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Revolut / Clearbank Savings Account
Hi All, If after some advice. I currently have savings in a Revolut savings account (which in essence is with Clearbank via Revolut). If Clearbank go bust, what am I likely to get back being a Revolut customer (not clearbank)? Will it be everything I have placed into the account (up to and including £85k as per FSCS)? I'm…
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Scottish Friendly Technical issue
I have recently received 2 letters from Scottish Friendly about 2 accounts that I set up for my children back in 2014 after their mother and I separated. The policy payments I made were automatically supposed to increase by 10% each year but this did not happen due to a "technical fault" within their system. In your…
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Living off Interest Spain
We have around 150k left from a uk sale and after a purchase in Spain retirement We want to withdraw and live of this for 2 years, what sort of interest could we see monthly and would there be withdrawal fees, ISA or saving or pension? Thanks
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Timing selling a fund
I have hsbc global funds within a SIPP at II and want to sell them but if I hit trade at the weekend I’m assuming I won’t get the value I currently see which lead me to consider how do you control the decision to sell ie if the value dropped 90% I would t make that decision! Is it correct that if you see a certain value at…
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Short term savings
Good evening I expect to buy a property in the next three months and need somewhere to tuck away my deposit of £200,000 until it is needed. With the FCS regulations, any suggestions as to where I should deposit this money in the short term please?
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Astute Capital
I invested money in an ISA with a UK, London, based Investment
Company for a three year period, April 2019 to April 2022. However, just days
before maturity in April 2022, I was advised by the Investment Company that they
were changing their business model and wouldn’t be paying out ISAs on maturity.
I demanded my money…
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Tax code change due to savings income - pay off now or just leave it?
My tax code change is the one I expected based on my untaxed savings income from 2023-4 which they are now using for 2024-5. A lower PA but with an X at the end. My 2023-4 tax liability has not been calculated however. My 2024-5 untaxed savings will be higher and take me into the 40% band. 2025-6 will probably be lower,…
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Capital Gains Tax: to raise cash, sell shares from ISA or outside?
If I want to raise some cash, is it better to sell shares from within my ISA (no CGT to pay, but tax-free status of those shares lost) or sell shares outside (would have to pay CGT as over allowance, but tax-free status not an issue)?
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selling Uk hares when no UK bank?
Hi there - i can see that a similar question was asked before but the answer was not clear/didn't apply to me. I would be very grateful for any advice. I worked all my life in the UK and bought some shares - worth approx £20k today, in two different companies, via my old closed bank account. I only ever had paper copies.…
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NatWest digital regular saver
Just launched. Same as RBS one. I.e. 3%, max of £50 per month. https://personal.natwest.com/personal/savings/digital-regular-saver.html
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Penny Shares
Hi, I brought some penny shares in a company called Benson Group PlC in 1997. I have found out they changed their nameto Energy Technique. How do I find out if these shares still exist and where I can sell them Thanking you in advance for any help.
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Limit or Stop selling - what's the difference?
So my share account has the option online to sell using a Limit or a Stop setting. The account shows these as the explanations but frankly I'm not sure what the difference would actually mean. What I would like to do is set a price to sell a certain volume of shares. So sell 1k shares at £4 for instance. Limit - Buy or…
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Chetwood savings help
Hi forum buddies, I opened a savings account yesterday with Chetwood, received all the welcome info/ deposit link etc. I deposited 19K but 24 hours later has still not shown up in my account.. should I be panicking or not?😬 I’ve tried emailing/messaging them but no reply as yet.
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Halifax transfer cancelled
I have maximum+ interest ISA with Halifax that matured 2 weeks ago I sent a transfer on the 17 th January from 212 . Today I get a email from 212 saying the transfer has been cancelled due to my national insurance number not matching (ok) , so I ring Halifax to find out what national insurance they have to be told they…
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Tracking Index fund investments on Trustnet
Good chance this is a very basic question, but looking at a funds performance on Trustnet for example over the last 5 years, is this as simple as looking at the Performance result after 5 years? Or am I reading this wrong? Thanks!
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Index historical data
Hi, I am attempting to find and download historical data for some common indexes. This data appears to be behind pay walls. Anybody able to point me to the most cost efficient method of downloading this data? Thanks, Dan
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Best way to maximise interest income
Hi there, hopefully a fairly simple one I hope you can help with please, my partner has about £30K of savings and wants to keep it easy access, so It seems currently best returns about 4.5 - 5% interest meaning, if my basic maths is right, at least £1350 interest a year and therefore £350 over the tax threshold. So my…
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Problems with Raisin.co.uk, a savings platform mentioned in MSE's savings section.
It's easy to put money into savings accounts with raisin.co.uk. It's difficult to get the money out. Are other people finding the same? Raisin has 22% bad reviews at Trustpilot.com with complaints of slow payments, poor customer service and (in my case) intrusive demands for private documents to verify the source of my…
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Chip not offering bonus?
Just signed my MIL up to Chip so she could get the Easy access savings account with bonus but its not showing on the app, just the instant access at 3.75%. The offer is splashed all over their website but its not on the app. Have they finished it?
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FCMB via Raisin
Hi Folks, Was wondering if anyone has experience with this and how it has gone? Thanks
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Most recent: Will my LISA receive Financial Services Protection above £85k by dunstonh
21 May at 11:08PM
