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Forced into Self Assessment - first timer advice needed (+ a LOT of background info)
Firstly, I have looked at other 'Self assessment first time' posts but nothing seems to fit my circumstances, so I think if I give a little history first so you may understand how I got into this situation in the first place and offer suitable advice Sorry in advance for the long post Many years ago, I had a LOT of…
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Dividends on holdings held within a SIPP
Just seeking reassurance on this. Can dividends paid on holdings held within a SIPP account be safely excluded from the total UK or foreign dividend (as appropriate) figures on SA tax return? Just trying to get my figures together for the 2024/25 self-assessment return and having a moment of doubt.
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Flagstone investment platform problems
I have saving accounts with flagstone but the monthly statement of interest doesn't match with how much I've been paid. I've contacted them a couple of months ago and told it would be investigated but now I just get ignored? What do I do? I'm nearly £500 down.
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Transferring Trading 212 Cash ISA to Vanguard
Hi all I have £18,000 with Trading 212 and £2,000 with Vanguard. I want to transfer that over but in the same account there is about £500 in interest. From what I can see online, that £500 interest will be transferred over too. Does anyone know if that will be counted towards my allowance when it comes in? I know it…
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Savings account vs ISA?
Hi there. I am separating from my partner and am looking to buy my own property by the end of the year. I have £160,000.00 in savings (sitting in a current account) and am wondering what to do with it, until I need it to buy a mortgage - probably towards the end of the year or beginning of next. Should I open two saving…
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Trade212 cash interest protection?
Is it correct that the cash held in your trade 212 account is not protectected By The FSCS?
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GB Bank or Charter easy access
Do GB bank require £1000 balance or just initial deposit 1000+?Do both offer same day withdrawals?
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Where will base rate go in May?
That's the base rate held steady at 4.50% due to global financial turmoil, actual or expected. Are there any considered views what will happen at the next MPC meeting on 8th May? I don't see Trump doing a U-turn on tariffs. But maybe he will be forced to. Thoughts (without being political)?
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transferring non ISA held shares into new ISA
As i have maxed out my ISA allowance on a cash isa for the year 24/25 i started buying ETFs in a non ISA account using trading212. From april6 2026 i want to open a stocks and shares ISA using trading 212 using the ETFs ive already bought. Can i transfer these into the new ISA or do i have to sell them and re buy them in…
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Savings interest calculation.
Hello, I'm looking at a regular saver account with a limit of £500 monthly deposits at 4.5% AER/gross. I must be getting it wrong. 12x £500 monthly deposits would total £6000. Then, I presumed 4.5% interest would be added to that, totalling £6,270. (£270 interest). However, the bank's webpage displays £6,145.48 as the…
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Plum ISA
Hello 👋 I'm a bit (a lot!) confused about my ISA. It's my 1st time saving this way, and I struggle to get to grips with money rules, taxes etc due to dyscalculia and autism, and I always feel stupid for asking 🤦🏻♀️ I started it November and only have 5K saved. I keep getting notifications about the end of the tax year,…
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Has Coventry BS pulled the 4.85% easy access 4?
My parents had to fill in a paper form because they wanted a joint account. I posted it back to Coventry yesterday but I can't find the account listed anywhere on their website and the page I had bookmarked loads an easy access 5 at 4.66%.
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FAO Plum (ISA) App users
Hi. So I set up an ISA (Cash) with Plum around a week ago - as it was listed here as the top ISA (variable rate) along with Moneybox. One thing that concerns me is that on the Plum app the amount is just showing as a static figure (i.e. it hasn't increased) In the home menu it's displaying: Your plum value 15,000 Pockets…
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Moneybox or Nutmeg for S&S ISA?
Hello all, I am a pretty novice investor, and realistic that I will never get much beyond that (obviously I try my hardest to become more informed, but my brain struggles to 'do numbers'). I have invested in lifetime ISA (stocks and shares), over-paying into my pension etc, so have some experience. My partner is much more…
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Saving advice on £80,000 please
Situation- I am about to receive some compensation to the tune of about £110,000 due to a misdiagnosis. I am not sure what to do with the money to maximise my interest earnings etc. It’s unlikely to be paid this side of the financial year. Married/ 35 years old Mortgage- £270,000 left/ 30 year mortgage- currently…
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Possible 40000 inheritance.
Hi, Having always,been on a low income I am about to inherit what to me is a large amount of money. (I know in the grand scheme it isn't but...) It is already a mixed feelings inheritance as it's after the death of my remaining parent. I'm in receipt of UC for depression and anxiety and have actually always found having to…
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Barclays Subordinated Bond 2026
Thanks for some of the topics about government bonds and how they work - helped a lot. Now question about: Barclays Bank plc (AA18) 5.75% Subordinated Notes 2026 GBP If it pays coupons every September, if I buy £10k worth of it now (£102.50 buy price) I will get £9750ish of it and I will be paid £575 twice during 18…
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Child Trust Fund...Advice needed please!
Hoping somebody may be able to give me some advice and further guidance. I have been helping my daughters partner to try and locate his child trust fund. (He was born 30/09/2002)Just as background, he lived with his parents when he was younger, but then lived with grandparents during his teenage years.As far as he was…
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Monument source of wealth
I received an email from Monument asking for source of wealth and they send me a link to upload documents. I already cleared the account the last month since they reduced the interest rate so I am not sure why they are querying an empty account. They are not clarifying exactly what they want. Usually they say how many…
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First Direct Regular Saver funding?
FD t&c are that the payment has to come from the customers 1st current account. Not only do you have to specify to FD admin in advance the amount you intend to invest in a given month you can’t increase it to the max £300 if you made a lower payment prior in that month. Inflexible and rigid terms. What I would like to do…
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Most recent: Lloyds fixed rate ISA has matured by jimjames
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