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Merged: MSE santander £100 amazon voucher
This discussion has been merged.
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WHAT TO DO WITH A FLEXIBLE BOND WITH PHOENIX LIFE
I have held this bond since October 2003 The amount invested was £30,000. I have taken £5000 from it about 10 years ago to help my son with a deposit to buy a house. I was quite shocked when I received the annual statement about a week ago. Currently the value is £41,083. The value in 2024 was £40,996 which means it has…
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Snoop Savings - interest over deposit limit
The deposit limit for Snoop Savings is currently £85,000, but does the system allow interest to be added if a deposit is exactly £85,000?
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13th Regular Savings Payment Trick
Just wondering if there's a list of providers that allow/don't allow it somewhere just like you have lists for other things on here. Thinking it might be useful.
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Monmouth Regular Savers disappeared from my accounts list.
So it's the beginning of the month and I was going through funding all my savers, that was until I got to my Monmouth £1000 and £500 regulars. When I logged into my Monmouth account today I found that they were both nowhere to be seen. I opened them in September and both have been funded since then so what has happened?…
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Has anyone had experience of James Hay Partnership?
I'm really struggling to get James Hay to transfer over my late father's pension to my mother. They don't allow you to speak to the Claims Team, the Contact Centre will only message the claims teams, they don't answer the questions asked of them, even by email and the complaints department aren't responding. I'm at my wits…
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Progressive BS 2FA
So I opened a 1 year Fixed Rate Access Bond with Progressive BS earlier today. I got through the selfie and upload a passport stage and got to the page about 2 factor authentication where I had two choices. First I could download an authenticator app to my phone or I could use WhatsApp. My mobile doesn't download any apps…
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What to do with £100,000
I sold some land recently for £100,000. I had planned to pay what I could of this into my pension, but my pension is an ancient with profits policy administered by Pheonix Life, and they have told me the policy is closed to new business and I can’t pay in a lump sum (even though I still pay in monthly). I have just turned…
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Advice needed
This discussion was created from comments split from: What to do with £100,000.
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Newcastle BS login issue
Is it just me, but every time I login to Newcastle BS, the first time I put in all the correct information, it immediately dumps me out with an error message suggesting that I've been logged out because I've been logged out for my own safety due to inactivity (can't remember the exact words). The next time I login it lets…
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Share transfer to Spouse - Interactive Investor trading account
I'm looking to transfer my LTI shares held in Equate Plus to my Wife's Interactive Investor trading account to utilise her CGT allowance this year (mine is fully utilisesd). From speaking ith Equate Plus today I cannot transfer to her directly so I am in the process of transferring to my II trading account. Once this is…
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Trying to track down investments with Royal Life Fund Management Limited on behalf of my mother
Hi All, I am trying to help my mother track down investments that she has lost track of. These accounts will have been dormant for many, many years. It looks like she had holdings in: · Royal Life International Speculative Trust · Royal Life Cautionary Trust · Royal Life Growth Trust Companies House has Royal Life Fund…
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Junior ISA
Hello All, Was thinking of getting a stocks and shares Junior isa for our 6 year old and start it off with £200 with both of us topping it £50 each (£100) every month as long as we can afford and or 18 years old. would this be a sensible move to build the child some money ? If so which stocks and shares junior isa is…
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Best child savings account where the child can pay money into post office
Can anyone recommend a child savings account where my children can pay their own money into the account via our local post office? My children are aged 6 to 11. I opened rooster accounts for them recently but apparently NatWest haven’t set it up that kids can use their cards to pay in money. Which baffles me tbh!!! Thanks.
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How to report a bank for incorrect tax reporting.
Hello. I have complained to a bank, because I have discovered a fairly niche pathway that leads to them misreporting customer tax interest on savings, to HMRC. I complained to the bank in question, they accepted fault (verbally), and sent me a sum of money which covers my additional (but incorrect) tax liability, so I can…
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Financial Advisor Fees
I used a financial advisor to partially transfer a pension and set up a retirement investment account. I paid a one off fee to transfer and they receive an ongoing 0.75% annual fee which I’m ok with. They provide an annual review etc. What generally happens if I use them to arrange other investments? I think I’ll have to…
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ISA FCSC
Hi My current Isa recently matured and as gone over the FCSC limit I am assuming the scheme works with Isa accounts as with any other savings account. I am unsure what to do ? Should I be splitting and transferring this up into smaller Isa accounts? Can you do that ? I thought you are only allowed to open one Isa account…
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Coventry Loyalty Seasonal Saver (NLA) withdrawals now penalty-free
If you have an existing Coventry Loyalty Seasonal Saver account (NLA), withdrawals are now penalty-free from today (prior to today any withdrawals would have cost you 30 calendar days interest on the amount withdrawn).…
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A savings account for 6mths
I was planning to withdraw money, for home improvements, from my stocks and shares ISA next year. However, due to the 'noise' in the press at the moment re the possible effect of the budget, I am considering taking the cash out now and putting it in a savings account. Today, I would be drawing approx 40% of the value. If…
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Best days of month to set up standing orders, plus days for return transfer
Hi everyone, This is about transferring money in and out of a bank account to be eligible for its perks whilst also keeping money in a high-interest savings account as long as possible to get maximum benefit from that. I was wondering what the best day of the month is to do this, with the aim of setting up standing orders…
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