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Barclays, upto £2500 cash back for a cash, investments, or ISA transfer
https://www.barclays.co.uk/smart-investor/campaign/transfer/?campaign=SI_Email_Acquire_Campaign_email_Premier-2915-competitor_&chnnl=EMC Got an email about this, this morning. Need to transfer over £200k to get the maximum cash back and it’s paid out within 12 weeks after the end of the offer window I think, so around end…
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FAO those that left HL
Right, thats it, sick and tired of HL now. I'm off. Was waiting to see how my charges looked once increased before deciding what to do with my SS ISA F & S account, cash ISA along with the wifes SIPP. Final straw was last week, wife withdrew a small sum £3K from a cash ISA, took 3 days even allowing for bank holiday to get…
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Need help maximising savings
Hi all ========================================================================= UPDATE: Based on advice on here, and shopping around (not eligible for new customer rates with current top-paying providers as existing customer), thoughts please on the following plan: £87,400 (Trading212, Leeds BS & Moneybox ISA's) Transfer…
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Multiple Regular Savers - maintenance
Hello, I've recently started my journey on getting multiple regular savers. I was wondering for a newbie (who is happy to be incredibly organised and can be), what would be the key information one would write down for each and every regular saver in their spreadsheet? (I tried searching the forums and I'm sure this has…
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Index linked savings certs renewal
The perennial question of whether to renew a maturing certificate. I'm aware of the new being locked in for the whole 3/5 years aspect. You can get savings accounts with higher rates currently, even factoring in a 22% basic rate tax, but only just. I am a basic rate taxpayer. I know no one has a crystal ball, but I'd be…
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Life insurance policy payout
Unfortunately I am looking to put a claim in for one of my parents who is terminally ill. The life insurance policy was written into discretionary trust with me and my sibling being trustees and also beneficiaries (50-50). The claim form has a section to enter bank details for the payout with just space for one account…
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Coop regular saver - can I pay directly into it?
Good morning - just that really, do I need to pay it from my co-op current account or can I pay from my Lloyds straight into the Co-op regular saver please? Thanks so much! x
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Cahoot Sunny Day Saver / Simple Saver
Hello. New to the forum and beginning to start thinking about investments. I have read different things on this but I was wondering if someone can clarify this - I'm thinking of opening up a Cahoot Sunny Day Saver as an easy access earning 5% (max it to £3k) and a Cahoot Simple Saver (where I suppose the rate of 4.17% is…
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AJ Bell removed fees for regular investments
From 1st May
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Seeking clarification regarding FSCS protection for funds in a Stock & Shares ISA
Hello. I'm considering opening a Stocks and Shares ISA with a view to eventually maxing out my annual ISA allowance, which is currently £20,000. I have no other ISAs currently. I am somewhat confused as to how FSCS protection works with regards to money invested in an S&S ISA. On the FSCS website, there is a page which -…
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GB Bank
They are top of the leader board for one year fixed rate savings. Anyone got experience of this bank and can comment? Thanks
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My late mum's Stirling Mortimer land fund
My late mother was mis-sold a £50k investment in Stirling Mortimer land fund 9, some years ago. Her estate has finally been concluded and the final disbursements are being made. But this closed-ended investment is left with us having no idea what to do with it. I've not posted on the wills board because my question is not…
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Move to a SIPP S&S(stocks&Shares) from a standard ISA
Good day, Is it possibly to move/convert having maxed out the New 2026 tax year ISA already from its S&S(stocks and shares) only status now and move/convert/invest it in a SIPP S&S (stocks and shares) pension? Thanks for any advice
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Raisin letter
Hi all - I've had letter from raisin to say I've not used them lately, and if I deposit 20,000 I will get a £50 bonus. My question is as this was a letter not email, are they true to their word and when does the £50 happen? Thanks all
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Advice on starting regular investing
Hi, I would like to start investing £400 a month for my kids (both under 3) to start building up savings for when they reach adulthood. I need to use interactive investor (as that’s where our other investments are held). I recently set up a regular monthly investment into State Street SPDR MSCI All Country World ETF.…
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2% tax increase in savings question.
Can somebody explain this to me please?…. "Chancellor Rachel Reeves is set to raise income tax on savings interest by two percentage points next April" At present I receive savings interest that is taxed by a reduction in my personal allowance to take account of the amount of that interest less, of course, once the £1000…
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Which Isa?
Looking to transfer 20k plus interest accumulated laster term with 212 ...but now need to transfer to a high interest Isa and 212 has dropped to 3.6%. Can keep it in but im reluctant to commit to a fix due to growing speculation of interest rates rising . Thoughts ?
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Teachers Building Society - Teachers Savings eligibility
Does anyone have any experience or insight into what Teachers BS define as "education professionals"? I'm employed at a university but in a non-teaching role. Would I be okay? I did look through their website but couldn't find any real details. Perhaps they acknowledge some ambiguity is helpful...
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No UK equity income ETF
There are equity income ETFs for Europe, the US, emerging markets, global... but I can't see any for the UK. Why is that? Surely there is demand.
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Short term gilt yields
I’m trying to understand how the forward short term base rate is reflected in gilt yields. My starting point is https://www.bankofengland.co.uk/statistics/yield-curves > Latest yield curve data > OIS daily data current month > fwds, short end / fwd curve. It shows six months forward at 4.24%, 12 months forward 4.37%, 18…
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