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Zopa Biscuit account
I've just opened a Zopa Biscuit account, after MSE recommendation, and have had massive problems from the word go, including inability to access the money we've transferred in and now they have closed their telephone helpline due to 'technical issues'. This means that we currently have no access to significant amounts of…
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Disabled Persons Trust
Hi All, Trying to navigate investing money in my son's disabled persons trust fund. It seems some platforms (Interactive Investor, Trading 212) do not accept trust accounts. Has anyone on here found a low fee platform which does accept disabled persons trust accounts? many thanks
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Companies Without Savings Apps
Following on from my 13th payment project ( https://forums.moneysavingexpert.com/discussion/comment/80737194#Comment_80737194?utm_source=community-search&utm_medium=organic-search&utm_term=13th+payment+ ) here is a list I've been working on for longer. Building Societies: BeverleyBuckinghamshireChorleyDarlingtonDudleyEarl…
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Fund Selection
I wanted to try to set out the process that I go through
when I’m looking to add a fund to my portfolio but it became too lengthy to be
useful. Instead, I decided to set out some of the key actions that I go through
in the hope that others will point out important steps that I have overlooked
and will contribute…
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ii accounts
May I ask whether ii offers separate accounts eg one account for S&S ISA and a separate account for S&S ? I asked as ii tells me that they are all under one account. So if i transfer in a cash ISA to buy S&S ISA it will be in the same account, and I will need to keep track of it myself. Does that sound right? It does not…
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Progressive Building Society - 7% Reg Saver?
Posting a specific thread on this as the general RegSav thread is too busy and thriving for me to follow easily. Hope that's ok. I have an RS with Progressive BS and think I'm only getting 5.5% But I had an email from them which was showcasing a 7% RS. I had to "Make an enquiry" as it doesn't seem to be an account I can…
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Zopa savings pots
I've just been offered the increased savings rate of 4.75% on my Access pot with Zopa. I see that if I open a new pot, this will also be 4.75%. I've currently got some 7 day Boosted pots only paying 3.33%. If I give the 7 days notice, will these then become Access pots at 4.75% does anyone know? I guess I could just open…
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CSH2: taxation and performance
I have feeling this could open issues such as excess reportable income which I don't (yet) understand, but are CSH2 gains taxed as interest or capital gain?
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Got a lump sum redundancy payment
Hi All, I got a lump sum redundancy payment over £40k and unsure how to invest it. I am currently invested in index funds (global index funds). I am currently applying for new opportunities but the economy not the best
currently.
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Hodge Banking
This week Martin suggested Hodge Banking Easy Access saving account offering 4.21%. So I went to their web page which confirmed this and registered an account. However, the account, when registered showed 4.13%. I have emailed them requesting an explanation. Has anyone else had a similar experience?
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Chase Boosted Saver
I have been banking with Chase for some time now, have a current account, credit card and a boosted savings account of 4.3%. The boost on the savings account is due to expire in around 6 weeks time. They currently still have the offer available for existing customers in the app to open a new boosted saver for a six month…
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Ulster - No interest paid?
I opened a limited edition saver last month and no interest has been paid. Any ideas please? Thanks
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Jarvis closed, Interactive Investor charges monthly fees, any ideas?
Jarvis / x-o moved share dealing over to the Interactive Investor platform, who are fee free until Jan 2026, but then charge a monthly fee. Does anyone know of any other portfolio sites like x-o which didn't charge a subsciption fee and were on fee charging on trades?
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Merged: MSE santander £100 amazon voucher
This discussion has been merged.
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WHAT TO DO WITH A FLEXIBLE BOND WITH PHOENIX LIFE
I have held this bond since October 2003 The amount invested was £30,000. I have taken £5000 from it about 10 years ago to help my son with a deposit to buy a house. I was quite shocked when I received the annual statement about a week ago. Currently the value is £41,083. The value in 2024 was £40,996 which means it has…
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Snoop Savings - interest over deposit limit
The deposit limit for Snoop Savings is currently £85,000, but does the system allow interest to be added if a deposit is exactly £85,000?
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13th Regular Savings Payment Trick
Just wondering if there's a list of providers that allow/don't allow it somewhere just like you have lists for other things on here. Thinking it might be useful.
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Monmouth Regular Savers disappeared from my accounts list.
So it's the beginning of the month and I was going through funding all my savers, that was until I got to my Monmouth £1000 and £500 regulars. When I logged into my Monmouth account today I found that they were both nowhere to be seen. I opened them in September and both have been funded since then so what has happened?…
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Has anyone had experience of James Hay Partnership?
I'm really struggling to get James Hay to transfer over my late father's pension to my mother. They don't allow you to speak to the Claims Team, the Contact Centre will only message the claims teams, they don't answer the questions asked of them, even by email and the complaints department aren't responding. I'm at my wits…
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Progressive BS 2FA
So I opened a 1 year Fixed Rate Access Bond with Progressive BS earlier today. I got through the selfie and upload a passport stage and got to the page about 2 factor authentication where I had two choices. First I could download an authenticator app to my phone or I could use WhatsApp. My mobile doesn't download any apps…