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Transfer Share Certs to IWeb
I want to xfer my LLOYDS BANKING GROUP PLC share certs to IWeb & then sell. I have IWEB & CREST xfer forms in front of me. Certs are for: LLOYDS TSB GROUP PLC ord 25p LLOYDS BANKING GROUP PLC ord 25p LLOYDS BANKING GROUP PLC ord 10p Am I correct in thinking these will need 3 L entries on IWeb xfer form & 3 separate CREST…
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Why do gilts mature at the weekend?
TG25 matures on 7 June, a Saturday. The corporate action notice issued by my platform reads "The 0.625% Treasury Gilt 2025 will be repaid at par on its maturity date of 9th June 2025." That presumably means I lose two days' interest. So why do gilts mature at the weekend... or have I answered my own question: so the…
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Need advice on who to get advice from.......?
Not sure where to post this but it's loosely related to investments I guess, if it needs to be moved feel free to move it. My dad passed away a few years ago and passed his model car collection to my mum in his will, it's about to go through auction and we think it may reach £50k - £60k + which my mum is going to split 3…
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Should I take cash out of my ISA or OIC account?
I have both S&S ISA and OEIC accounts. I've been transferring the maximum allowance from the OEIC to the ISA - already done this year's. I would like to withdraw some cash but am not sure which account to take it from. Until now I've transferred from the OEIC to the ISA but not taken any actual cash out of the OEIC…
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I have POA can I set up a savings account for husband
Hi, my husband has Alzheimer's and I have the POA. Am I able to set up a Savings Account and then an ISA in his name. I have accounts in my name but would like to put money into a tax free ISA
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Minimise tax / cost for Sharesave
Hi everyone, My wife has been putting £500 per month into her company ShareSave scheme for the last 3 years so has an option price of £18k coming up. The shares have currently appreciated and are worth about £27k. We'd like to sell the shares and get the money into our S&S Isas to get it diversified as the share price can…
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Mysavershub
Does anyone know anything about this website?
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Barclays Smart Investor regular investment unwanted tampering
Been with Barclays Smart Investor since Aug 2024. Have regular orders for three ETFs. Two of the orders have been processed every month without fail. The third order seems to get periodically "fiddled with" - instead of buying "iShares UKEqIndxUK H A" it's changed to "iShares UKEqIndxUK D A". No notification. The first I…
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Premium Bonds Prizes not paid (yet?)
Hi All, I recently maxed out on premium bonds. My first eligible draw was June, and I was lucky enough to win 3 prizes. It has been setup to pay prizes directly into my current account, however we're now on the 8th working day of the week, and I've not received anything. Is this normal? Their website states payments should…
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Merged: Pension Contribution Question
This discussion has been merged.
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Who owns what?
With regards to the £85k FCS compensation thing, is there a central list showing who owns what? My aviva pension is nearing this figure and as far as I can see the money is with Aviva themselves. T212 is showing as owned by JP Morgan I think invest engine is backed by NatWest, but I don't know if that's the same as them…
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Money Market Funds and tax return
Probably the wrong forum. I'm sure you'll let me know! I bought some Royal London Short Term Money Market (Class Y) Accumulation Fund (RLCBTY) last April for £153,600 and sold it in December for £158,880 (so a "gain" of £5,280). Do I declare that as a capital gain? When I look at my Tax Certificate from iWeb (who don't…
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Finding an honest, reputable IFA
Hi All, I'm looking for some advice on my mortgages(Residential & BTL) and investments(Savings/ISA's/Shares etc) My pension was with SJP but after being with them a good few years found I would have been better leaving in my workplace pension. They also only offered advice(Bad at that!) on my pensions, not on any oter…
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Faster Payment odd difference?
My Skipton Member Bonus Saver Matured today and paid interest of £155.65 on £3000 deposited. As the interest rate drops at maturity I transferred the £3155.65 to my Santander Lite Account to be transferred elsewhere later in the day, and that successfully closed the Skipton account. Just over an hour later, I received a…
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Where to invest Proceeds of house for 6 months to a year
This has probably been asked before, so apologies if I’m
repeating the same post. My wife and I currently have our house for sale, and it
looks like we won’t have another one to move to in the near future, so we will
probably rent until a suitable house comes onto the Market. As a result, we will have the proceeds of the…
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UK resident : Vanguard USA dropped a bombshell
cross posting here for visibility and any other opinions. If you have an account in bogleheads please respond there. Short summary : have non reporting funds in Vanguard USA from the old days. They are pretty much kicking me out now since I am non resident alien. Being forced to sell means $160,000 capital gains tax…
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Oxbury - the Farmers bank
I understand Oxbury bank may offer its members special rates on savings accounts. It's just that I don't want to have to become a member to find out wether those preferential rates are worth my while. Any members willing to share what Oxbury have on offer ???
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I'm looking for best interest rate account that allows withdrawing the monthly paid interest?
I have NS&I monthly income 1 year bond (5% ending soon). I'm looking to replace it! Any help...thank you. :-)
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How do you track your bank interest rates to make sure you're getting the best deal?
How do you track your bank interest rates to make sure you're getting the best deal? Mine are always changing up and down every month and i've got a couple of different accounts and ISAs and it makes it a pain in the !!!!!! to keep track of and then I never know whether it's worth changing or not so I get lazy in bothering…
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How can 1 US company be worth more than the top 350 UK companies?
There are 3 US companies valued at over $3trillion each. Nvidia, Microsoft and Apple. The combined market cap of the top 350 UK companies is $3trillion. I don't really understand how that can be possible considering we're the 6th largest economy in the world by GDP. Considering the age of our country and the economic…
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Most recent: £85k FSCS cap - Risk to reward appetite! by masonic
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