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Leeds Building Society - problems logging in
Please, is anyone able to log in to Leeds Building Society? I have been unable to do so at all today. I've cleared my cookies, used two different browsers and also my phone. The process hangs up part way through. Thanks in advance for any information or suggestions.
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Atom app problem RESOLVED
Is anyone else having an issue with the Atom app today? When I try to log in it tells me there is a connection issue and that my device isn't connected to the internet. I've tried using both wifi and 5G and get the same message. The phone is actually connected, and every other app I've tried today works fine.
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Has your Chip account unexpectedly changed to ChipX?
I checked for the expected £1.50 charge of mine and my wife's Chip+1 accounts today to find that we've both been charged £3. On investigation it seems that we've both been changed to the ChipX account despite neither of us intentionally doing so. Has this happened to anyone else?
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Interest on savings - can I just pay the tax upfront?
For the first time in my life I am looking at making over £1000 in interest on my savings in 2024-2025 (from 1-year fixed rate accounts I have recently opened). I am not looking for ways to avoid paying tax, but I absolutely dread having it taken from my salary via my tax code. Many reasons for this, not least being…
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Kuflink P2P - changing Ts & Cs
Anyone else here receive their new terms & conditions? Key points include them NOT using their own capital to cover any losses, & also something about them not taking on the first 5% of loans 🧐 Sounded to me like nothing positive for an investor, & as a consequence, we will be withdrawing our funds (not a significant sum,…
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Estimated Savings Interest for Current Tax Year
I received a shock when HMRC changed my tax code recently, saying I owe them almost £1000 in estimated interest on my savings for the current tax year and this means that I have to pay it over a three month period which will drastically reduce my income between January and March. I had not realised they could do this…
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Paying tax on stock income
I have now made more than £3k from buying and selling stocks and am now thinking about how to pay tax on this. 1. I assume I would pay tax on this when I do a self assessment next year after the current tax year has ended. I don't need to buy tax right now. Is this right? 2. If I buy stocks now and make a loss, I can set…
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Putting Money Aside I Can't Touch
Hi everyone, I’m looking for some advice on saving habits and building a bit more self-discipline. Each month I round up my spending in my Chase account, which usually comes to around £100. The problem is…I end up withdrawing it every time. I also put some cash aside in a tin, but I usually dip into that every couple of…
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Where is Everyong Hiding Money?
I don't understand this. I've never really had enough cash in good bank accounts to have £1000 in interest but now HMRC have written to me to say they're going to tax me as I have gone over that threshold now. I would say my savings are modist but maybe I have more than I think. Most of my savings are in differnet accounts…
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Trading 212 £50 shares offer
Hi all, I'm tempted by the MSE promoted offer but have never dabbled in shares, I've only used savings accounts as an investment. I don't think I'd get massively in to it but thought with this offer I shouldn't lose in theory unless the shares dropped heavily in value? I have heard people saying to invest in different…
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Do I need to buy actual gold?
I am convinced that there will be a market crash of around 20% in 2026 so I want to put my money in something that will not be impacted by a recession and the likes. I can see some stocks on T212 that seem to be connected to gold and silver but I don't understand how it works since I am not actually buying the actual gold…
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CGT on inherited shares
Can anyone here offer advise on the above, I want to sell some shares but unsure how it's calculated with regard to value etc
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Scottish widows/iweb
Noticed my iweb account has been taken over by Scottish widows. Is there anything to wary about here or is everything basically the same?
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Banks for 12 months bond
Anyone got a savings accounts with the following banks, who aren't well known (not to me anyway!) but seem to offer decent interest rates for 12 months fixed rate savings LHV DF Capital Vanquis Bank Can you share your experience?
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Trading 212
I,m trying to put cash into an isa with them, i,m a new customer. Ive got to the bit where i have to deposit the cash. When i press instant access, it goes to my account,goes through to truelayer,onto my bank, then it goes back around again to the deposit funds. I cant go anywhere from there it just repeats itself. Any…
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Trading 212 to ii
4 weeks... to transfer in
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CityAm newspaper now partnered with Investec
CityAm newspaper now partnered with Investec, proudly announced on there front-page; wonder what this can mean for bias?
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CGT question
How does CGT work if you have invested in a series of funds through many years? I assume you report the last fund purchase as the applicable gain for that tax year if all the different intermediate funds made gains over the years that were never crystalised? If that is the case can you not avoid some CGT by buying a low…
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Kent Reliance sneaky rate withholding
On 11th the interest rate on my savings account is reducing from 4.43% to 4%. As is often the case with KR they introduce new accounts with a higher interest rate than the dropped rate so you either accept it, move your money out or open the new KR savings account. Last week my online account showed an issue 9 account…
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Selling Gilts To Take PCLS
I'm 10 years short of state pension age (in 2035) and in all probability won't be earning much more to add to ISAs or pension. 2 years ago I constructed a gilt ladder in my SIPP, ostensibly to fund expenditure until state pension age, buying nominal bonds maturing from 2028 to 2036 with yields to maturity ranging from 4.5%…
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Most recent: How do I identify my Moneybox ISA (transfer to Virgin)? by flaneurs_lobster
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