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Maximum withdrawal limit?
I have been through a tough time with nightmare tennants. At last I had my property on the market and the sale is going to complete very soon. After the sale as the money is legit its coming from a house sale is there a maximum limit on what I can withdraw by giving notice or will there be questions asked? I am banking…
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My Portfolio
Here’s what I did......for comment, to adapt or ignore. Following the markets correction in April, I decided to put together a new portfolio, something that I was going to be very comfortable with and one that befits my advancing years. I had several objectives, all of which have been met. The most significant is my desire…
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Buying shares
I’m thinking of purchasing some shares, through my limited company, in Berkshire Hathaway (class B shares), and would welcome advice on the cheapest and best way to do it? I have some company funds invested in an index fund, through an IFA, but I’m not sure it’s great value, due to the fees etc. One thing that concerns me…
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Inheritance
So we are due to get some. It’s a 4 way split house sold around 4 weeks ago and person now living there. The funds are in solicitor account. Not sure what the delta is there’s definitely nobody owed any debt. Obviously nobody can say when we will get it here but my worry is this drags on years? They did suggest months but…
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SIPP v Stocks and Shares ISA
I read that only 15% of UK adults have a stocks and shares ISA as most don't understand them. I've spent today trying to understand how these work. I'm late 50s and due to working part time as I was a lone parent, my nhs pension will be 'adequate'. Lump sum as of March 2024 statement is sitting at £30000 and monthly…
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Bad experience with Tembo
Has anyone save on Tembo easy access account. ? I did. regretting it. No way of withdraw your money on the Tembo Apps. Can anyone help please as to how I can close my account, and get my money? Financial Ombudsman said. i have to wait 8 weeks to complain.They features in one of Martin Lewis instant access savings…
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Companies Without Savings Apps
Following on from my 13th payment project ( https://forums.moneysavingexpert.com/discussion/comment/80737194#Comment_80737194?utm_source=community-search&utm_medium=organic-search&utm_term=13th+payment+ ) here is a list I've been working on for longer. Building Societies: BeverleyBuckinghamshireChorleyDarlingtonDudleyEarl…
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Employee Barclays Share Save - I've left employment
I've recently left my employment with Barclays Bank and bought company shares which are registered at www.globalstocksandrewards.com. I've just received a letter from Morgan Stanley advising that I need to either sell them or transfer to a 'Personal Brokerage Account'. To do this I need their Clearing code/DTC Number,…
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Cahoot accounts, Reapply
I'm asking for a friend who had a Cahoot account. I'm not sure which one? . He closed the account in September last year after taking out all the funds but still have the login details from that time. He wants to open a sunny day saver now, so does he reapply through the login portal or directly from the cahoot home page?
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Can I churn my ISA ?
I'm not sure if I've titled this correctly but can I deposit and withdraw from my stocks and shares ISA as often as I like so long as I don't deposit a total of more than £20k in the tax year ?
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Credit Union - Life savings insurance
I've had a Credit Union account for over 30 years. I used the account when i was younger for savings and loans, but haven't used the account for some years now.I have a small balance there about £100.Was thinking of closing it completely, but wondering about the life savings insurance.I don't really understand the life…
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Advise on moving ISA's
I have had a yearly ISA with Lloyds which started off at £20,000 two years ago which did accumulate around £98 a month in interest at 5.5%. In September last year I automatically renewed it but the rate had dropped to 4.5% but because I now had £26,000 in the ISA the interest still worked out the same per month. My ISA is…
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Yorkshire Building Society
Reading on their website it states but on general T&Cs pamphlet it states Wise people of MSE which is it?
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Are share prices the same on every platform?
Hi all Probably an obvious question, but are share prices the same on every platform? I used Interactive Investor for years and just switched my ISA to IG (because it’s completely free as long as I make one trade a month, which I do anyway for regular investing). However it just got me thinking, how can IG offer the entire…
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Employee Share Incentive Plan (SIP) - taxation after redundancy
Hi, I'm looking for some help. I had a share incentive plan (SIP) with my employer (I made monthly contributions and was given matching shares and dividend shares) from 2015 but was made redundant in 2020. As such I understand there was no income or other tax to pay at the time of my redundancy. I'm now thinking of selling…
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How to use Inheritance
I am Male, 25 years old, no dependents, unmarried. I have been fortunate to inherit £150,000 and am looking for advice on how best to deploy it. I attended university (£70,000 outstanding debt) and have a good job currently earning £75,000 with strong career trajectory. I have taken out a mortgage recently to buy my first…
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ATOM instant saver reward maximising reward rate interest
I have an atom instant saver reward and know that the withdrawal rate is lower when making withdrawals. In order to minimize the penalty as far as I understand I can do the following, just wondered if my thinking is correct or flawed, see the following example : * Currently have £2000 saved at the reward rate of 4.75%…
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Skipton problems with deposits today?
Anyone having problems with deposits to Skipton savers and accounts this afternoon? I sent money at around 4pm and still I can't see the deposit in my member bonus saver. Strange because Skipton is quite often very quick. Anyone else in the same situation?
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Not married, non tax payer, savings question
I have been with my partner for 30 years but we aren’t married. He works and is a 20% tax payer. I can’t work and claim benefits. We have some savings (gift from parents and also saving some from his income) We have been putting it into a savings account in my name because I don’t pay tax (my only taxable income is…
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Chip investment bribe
I received this e-mail - "deposit £100 into any Chip investment fund and we’ll give you £30, either as a gift card of your choice or cash via PayPal if you’d prefer". I know nothing about investing, but don't mind risking £100 (if it's a low risk) for £30 bribe. Any advice?
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