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Transfer Cash ISA to Stocks & Shares ISA - remaining allowance has reduced??
Hello, Any help appreciated. I initiated the transfer from Zopa Cash ISA to Trading 212 Stocks ISA, which is now complete. Prior to transfer Zopa app said “£33,424.47 left to save this tax year”. However Trading212 app says remaining allowance is £20,000. I thought as-long as the transfer was initiated via the provider…
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Investment email security
Hi. I have a folder on my Gmail called 'Investments' showing all the confirmation emails etc so that I can keep track of my investments. As it is a gmail account, I can obviously sign onto it online, which is why I don't have the app on my phone. When I log in on my Mac, all the subfolders are there but when I look on my…
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Co-Op Bank Savings Interest Transfer
I opened a Fixed term Deposit with the Co-Op bank all went smoothly with the option of monthly interest to an account with another bank. The terms advise that the monthly interest will be credited to your stipulated account on the monthly anniversary of the account being open , Unless its a non working day and today the…
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Index-Linked Gilts question
In the attached screen shot from Yieldgimp, what can "Gross Real Yield" mean, given that the future yield in unknown as it is a function of future RPI/CPI? Perhaps it is the yield without inflation? So,for T28 for example, which has a "Gross Real Yield" of 0.49%, the gilt will pay at least that yield if held to maturity?…
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Do any UK citizens on here use Interactive Brokers?
I have used the interactive brokers paper trading account (and API) for the last few years and I enjoy it - it is working out quite well. Albeit I take more risks with it being a paper trading account.Does any UK citizens on here use Interactive Brokers: https://www.interactivebrokers.co.uk/ in a live trading account? I am…
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NS&I Green Savings Bond
I missed out on setting up a one year Income Bond Is it worth going with the Green Saver which is fixed for three years at 5.7%
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Fisher Investments UK - opinions?
Does anybody have any comments, experiences, reviews, thoughts, or advice and opinions, regarding the company Fisher Investments UK based in Canary Wharf London? I would be very grateful for any information.
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oxbury registration and Enduring power of attorney problems
I have tried to register with Oxbury Bank with severe problems. Also they are not accepting my EPA which is accepted by other banks ie Santander and TSB. The bank has problems with chromebooks and android phones . I cannot log i or they will not accept my EPA which I confirmed online in Sep 2007 before the Power of…
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What is the best Global ETF?
Thank you
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Best savings account with easy access, and should I split it?
Hi all, so i was due to buy a new house but the purchase has fell through. My current house sale is going ahead still (long story to explain why) and I am going to rent. So, once the funds are released from the sale I will have around £120k for six months or so until i buy ny next house.. Do i put this in a decent savings…
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Crypto
Have read a few comments on here and TrustPilot about the £200 investment in Crypto and GCW Management Ltd. Regrettably my experience is like so many others and my link to a so called Financial Advise was obtained through this website which I know now was AI generated, so no disrespect to you all. I had no reason not to…
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Faster Payments under maintenance Saturday 22nd November
Logged into my Principality account and there is a banner across the top stating that the faster payment system will under maintenance on Saturday 22nd November.
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Bond fund yields
I have a few
questions about bond fund yields. First, what is the best way to get an
accurate forward/distribution yield? Is HL accurate, showing eg 3.97% for Fidelity’s
gilt fund? Second, to what degree is
there a correlation between a gilt fund and a nominal gilt with a similar duration
(or is it the maturity of the fund…
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low risk bonds or equities in SIPPs
Hi I am starting to derisk my SIPP from equities and rather than put in to cash within it I wondered about bonds or low risk equities (is there one i wonder?) - what are other people doing for this? I have cash in ISAs and premium bonds and also a managed equity Isa already. - thanks
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Transfer ISA from T212 not possible?
I signed up to Monument but they don't allow transfers in from T212, I haven't got more than 20k in, so can I just withdraw it and put it back into the Monument ISA or does it have to be transferred to another provider first?
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S&S isa inc vs acc question
Hi ive just rebalanced my Charles Stanley direct S&s isa selling a pile of equities to purchase some short term money market funds / fixed income things Tired and in a rush I accidentally put in an order for the inc version of this fund rather than the acc; Royal London Short Term Fixed fund (inc) I don’t want income (yet…
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Santander EDGE Saver renewal
I just noticed this month's interest payment was lower than previously so assume this is due to the bonus expiring - for Issue 2. What is the best way to renew this to get the new Issue 4? Ideally want to be able to get a new one without contacting customer services. I hold a second EDGE saver opened earlier this year. I…
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S&s isa, platform and funds
Hi i want to start paying 10% of my net pay into an s&s isa Im thinking of either ii, fidelity or vanguard as the platform. And a world equity tracker for the fund. Any view on this, what do you do and why?
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Best place for a small amount of savings for easy access.
Hi I have a small amount of savings that I want to keep handy but in an account that is paying more than the paltry 1.15% I am getting from my bank. For clarity, ISA's allowance for both of us are filled for this year. Currently have other savings in place, hubby is a 40% tax payer so only has savings that will qualify for…
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How do you track all savings/bank accounts including those such as T212/Chip/Atom?
I’m trying to find all my ISA/savings accounts I’ve used over the years. I’ve switched them from one to another and trying to remember where I’ve put them I used to have a spreadsheet but cannot locate this I’ve used ‘my lost account’ but this doesn’t show everything I’ve also submitted a subject access request with HMRC…
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