Savings & investments

NS&I has launched new fixed-rate savings accounts that let you lock in good rates for one to five years with total safety, as NS&I is backed by the Treasury. They're worth looking at if you're keen to save with a big name and won't need access to your savings – though you can earn a bit more from the top payers elsewhere……

I am considering moving some of my cash (held in the RL short-term money market fund) to Gilts as a hedge against interest rate decreases. On the II website (my chosen platform), I can see numerous Gilts with various references; see the title for examples. What do the references mean? Also, if I want to sell them before…

I am learning day trading and have been trading in Simul8or for a few weeks with a fair amount of success. I've been watching Ross Cameron's videos and learning his methods. I am heading towards wanting to open a trading account and seeing if I can replicate my Simul8or successes in the real markets. What platforms are you…

My wife and I have an easy access account with Chase but it is in her name only as she is a non tax payer. The interest rate on this account drops from today so we decided to open a new account with Saga. I phoned them to check if we could open the account because my wife had previously had an account with them and the…

I was having a think about investing recently and even compared to 10-15 years ago we have never had so much advice and information at out fingertips regarding investing. Loads of online videos, forums, online journals and you can order investing books online as well. i remember in the early days of Youtube things were a…

Hi all, not sure if this has been said before, apologies if so. I opened a simple saver a couple of months ago, variable rate. Just noticed there was a new issue with a higher interest rate. Why doesn't Cahoot increase my variable rate to the new rate automatically? Instead and only because I keep a close watch on interest…

Hi all I am trying to get a shareholding transferred into my name. Both my late Father and Late Brother had shares in CBA. The shares are managed by MUFG corporate markets. I am the sole executor of both estates.Both Father and Brother died intestate. I have had to use an Australian solicitor to do a reseal of probate in…

My daughter is currently working in China but would like to put some of her spare money into savings. As I understand it because she’s not resident in the uk any longer she can’t add any more to her existing isa and she can’t open a new UK savings account ? Does anyone have any suggestions what she could do to invest…

Tesco Internet Saver – bonus interest Hi guys, just wondering if anyone has experience with Tesco Bank. My Tesco Internet Saver was opened on 15 August 2025, so the 12-month period ends today. I haven't received the bonus interest yet. Has anyone else had a Tesco Internet Saver mature recently? If so, when did the bonus…

This is just a heads-up to anyone considering opening a Cynergy bank account (currently featured in the top Savings Accounts listings), to say you might want to check other users' experiences before doing so. In my case it ended in a frustrating, bad experience and me abandoning my newly-created account in favour of a…

About an hour ago, I got a phone call asking to speak to me about my Centrica shares. I didn't quite catch the full name of the caller. In a loud and clear voice I said "who are you?", then the line went dead. The thing is they knew my name and I do own Centrica shares, held in my Interactive Investor account. Does anyone…

This may appear complex, hence the request for guidance. I acquired some shares in 1999 as part of an acquisition of part of a company I held shares in (The value of my original holding was obviously devalued at the time). I am now looking to sell the acquired shares, however, I’m unsure as to what share price can now be…

My one year fix ended today. I gave them instructions to pay out to my nominated account a couple of weeks ago. At 8 this morning they confirmed they sent the money, but nothing showing at HSBC yet. Is this normal? I'm used to payments being virtually instant these days, so slightly perturbed, as it's £50K plus interest.

They asked for a bunch of documentation as proof of inheritance when I tried to open the account and chose inheritance as source of money, now I'm worried the product will get pulled while they get around to checking my uploaded documents, however long that takes. Maybe next time in future I'll just pick Savings as source…

Hello, I opened an account with Moneybox over a year ago, with the view of saving via their Lifetime ISA. it makes me quite nervous depositing money into it, as in it just appears less safe/secure than a bank! If anyone can provide advice or assurance on this it would be very much appreciated.

My first thread, so hope you can offer some advice. I've recently retired due to a medical condition at the age of 62. I've also sold my company and have a reasonable amount of funds to keep me going until my pensions kick in. Whilst I have a basic understanding of investments such as stocks and shares and have dabbled a…

All, how is it possible to close Chip completely? I only went in to bag the £30 bonus, have zeroed both the investment account and the savings account, left it a month for the pending interest (9p) to show and drew that out, as they state zero balance is needed. Now I have zero in savings, zero in the investment account,…

I decided to transfer the majority of my Premium Bonds to a NS&I one year growth bond this morning via my NS&I online account- after reading Martin’s news about their competitive rates of interest. Very surprised that two hours later there’s no confirmation of any sort from NS&I about this transfer, so I phoned to check it…

I can't think of a more appropriate forum to put this on. We're about to transfer a reasonable sum of money abroad to buy a house. We're going to use a currency broker (Key Currency). Any ideas what checks we need to do to make the broker is legitimate and that we have contacted the company correctly and not been…

On 30th Nov, this year, my 5 year fixed rate deal of 1.14% runs out on my current mortgage deal. The balance will be £24,400. The payment has been £822 a month. We have also been putting aside around £1200 a month into premium bonds that we've used for the annual 10% overpayment. This has also been building nicely and we…