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Investing £30,000 and €20,000
Hi, I would like to invest £30,000 and €20,000 (or the roughly £17,500) for long-term growth. Last year I invested some euros with Trading212 which was suggested in the forum. A relative helped me choose what shares to buy, but now it's not possible. I don't want to use a platform where I need to decide myself how to…
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Premium bonds bank transfer mistake
Yesterday I did a bank transfer to buy more bonds. Money left my bank account but nothing arrived to my bonds account. I called Ns&I and they asked me if I had entered the reference (my account) number.. I didn't !! although they said the money should go back to my account, I'm just panicking in case it doesn't Has anyone…
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yougov.finance bribe
It's one of these almost-too-good-to-be-true stories, but it is true. First mentioned by @Bridlington1 in the Natwest Regular Saver thread, but I reckon this deserves its own thread as it could be of interest to those who have at least 10 current, credit card and savings accounts and not everyone reads the Natwest RS…
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Smithson
I got a nice letter from Smirhson today, which was kind of them since I sold out of the ISA some years ago, and sold my last tranche of unwrapped on April 6th for a gain of 3k to avoid CGT. Apparently they are converting to an OEIC, presumably to get rid of that pesky discount that never seemed to get better and makes them…
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Selling a HL Fund and Share account
Hi all, Please can someone confirm (or otherwise) if my thinking is correct? (Please be kind!) I have a fund and share account with Hargreaves Lansdown that I put £2000 in a few years back. It currently stands at £4400. If I sell it, and put the funds into a new S&S ISA (I'm thinking Trading212) I don't think I will need…
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iWeb Change to Scottish Widows
I've just logged into my iWeb account and noticed a banner that they are now going to be known as Scottish Widows sharedealing which will also give access to the Scottish Widows app. https://www.iweb-sharedealing.co.uk/changes.html I wonder if this name change will increase their reach and profile to gain more customers…
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Morrison's Shares
Hello from a newbie, I have some Morrisons (Safeway) shares from back in the late nineties. I am looking for some advice on what to do with them and most importantly do I still actually own them? What options are available to me and who should I be contacting. Thanks in advance.
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Invest personal injury trust
Hi all, Could any of you point me in the right direction on how to invest money held in a personal injury trust? I'm one of the trustees and would like to invest the money as it's currently sat there doing nothing! Any advise would be much appreciated. Thank you. P
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IG for SIPP
Morning everyone, I am searching information about IG platform for SIPP. what are the pros and cons? any opinions and experience would be very much appreciated!
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IG Promotion - Invest £50 or more and get between £40 to £200 in bonus shares
Hi, Just came across this promotion and having read the T&C's I am not fully clear. https://www.ig.com/uk/bonus-shares-promotion-oct-25 1. Open the account e.g. S&S ISA or GIA and pay at least £50 in 2. Buy some shares and use up the full £50 in one transaction, ideally you make 2 small extra trades (higher pay in…
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Moving Shares from Equiniti
Hi all I had some shares held with HL and am transferring them over to Trading212 due to the fees change. I also have some old Centrica / Nat Grid / Shell held with Equiniti.....a mixture of Paper and CSN. I also have enrolled in the reinvestment programmes of some of these. Are there any advantages or disadvantages of…
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Investment bond
hi all, any help would be greatly appreciated. my husband took out an investment bond in 1998 with Halifax as he had an inheritance of 16500 to invest. Over the years we haven’t really looked at it at all. Now that he is close to retirement we are now looking at cashing it in over the next few years in the most tax…
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Could I have some simple guidance for my children's JISAs please?
I have very little to contribute, but I feel that I should be making a better decision on my children's ISAs, but I don't really understand them. Is anyone able to offer some very basic guidance please? I have three children - 12, 14, 16 and have realised how little I have saved for them. The eldest two had CTFs with £500…
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Investment choices for Aviva pension
First the facts… We (my wife and I) are 51 yrs old and are fortunate to have enough savings and pension to retire, although it will be another 4 yrs until I am able to claim a pension (and I will likely delay this for a further 5-10 yrs) . My Aviva pension has over £500k, currently invested 50% in Multi-asset Plus Fund…
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Shareholder Perks
Hi, I remember reading years ago that certain companies offered shareholders various perks and freebies for minimal investment. I have a very small pot to play with in addition to my main holdings, so was wondering if anyone knows of good companies to invest in that still offer good perks eg brewers? Also interested in…
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AJ Bell Transfer
Do you lose access to a closed account once transfered to another provider. I want a closing statement and my log in details don't seem to be working, but I can see the transfer has happened. Their faqs don't say.
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Experienced Investors - Help me spend my cash!
Sorry for the clickbait title. The reality is that I find myself sitting on a considerable amount of cash in savings and ISAs having been indecisive about my general direction and potential property purchase, etc for some time. Anyway, I now feel that my cash savings, earning about 4.5% interest, are a potential liabilty…
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Bonus for WeBull users equivalent to 10 per cent interest
If you're an existing WeBull user you may have a bonus offer.Open the app, click on menu and look at the promotion centre.It's a tiered offer but if you can transfer the minimum of £2,000 then you should receive £100 - equivalent to 10% interest over the six months you'll need to keep the money there for.WeBull has a small…
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Are you planning for a stock market correction
It is often said that failure to plan is planning to fail. Right now lots of people with stocks , particularly certain trackers and tech are anxious about a big correction, it almost seems inevitable and a big one could be followed by years to recovery, another lost decade maybe ? But many seem to be very relaxed , citing…
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Temporary parking large sums
Hi All - I am raising a large amount of cash by remortgaging my current house for building work. While going through the planning part, it will be another 4-5 months before the funds start getting used. I am thinking to put it in Cash ISA (not sure if Vanguard money market funds or easy access ) and NS&I, wondering if that…
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