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Quicken XG 2004
I have been using Quicken since the mid '90's and kind of regret updating to 2004 from 2001, but not enough to revert back. I am running Windows Home 11 without any problems after using the missing *.dll files, but what is annoying, if anyone knows a solution is: a) I have a notification on start up to check for updates of…
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GB Bank
Just at around 22:00 hrs 10th May 2025 found that GB bank does not have an option to put down 'United Kingdom' in the nationality box. There email address has other letters at the beginning when pasted in Gmail (Google email.) when complaining.Has this bank been haked!
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Maturity 1 year bond cash early.
This isn't really a problem, but I just looked on my main current account to find my 1 year bond as already been deposited with interest when it was due to mature Monday 12th. I gave instructions on the 5th to close the account on the maturity date. Like l already said, the interest is what l was expected it to be, but…
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HSBC Regular Saver - Changing SO to 1st
I seem to recall a while ago that HSBC allowed you to edit a standing order date from its Current Account to Regular Saver from the monthiversary to another date, which meant accounts opened closer to the end of the month could marginally benefit by changing the standing order for subsequent deposits to 1st of the month,…
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NS&I Children’s Bonus Bond - Scam?
Hi I have some NS&I Children’s Bonus Bonds which were purchased for me by a parent in 1994. NS&I last wrote to me in 2004, confirming how much my bonds were worth and explaining that I did not need to take any action if I didn’t wish to cash my bonds. I would now like to cash my bonds and following a phone call to NS&I, I…
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Cyber security, savings accounts and banks
I had a query about an ISA with a UK BS which I posted via secure message. I received a call from them and they wanted me to prove who I was by revealing personal information and password details. Although I'm fairly confident the call is genuine is there no UK standard for banks and BS to prove who they are when they…
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Royal Mail shares letter offering to buy shares but not stating the figures
I keep getting letters from Royal Mail, which I understand they're sending to all shareholders. They're offering to buy my shares but they've not put a single figure in any of the dozens of pages of waffle. How on earth do I work out what their offer is. They're just wasting everyone's time with this endless nonsense…
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Retirees Portfolio Revamp
I’m looking at the current market turmoil as an opportunity to return to basics and start over again. I lost my nerve and sold everything over the course of several weeks but fortunately, only suffered a 3.6% loss from my 2025 high. My portfolio had become too wide spread, unwieldy and I was trying to monitor too many…
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Tax on bonuses on savings interest
I have savings with Sidekick. The interest is a basic rate plus a bonus. The basic rate is added to the savings on a daily basis. The bonus is sent to a separate holding account where I can withdraw it or do what I like with it, on a monthly basis. The annual statement of interest that they have sent me only includes…
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Choosing a single ETF
I'm looking to invest in a single ETF.My shortlist is1. SPDR MSCI World SWLD2. Vanguard FTSE Developed World VHVG3. Invesco FTSE All-World FWRG I understand 1&2 are developed world only tracking different indexes, and 3 includes emerging markets. Any ideas/comments appreciated
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Is it worth transferring a good performing Child Trust Fund (CTF) into ISA for final 10 months?
My daughter has an ethical child trust fund with One Family which has actually done reasonably well (far better than my eldest daughter's CTF ever did). I'm anxious however, given the current financial climate, that she may lose money in coming months and she's going to need every penny for university next year. I nearly…
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Scottish Widow Pension
I have a Scottish Widows (SW) work place pension which myself and my previous employer had made two years contribution. I have started making a £2880 'non-earning contribution' since April 2024. I plan to change and reduce the number of funds, and considering transferring out but SW needs me to sell down as cash before the…
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Being gifted ~£100000 from overseas: any caveats?
My parents recently sold their house in Canada, and have unexpectedly told me that they will be gifting me roughly £100000 from the proceeds. They said they want to do it this week and their financial advisor told them there would be no penalties, taxes etc if they just transfer it into my account, so they say they're just…
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TSB or SANTANDER REGULAR SAVER?
I currently have two current accounts with TSB and Santander. The Santander one is from a switch recently completed (not in use), and the TSB one is a spare that l never use. If you had to pick one to use the regular saver attached to the current account, which would you use? Both are fixed both currently at 5%.
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Do I hold onto USD or convert them know into GBP before it drops further?
I am holding 35k in USD in my bank account. I am concerned the rate against GBP is again going to continue to fall. Do I take the hit now or will the rate come about in the next 6 months.
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What is regular investing?
I'm trying to compare SIPP provider costs and the only table I've found is on This is Money. https://www.thisismoney.co.uk/money/pensions/article-14647325/best-sipp-provider.html The table has fund dealing costs, standard share, ETF and trust costs and regular investing costs - what is regular investing in this case?
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Another Santander Edge question
I already have a Santander 123 account (I am happy with it and wish to keep it open, the cash back from my direct debits is more than the 4 pound charge, and I have a monthly saver that I pay into). Can I ALSO open a Santander Edge Current account (for a Santander Edge Saver) or will they attempt to "upgrade" my 123…
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ISA or Pension Pot
Hi All, Newby here, I'm looking for advice, I have a sum of money sitting in an Aviva ISA and wondered if it might work better for me to start a pension pot? I am 66yrs old and am currently drawing my state pension. I work part time as well. My spouse has a very large pension pot in their name only ( although I am the…
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General Investment Account and Capital Gains Tax Question
I am aware that growth on a General Investment Account is subject to capital gains tax and that currently £3,000 growth in tax free. However, if you withdraw all your growth and pay the necessary CGT can you then reinvest the balance in another GIA? ……and can you have £3,000 growth tax free on both GIAs? Sorry if this is…
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DoorDash to buy Deliveroo
Yet another British company absorbed into the singularity of the American juggernaut economy. And along with it comes another British company stripped from the FTSE index. I'm actually surprised the US hasn't just bought every company in the UK by now. But then I guess we don't really have many companies that are actually…
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Most recent: Mature ISA transfers loss of interest by eskbanker
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