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Tax on savings interest
Hello, My elderly mother is selling her current home and has found a place that she wants to rent moving forward. As she will not be using the sale proceeds to buy another home, she would like to put them into NS&I guaranteed income bonds, where she will receive interest every month. However, she first wants to understand…
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TR35
TR351 1/8% I-linked Gilt 20351.125%22-Sep-20359 years 282 days£95.96 £100.112 1.573% Could someone clarify with the above IL gilt, it would deliver CPI + 1.125% (compounded from inception, currently 1.573%), each year until 2035 ...and I don't need to concern myself with clean or dirty prices if I buy say £10K worth.…
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Seeking Source for 2004 prices for Unit Trusts & Shares ?
Looking for hopefully an online source of historic prices to calculate potential capital gains. without success, already tried either Stock Exchange history, or Company / Unit trust websites — can get as far back as 2006 in some cases
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Investment Wealth Management opinions?
Hello knowledgeable forumites! We needed to get some financial advise as self employed , no pension ( in our 50s!) and just savings. So after trying loads of IFA could only get 1 response so far and also 1 wealth management company. We were advised to start a pension obviously, and then look at the investments and ISAs.…
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£140k in savings
I have £140k in savings. What should I do with it?
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Forthcoming dividend for Artemis Short-Duration Strategic Bond
Can someone please tell me where I can find the amount of the 31 Jan distribution for this fund?
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Skipton and leap years
Just had an email off the Skipton to clarify they don't pay interest on 29th February. Not sure this clarifies anything? Does it mean what it says, or does it mean you don't earn interest on 29th February?
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ETF's, can't decide between S&P500 or All World
I'm new to investing, always played it safe with high street saving accounts, cash ISA's, etc. I've been reading a lot about it and dabbling with the Trading212 app. I'm ready to start putting small lump sums into an ETF over a long period (20+ years) and had picked the S&P500 based on, basically what everyone else online…
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Impacts of savings with a US Bank
I'm looking to set up a 1yr fixed term savings account with Marcus Bank (part of Goldman Sachs in the US) . Their terms and conditions state that they can block withdrawals if they need to "comply with sanctions regulations, and not doing so could mean they face action by a regulator/government/law enforcement body". Does…
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GB Bank
I don't see much mention of GB Bank, is it good? Bonds, Easy access? I'm very new to savings.
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Advice on fund
Can I get some advice on this please how does it compare to short term money markets & funds like VLS80 in terms of risk and returns outlook . Does investing large one off amount in it now pose any additional risks INVESCO BOND INCOME PLUS LIMITED (BIPS)
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HSBC and First Direct Regular Savers - Closing statements and annual interest statements?
Just wondered - as per title really. Does anyone else have issues with receiving closing statements from HSBC / FD once their regular saver matures? I think FD sometimes send hard copy statements via post but I don't recall a HSBC account statement which has recently matured? From memory, I don't ever recall electronic…
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Confused about NS&I login process using a mobile
Hello all,I'm aware that various posters have had issues with two-factor authorisation when logging into NS&I with their mobiles as the hash key doesn't seem to work for some people. Consequently to be on the safe side I've always just kept my BT landline details on there, which has always worked for me with my laptop…
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SmartSave removing their "only one account at a time" restriction in rebrand to Chetwood
'SmartSave' is (and always has been, as far as I can tell) a brand of Chetwood Bank. They've now decided to brand it all as 'Chetwood', and in doing so, are getting rid of their odd "only one SmartSave account at a time" restriction. From an email: "As a SmartSave customer you could only have one Fixed Rate Saver account…
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Interest rate effect on stocks and shares.
Hello everybody, first time poster. I have just opened a stocks and shares isa with Santander, more for the Top Cashback offer to start with. Looking ahead at possibly investing a higher proportion of my money as opposed to saving do interest rates have much effect on stocks/shares?
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Where to put large deposit while I look for a house?
Hi all I have recently got divorced and my ex has bought me out of our house. This means I am about to receive £250k. I've started looking for a house for myself but I've got other things going on in life so I'm not really in a big rush. My question is, where can I put this money to get the best return whilst ensuring it…
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TrinityBridge (formerly Close Brothers) is closing its Self-Direct Service
I have a fund "J HENDERSON GLOBAL SELECT" held with TrinityBridge for many years (I think it's a unit trust). I recently got a notice from TrinityBridge that they are closing the service and ask me to either transfer it to somewhere (they mentioned ii) or sell it. I'm an investment dummy and inactive "investor". I do not…
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Darlington BS massively overpays annual interest
Darlington Building Society pays interest annually on 31st December, even for its regular monthly saver accounts. You don't need a calculator to notice that my own account, only opened in October, shows an inordinate amount of interest paid yesterday (should be less than £8). There are numerous reports of this happening…
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Nationwide e-savings
I recently moved £1k to my Nationwide e-savings account, thinking it would be a higher interest rate.But I have just looked, and e-savings = 1.1% whilst the normal flex account is 2.5%Is this just deliberate to catch people out?In case of fraud etc, you wouldn't keep excessive amounts in your ordinary account
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Fixed term Savings for Terminally Ill
Hi. Aged 85 Ive been warned by Gp of terminal illness. However he said I could live for UP to two years I'm gathering my assets together to make estate settlement easier However there doesnt seem to be a 1 year fixed term plan which will not be penalized for "early exit" any advice welcome Thanks
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