-
Finance Advisory AG Trading Platform ?? SCAM ??
Hi, just new in here, but am familiar with MSE Does ANYONE have any info/experience with Finance Advisory AG who are an online Trading Platform pls ??
-
Dividend, which year tax paid?
I tried searching, but unable to find. I have some Vanguard LS100 income units in a GIA and it just paid out the divvy income 02JUN. The data I read says. 31MAR25 is record date. 01APR25 is EX-divvy date. 31MAY25 is payment date. *** Is the above divvy income to be reported in year 2024/25 or 2025/26 to the HMRC? Tks in…
-
Maximising Savings
Evening All, I am in the process of receiving some inheritance I am just wondering if I’m on the right lines with what I am doing with it. With what I have got so far I have maxed out ISA for this year and also premium bonds. Mindful of having over 85k in the account I have split into two others which had pretty good rates…
-
Trusted Banks with higher interest rates
Hey experts A newbee here, I have only accounts with Nationwide and lloyds looking for more options to open Savjngs account + ISA which offers better interest rate i understand most of the UK bank are protected upto £85K I like to hear which are the Banks people trust more I have tried to google but confused and as so many…
-
lemonfool investing forum down?
Is the lemonfool investing forum down? I don't seem to have been able to access it for a number of days at least, and various website status sites seem to also suggest that it is currently down? I hope that the site hasn't closed down entirely as there is some useful investing discussion there. https://www.lemonfool.co.uk/
-
Nationwide 5.5% (FIXED) Member Bond
18 Month Fixed Rate of 5.5% on upto £10,000 Online: https://www.nationwide.co.uk/savings/member-exclusive-online-bond/ In Branch: https://www.nationwide.co.uk/savings/member-exclusive-branch-bond/
-
Premium Bond Higher Prize Winner?
It was asked recently if we could get an indication of those on the forum who've won one of the higher Premium Bond prizes. That being - Single prizes of £1,000 or higher. This poll won't provide any useful information relating to probability of winning bigger prizes. There is plenty of information on the other thread…
-
Equalisation for funds generating interest?
I have some funds in a GIA which I want to put into a money market fund (Royal London short term). The Inc. version pays interest twice a year. How is this treated for tax purposes? Is the first payment divided into taxable income for the period since purchase and non-taxable equalisation for the period before purchase,…
-
Trading212 keep telling me I've logged in from a new device
This is probably a bit of a tech question but I'm asking here as there'll probably be more readers with experience of Trading212 here I only access T212 on my desktop PC or my Android phone via their app but every time I do, I get an email saying Login From New Device. I've looked under Devices in the settings part of the…
-
Tembo Cash Isa
I was about to transfer my Cash Isa to Tembo. Having checked the FSCS website. I was alarmed to see that Tembo are not covered by the compensation scheme when using the FSCS? See screen shot below Why are Tembo being recommended if they are not backed by the FSCS compensation scheme? It's left me worried about trusting any…
-
Nationwide Members bond 5% 18 months up to £10K
In case anyone is interested and a member of Nationwide, they are offering a 5% 18 month member bond where you can put up to £10K in - has to be funded within 14 days of opening. Seemed quite attractive to me so I have applied to open one up. I guess you have to put all the money in at the start.
-
Selling Shares
I have shares in my name, they were transferred to me with intention that they would be for children when older. Children now old enough and want to sell From what I can gather the shares are listed on the New York Stock exchange what is the best way of selling these? What fees will I likely need to pay? Will I be liable…
-
Premium Bonds repayments
Hi all - has anyone else had an issue like this? We requested a PBs withdrawal online; filling in the application form, entering the account number we want the repayment to go into. BUT instead of paying the PBs withdrawal into the requested account, NS&I completely ignored the requested account number and instead paid it…
-
Should I sell Royal Mail shares now?
As an employee, my husband was given Royal Mail shares. Now the takeover has been agreed, colleagues have been panic selling their shares. Should my hubby sell now or hold off for a wee while?
-
Thoughts on "Snoop" Easy Access Savings account (4.6%)?
Hi all, I've had a look around the forums and the website to see if anyone else has seen the new interest rate on the Snoop app easy access savings account. It offers 4.6% Interest on an easy access savings account through Vanquis Banking Group. It's reasonable high in terms of the interest rate, but I don't see anyone…
-
NSandI's 2-factor authentication does not work
Four fruitless hours today trying to log in to NSandI. Their 2-factor authentication system asks you to press the star key (*) to listen to the one time passcode, but doesn't recognise the tone when you do. "Please press the star key to listen to your OTP." - presses star key * - silence "Please press the star key to…
-
St James’s Place and SS&C Technologies
A Gemma Z is working for both companies as a Senior Manager. She refuses to explain the exact nature of this relationship or whether she is an employee or consultant! In fact I suspect it was in error that her out of office reply to my email to her SJP address came from her email in SS&C! Why all the secrecy and is this…
-
Selling commonwealth bank of Australia shares
Hi My late mother and (not late) father own some shares in the commonwealth bank of australia (ASX code CBA). Details are vague but they somehow came into ownership of these many years ago via a scheme offered by the teachers union they were both members of. For clarity my mum and dad are both UK residents and have only…
-
Exceeding PSA with new pay rise - what to do?
Receive a pay rise this month that takes me into the higher tax rate. Nice surprise but that means the total interest from my saving will take me over the PSA for this financial year. I have the following accounts and expected interest this FY: NatWest saver - approx £276 Club Lloyds saver - £150, matures in Oct TSB fixed…
-
Advice on what to do with the rest of my savings after ISA
I currently have £20k in an easy access ISA which I set up last month so my understanding is that i can't add to that, or start another ISA until April 2026? I also have £35k in my regular Monzo savings account and am being told by lots of people that's not the best place for it? I am trying to sell my flat and buy a new…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21K discussions
158K comments
Most recent: Cash ISAs: The Best Currently Available List by Archerychick
24 July at 8:48PM
