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Savings accounts that allow deposit by debit card
I'm looking for a new savings account that allows deposits by debit card. I currently have a Trading212 ISA and a Chip savings account that both allow deposits by card. Do any other easy access savings accounts offer this?
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Trading 212 - MSE40 Code
Hi. Per today's newsletter about setting up an above Stocks and Shares account, with a £1 minimum for approx £40 of shares... Can anybody advise where/how in the process of setting up the account do we add the MSE40 code in? Thanks
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Latest saving rates
Hi. I was looking at top savings companies. As have one with Virgin, I looked at there website. I came across 1 Year Fixed Rate E-Bond but when you go to the website https://uk.virginmoney.com/savings/products/1_year_fixed_rate_e_bond_issue_598/ to look there is no information, How much is the monthly saving that can be…
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Tidying Finances
Hi All, I have just purchased a new home and for the first time in my adult life, I am mortgage free having used most of my savings on my new home. My finances are quite depleted and I was looking for some advice on my best next steps. My pension pot is £100k, I contribute 12% and my employer contributes 11.5%. I am 41 on…
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Average medium risk profile pension fund performance for fy 2023-24
Hi everyone, I am trying to find a good benchmark for medium risk (ATR3) pension fund performance over recent years, in particular for the last financial year 2023-24 am are struggling to find anything on the internet. Can anyone point me to a good set of data? Thanks
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Free shares - CGT?
Hi all, I have approx £3k in my freetrade GIA from free share promotions over the years. Does all the value of these shares count towards CGT for the year , when I sell them , or just the profit from when I acquired them ? Thanks
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Pension fund from inheritance for child
Hello. I’m hoping someone can help me. My son’s father died last year and he has been given a child pension and lump sum from the pension company. He is 15 and they won’t release the lump sum until I find a trust fund for it. I have researched and can only find funds that take up to 9k a year and they won’t realise the…
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Savings Help!
A while ago, I found a quiz on this website that helped me pick out which savings method was best for me. It asked me a few questions and then showed me all the savings options, with the ones best for me in green. However, now I can't find it, I've tried searching and looking at my search history. Have they taken it down?…
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National savings certificate.
I recently acquired a 50 pound 2nd index linked issue National Savings Certificate dated May 81 in a package of documents from Barclays, held on her behalf by a deceased friend of my late uncle. The will in the package was 1963, she died in 1990. The package had been opened by the bank as they knew she had died, but…
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Alternative Investments
I have been searching of late for investments, which means that my social media is being bombarded with all sorts of strange investments. Property, gold, P2P Lending, litigation finance etc. Can anyone advise me of there is any sort of alternative investment that is even worth consideration? If so, are there legitimate…
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Yieldgimp for poor people
Is anyone aware of a yieldgimp alternative which, in addition to showing the effective yield for 40% taxpayers, does the same for we poor people who are just standard rate taxpayers? Thanks V
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So many conflicting statements about what to do at expiration of bonus day
According to Martin's explanation this time: ". Yet once it's in an ISA, it stays tax-free year after year, so some who've maxed out every year's allowance have £100,000s protected from tax. So as the last tax year ended just over a week ago... If you put money in an ISA last tax year, even only just before 5 April, you…
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How to get the MSE £50 Hargreaves Lansdown Offer?
I saw that MSE has a £50 bonus offer if you invest £100 with Hargreaves Lansdown, I'm not quite sure how I access this, I saw it is under 'MSE Blagged' so I assume it is for MSE only. Do I just click on any Hargreaves lansdown link through the MSE site, open an account and deposit £100 and will automatically get the offer?…
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Invest Engine - Sign Up Offer
Saw something yesterday called, Invest Engine, a few free platform to hold and trade ETFS (at the moment), with a sign up offer of £50 added to your account even you deposit £100 and hold it for a year or more. Seems pretty decent to me for a sign up offer! Anyone on here taken them up on this?
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Winsor Life
Any sign of existence?
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23 and no idea what to do with my savings
I've recently graduated uni and while living at home I've got a total of £14k in savings and I'm now at the point where I feel I should be looking at investing it. l have some of it in a help to buy ISA which I'm looking at moving to a L-ISA but I feel as though I should be putting some money towards investing but I don't…
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Monument ISA transfer rate
Hi, can anyone confirm IF the rate is the same for a transfer into a Monument instant access flexible ISA As your existing 2526 allowance - I.e 4.76% AER. It’s a bit confusing because initially they said that rate was only available for deposits made for your current tax year allowance not transfers, and then they added…
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Scottish Widows Harvest Savings Plan
Oddly, I have just discovered that I have the above policy...taken out in 1982 (I DO NOT remember doing this, and doubt that I would have been in position to then). It tells me that it is a uk growth fund, with 934.12 units and is currently valued at 2,107 pounds.... q.1... will it go up in value? q.2. should i cash it now?
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Shawbrook beware
You’d think that when an account matures and you have decided to renew and what term you require that you would get the higher of the rate offered in the maturity options and the rate at maturity date. Most banks offer this with the associated safety net that lower rates at maturity date won’t have any impact. Not…
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Charter Bank Deposit
Hi all. I've managed to get accepted for the Charter Savings Bank account. I tried before but they said it wasnt accepting new members. But there you go .. Anyway, how do you deposit money into the account? I've set up my nominated bank details. Do I have to wait until they send another email to authenticate the account or…
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Most recent: Cash ISAs: The Best Currently Available List by Archerychick
24 July at 8:48PM
