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Abbey National shares
Can anyone tell me how to sell my Abbey national shares. I have already been to Santander Bank and asked them, but they were not able to help me. All they did was to give me a phone number which I did try but no one pick it up.
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Drip feeding
After reading advise given on MSE I set about the process of opening an Easy Access savings account with the intention of depositing a lump sum say just for example £5,000 and using the Easy Access account to drip feed my Regular saver account .I bank with the Co-operative bank and can get 7% interest with their Regular…
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Direct Payment Schemes for Inheritance Tax (IHT423) - Stocks and Shares
As HMRC have recently (late 2024) changed the rules to enable stocks and shares to be sold before probate is granted so that Inheritance Tax can be paid from the deceased's assets, under their "Direct Payment Schemes for Inheritance Tax (IHT423)", I've been trying to find any provider that has opted into this. I'm…
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moving shares
I'm a complete novice with shares, so apologies in advance! I have a few Lloyds Bank shares (from the Margaret Thatcher era) that I want to sell, to simplify things for those dealing with my affairs when I die. They are held by Equiniti Shareview, and I can see them in an online account. They are the only shares held…
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Leeds BS online banking broken today?
Yesterday I made a withdrawal from a Leeds savings account with no problems. When I tried the same thing today, I got as far as the system sending a 2FA confirmation code.After displaying a rotating 'busy' icon for some time, a message appeared indicating the code had been sent to my email address.However, no code arrived.…
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Saving acc no interest
I want to save an amount every month but I dont want any interest.Do I just get a current account? Or are there any saving accounts out there that reward you differently without interest coming into it?
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Paying tax on interest
I am employed and self employed. As I understand it , you need to declare what interests you have earned on savings in your self employment tax return and then pay the tax due. But also if you are employed it will come out of your pay as HMRC will change your tax code accordingly to collect it in the next financial year…
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Global tracker or diversify?
If global trackers hold approx 60-70% US stocks, in proportion to global market weighting, some commentators have concerns that this means being over exposed to US and the days of US exceptional out performance may be coming to an end. Some therefore advocate reducing holdings in pure global trackers and allocating more to…
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Need Help On Selling Canadian shares
I am a lifelong UK resident & a shareholder in
Great-West Lifeco having acquired my shares when they took over the UK life
assurance business of Canada Life (whose shares I had post-demutualisation). The shares are in certificated form and are listed on the Toronto stock exchange (TSX). I wish to sell my shares but I can…
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Savings account - life interest in the income
An elderly relative is the beneficiary of a life interest in the income of a discretionary trust. The trust amount is not large and has been in a bank fixed rate account for many years. The bank has traditionally paid out the interest directly to the relative, but now is refusing to do so and says it must be paid to the…
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Woodford compensation and No Win No Fee fees
I joined the class action with Harcus Parker for redress from the Woodford catastrophe which to cut a long story short was not heard in court and instead redress was made via FCA. I received the compensation which was a small fraction of what was lost and was very surprised to receive a bill from Harcus Parker for almost…
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UK asset allocation
Just wondering what people's thoughts are on the proportion of UK equities to hold in an investment portfolio. Not with a view to trying to guess the future, but from a general long term investing perspective.
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More problems with Raisin UK & limits of the Financial Ombudsman Service.
The Financial Ombudsman Service covers banks, building societies and payment services but NOT deposit aggregators such as Raisin UK and others. I know this after complaining to the FOS about Raisin UK, waiting for 2 months and then getting the investigator's reply: we have no powers over a deposit aggregator. I emailed MSE…
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Changing strategy & reacting to the dip in the market?
I understand the whole timing the market, lack of a crystal ball thing & as such I just pay in my monthly payments & pay little to no attention to what's going on in the world. When Covid landed, I did consider throwing extra cash in to my SIPP but I took time to decide whether I was going to or not & by that time I just…
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Capital gains tax.
Hi. I’m after some advice, I have a house which I lived in for nearly 4 years, I then moved in with my partner in his house and rent out my house. I know if I sell my house in the future I will have to pay capital gains tax on money I make when it was rented out but I have decided to leave the house to my daughters in my…
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Transferring money to a Financial Institution
I have recently opened a savings account with the Post Office - via a link in the savings advice page on this website/site. When I tried to set up a payment into the PO account from my Nat West account, it told me the the account payee name is unconfirmed. As I had use the the link from MSE and I knew I had the correct…
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Trading 212: impossible to log on with facial recognition
Just wondering if I'm the only Trading 212 customer who can't log into my Cash ISA account using facial recognition? It doesn't work on either of my Android phones or on my laptop. I keep getting a message saying "Sorry, we need to restart the recording". It's been like this for a couple of weeks and I've tried every…
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Trading 212 problem
My OH is trying to open an easy access ISA with Trading 212, but when he gets to the point where your ID has to be verified, he gets a message saying “unable to retrieve or access required user permissions”. What does this mean and what should he do now? For information, in case it makes a difference, OH is Norwegian, but…
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£100 interest limit on kids savings before it's all taxed as if it were the parents
Say gave my son (5 years old) just over £2000 total
in previous tax years. I understand
there is a rule that if he gets more than £100 interest from money given by a
parent, then all the interest is taxed as if it is the parents. Due to the recent interest rate rises, it could push
him over the £100 interest. Because…
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Savings and the future
Looking for a bit of reassurance/ guidance as to whether I am doing ok at saving or not at my age. I’m 34, my partner and I rent a house. I’m self employed and she works full time. I have been self employed for 8 years now and have to say this last 12 months have been the hardest ever. Over winter I’ve had to dip into my…
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Most recent: Stocks and share ISA advice please by Eyeful
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