interest rate, but I don't see anyone…
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NSandI's 2-factor authentication does not work
Four fruitless hours today trying to log in to NSandI. Their 2-factor authentication system asks you to press the star key (*) to listen to the one time passcode, but doesn't recognise the tone when you do. "Please press the star key to listen to your OTP." - presses star key * - silence "Please press the star key to…
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St James’s Place and SS&C Technologies
A Gemma Z is working for both companies as a Senior Manager. She refuses to explain the exact nature of this relationship or whether she is an employee or consultant! In fact I suspect it was in error that her out of office reply to my email to her SJP address came from her email in SS&C! Why all the secrecy and is this…
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Selling commonwealth bank of Australia shares
Hi My late mother and (not late) father own some shares in the commonwealth bank of australia (ASX code CBA). Details are vague but they somehow came into ownership of these many years ago via a scheme offered by the teachers union they were both members of. For clarity my mum and dad are both UK residents and have only…
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Exceeding PSA with new pay rise - what to do?
Receive a pay rise this month that takes me into the higher tax rate. Nice surprise but that means the total interest from my saving will take me over the PSA for this financial year. I have the following accounts and expected interest this FY: NatWest saver - approx £276 Club Lloyds saver - £150, matures in Oct TSB fixed…
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Advice on what to do with the rest of my savings after ISA
I currently have £20k in an easy access ISA which I set up last month so my understanding is that i can't add to that, or start another ISA until April 2026? I also have £35k in my regular Monzo savings account and am being told by lots of people that's not the best place for it? I am trying to sell my flat and buy a new…
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Savings accounts paying higher interest rates
Hello - brand new to the forum here. I’ve been looking at savings accounts on the MSE webpage and a couple of weeks or so West Bromwich building society figured as one of the recommendations. With a rate (variable) of 4.65 for an easy access account it was (and still is on their website) a good comparable rate. But it has…
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Concerned about growing government debt - what effects could this have?
I seem to be hearing more and more warnings about growing levels of public debt, both here and in the USA. If this does turn into a full on crisis, what would happen? Bond yields will rise I assume (prices falling), and the stock market will fall? Will inflation increase? What could I do to protect my investments?
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Interest on non-working days
I've had a couple of regular savers mature (Principality and Saffron), and the money has been credited today (on a Sunday). Which of my savings accounts can I put in in so that it will earn interest today, rather than leave in in a non-interest accruing current account? I will then send the money to its intended…
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Is this normal? (Conister Bank savings account)
Hi, I opened a fixed rate savings account with Conister Bank. I also recently opened one with Skipton International. Compared to Skipton, Conister was quite a different process after opening. With Skipton i was able to set up online facilities so could see where my money was after depositing etc.…
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Can I sue my finacial advisor, and or company
Gave my FA instructions in Mid Feb 2020 to make a drawndown in that tax year. Had retirred earlier that year (slightly early) and wanted to utilise £2,250 tax free amount remaining from my personal allowance that year. Also instructed him to instigate a drawndown at the beginning of the next finacial year for £10.500,…
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NS&I Website Login not working?
Anyone else having problems logging in this evening? I am typing my correct NS&I Number, Surname and Password but it isn't going to 2FA, just circles back to the same login page without any error messages. Have tried on two different devices with different browsers.
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Money from offshore trust
Hi, just looking for some advice. I've recently been informed that I'm due to inherit some money from an offshore trust, legally this distribution isn't classed as inheritance - I believe it will be a combination of income or capital gains. As it's coming from the channel islands to the UK I'm assuming there's going to be…
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Place to park money from house purchase pending new house
We will have a large sum of money £700K plus for about 2-3 months in between houses. The money will initially be paid into a Lloyds bank savings account. I am looking for a good place to park this money pending the purchase of the new house. Is there a standard rule across banks for how much you can transfer in and out - I…
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Where is the safest place to save all my pin numbers and passwords?
At the moment I have them written down and hidden in the home but realise they are in danger if we have a fire or break in [ unlikely I know but could happen]. I am a bit wary of saving them on my computer or online. Any suggestions?
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Is it better to give money direct to grandchildren, or give the money to children?
We have two children (both adults with children). We want to give money to our grandchildren. It would be easier for us to give the money to our children, so that they can pass it on to their children, but i think I heard it is better to give the money directly to the grandchildren. Is this correct? Why?
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Trading 212 vs Conister Bank
I have around £20k in a Trading 212 account which is currently at 4.61% (4.35% + 0.26% promo rate). However I'm aware this may drop soon due to the interest rate change. Having received MSE weekly email today, the best 1 year fix is at 4.52% with Conister Bank. Would you consider switching to this considering the…
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Harpenden Building Society
I thought I should do a little due diligence before potentially opening a savings account with them as I'd never heard of them before. Seems they are Fscs protected, but notice that although on the FCA list, they are not permitted to hold client money. How can they offer savings accounts/ ISAs and not hold client money?…
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Coventry Prize Draw
I don't know how anyone might know so it's probably silly even to ask, but I was wondering how many Loyalty Regular Saver accounts were opened with Coventry BS and therefore entered into the prize draw for 50 £1,000 prizes. 5% wasn't the greatest offer so perhaps very few took it up and I might win!! On the other hand,…
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Most recent: Existing cash isa transfers by eskbanker
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