Savings & investments

Hello all Over the last few months I’ve been doing lots of reading about investing to try and get a basic understanding of things. I’m now at a point where I’m about to open a Stocks & Shares ISA and start investing some money. Having looked at the websites of various investment apps I’ve narrowed it down to Vanguard,…

I have applied for marriage allowance for the first time this year, as I retired from work a few months ago and have only two very small pensions. For this current tax year my work / pension income will be around £10,000. I do however have savings interest in excess of £1000 and have benefitted from the "starter rate" in…

into? Is this a routine nightly thing like Principality BS? It's the same issue on both Windows and Android in that the message appears at the point you request the code to be sent to your phone How do you do a strike-through on an edit? (using Android)

I'm likely to be buying and selling some Gilts/ILGs soon. The amounts will be close to £100K type of thing. The platforms are Iweb & AJ Bell Is there likely to be much benefit pricewise in making as big a transaction as possible? As you can't see the settlement price on these I'm tempted to break them down into a few…

Hi…. Anyone noticed that the Royal London STMMF hasn't updated it NAV/price since 6 May? It is not something I have noticed previously, so was curious if this is something that just happens periodically or is unusual?

I am thinking of transferring my SIPP from HL to Fidelity and take advantage of their cashback offer. I am assuming there will not be any exit fee to pay HL? Fidelity states that the cashback will be paid 90 days after 05.04.2026, so I can leave after the cashback has been paid should I wish to?

I opened a normal savings account with Cahoot in June 2025 (not ISA) with interest to be payed monthly. I still have this account. Will the tax man want the interest from Cahoot, for my PSA, each April? That is from June 2025 to April 2026….and then from April 2026 to April 2027 ?

My son turns 18 and has built up £25000 in his junior ISA which comes to an end on his birthday. Going forward can anyone advise what would be good sound to invest this money. We don't mind a little risk in investment.

https://www.barclays.co.uk/smart-investor/campaign/transfer/?campaign=SI_Email_Acquire_Campaign_email_Premier-2915-competitor_&chnnl=EMC Got an email about this, this morning. Need to transfer over £200k to get the maximum cash back and it’s paid out within 12 weeks after the end of the offer window I think, so around end…

Right, thats it, sick and tired of HL now. I'm off. Was waiting to see how my charges looked once increased before deciding what to do with my SS ISA F & S account, cash ISA along with the wifes SIPP. Final straw was last week, wife withdrew a small sum £3K from a cash ISA, took 3 days even allowing for bank holiday to get…

Hi all ========================================================================= UPDATE: Based on advice on here, and shopping around (not eligible for new customer rates with current top-paying providers as existing customer), thoughts please on the following plan: £87,400 (Trading212, Leeds BS & Moneybox ISA's) Transfer…

Hello, I've recently started my journey on getting multiple regular savers. I was wondering for a newbie (who is happy to be incredibly organised and can be), what would be the key information one would write down for each and every regular saver in their spreadsheet? (I tried searching the forums and I'm sure this has…

The perennial question of whether to renew a maturing certificate. I'm aware of the new being locked in for the whole 3/5 years aspect. You can get savings accounts with higher rates currently, even factoring in a 22% basic rate tax, but only just. I am a basic rate taxpayer. I know no one has a crystal ball, but I'd be…

Unfortunately I am looking to put a claim in for one of my parents who is terminally ill. The life insurance policy was written into discretionary trust with me and my sibling being trustees and also beneficiaries (50-50). The claim form has a section to enter bank details for the payout with just space for one account…

Good morning - just that really, do I need to pay it from my co-op current account or can I pay from my Lloyds straight into the Co-op regular saver please? Thanks so much! x

Hello. New to the forum and beginning to start thinking about investments. I have read different things on this but I was wondering if someone can clarify this - I'm thinking of opening up a Cahoot Sunny Day Saver as an easy access earning 5% (max it to £3k) and a Cahoot Simple Saver (where I suppose the rate of 4.17% is…

From 1st May

Hello. I'm considering opening a Stocks and Shares ISA with a view to eventually maxing out my annual ISA allowance, which is currently £20,000. I have no other ISAs currently. I am somewhat confused as to how FSCS protection works with regards to money invested in an S&S ISA. On the FSCS website, there is a page which -…

They are top of the leader board for one year fixed rate savings. Anyone got experience of this bank and can comment? Thanks

My late mother was mis-sold a £50k investment in Stirling Mortimer land fund 9, some years ago. Her estate has finally been concluded and the final disbursements are being made. But this closed-ended investment is left with us having no idea what to do with it. I've not posted on the wills board because my question is not…