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Where to invest Proceeds of house for 6 months to a year
This has probably been asked before, so apologies if I’m
repeating the same post. My wife and I currently have our house for sale, and it
looks like we won’t have another one to move to in the near future, so we will
probably rent until a suitable house comes onto the Market. As a result, we will have the proceeds of the…
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UK resident : Vanguard USA dropped a bombshell
cross posting here for visibility and any other opinions. If you have an account in bogleheads please respond there. Short summary : have non reporting funds in Vanguard USA from the old days. They are pretty much kicking me out now since I am non resident alien. Being forced to sell means $160,000 capital gains tax…
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Oxbury - the Farmers bank
I understand Oxbury bank may offer its members special rates on savings accounts. It's just that I don't want to have to become a member to find out wether those preferential rates are worth my while. Any members willing to share what Oxbury have on offer ???
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I'm looking for best interest rate account that allows withdrawing the monthly paid interest?
I have NS&I monthly income 1 year bond (5% ending soon). I'm looking to replace it! Any help...thank you. :-)
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How do you track your bank interest rates to make sure you're getting the best deal?
How do you track your bank interest rates to make sure you're getting the best deal? Mine are always changing up and down every month and i've got a couple of different accounts and ISAs and it makes it a pain in the !!!!!! to keep track of and then I never know whether it's worth changing or not so I get lazy in bothering…
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How can 1 US company be worth more than the top 350 UK companies?
There are 3 US companies valued at over $3trillion each. Nvidia, Microsoft and Apple. The combined market cap of the top 350 UK companies is $3trillion. I don't really understand how that can be possible considering we're the 6th largest economy in the world by GDP. Considering the age of our country and the economic…
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Tax on interest
Hello. I am expecting some money in the next few months, I have tried reading https://www.gov.uk/apply-tax-free-interest-on-savings to see how tax on interests work. I have used up my £20K tax free allowance this year and I have no income apart from some bank interests. I would like to understand some more so I can make…
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IHT 402 form
I’m completing IHT 402 form after my mothers death and can’t get the percentage figure in box 19 which is automatically calculated to show the correct figure. The figures I’m using are box 9 £325,000 box 10 £0 box 11 £325,000 box 12 £0 box 13 £60,000 box14 £0 box 15 £0 box 16 £0 box 17 £0 box 18 £265,000 auto filled box 19…
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Skipton Building Society - Albania
Recently I was on holiday in the Balkans. I have three Halifax current accounts, so pay £500 from each into Skipton to get the £5. Whilst in Albania, I was unable to log into the Skipton app, (comes up with unable to connect to internet). Nor could I access the Skipton website. My partner had the same problem with both app…
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Instant access saving account for lump deposit
Hello all, and apologies in advance if this has already been discussed, any repetition i make, and for the length of this post. I'm having issues navigating savings accounts external to my current banking. I have cognitive issues which don't help! I have two savings accounts already with my bank at max and don't want to…
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Portfolio Manager
Morningstar is terminating the Portfolio Manager facility. Please, does anyone know of any other organisation offering a similar facility?
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Nationwide Member's Bond
In previous years, in addition to the £100 payment scheme Nationwide have made an 18month fixed rate bond available to members. If they do it again this year, I am wondering if the bond would exclude members who took it out last year on the basis that you can only have one active bond. If that's the case, it means you can…
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Bond accrued interest taxation question
I bought two different gilts in the tax year 24/25. Both times I had to pay some accrued interest. However bond 1 paid interest in the 24/25 tax year but bond 2 never (first interest I will receive will be in the current tax year). For the self assessment for last tax year how do I account for the accrued interest, do I…
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Easy access account
I'm looking for an easy access account to deposit a monthly amount that I can then withdraw when my car tax and insurance are due. Happy with opening and managing online or app and monthly interest would be nice.
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Savings or ISA
Hi i have a savings account and don’t earn enough interest to pay tax on it. I do on my pensions though (basic rate). Can I put this money into an ISA instead as the rates are better? thanks
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Maturing Santander "Edge" Saver
My Edge Saver will be maturing soon. Does anyone know if I can just close it and open another?
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Weird graphic on Chip App
Opened a Chip account last week and added some cash. The fancy little graphic on the app's opening screen shows what appears to be a graph of my contribution history (no idea why other than to make it look nice). The point is though that it zooms up to the level of my balance and then appears to decline. Any explanation…
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Financial advice....but non-specific!!
Hi all,Not sure which catagory to put this under as I need some advice. I would like to find someone who can look at my whole financial picture and advise me what to do! All the websites ask you to specify, investments/property etc but I need a one-stop person to look at eveything. Do they exist?! We have been offered…
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Truelayer
I want to open a Tandem savings account, but you have to link your current account via a system called Truelayer or something similar. I'm nervous about putting my online banking password etc through this platform. Is it safe?
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Check Santander Edge Saver 12 month bonus has come to an end
Many will have opened a Santander Edge Saver (SES) just over 12 months ago @7%, 2.5% of which was a 12 month bonus. The 12 months is up which means your bonus will end and your interest will drop to 4.5%.The available SES has an interest rate of 6% including a 12 month bonus of 1.5%.To achieve another 12 months of 1.5%…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
