-
Advice needed
This discussion was created from comments split from: What to do with £100,000.
-
Newcastle BS login issue
Is it just me, but every time I login to Newcastle BS, the first time I put in all the correct information, it immediately dumps me out with an error message suggesting that I've been logged out because I've been logged out for my own safety due to inactivity (can't remember the exact words). The next time I login it lets…
-
Share transfer to Spouse - Interactive Investor trading account
I'm looking to transfer my LTI shares held in Equate Plus to my Wife's Interactive Investor trading account to utilise her CGT allowance this year (mine is fully utilisesd). From speaking ith Equate Plus today I cannot transfer to her directly so I am in the process of transferring to my II trading account. Once this is…
-
Trying to track down investments with Royal Life Fund Management Limited on behalf of my mother
Hi All, I am trying to help my mother track down investments that she has lost track of. These accounts will have been dormant for many, many years. It looks like she had holdings in: · Royal Life International Speculative Trust · Royal Life Cautionary Trust · Royal Life Growth Trust Companies House has Royal Life Fund…
-
Junior ISA
Hello All, Was thinking of getting a stocks and shares Junior isa for our 6 year old and start it off with £200 with both of us topping it £50 each (£100) every month as long as we can afford and or 18 years old. would this be a sensible move to build the child some money ? If so which stocks and shares junior isa is…
-
Best child savings account where the child can pay money into post office
Can anyone recommend a child savings account where my children can pay their own money into the account via our local post office? My children are aged 6 to 11. I opened rooster accounts for them recently but apparently NatWest haven’t set it up that kids can use their cards to pay in money. Which baffles me tbh!!! Thanks.
-
How to report a bank for incorrect tax reporting.
Hello. I have complained to a bank, because I have discovered a fairly niche pathway that leads to them misreporting customer tax interest on savings, to HMRC. I complained to the bank in question, they accepted fault (verbally), and sent me a sum of money which covers my additional (but incorrect) tax liability, so I can…
-
Financial Advisor Fees
I used a financial advisor to partially transfer a pension and set up a retirement investment account. I paid a one off fee to transfer and they receive an ongoing 0.75% annual fee which I’m ok with. They provide an annual review etc. What generally happens if I use them to arrange other investments? I think I’ll have to…
-
ISA FCSC
Hi My current Isa recently matured and as gone over the FCSC limit I am assuming the scheme works with Isa accounts as with any other savings account. I am unsure what to do ? Should I be splitting and transferring this up into smaller Isa accounts? Can you do that ? I thought you are only allowed to open one Isa account…
-
Coventry Loyalty Seasonal Saver (NLA) withdrawals now penalty-free
If you have an existing Coventry Loyalty Seasonal Saver account (NLA), withdrawals are now penalty-free from today (prior to today any withdrawals would have cost you 30 calendar days interest on the amount withdrawn).…
-
A savings account for 6mths
I was planning to withdraw money, for home improvements, from my stocks and shares ISA next year. However, due to the 'noise' in the press at the moment re the possible effect of the budget, I am considering taking the cash out now and putting it in a savings account. Today, I would be drawing approx 40% of the value. If…
-
Best days of month to set up standing orders, plus days for return transfer
Hi everyone, This is about transferring money in and out of a bank account to be eligible for its perks whilst also keeping money in a high-interest savings account as long as possible to get maximum benefit from that. I was wondering what the best day of the month is to do this, with the aim of setting up standing orders…
-
Principality Log on?
Hi I can't log into Principality at the moment. Anyone else having problems, or is it just me?
-
Melton building society savings account
Hi, Does anyone have experience with Melton building society please? I'm interested in opening their Adcock Regular Saver account, but I'm a bit put off by the fact that there doesn't seem to be a way of applying online. You need to print off the application form and mail it in. Once the account is open, is it possible to…
-
COMPETE ISA NEWBIE - HELP PLEASE!!
Hello all I am completely new to the world of ISA I have read the Descriptions on each ISA type on MSE website, but still a bit confused I have recently had a bond mature and wish to protect the money from tax by investing in a cash ISA I wish to invest £20,000 in total. I want to withdraw the interest ONLY at the end of…
-
General Discussion and Whimsical Banter
It was only a matter of time. Personally I've never minded the off-topic comments in the main threads to discuss top easy access and regular savings accounts, but I can see it's becoming a greater problem given that there just isn't a whole lot going on in the top end of the savings accounts market right now and possibly…
-
Splitting investments between 2 providers
We are planning in investing a large sum of money. However are we best to stay with one provider or split it. Currently we have ISA numerous saving accounts and NS&I but it’s with several banks and needs consolidated.
-
CAHOOT
Hi I've just opened a new savings account with cahoot. Do they always give you OTP (one time passwords) every time you transfer money in and out of the account?
-
Did I make a mistake? ISA & Fixed 1Yr Saving Account
Hello, newbie here just after a bit of advice or confirmation please. I had £50k saved in a Regular savings account for year and it paid £600 interest in October. I then put £20k into an ISA @ 4.2% and £20k into a 1Yr Fixed Term Savings Account @ 4.5% and left £10k in my regular savings account at 1%. I am Basic tax rate…
-
Getting dividends
HMRC is charging me tax left and right because of my interest income so I have been looking for ways to make a return on my savings elsewhere. I have already moved money to Premium Bonds but I want to move more of it away and have seen that I have a £500 dividend allowance that I would like to maximize. I have already…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.4K discussions
162.3K comments
Most recent: Tembo Cash ISA transfer to Tembo Fixed 1 year? convert, or separate application? by Gambler
Today at 8:40PM
