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Mysavershub
Does anyone know anything about this website?
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Barclays Smart Investor regular investment unwanted tampering
Been with Barclays Smart Investor since Aug 2024. Have regular orders for three ETFs. Two of the orders have been processed every month without fail. The third order seems to get periodically "fiddled with" - instead of buying "iShares UKEqIndxUK H A" it's changed to "iShares UKEqIndxUK D A". No notification. The first I…
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Merged: Pension Contribution Question
This discussion has been merged.
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Who owns what?
With regards to the £85k FCS compensation thing, is there a central list showing who owns what? My aviva pension is nearing this figure and as far as I can see the money is with Aviva themselves. T212 is showing as owned by JP Morgan I think invest engine is backed by NatWest, but I don't know if that's the same as them…
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Money Market Funds and tax return
Probably the wrong forum. I'm sure you'll let me know! I bought some Royal London Short Term Money Market (Class Y) Accumulation Fund (RLCBTY) last April for £153,600 and sold it in December for £158,880 (so a "gain" of £5,280). Do I declare that as a capital gain? When I look at my Tax Certificate from iWeb (who don't…
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Finding an honest, reputable IFA
Hi All, I'm looking for some advice on my mortgages(Residential & BTL) and investments(Savings/ISA's/Shares etc) My pension was with SJP but after being with them a good few years found I would have been better leaving in my workplace pension. They also only offered advice(Bad at that!) on my pensions, not on any oter…
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Faster Payment odd difference?
My Skipton Member Bonus Saver Matured today and paid interest of £155.65 on £3000 deposited. As the interest rate drops at maturity I transferred the £3155.65 to my Santander Lite Account to be transferred elsewhere later in the day, and that successfully closed the Skipton account. Just over an hour later, I received a…
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Where to invest Proceeds of house for 6 months to a year
This has probably been asked before, so apologies if I’m
repeating the same post. My wife and I currently have our house for sale, and it
looks like we won’t have another one to move to in the near future, so we will
probably rent until a suitable house comes onto the Market. As a result, we will have the proceeds of the…
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UK resident : Vanguard USA dropped a bombshell
cross posting here for visibility and any other opinions. If you have an account in bogleheads please respond there. Short summary : have non reporting funds in Vanguard USA from the old days. They are pretty much kicking me out now since I am non resident alien. Being forced to sell means $160,000 capital gains tax…
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Oxbury - the Farmers bank
I understand Oxbury bank may offer its members special rates on savings accounts. It's just that I don't want to have to become a member to find out wether those preferential rates are worth my while. Any members willing to share what Oxbury have on offer ???
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I'm looking for best interest rate account that allows withdrawing the monthly paid interest?
I have NS&I monthly income 1 year bond (5% ending soon). I'm looking to replace it! Any help...thank you. :-)
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How do you track your bank interest rates to make sure you're getting the best deal?
How do you track your bank interest rates to make sure you're getting the best deal? Mine are always changing up and down every month and i've got a couple of different accounts and ISAs and it makes it a pain in the !!!!!! to keep track of and then I never know whether it's worth changing or not so I get lazy in bothering…
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How can 1 US company be worth more than the top 350 UK companies?
There are 3 US companies valued at over $3trillion each. Nvidia, Microsoft and Apple. The combined market cap of the top 350 UK companies is $3trillion. I don't really understand how that can be possible considering we're the 6th largest economy in the world by GDP. Considering the age of our country and the economic…
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Tax on interest
Hello. I am expecting some money in the next few months, I have tried reading https://www.gov.uk/apply-tax-free-interest-on-savings to see how tax on interests work. I have used up my £20K tax free allowance this year and I have no income apart from some bank interests. I would like to understand some more so I can make…
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IHT 402 form
I’m completing IHT 402 form after my mothers death and can’t get the percentage figure in box 19 which is automatically calculated to show the correct figure. The figures I’m using are box 9 £325,000 box 10 £0 box 11 £325,000 box 12 £0 box 13 £60,000 box14 £0 box 15 £0 box 16 £0 box 17 £0 box 18 £265,000 auto filled box 19…
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Skipton Building Society - Albania
Recently I was on holiday in the Balkans. I have three Halifax current accounts, so pay £500 from each into Skipton to get the £5. Whilst in Albania, I was unable to log into the Skipton app, (comes up with unable to connect to internet). Nor could I access the Skipton website. My partner had the same problem with both app…
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Instant access saving account for lump deposit
Hello all, and apologies in advance if this has already been discussed, any repetition i make, and for the length of this post. I'm having issues navigating savings accounts external to my current banking. I have cognitive issues which don't help! I have two savings accounts already with my bank at max and don't want to…
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Portfolio Manager
Morningstar is terminating the Portfolio Manager facility. Please, does anyone know of any other organisation offering a similar facility?
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Nationwide Member's Bond
In previous years, in addition to the £100 payment scheme Nationwide have made an 18month fixed rate bond available to members. If they do it again this year, I am wondering if the bond would exclude members who took it out last year on the basis that you can only have one active bond. If that's the case, it means you can…
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Bond accrued interest taxation question
I bought two different gilts in the tax year 24/25. Both times I had to pay some accrued interest. However bond 1 paid interest in the 24/25 tax year but bond 2 never (first interest I will receive will be in the current tax year). For the self assessment for last tax year how do I account for the accrued interest, do I…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
