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Santander/Cahoot sites under maintenance for 29 hours (apparently!)
I don't know exactly what you'll be able to do or at which times, but this epic period of 'overnight' disruption is 'overday' too!
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Best use of leftover company net profits when plan is to buy? SIPP? SSISA?
Every FY I can do the following: Max out basic rate dividends (37.7k) Pay myself salary to cover NIC (12.5k) Max out LISA (4k) Invest in SSISA (8k) and then usually have about 100k net profits left in my company accounts in a 1.4% AER savings account (after corporate tax, vat, and paye tax is all paid) My short term goal…
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Should I sell my gold
Hello I have a solid gold necklace that was valued at 8k. Having looked at the price of gold today it's much higher. I rang the place who have now increased the value to £9,200 and will buy it from me today at that. Rang a few others to check and it's the same offer. I have kept the necklace as in my head it's been money…
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Quilter Platform unavailable?
Hi, I just wondered if any other Quilter platform users where able to access the platform at the moment? Despite not finding ANY indication that the platform is down for maintenance, it appears to be unavailable. The URL I'm presented with when navigating through the Quilter home page to login is:…
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Cahoot's transaction limits
My Cahoot Simple Saver is ending this weekend. Does anyone know what's the daily withdrawal limit and does the whole weekend counts as 1 day (like with Ulster and probably some other banks). I can't find any of this info in Cahoot's t&c.
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Cahoot a/c upgrade
Apologies if this is old news and I'm late to the party but had my eye off my savings for a while, but my Simple Saver 12 months expired and saw for the first time the Account Upgrade option which basically keeps all the same account info be signs up again for another 12 months at the 4.40% AER. How simple and how useful…
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Taxed on savings from sale of my house
Hi all am looking for some advice. I sold my house and left the money in the bank. I have a few saving accounts and isa. This week my tax code changed in work an due to savings amount. I don't earn a great deal hoping this would go towards my retirement as I don't have a pension at the age of 55. Anyone have any advise on…
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Flexible ISA confusion
If I deposit £20,000 in to a flexible cash ISA during tax year 25/26 and then deposit £10,000 in the next tax year 26/27 and then withdraw the full £30000 during that tax year to put into a savers account elsewhere can I put the full £30000 back into the flexible cash isa before the end of that tax year? Also, does it…
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Nottingham Building Society site under maintenance for ca. 60 hours (Really!)
... and all their branches are closed tomorrow, Saturday 07 March 2026
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Investing £30,000 and €20,000
Hi, I would like to invest £30,000 and €20,000 (or the roughly £17,500) for long-term growth. Last year I invested some euros with Trading212 which was suggested in the forum. A relative helped me choose what shares to buy, but now it's not possible. I don't want to use a platform where I need to decide myself how to…
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Premium bonds bank transfer mistake
Yesterday I did a bank transfer to buy more bonds. Money left my bank account but nothing arrived to my bonds account. I called Ns&I and they asked me if I had entered the reference (my account) number.. I didn't !! although they said the money should go back to my account, I'm just panicking in case it doesn't Has anyone…
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yougov.finance bribe
It's one of these almost-too-good-to-be-true stories, but it is true. First mentioned by @Bridlington1 in the Natwest Regular Saver thread, but I reckon this deserves its own thread as it could be of interest to those who have at least 10 current, credit card and savings accounts and not everyone reads the Natwest RS…
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Smithson
I got a nice letter from Smirhson today, which was kind of them since I sold out of the ISA some years ago, and sold my last tranche of unwrapped on April 6th for a gain of 3k to avoid CGT. Apparently they are converting to an OEIC, presumably to get rid of that pesky discount that never seemed to get better and makes them…
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Selling a HL Fund and Share account
Hi all, Please can someone confirm (or otherwise) if my thinking is correct? (Please be kind!) I have a fund and share account with Hargreaves Lansdown that I put £2000 in a few years back. It currently stands at £4400. If I sell it, and put the funds into a new S&S ISA (I'm thinking Trading212) I don't think I will need…
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Morrison's Shares
Hello from a newbie, I have some Morrisons (Safeway) shares from back in the late nineties. I am looking for some advice on what to do with them and most importantly do I still actually own them? What options are available to me and who should I be contacting. Thanks in advance.
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Invest personal injury trust
Hi all, Could any of you point me in the right direction on how to invest money held in a personal injury trust? I'm one of the trustees and would like to invest the money as it's currently sat there doing nothing! Any advise would be much appreciated. Thank you. P
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IG for SIPP
Morning everyone, I am searching information about IG platform for SIPP. what are the pros and cons? any opinions and experience would be very much appreciated!
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IG Promotion - Invest £50 or more and get between £40 to £200 in bonus shares
Hi, Just came across this promotion and having read the T&C's I am not fully clear. https://www.ig.com/uk/bonus-shares-promotion-oct-25 1. Open the account e.g. S&S ISA or GIA and pay at least £50 in 2. Buy some shares and use up the full £50 in one transaction, ideally you make 2 small extra trades (higher pay in…
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Moving Shares from Equiniti
Hi all I had some shares held with HL and am transferring them over to Trading212 due to the fees change. I also have some old Centrica / Nat Grid / Shell held with Equiniti.....a mixture of Paper and CSN. I also have enrolled in the reinvestment programmes of some of these. Are there any advantages or disadvantages of…
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Investment bond
hi all, any help would be greatly appreciated. my husband took out an investment bond in 1998 with Halifax as he had an inheritance of 16500 to invest. Over the years we haven’t really looked at it at all. Now that he is close to retirement we are now looking at cashing it in over the next few years in the most tax…
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