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Problem with transfer to Skipton
I transferred money from my Nationwide current account to my Skipton regular saver at 10 minutes past midnight on Friday morning (1st August). This had neither been credited nor bounced back to my current account by Saturday morning. I used the webchat function to query this and the advisor said there had been a problem…
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Receiving inheritance
Hi All My dad has passed away and I will be receiving approximately £100,000 within the next month or so. I am a 44 year old woman that works just above minimum wage. I have a partner who also works at just above minimum wage. I have two children at 14 and 18. I have never had much spare cash after all bills paid and food…
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Cahoot Online Banking Login Issues – Anyone Else Affected Today?
Hi all, Just wondering if anyone else is experiencing issues with Cahoot online banking today? I’ve been trying to log in via multiple platforms—Chrome, Edge, and my Android phone—but after entering my details and the text code, I keep getting redirected back to the login page. It’s a loop with no error message, just no…
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XO to II Mess and can't sell/close account
I closed my II account after being dissatisfied 18 month ago. I have an account with XO. Now it has migrated from XO, II say I've got an existing II account and when I'm logged into my migrated account I can see all my old account (I asked them to remove 18 months ago) and it's now live and a fee is due again this month. I…
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Equiniti cant find my shares from Abbey National
Hi All Hopefully I can get some advice... A million years ago I had an account with Abbey National and was allocated shares when it was bought out by Santander - stupidly I opted out of paper communication and forgot all about it... having been recently made redundant I was going through my finances and at the same time…
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More than £10k in interest - self assessment form
Hi All - apologies if this has been asked before. I'm likely to hit £10k in savings interest this financial year. It will be a one off - we sold our house in March, and won't be buying for a few months - and are hence sitting on quite a lot of cash. Have already maxed out Cash ISA and PBs -so can't really move money around…
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Hodge Bank and/or Modulr Finance Ltd 04-29-05
MSE currently mentions Hodge Bank as a good home for Easy Access savings. But when opening an account the sort code specified is 04-29-05 Modulr Fs Ltd, which seems to be some e-Money outfit I've never heard of. Furthermore Modulr is NOT covered by the FS compensation scheme. Hodge is covered by FSCS, but exactly with whom…
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Kent Reliance new T&Cs
Received these today relating to their migration to the new platform later this year and a couple of changes jumped out at me.Firstly they are doing away with the 1K requirement to get the full rate on easy access accounts. Not a biggy but at least now with £1 in the account you can see the true rate of interest that the…
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What is the easiest way to see monthly interest paid in the Snoop App
I've opened a Snoop account in June and so far so good. However I'm having difficulty is trying to see how much the monthly cumulative interest that is paid each month as they pay interest daily. Does anyone know how to see the total cumulative interest paid each month as I need it for my annual interest / tax records.
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Complaints against the GB Bank!!!!
I recently came across the GB Bank, while looking for a better interest rate for two fixed rate bonds that are maturing soon! My experience has been excruciating, and finding out how they discriminate against foreigners like me very demeaning, therefore I would like to know if others have had the same experiences and how…
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Saving for an adult child
Hi all, My son's child trust fund is due to mature in a couple of weeks. I'd like to set up something similar over the next 10-15 years. I don't just want to pay it into a bank account in his name and I don't want to save it in my name. Are there any options available?
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Son of 'Patient Capital': stick or twist?
Opinions please, Many of you will remember the former star manager Neil Woodford, and his 'Patient Capital' investment trust. I was suckered in, and after his downfall this IT has undergone a couple of changes of name and objectives, and has now begun moving towards voluntary liquidation. My holding currently trades for…
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yougov.finance bribe
It's one of these almost-too-good-to-be-true stories, but it is true. First mentioned by @Bridlington1 in the Natwest Regular Saver thread, but I reckon this deserves its own thread as it could be of interest to those who have at least 10 current, credit card and savings accounts and not everyone reads the Natwest RS…
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Paused payments to Hodge
Hi everyone having several things I wish to talk about so this is the first. Can't find specific thread and creating a new one hope this is the right thing to do. Recently opened a Hodge Easy Saver Account. First payment from my HSBC no problem, second payment flagged up as risk of fraud but paid, third payment attempt…
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How do I raise funds without losing out
I need to raise money urgently. Do I cash in on my gold sovereigns or do I cash in my NS&I savings before the end of their term?
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INVESTMENT SHARE SCAM
Hi I thought it important to share this.. I have recently been the victim of a Investments Scam... I saw an ad on facebook about a investment knowledge and opportunities and joined an Investment Group on Whatsapp from this advert. The Investment group claimed to be from a reputable firm in the US, with the advisor being…
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USD bank account in the UK.
I had a USD dollar account with Investec and a few years ago they stopped allowing USD accounts for small amounts. They recommended that I ove the money to a savings platform called Insignis. I now want to move dollars to a UK bank account but it has to be USD account that will accept the transfer which will be US dollars.…
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Realized profits
As market can rise and fall.. If the funds (S&S ISA) you have invested has reached your target value, even if you do not need the money and there is no CGT or transaction fees etc, do you sell and take the gain and leave the capital or leave it alone ? or sell or switch to invest somewhere else etc to rebalance / spend or…
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Declaring interest to HMRC
I’m a 45% tax payer and the HMRC quiz tells me I do not need to fill in a self assessment tax return. However, I think I’ve read somewhere that I need to tell HMRC if I’m getting interest from savings, as the bank will only deduct 20% when really should be 45%. But I don’t do the self assessment, can HMRC work this out for…
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My Cash Investment Strategy - Comments Appreciated.
Each year I have invested my whole ISA allowance in stocks and shares. On top of this, In order to have emergency cash funds available I have gradually also bought 1 year fixed savings bonds and now have £10,000 to £20,000 maturing each month of the year. My idea is that I would have this amount of cash available each…
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