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Increasing income
Hi currently £1747.81 in my bank at Nationwide I've opened Flexone saver as well as a Flexone regular saver which one has 5.00 interest the regular saver as 6.5% interest. Anyways as I'm 17 I'm looking to get money as it's not easy nowadays are there any apps or accounts anyone recommends to try? 🤔🙏🏽
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Cahoot Simple Saver dropping rate
Just a heads up Cahoot is dropping their rate from 4.40% from some weeks back was highlighted as a good rate to 4.07 for the Simple saver, also note Cahoot does not make it easy to take your money out if its a relatively large amount, no app only PC and thats not well designed or intuitive either!
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help to save or other saving account
Im looking into help to save as i get universal credit. In a few years im hoping to come off universal credit, would i still be eligible for the help to save account? if not what other long term saving at a little amount is best. thank you.
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Chase £100 cash reward
I logged onto Chase App and see £100 cash reward- £1,000 invest by 5th May in stocks/shares ISA, general investment account and get £100 cash reward by 31 may 2027. I have done my cash isa for this year, is this a good idea for next tax year after 5th April to put at least £1k into a stocks/shares ISA?
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Transfering Share dealing Account from H/L to Scottish Widows
I opened a Scots Widows share dealing account and initiated a transfer of my shares held in Hargreaves Lansdown to them on 9th Feb. I haven't heard anything from either so far…anyone have any experience of idea how long this is likely to take?
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Pay off mortgage or Invest
Would love your thoughts This time next year, our ridiculously low 1.7% five year fixed mortgage rate (secured just before the lettuce budget) comes to an end. The mortgage balance is now £100k. We’ve got the £100k in the bank, and have been making our 10% overpayments throughout the term. I’m wondering if come 2027 should…
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Monmouthshire BS Regular Saver 6%
For those who opened the Monmouthshire app exclusive RS at £1000 per month at 7% as well as the Regular Saver at 6% last August now is the ideal time to close and reopen the 6% one as it is still available to avoid the problem of £18k maturing at the same time I requested closure this morning after having zeroed my account…
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Selling Foreign Share - how to calculate tax.
Hello, I am very lucky to have inherited some stocks and shares in the USA from my late mother, and some were transferred from a trust set up in the US for my cousins and I, and split and transferred into my stocks and shared account managed by cousin. I am looking to by a house (I am a uk resident and not a us citizen) in…
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Your opinions about QMMFs please
Two lots of questions, always assuming that the purchasing power of the initial capital should be preserved: 1 - Compared with global multi-asset funds, how risky do you consider QMMFs to be? 2 - If your investment horizon is not more than 5 years, would you choose a QMMF or stick with cash? Or split your money across both?
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ii new platform plans 2026
Received an email flagging new plan charges to be introduced February next year. In my case my current £21.99 tariff covering ISA, GIA, SIPP accounts will reduce to £14.99 (Plus plan) with improved trading and FX charges and ability to tack on family accounts ( up to £100k) for no additional charge. In these inflationary…
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Best Cash ISA Rates
I have seen a cash ISA rate at 4.33% from Moneyfarm, has anyone seen or had dealings with this company? This seems like a good rate but I have not seen any feedback about them anywhere
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Savings/Investing Advice for Newbie
Looking for some advice on investing 40-50k. We have 15k of savings in easy access savings account. My wife’s company SAYE shares scheme just matured making us a healthy profit. This was with Equiniti who helped us setup a dealing account & S&S ISA, 20k worth of shares put into ISA and now sold, looking to move the…
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Santander S&S ISA performance
Did anyone else open the Santander S&S ISA to get the TopCashback £100? I received my passport which was great but decided to leave my original £100 in to see how it performed. It's up to £105.01 as of today, so 5% return in only a couple of months!
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Advice on short term savings
Hi all. I have £40k that I would like to put into a savings account where I can withdraw the interest every month, without it going back into the capital amount. I can lock this away for 1-2 years. Does anyone have any suggestions please? Thanks
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How do I value old 25p Lloyds shares to determine if I have a cgt liability
Hi. I have 2 questions. 1. How do I value old 25p ordinary shares in Lloyds now that they have a nominal value of 10p. ie the share price today is £1.09 but presumably I don't just multiple that by the number of shares I have like I have been doing with the 10p ones I hold or do I? I'm trying to determine if I have a gain…
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use unemployed partner to avoid paying tax on savings interest?
Regards to the above - can I give my unemployed partner some of my savings instead to invest in her name so there is no tax to pay?
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How to access my Premium Bonds - I have no details as bought when I was a child
When I was a child my parents told me that my god parents (not related) had bought my and my brother lots of premium bonds (I think 18 each?). I dont have any of the details or account number. I think the papers might be at my parents house but we are estranged and I don't trust them not to destroy them if I asked. I dont…
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Saving whilst abroad
Hi all, I have recently moved from the UK to Australia for 2-3 years on a skilled workers visa. I have a cash ISA (Plum), lifetime ISA (Tembo) and a savings account. Since moving to Australia, I have received a lump sum of £20000 from a relative passing away and wanted some guidance on how best to invest/ save this money…
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High Court approves Nationwide acquisition of Virgin Money - change to FSCS cover
Approval granted on February 23 2026 and currently expected to be effective from 2 April 2026 (the transfer date). There is an extensive Q&A on https://uk.virginmoney.com/nationwide-transfer/questions/#q1-will-the-transfer-affect-my-deposit-protection-under-the-financial-services-compensation-scheme- In summary, almost…
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Advice on Mothers house sale.
My Mother is nearly 92 ,has Dementia and is a Residential Home.Luckily after working all her life ,she does have some savings ,but these are dwindling due to her paying for her care ,this has led to her house being sold ,I have LPA. The money from the hose sale is due to go into her bank ,on completion early next week .…
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