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Saving for granddaughter, have I missed anything?
Hi We're currently squirreling a bit away each month for our granddaughter who will be 3 in Feb. Plan is to give it to her when she's 18. We've just been putting it in a high interest easy access savings account up until now and she's got about £2K. The plan is to add £60/£70 a month to this for the next 15 years. My…
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usd saving account with high interest rate
Hi, I would like to use a usd saving account with high interest. Please do you have any recommendation?
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Iweb SSLV issue ..
Last Monday thought to check in on the small amount of SSLV I hold on my iweb account and noticed that I am no longer able to buy on the platform just sell ... Not too sure when this change came , is this something to worry about ?
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Large sum to invest, but querying if SJP is good value
Hi there. I am due to retire at the end of the year and in addition to pensions etc. I have a large lump sum I wish to invest. Current situation * I am 53 and will have no income from the end of the year * House is owned outright with no mortgage or debt * I have apx £1.1m in cash deposits * I have a further £200k spread…
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Move ISA to savings account, or leave as is?
Hi, I have had an ISA since April this year and the interest rate has already dropped twice since then. I also have a savings account which is now at a higher rate than the ISA. My question is, is there any downside to me finding a savings account and just lumping it all in there? I have worked out that I will not be over…
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Money laundering regulations
Over the years, my Limited Company has invested in around 17 different manged funds. I have recently started receiving "Money laundering" forms to be completed, with the latest being from AXA Investment Managers and also on behalf of AXA, from a company called BNP PARIBAS Asset Management, who I have never heard of! 19…
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33% domestic stocks bias
What are experienced investors thoughts on “The optimal weights remain near one-third domestic stocks and two-thirds international stocks regardless of age—with no material fixed income allocation” https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4590406 EDIT: would one use FTSE350 for uk domestic stocks?
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16 year old's inheritance monies
I'm hoping someone can offer some advice. My 16 year old has been left monies (approx 30k) from my late mother's inheritance. As they are a minor I have opened a Children's Trust Saver account with Skipton for them. Do I have to register this account with HMRC or would it be excluded? Could I deposit 9k of the monies into…
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Are dividend vouchers showing withholding tax available on Interactive Investor
Hi, I have investment accounts with both Hargreaves Lansdown and A J Bell and I'm considering opening one with Interactive Investor. For such a large company HL are VERY poor at providing Dividend Vouchers, which I require as they show the withholding tax on US dividends. It is necessary to send them a secure message…
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Trust Fund Help
Hi, My Son just turned 18 and My Mum had a trust fund set up. My Son went to the bank to transfer the money to His account, The bank wouldn't do it unless my Mum is their, Problem is she is 80 years old and can hardly walk, So how do I get round this? I also have two younger kids 10yo and 12yo and they also have trust…
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Moved: 2026 - 52 Week Envelope Challenge
This discussion has been moved.
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Is the London Bullion Market going to implode
Just been reading about investing in silver , surprised that there’s a 300 million oz shortage of physical silver. Al these paper notes issued are not worth anything, as there’s nowt in the vaults. The bullion banks and the boe, are pushing for digital I’d, and digital money. To cover up this price fixing scam.
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Big time cheesed off!
I opened an easy access account with MONUMENT Bank, and today found out for MYSELF through this the App is down! I was about to complain to them , thinking I’d been scammed AGAIN! Already had to change from one bank to another. Fraud team don’t answer either! I cannot login and they’ve got my phone no. WRONG too! How can I…
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Where to put end of employment payment settlement
Hi, I have just ended my employment with my now former company, and included in this was an agreed final settlement figure of £13,000. I have a few Cash ISA accounts, but I do not believe I have reached the threshold of inputting £20,000 into these for this year. I have Trading 212, Plum & Moneybox LISA, with the Plum app…
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Principality BS problem opening account
I tried to open the 7% Principality savings account which runs for 6 months, online a few months ago. It took me 3 or 4 attempts filling in there forms to open the account. I dont know if it was there system or because of my bad internet connection. Eventually I got an email telling me I had opened it with an account num.…
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Co-Op Bank Monthly Bond Interest.
I have a few bonds and the monthly interest is always paid on the anniversary of account opening each month and the Co-Op one is the same , however it never gets paid on the day . The fist one was 2 days after the anniversary and this month nothing yet. Supposed be the 23rd , nothing on the 24th and obviously now being…
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Are Boost payments taxable
As this title says are boost payments taxable. The reason I ask is I have a couple of savings accounts which have these and have just noticed that on the prosper app it is saying the following for the Santander 3 month fixed account: The boost payment is not treated as interest by HMRC and is instead treated like a…
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Trading212 low cost Ftse Tracker
Looking for a world tracker on Trading212 I have a HSBC FTSE All World Index Class C - Accumulation (GBP) on Iweb but the £5 fees are can mount up over the year. , Can anyone recommend a similar low cost fund which I can purchase on trading212 which I can purchase within m S&S isa .. Thanks
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RBS General Investment Account
Currently have £3600 invested (£50 per month dd) with approx value of £4500. Change in value of roughly £800 Inc fees etc. I know I pay CGT when I sell the investment but am I liable for income tax on the £800 for this FY? I am in higher tax bracket. Thanks
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Selling certificated shares
I've got a shareholding I want to sell (worth about £7.5K), and I have paper certificates. The registrar's fees (Link Asset Services) are, natch, rapacious. I used to have a Jarvis X-O account, so I now have a ii account costing me nothing to run (until January?). Is it worth looking for somewhere else to do this trade, or…
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