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Best current interest rate for a charity account
Hallo All. Please could someone suggest where the charity I am involved in can get the highest rate of interest. We want to save some for later projects, while keeping some that we can use straightaway. At present we have a charity account with Leeds offering 2% with no notice of withdrawal needed.
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2 year investment journey so far, trying not to feel disheartened.
I've been investing for 2 years now, I started off with £500 just to test the waters and then a lump sum and then pound cost averaged in each month, then did another lump sum recently during the tariff crash so the chart looks a bit distorted but here's my progress so far. I was up like 26% or so at one point before the…
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Funding the 7% first direct regular saver? P.S. Changing the standing order date will lose you cash
Having opened a fd current account I’m now eligible to open their RS. They stipulate paid by monthly standing order from the fd current account on the monthly anniversary of account opening. I’d prefer to manually fund from another bank straight to the RS. The fact you can fund less than £300 but carry any less funding…
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Advice to boost savings
Hi Currently have around £140,000 in savings which I am earmarking for a first time house purchase. Historically been quite good at switching to chase the best interest rates, but lagging lately and hoping for some ideas on how best to spread it around/move it. Current position: - Chase easy access savings account ££63,000…
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Independent Financial Advisor
For money that has to be put into a Trust so a low rate of interest if just put into a bank, what amount would people consider worthwhile to get one?
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Pension investments
Hi I really hope someone here can help or at least point me in the right direction. Some years ago I invested a small pension u gas with a company Called Montgomery King I am now considering retirement on health grounds and have found out they have gone bust ! The money I invested was for land of which I purchased in…
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Best 1 year fixed rate savings accounts available? Including “loyalty” rates for existing customers?
I’m looking to open a 1 year fixed rate savings account before the rates drop any further. Currently looking at Cynergy’s 4.56% 1 year bond. But is there anything better out there? I’m an existing customer at lots of banks and building societies so maybe there are some loyalty rates that I’m not aware of? Basically, can I…
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Great British Invest off or Passive V Active Portfolios
For those who are curious to compare their Passive or Active investment strategies I’m starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517 If this thread is restricted to Portfolio constituents only it should make life easier as…
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close brothers savings
hi. opened a CB savings account after seeing it on MSE last week and all seems fine then read a lot of bad press saying it was going bust due to some car action. Anyone have any thoughts.... i am starting to worry
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Sainsbury's winding down their banking business
In the news today: The supermarket said it planned a "phased withdrawal" from its core banking business, but said the 1.9 million customers of the service would see no immediate changes.
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Vanguard funds for a new investor
Hi - probably a really silly question. I'm looking to take control of my workplace SIPP and want to start investing in index tracker funds to forget about for the next 30 years. I see Vanguard Funds Plc FTSE All-World UCITS ETF (USD) Accumulating (VWRP) recommended and think it would suit my needs but just wanted to check…
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Tipton app
Anyone else having trouble with the Tipton app? Mine says 'Slow or no internet connection', but there's nothing wrong with my internet connection
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Saving to help with children house deposits
Myself and my wife are in our early 50s and debt free, with sons in their early 20s. For last few years, have been saving in various isas, bonds etc with view to using some of this money to hopefully in the future help contribute to our sons' house deposits. Currently we have £100K saved but was wondering whether there's…
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Bad experiences with Cynergy bank app
This is just a heads-up to anyone considering opening a Cynergy bank account (currently featured in the top Savings Accounts listings), to say you might want to check other users' experiences before doing so. In my case it ended in a frustrating, bad experience and me abandoning my newly-created account in favour of a…
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Index trackers & ETFs
Just wondering where people think there are the most opportunities currently given current turbulence? I put a small chunk into S&P 500 last week. Wondering where other people think the most potential upswings are...
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Premium Bonds Vs ??
We have 2 accounts one with £50k the other £6k only won on the £50k this month~ £25~ OH very disappointed and sad, we are saving for or 1st home, and every month he plans what to do with the ‘big’ win we are going to get 😔 I don’t think they are good anymore for his mental health ~ I enjoy the ‘gamble’ but is there a…
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Trading 212 Core interest rate
Hi Myself and my partner recently opened cash isa’s with Trading 212. We are both still in the first month or two of opening. He gets a bonus on the core rate for a year, I get a bonus on the core rate for 3 months. My question is that our core rates are different! His account was opened first and the core rate has just…
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Free dividend from RBS as a taxpayer
I’ve seen on social media that any taxpayer can go into any branch of RBS or NatWest and claim their share of the UK dividend. Apparently about £8,000. I can’t help feeling that this is one of those “if it seems too good to be true it probably is” stories. I thought the RBS shares were held by the Treasury. Anyone heard…
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Help with types of fixed savings.
I was sent a link by someone here https://moneyfactscompare.co.uk/savings-accounts/ Can someone look at 1 year fixed rate bonds and a company Castle community bank? 1) Confused about On line is allowed but mobile isn’t People browse the internet on mobiles and you wouldn’t have their app if they had one anyway. 2) Clicking…
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Trading 212 - where to find the 'free shares'
Hi, I opened a Stocks ISA on Saturday using the MSE code to receive free shares. I deposited £1 and bought some shares, then got a confirmation message on screen that I got free shares of Alphabet. Where do I find those? When I look at the portfolio, only the shares I bought are shown. Also, when I try to enter the code…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
