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Inheritance
Hi, I am after some advice if possible please. I am about to inherit 150k. I have no savings or private pension. I will be eligible for a full Gov pension though but not for 12 years yet. I am a single 55 y/o female who has been living on Universal Credit for the last year due to long term poor health. Obviously when my…
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AJBell platform - Dividend payout
Just noticed there isn't an option for dividends to be automatically paid out to your nominated bank account. I know that HL have the option to do a monthly sweep, where all dividends are paid to your account around the 12th day of each month. Am I missing something or does AJ Bell really not have this feature?
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Passive ESG (et al.) funds/ETFs
Hi all, I'm a suffering
from severe research fatigue and could do with some help. Not specifically
direct recommendations on product X or Y, but just some human input of my
situation. Sorry for the long post. With my humble
amount of savings, I have been quite happy with Cash ISAs, but I've now built
up enough of buffer…
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$4trillion dollars.
How the hell can a single company be worth this much money? It's such an absurd amount of money that you can't even relate to it, what does it even mean to have $4trillion of something. If each dollar was a grain of sand, it would fill 3 class 1 HGV trailers. And the wildest part is you've got Microsoft just behind at…
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How to handle Hungarian gambling winnings sent via PayPal
Hi all, I’m in a bit of a grey area and would really appreciate any advice or shared experience. Over the past few months, I’ve occasionally played on some Hungarian gambling websites and ended up with winnings of just over £2,000. I withdrew the money to my PayPal account rather than directly to my bank. Now I’m uncertain…
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Simple add to basket investment
Good day all hope your all keeping cool in hot weather, Is there any platform especially Iweb & low charges platforms where one can just view a company and easily add to basket or even a few companies grouped as an item/product that can be added to basket and then purchase the shares within a click or two, would like to do…
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What’s the ONE Money-Saving Habit That Changed Your Life?
Hi everyone, I wanted to ask:What’s the one money-saving habit, mindset, or tip that made the biggest difference in your financial life? It could be something small like always comparing prices before buying, or something big like switching energy providers, using cashback sites, or even starting a side hustle. I’m trying…
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Skipton BS authentication system.
I recently opened a Skipton BS easy access bonus saver account. They operate two different authentication systems:-One requires you to install an app on your 'smart' phone. That requires a device specific registration code sent through the post.The other uses conventional 2-factor authentication and requires you to request…
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Selling BT shares best method
Please can I have advice on selling around 300 shares, they are in paper form. I called BT today they said they charged 1.5 percent commission is there a quicker and easier way?
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Savings accounts for beginners
Hi all I'm looking at setting up an instant access savings account and just wondered, is it the case that when setting up the account I input some bank details, for example my current account, then pay into my savings from this and when the time comes to withdraw I simply select the amount and it is put back in my current…
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Savings account easy access for approx £20K
I'm looking for an online savings account with a good rate of interest, but with no withdrawal penalties for around £20K. I have a Marcus account so would like something similar. Google came up with Revolut - any recommendations please?
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Was the call I received from a mempool 'Database Officer' genuine?
Hello. Advice please! I have never, to the best of my knowledge, had any dealings with crypto currencies. But I was called out of the blue by someone describing himself as a mempool 'Database Officer' who knew my name and some other details as well as my mobile number. He subsequently sent emails from an account at…
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Has saving affected your mental health.
First time on the Savings thread but i thought it may be the best place to pose this question. I have thought long and hard about if I should post this or not given the cost of living crisis and how it is affecting huge numbers of people but here goes. I am currently in a very fortunate financial position but it hasn't…
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Home for proceeds of house sale for 12 months
Hi All, I'm looking for some advice. My wife and I are in the process of selling our house, but won't be using the proceeds to buy another property at this point in time. The idea is to rent for 12 months before we find something. So, we would like to invest the proceeds (circa £470k) in some sort of easy access account…
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Compare investment trust profiles
Is there a free utility available that allows me to compare the profiles (geography, sectors, rating, etc.) of multiple investment trusts so that I can compare them at a glance?
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General advice - company acquisition
A company I hold shares in has been acquired and the acquiree has offered to buy back my shares. If I don't sell them back, then they will rollover to the acquirer. I'm wondering what factors should I take into consideration when making a decision either way? Thank you.
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Flexi to Easy Access savings account
I have some money in a Flexi Cash ISA earning 3.63% (variable), if I leave the minimum balance and withdraw the rest to open a new higher interest rate 5% variable account with CHASE.and then pay this money back into my Flexi CASH ISA before 5/4/26. Will the interest I earn outweighs the tax I have to pay? Some of CHASE…
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Selling Aberdeen shares
I have some Aberdeen shares whick I'm probably looking to sell soon. They are held with Equinity Shareview. I'm sure I read that you can transfer shares to ii & sell them cheaper. Is that correct?
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Premium Bonds
I bought £5500 worth of premium bonds 18 months ago and have not won any prize at all. With average luck I should be winning £250 over that period. Do you think I should check with NSandI that the bonds are actually included in the monthly draw?
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Best thing to do for kids
Have young kids between 10 and 14 Would like to start putting some money in for them in the future. Leaving it so it grows really. Thinking of a ISA each for them. Put in £1000 each a year maybe. Disadvantage i can see is they might blow it when they get access.. Or a SIPP... The big benefit being that the govt adds £.…
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Most recent: Best Junior Stocks and Shares ISA 2025? by barker77
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