-
Moved: Do i have any hope in retirement discussion
This discussion has been moved.
-
Natwest & RBS regular savers - any other similar?
I have a Natwest regular saver which I've spent over 3 years building to the £5000 limit. I take the interest monthly to keep it at the £5000 and getting the 5.5% on that. I'm halfway through the same with the RBS equivalent. Does anyone know of any similar accounts with other banks? Most regular savers mature after 12…
-
Is an IFA really worth it?
Hi All ! Yes I know that this is an old question - I have been reading a lot - but unfortunately haven't been able to make a decision, yet! Take this scenario * No debts at all * Not working * 59yo * Cash savings * A couple of pensions - both DC I have been asking IFAs what they would charge for simple high level advice,…
-
Chip Savings Deposit Warning!
Good morning everyone, I count myself as tech-savvy but have to admit that this went over my head a little bit with Chip. I have a Chip account and have used this for a few years now - no issues. Loads of deposits and withdrawals - all pretty instantaneous. Obviously read about their new instant access saver at 3.15% on…
-
BGEO/Lion Finance
I have invested into Bank of Georgia/Lion Finance - ticker BGEO. It has done extremely well of late, but information on the stock seems hard to come by. Anyone know where to look.....
-
Investing basics
Can someone explain the benefit of the population investing for a country? If I understand correctly someone buying stock on Trade212 does not give the company any money. It does not somehow help a company grow more since any of the money people "invest" does not go to them. There are a lot of companies with a stock price…
-
Active ETF's?
I have encountered some articles online recently about Active ETFs (eg https://www.hl.co.uk/news/active-etfs-surpass-passive-for-the-first-time-what-are-they-and-whats-driving-this-shift ).What are the advantages of these to the ordinary investor?They appear to be more expensive than passive ETFs, although they trade in…
-
Non Resident Shares Sale - Broker
I have some Aviva shares, registered at Sharecenter and want to sell them, but I'm not UK resident hence Sharecenter wont act for me. I have had no luck trying to identify a broker for this, does anyone know of a broker that will transact on behalf of non-residents?
-
When savings - including ISAs - hit £85,000....
I feel sure this is a stupid question, but presumably if and when my ISA hits £85k, I should open an ISA account with a different bank to avoid falling foul of what is protected... Right? And therefore any interest going into an £85k ISA needs to be transferred out for safekeeping.... Right? It just occured to me that if…
-
Where would you Invest £550,000 inheritance for at least 6 years until entitlement
A simple question cause much deliberation. Onshore or Offshore?
-
Are "Negotiated Orders" safe
I'm trying to buy some gilts (£10k of TG31 on Iweb), and even the relatively small number of a gilts produces the comment below.. (same for TN28) Am I exposing myself to risk, commiting to buy without any price limit or guarranty Negotiated Order Your order can not be completed automatically Your order cannot be completed…
-
CGT. Self assessment advice if the profit is within the allowance
Hi i'm looking for some advice if possible please. I've recently sold some shares and my profit was around £1350. I know there is an allowance of £3000 for 2025/2026. Should i submit a self assessment anyway because when the sale money was paid into my bank, the profit and the purchase amount went in together in one lump…
-
S&P without FX fees?
I have been buying S&P 500 stocks on Trade212 but I noticed recently that when I buy company stocks I pay an FX fee since they are American but when I buy S&P 500 stocks which are also American I do not pay any FX fees and the share price is shown in GBP. The stock is even listed on the LSE which does not make sense to me.…
-
Reallocating profit in a S&S ISA
using loose example here to understand principle This financial year I have put 12 K in a cash ISA I have put 6K in a stocks and SHARES isa,scattered around a selection of tracking funds and a Money fund to hold in prior to investing. I invest into these most financial years within the same S&S isa provider However, I wish…
-
Raisin £100 bonus for opening easy access account in July
Raisin had an offer in the summer for a £100 bonus if you quoted a WELCOME100 code. Think you had to keep the money in for six months? Got the account in July. Anybody received this yet?
-
Old premium bonds
I'm currently 70 and have been a premium bond holder since mid sixties. My parents purchased a few but I can no longer find them. I have looked on the web to see if i can change my address but it asks for a number. I know i have them as forty years ago I won two lots of fifty pounds. How would i go about trying to change…
-
NatWest fixed rate bonds ?
They have a 1 year bond and a 2 year bond available at the moment , but the funding is unlike most other bonds. Regarding the 1 year bond for new customers closing date for applications is 19th November, last date for deposits is 2nd December, and the bond start date is December 3rd. So would any money deposited before 3rd…
-
What to do with mums finances as LPA as she goes into Nursing Care?
Can anyone advise what to do for the best- Mum saved diligently all her life, worked hard as a primary learning support teacher, she's been mentally ill last few years (I've done my best to care for her, had to give up my job and take my meagre pensions early as she lives far away and been splitting my own life 50/50 at…
-
Moved: Transfers from S&S ISA to be scrapped
This discussion has been moved.
-
Monument
Now that Chase's interest rate's going down to 3.5% on 16 January, I'm thinking of moving my money to Monument at 4.55%. With this account demanding a minimum deposit of £25,000, I'd like to know if the balance has to remain no lower than that amount to keep get the 4.55% rate?
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.5K discussions
163.4K comments
Most recent: Should I Transfer part of my employment pension into my ISA? by dunstonh
Today at 12:06PM
