Savings & investments

I have a very small amount of money with InvestEngine having taken up a MSE-recommended special offer, and now I want to take it out. In order to get into my portfolio it asks me to confirm my information is correct, and then it asks me to retake a questionnaire to check if my needs are still being met. Whatever answers I…

My wife makes around £35 interest on savings right now but it’s quite low. I make as little as 10 pound. Is it right the best way is to open a fixed rate for my ten and pay interest monthly. With my wife is it okay she opens a 20k isa and puts rest in a fixed account? Again interest paid monthly so she can transfer it out?…

NS&I has launched new fixed-rate savings accounts that let you lock in good rates for one to five years with total safety, as NS&I is backed by the Treasury. They're worth looking at if you're keen to save with a big name and won't need access to your savings – though you can earn a bit more from the top payers elsewhere……

I'd normal post in the Top Regular Saver thread but it's more of a chat thread these days and useful info just gets lost. I have a Regular Saver and received a snail mail letter informing me that my account number was changing wef 3 August. I think this is due to my account number ending in "X" but I'm guessing tbh.…

I have a tandem savings account where you can set up pots for fixed term savings from it. Does anyone know if the ISA works the same way?

My wife owns some Aviva shares. Out of the blue she received an offer to buy these shares at a price of £5.30 from a firm called Litani LLC, based in the USA. There's a big problem with the offer, namely that the shares are actually worth around £7 each at the moment. So, nobody ought to accept the offer. It's not exactly…

Just wondering if anyone else here is having the same problem with Equiniti and IDS Shares that I am? My late mother held shares in IDS (Royal Mail). I am the executor for her estate. She did not accept the EP UK BidCo offer to acquire the shares. EP UK BidCo exceeded the 90% threshold required for compulsory purchase on…

Today I've been informed that the proposed transfer of my Carnival plc shares to the US market, as a result of the abandoning of the UK entity in favour of the US entity, will not now take place — because it's going to cost (Carnival Corp) too much! Apparently I can still transfer the shares to the NYSE, but this will cost…

Hi, I was hoping someone has an Octopus Money Pension they are drawing down on so I could check if they have had a similar issue to me. My pension was with Candid Financial who sold the business to Octopus Money a couple of years ago which meant my pension was transferred to the platform Octopus use which is Plannr. No…

So based on the data I have over the last 6 months, SONIA has averaged 3.76% annualised. If CSH2 was tracking it accurately, I'd therefore expect a 6 month return of 1.88% before charges. Instead, Trustnet is telling me that the actual 6 month return is 2.0%, while Freetrade (where I have my largest holding) says it's…

For info, when I went to sign in to Zopa, I had to supply email and password, then create a 6 digit password. They have upgraded the app, which I now remember they informed me about by email not long ago. Going to be another learning process to remember where everything is now, but it's ok, am sure I'll get the hang of it.

The wife and I have cash savings in joint accounts and ISAs. Currently we have 5 joint cash accounts, one variable easy access, the other 4 one-year fixed rates maturing on different dates throughout the year. We have 7 ISAs each with 5 providers all fixed rate 1 year accounts. Nineteen accounts in all. (joint taxed £550k,…

I wonder if anyone has any recommendations for a savings account for my elderly step-mother in law. Father in law has had to go into a home due to dementia. She has a couple of small ISAs but wants to move this so that she can have a card to access the money if she needs to pay some bigger bills as she will no longer be…

I have held an M&G Asian Fund Acc for several years. I know the original base cost and I have a record of the dividends, equalisation (always £0), and 'Tax amount'. To get the base cost, do I add up the original cost and each of the dividends? Do I include the 'Tax amount'?

Hi Everyone, I'm new to the forum and to the territory, so please excuse the lengthy introduction. I am still trying to narrow down my options here. I'm coming into a fairly life-changing sum of money (£100,000 - £125,000). I currently rent on London and have no other significant savings, so this figure represents my…

Hi MSE > Easy Access Savings > The Tembo Homesaveer* account pays 4.55% …. FSCS protection: Deposited funds in the HomeSaver are held in a 'client money' account, separate from Tembo's own money with Lloyds Bank. This is a fully regulated UK bank and therefore covered by the FSCS. When I select the link "Tembo Homesaveer*…

Anyone having problems with deposits to Skipton savers and accounts this afternoon? I sent money at around 4pm and still I can't see the deposit in my member bonus saver. Strange because Skipton is quite often very quick. Anyone else in the same situation?

so I am saving for a house move (date to be decided maybe anything from 6-18 months from now) I want to save all my money I have taken from a second job. Approx £600-700 per month. I am looking for advice. Current mortgage deal is 4% with 11 years left. Currently have an investment Isa and monthly saving accounts with…

Pretty much as per the title really. Since I bought my house in 2022 I have not been able to increase my savings at all, there have been periods where I have had larger amounts of money in my savings account but then besides the usual household bills (mortgage, energy, nursery, water etc) every few months something always…

I'm hoping to get a bit of a sanity check on a plan I'm putting together, and I want to make sure I haven't missed anything obvious. I already have a thread running over on the Pension board looking at the specifics of the NHS pension scheme, and the replies there have been brilliant. I’m posting this new thread here to…