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Invest Engine - Sign Up Offer
Saw something yesterday called, Invest Engine, a few free platform to hold and trade ETFS (at the moment), with a sign up offer of £50 added to your account even you deposit £100 and hold it for a year or more. Seems pretty decent to me for a sign up offer! Anyone on here taken them up on this?
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Winsor Life
Any sign of existence?
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23 and no idea what to do with my savings
I've recently graduated uni and while living at home I've got a total of £14k in savings and I'm now at the point where I feel I should be looking at investing it. l have some of it in a help to buy ISA which I'm looking at moving to a L-ISA but I feel as though I should be putting some money towards investing but I don't…
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Monument ISA transfer rate
Hi, can anyone confirm IF the rate is the same for a transfer into a Monument instant access flexible ISA As your existing 2526 allowance - I.e 4.76% AER. It’s a bit confusing because initially they said that rate was only available for deposits made for your current tax year allowance not transfers, and then they added…
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Scottish Widows Harvest Savings Plan
Oddly, I have just discovered that I have the above policy...taken out in 1982 (I DO NOT remember doing this, and doubt that I would have been in position to then). It tells me that it is a uk growth fund, with 934.12 units and is currently valued at 2,107 pounds.... q.1... will it go up in value? q.2. should i cash it now?
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Shawbrook beware
You’d think that when an account matures and you have decided to renew and what term you require that you would get the higher of the rate offered in the maturity options and the rate at maturity date. Most banks offer this with the associated safety net that lower rates at maturity date won’t have any impact. Not…
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Charter Bank Deposit
Hi all. I've managed to get accepted for the Charter Savings Bank account. I tried before but they said it wasnt accepting new members. But there you go .. Anyway, how do you deposit money into the account? I've set up my nominated bank details. Do I have to wait until they send another email to authenticate the account or…
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Stocks & Shares: General Investment Account - Tax question
I’ve recently started investing monthly money into a S&S ‘general investment account’ with AJ Bell.I don’t plan to withdraw any money at all for at least 5 years and just looking to build up another savings pot for when I retire. I also use (and max out), my annual ISA allowance.My question relates to the yearly tax…
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HMRC Tax Code changes are on their way
I don't mean generally, but for those of us who have exceeded our PSA. Confusingly though, the notification I received this morning via their app was a Tax Code change for 24/25 based on estimated untaxed savings interest for this tax year. Yet, when I check for tax due on my untaxing savings interest for 2023/24, it still…
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Vanquis Savings Bank - no payment showing
I set up an ISA and paid £100 in on Monday. Now it's Thursday and no payment is showing up. It should have been there by the end of Tuesday. Have sent 2 messages to Vanquis Savings Bank - no replies so far. Any suggestions?
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Problem transferring money from Co-Operative bank to Tembo ISA
Hi folks, has anyone had problems paying money into a Tembo Bank ISA from their Co-Operative Bank current account. I can't find a way of doing this and the email string with Tembo customer services offers little in the way of clear instruction. Co-Operative Bank is not part of the open banking which is what I think the…
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Failed sign up on Revolut
I tried signing up to Revolut and got as far as taking
pictures with head turned to the side. At the point I became utterly frustrated
after many attempts and gave up the process. However prior to that point I
supplied Revolut with an awful lot of personal information e.g. driving
licence, name address telephone no. etc. I…
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TSB Share Selling
My Mother-in-Law has some TSB shares that she wants to turn into cash - what is the best way to do this - meaning the best combination of VFM and simplicity? Thanks
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Additional £5000 Personal Savings Allowance
I understand the rules for how low income earners may have additional tax free savings allowance and so my only query is if someone has never completed a self assessment tax form and does not earn a "job income" (only a small private pension) will they become liable to have to complete a self assessment tax form? If no…
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Crypto investing living in a foreign country.
If anyone has any ideas about this……..I am English living abroad and trying to trade but it seems quite complicated!? I have KYC verified with MEXC (with UK passport) but my money is in a local bank in another currency, which most of their 3rd parties don’t accept! I could pay in ££ but by bank transfer (I would just…
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Inheritance tax
Hi. I need some advice, I bought a house 10 years ago and lived in it for 4 years, I then move in with my partner and rented out my house. i know that I have the £350,000 tax free allowance threshold but will I be entitled to the £175,000 as well even though I don’t live in house any more. Thanks for any advice.
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Santander Easy Access Saver Limited Edition issue 3
Santander Easy Access Saver issue 3 interest rate dropping to 3% from 1st August.
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Investment Scam Ads still on Facebook
Posting because my elderly mother (she’s 79) has just been caught out by an “investment” ad on Facebook featuring Piers Morgan. The ad appeared on her Facebook feed in late January. I know this is something that MSE have campaigned against and tried to get Facebook to take responsibility as a publisher to properly police…
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Renewal of Index-linked Savings Certificates and death of holder query.
The latest information from NS&I advises of changes in the operation of Index-linked certificates one of which is the "No access during the term" rule. The only informatiion given about the death of a certificate holder is if the holder dies, the Cerificate will become part of the Holder's estate and the Certificate will…
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I've a Santander 123 account, should I move to Edge?
I've had a regular 123 account for years, though I know it gradually became less attractive I just never got round to changing things. I've realised these days it's not even offered to new customers. The 123 account was great since I have a Santander mortgage and all my bills, council tax though I am due to remortgage soon…
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