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MasterCard payout
https://www.bbc.co.uk/news/articles/c14kkjyrk20o "It is not necessary to have owned a Mastercard at any point to be eligible for compensation. Consumers are eligible to claim compensation if they lived in England, Wales or Northern Ireland for at least three months between June 1997 and June 2008, and bought goods or…
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Change of share registrar
Does anyone know if there are any rules/regulations on what happens to shareholder documentation when a company moves from one registrar to another? I've got shares in SSE, and until Dec 2023 the registrar was MUFG (Link Asset/Signalshares as was), so all my dividend notices and other financial info was there. After Dec…
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Hanley Economic Building Society BRANCH SAVER
Hi Just wondered if anyone who had applied for this by post has heard back yet and if so how long did it take to open? Many thanks
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Santander Edge Saving account.
Just discovered a quick hack for anyone with an Edge Savings Account with Santander. If you have had your account for over a year your interest rate will have dropped from 6% down to 4%. Here is the hack........Close the account and then open a new Edge Savings Account. This will boost your interest back up to 6% for…
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£1500 to invest
Hi All I have £1500 I can afford to invest mid to long
term, my bank NatWest has an `adventurous` fund I was thinking of going with,
and plan to fund it £50-100 p/m depending Is there any other options I could look at Well aware its peanuts to most! Thanks
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Sell or not Sell abrdn shares
Hi all i got free standard life shares when they changed from a mutual. I opted for the Drip method when I receive the 6 monthly dividend. I have approximately 7700 shares and receive approximately £500 in annual dividends. They seem to be stable dividends. My options either sell then now and receive approximately £7500 ,…
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Cahoot to Edge saver..
Would it be possible to fund a Edge saver from a Cahoot sunny day saver account?
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Royal London Short Term Money Market Fund Y Acc
I am thinking of putting a lump sum from a pension transfer into this whilst I trickle it into longer term investments over the next 6 months. I was wondering though whether the interest is calculated daily, monthly or another period, so for exmaple if I withdraw after a few weeks whether I will loose interest? I am trying…
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Demutualisation shares in 1990s/2000
Hi Getting to an age where it's time to get my affairs in order. Back in the 1990s/2000s I received a few demutualisation shares in Norwich Union, Standard Life and Woolwich which I still hold as Aviva, Abrdn and Barclays respectively. I can't find any documentation I will have received in respect of the demutualisations…
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Trading 212 Invest : Polite warning if holding only cash.
Like many, I have been holding a lot in cash in the Invest section to get a better interest rate. They're obviously getting wise to this and I got the following by email this morning Keep your benefits active Hi XXXXX XXXXXX We noticed you haven't traded for a while, yet you are still earning interest on your cash. We…
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New Moneybox account
Does anyone else see it as a massive red flag that moneybox require you to verify your identity before setting up your account .... by replying to an email with your passport photo!? I'm always skeptical starting a new job or signing up to things where they use a 3rd party "safe" provider for these things .. but this is…
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Capital gains tax pages in self assessment -questions on the calulation details required
I need to complete the capital gains pages in the self assessment for 24/25, so inputting the calculation details for each of the asset disposals I have made during the tax year. I have no CGT to pay but the disposals were > £50k so I still need to complete. My questions are: - I have made multiple purchases at various…
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Best low cost share dealing platform
I want to sell some of my holdings in an investment trust. It's a pretty small amount, probably a third of the shares, a deal worth a few hundred pounds. Given the amounts, I don't want to spend more than £25 (and preferably less than that). It is also a one-off. Looking at MSE's list of share-dealing platforms, it seems…
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I'm annoyed with NS and I
I'm also annoyed with myself for not reading the small print. My son was born in May 2005, ever since then I have been saving money into premium bonds for him. His holders number account was linked to mine so went I logged into my NS and I I could also see his premium bond saving. I targeted £1k a year to pay in when I got…
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Money market ETF recommendation
Hello, I topped up my 20k allowance on my Barclays Smart Investor ISA. Now I need to invest this. I do not want exposure to stocks as I have plenty. Can you recommend me a low fee money market fund that will basically earn me the risk-free rate? I don't want to get REKT by fees though Many thanks
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Are Fintech’s worth it? Over established banks.
Following the great rate that Plum offered on their cash isa I opened one and put a sizeable amount into them. A year ok I’m looking to move to a better rate and oh my what a faff it turns out that as Plum (and allegedly other FinTechs) don’t have the same establishment as high street banks - the process for transfers is…
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Anyone experience with Blevins Franks?
Hi there, as the title says, I am looking for people having used in the past or currently using Blevin Franks https://www.blevinsfranks.com/ Would be great if you could share your experiences, good or bad, how they compare to others and how their cost/service aligns. If you don't want to share in public, feel free to PM…
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HL treasury bills
Hi thinking of applying for large chunk of treasury bills do they work in same way as gilts as in any gains will not be subject to CGT ? As I am well over my PSA looking for ways to shelter money this tax year to avoid tax and doing a SA. Will this work ?
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Castle Trust Bank
Before applying to CTB, I have checked that most posters have no issues with CTB, I want to check this is still the case, before going further with them, as I have expeirenced the below: On 8 May, I did a Castle Trust Bank online application, part of the process was to get a verified code via email or text. As I did not…
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Foreign pages on SA - questions on foreign stock holdings
I am completing my self assessment for 24/25 and need to complete the foreign pages. I have some questions on 2 companies I own - BABA which is an ADR traded in the US and Brookfield (BN) which is traded in the US as a common stock. Both in a GIA account. 1) for BABA there is dividend paid out and an ADR fee taken from…
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