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Chetwood Bank reliability
I am ready to invest a 5 figure sum in fixed savings account with Chetwood but seen in a dreview that they do not issue Tax Statements of interest which is unusual. Any one have an opinion as to why this should be so?
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Impact on GILTS in the event of IMF Bailout
I've been thinking a lot recently about the "what ifs" in the UK economy, particularly with all the talk about our national debt and the potential for a crisis. It's a topic that's been mentioned in the news and by some economists, even if others are quick to dismiss it as "hysteria." My main concern is what would happen…
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FSCS Deposit Protection Limit - Is It Increasing from £85k on Dec 1st ?
Back in Mar iirc the PRA announced a plan to seek permission to increase FSCS limit from £85k to £110k - and some media muddied the water by iirc using a lowerr £100K figure. Has there been any official treasury or govt statement that this will be going ahead ?
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Anyone else have issues with NS&I BROWSER login?
I suppose it wont be an issue after this month when the Halifax £5 stops but I'll ask anyway. Often when I go to log in to do the £500 transaction I put in my details - customer number, password, name, hit login, it goes to authenticate and then i takes me back to the login page so that i have to enter all the info I've…
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What's happening at Invest Engine?
I have a stocks & shares ISA with InvestEngine but have been trying to open a GIA since March. From what I can see they have been "making improvements to their onboarding process" for most of the year. Despite advertising to the contrary, they are only offering ISA's, SIPPs or DIY portfolios - no managed portfolios of any…
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ICI Shares from my childhood
Hi! I know this probably sounds really weird, but when I was 3 years old, I was brought some shares in Imperial Chemical Industries PLC. I have the certificate and everything. I just found them today. I have done some digging and understand that the company merged with another one back in 2008. I was just curious and very…
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Cynergy Bank Marketing affilation link. Wrong account was opened
Hi I was wondering if anyone could point me in the right direction. I emailed MSE 3 weeks ago, but no response. Tried another email, but not getting anywhere I used a marketing affiliation link, from my account on 14/03/2020 for Cynergy Bank, which, to be honest, is awful. I couldn't get into it, as was described here…
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Advice on how to get the best returns from regular saving pot
Hi, my husband and I are trying to save >£20,000 over the next 12 months. We currently have a 'pot' of £8000 which is sitting in an easy access monzo account with an interest rate of 3%. We are saving regularly £800 per month. There will be additional contributions throughout the year when we are able to do extra locum…
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Where is best to invest £160k
We are currently in our early 50's and have no mortgage on our house and have £160k at hand to invest and i'm wondering what the best options are currently to make this work for us.
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Income and capital movement on corporate bond funds
I’d like to
check my understanding about income and capital gain on corporate bond funds. These charts
for Man Sterling Corporate Bond Fund show both Income and Acc versions. On the
first chart, set to Total Return, does the sum of the twelve red blips* – about 0.5%
each – represent the distributed monthly income based on…
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79th Group investment
Looking to see if anyone has had any success, or positive progress, in recovering their investment, following the collapse of the 79th Group?
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100-baggers going cheap
Intended as a bit of fun There's been more than a few 100-baggers (& then some) this century. I guess we all know the companies but we could talk about Pharma, Bitcoin, AI, other things. I'm not opposed to a fun portfolio and actually even the soberest of citizens generally concede that up to say 5% in such a thing is an…
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Cahoot's transaction limits
My Cahoot Simple Saver is ending this weekend. Does anyone know what's the daily withdrawal limit and does the whole weekend counts as 1 day (like with Ulster and probably some other banks). I can't find any of this info in Cahoot's t&c.
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Virgin Money investments and pensions business is being sold to Octopus Money
I’ve just received a letter today to advise me that Virgin Money is selling their investments and pensions business to Octopus Money (I have a S&S ISA and Pension with Virgin Money). This will only affect their Stocks and Shares ISAs, Investment Accounts and Pensions. The sale of the investment business is due to happen…
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Put money away till the children's 21
Hi I've got two granddaughters living with me their mum passed away and left insurance roundabout 70,000 pounds each they are 15 and 16 year old what can I do put this money away and be safe till they reach 21 make a bit interest and released it till the 21 year old any advice would be appreciated thank you
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Help with a investment possibly Hampshire
Hi Have a large inheritance invested for my future im 53 (with Quilter) stocks and shares Isa paying 7% into my pension which my work match mortgage free no family Tesco shares £11k approx Now I have £20k to invest £10 in Atom 1yr £5k in a virgin 2.9% higher rate ended £2k in everyday virgin account which my wages go into…
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Taxed on Savings - newbie
hey all apologies if this is a frequent question. recently noticed my monthly wage was not same and noticed the tax code had changed… unsure why, so called HMRC. they said it is due to tax on hour savings. Firstly! I was shocked how they knew about my savings (50K) on another online saving account that i never declared……
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Anyone buying gilts right now?
Without wanting to get political so keeping the conversation general about their future prospects rather than any particular party is anyone else seeing medium to long duration gilts as a potential opportunity for overweighting within a portfolio now yields are at 27 year highs? I saw an article that highlighted that a 30…
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Ever more difficult for foreigners to open bank accounts and savings accounts!
With the rise of AI it has at times become almost impossible for a foreigner, legally in the UK to open accounts anywhere. Even simple things like changing a nominated account has become a nightmare and, in my case, and I am sure in the case of a lot of other foreigners like me, with the right to reside in the UK, in my…
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Do dividends under £500 have to be declared on a self-assessment
I THINK they don't but the HMRC guidance wasn't totally clear, at least not to me. The guidance on this forum is substantially clearer :)
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
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