Savings & investments

It is often said that failure to plan is planning to fail. Right now lots of people with stocks , particularly certain trackers and tech are anxious about a big correction, it almost seems inevitable and a big one could be followed by years to recovery, another lost decade maybe ? But many seem to be very relaxed , citing…

Hi All - I am raising a large amount of cash by remortgaging my current house for building work. While going through the planning part, it will be another 4-5 months before the funds start getting used. I am thinking to put it in Cash ISA (not sure if Vanguard money market funds or easy access ) and NS&I, wondering if that…

Hi currently £1747.81 in my bank at Nationwide I've opened Flexone saver as well as a Flexone regular saver which one has 5.00 interest the regular saver as 6.5% interest. Anyways as I'm 17 I'm looking to get money as it's not easy nowadays are there any apps or accounts anyone recommends to try? 🤔🙏🏽

Just a heads up Cahoot is dropping their rate from 4.40% from some weeks back was highlighted as a good rate to 4.07 for the Simple saver, also note Cahoot does not make it easy to take your money out if its a relatively large amount, no app only PC and thats not well designed or intuitive either!

Im looking into help to save as i get universal credit. In a few years im hoping to come off universal credit, would i still be eligible for the help to save account? if not what other long term saving at a little amount is best. thank you.

I logged onto Chase App and see £100 cash reward- £1,000 invest by 5th May in stocks/shares ISA, general investment account and get £100 cash reward by 31 may 2027. I have done my cash isa for this year, is this a good idea for next tax year after 5th April to put at least £1k into a stocks/shares ISA?

I opened a Scots Widows share dealing account and initiated a transfer of my shares held in Hargreaves Lansdown to them on 9th Feb. I haven't heard anything from either so far…anyone have any experience of idea how long this is likely to take?

Would love your thoughts This time next year, our ridiculously low 1.7% five year fixed mortgage rate (secured just before the lettuce budget) comes to an end. The mortgage balance is now £100k. We’ve got the £100k in the bank, and have been making our 10% overpayments throughout the term. I’m wondering if come 2027 should…

Hello, I am very lucky to have inherited some stocks and shares in the USA from my late mother, and some were transferred from a trust set up in the US for my cousins and I, and split and transferred into my stocks and shared account managed by cousin. I am looking to by a house (I am a uk resident and not a us citizen) in…

Two lots of questions, always assuming that the purchasing power of the initial capital should be preserved: 1 - Compared with global multi-asset funds, how risky do you consider QMMFs to be? 2 - If your investment horizon is not more than 5 years, would you choose a QMMF or stick with cash? Or split your money across both?

Received an email flagging new plan charges to be introduced February next year. In my case my current £21.99 tariff covering ISA, GIA, SIPP accounts will reduce to £14.99 (Plus plan) with improved trading and FX charges and ability to tack on family accounts ( up to £100k) for no additional charge. In these inflationary…

I have seen a cash ISA rate at 4.33% from Moneyfarm, has anyone seen or had dealings with this company? This seems like a good rate but I have not seen any feedback about them anywhere

Looking for some advice on investing 40-50k. We have 15k of savings in easy access savings account. My wife’s company SAYE shares scheme just matured making us a healthy profit. This was with Equiniti who helped us setup a dealing account & S&S ISA, 20k worth of shares put into ISA and now sold, looking to move the…

Did anyone else open the Santander S&S ISA to get the TopCashback £100? I received my passport which was great but decided to leave my original £100 in to see how it performed. It's up to £105.01 as of today, so 5% return in only a couple of months!

Hi all. I have £40k that I would like to put into a savings account where I can withdraw the interest every month, without it going back into the capital amount. I can lock this away for 1-2 years. Does anyone have any suggestions please? Thanks

Hi. I have 2 questions. 1. How do I value old 25p ordinary shares in Lloyds now that they have a nominal value of 10p. ie the share price today is £1.09 but presumably I don't just multiple that by the number of shares I have like I have been doing with the 10p ones I hold or do I? I'm trying to determine if I have a gain…

Regards to the above - can I give my unemployed partner some of my savings instead to invest in her name so there is no tax to pay?

When I was a child my parents told me that my god parents (not related) had bought my and my brother lots of premium bonds (I think 18 each?). I dont have any of the details or account number. I think the papers might be at my parents house but we are estranged and I don't trust them not to destroy them if I asked. I dont…

Hi all, I have recently moved from the UK to Australia for 2-3 years on a skilled workers visa. I have a cash ISA (Plum), lifetime ISA (Tembo) and a savings account. Since moving to Australia, I have received a lump sum of £20000 from a relative passing away and wanted some guidance on how best to invest/ save this money…

Approval granted on February 23 2026 and currently expected to be effective from 2 April 2026 (the transfer date). There is an extensive Q&A on https://uk.virginmoney.com/nationwide-transfer/questions/#q1-will-the-transfer-affect-my-deposit-protection-under-the-financial-services-compensation-scheme- In summary, almost…