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Too late to fund IWeb/Scottish Widows S&S ISA?
I'll possibly get some flack for this, but I don't have a time machine! Does anyone know if I make a debit card payment to iweb today if it will still go into the 2025-26 tax year? The only thing I can find that says this would work is referring specifically to some kind of 'done for you' SW offering. Appreciate any info…
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S&s platforms
Wondering whether to use a cheap one Such as investengine or freetrade Or an established one such as fidelity or vanguard Any advice And can I move from one to another at will if I don't like a platform for any reason? For example I tried chase but found the android app really slow so closed it all down
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Whole of market Sipp providers - any differences in what is whole?
Can one assume that all of the usual popular independent DIY platforms offer access to the same universe of investment products, allowed in their sipps or isas? Not UK shares but more exotic products? For example, leveraged etf's, do they all offer the same universe? Non UK shares from across the globe? Could I assume that…
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Kent Reliance - pointless emails & SMS messages
Is it just me who is getting annoyed by pointless emails and SMS messages from KR? Just Today:- Your online statement is available Duh! Yes - I know. Monthly statements are available every month by definition. You don't need to send me an email me every month to remind me! On top of that I receive TWO SMS messages from KR…
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Simplifying into one global equity fund
Over the years, especially with the freedom to invest in more than one ISA provider in a given year, I was often in this experimental mode of using different providers and go for funds that were global equities in general but with some variations on which ones depending on whats available or cost effective on a given…
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New rate of tax on interest from April 2027
Hi Apologies if this has been asked before but I couldn't find an answer. As tax on savings interest is charged retrospectively (well it is for me anyway!) when the new tax rates come into effect in April 2027 will they be applied only to interest earned from April 2027 onwards or will the new higher apply to any interest…
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Capital Gains Tax Allowance and stocks
The tax free allowance for capital gains is £3,000 a year. If I buy stocks for £10k and they have gone up to £15k and I then I sell for £3k to take them out. Have I then used my capital gains tax allowance? Is it a smart thing to do to get £3k a year?
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Re. Coventry Building Society limited access 1 yr 4.15%
This is listed as current on MSE but it actually expired on March 26th.
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my net worth how to divide it
hi all currently i am aged 44 single living with family i have a full time job earning about 28k i have 35k in a nest pension i have an ISA with 20k and another 20k ready for next years ISA allowance I also have another 140k in instant access savings thats my entire wealth i need some help with what to do next. i want to…
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Split of house sale proceeds
Hi all, My partner and I (unmarried) have recently sold a BTL property in the hope of using the proceeds to buy a home for us down the line. I am in the top tax bracket, whereas she is in the lowest (below her personal allowance). Whilst we are looking for a house we would like to put the cash in easy access savings. We…
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IMUTUAL shares
I have found a share cert (100 x £00001). Is it worth anything? Richard Lawrence YENDALL personal appointments - Find and update company information - GOV.UK
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NSI Index linked bond value not changing for 5 months??
Hi all, just curious really. I think I understand the way these bonds work, (or at least IO thought I did??), and each month I go on the NSI website and check the current values. I have a few of these bonds, and pretty much every month the values change, sometimes up, sometimes down, and occasionally the value does not…
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Transfering delisted shares from Halifax Sharebuilder
I have some shares with Woodside Energy Group held in an S&S ISA with Halifax. They have delisted on the LSE, and moved to ASX and I cannot sell them via the platform. How can I get around this and organise to sell them please?
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Reporting CGT to HMRC requires when first bought the shares, but can't find it
This is a bit my fault as I bought some shares some 15+ years ago with a broker that subsequently taken over by another. I thought they pass on al the trade info, but they didn't. They send the value cost and number of shares, but not the date of when shares were bought…! Now I used to keep all my old trading in a separate…
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Next £250 payment to Skipton Regular Saver on 1st September rejected twice.
All seemed well until the final confirmation screen where I’m told it exceeds the amount allowed! £250 is the amount allowed as a September transfer payment and the future dated payment is a transfer from one Skipton account to the other. Think I’m right that although my account was opened on 18th August and funded I’m…
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Should you split large ETF purchases?
Are there reasons to split large purchases of ETFs into 2+ smaller transactions, and if so to keep them below about what size? This is about AGBP which is large and liquid.
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Trading 212 ; Trading!
Does anyone experience similar to me? It is baffling and infuriating in equal measure. It seems impossible sometimes to get trades matched. Sometimes I use a limit order. Which sets a maximum price. For example, buy 1000 at 1, when the security is trading at 1.01. It will trade at 0.99, yet my limit order is still pending.…
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SPRING APP - Unable to make deposits through App
Has anyone else experienced this? Rest of App working fine but when I try and make a deposit through the App from my bank says 'having a check up'. Is Open Banking down this morning? Thanks
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Oaknorth
Hi Im new here so forgive me if I'm going about this the wrong way. I've been trying to open a joint fixed term account with Oaknorth for 2 days but every time I get to "enter email" and press next I get an error message "unexpected error has occurred." Ive spoken to Oaknorth by phone and they say theres nothing wrong with…
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Investing in current times
I opened an S&S ISA about 18 months ago and have invested in one thing since it started in the last month it’s gone down, as I’m sure many people are experiencing. im fairly new to this so not sure if i should take the advice of many social media posts and continue with monthly investments or wait for things to change - on…
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