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zopa interest rate.

Am I imagining it, I swear last week my Zopa biscuit saver account was earning 4.75% it’s now only paying 4.45% and yes I have been paying in £500 each month to get the higher rate.


I choose the rooms that I live in with care,
The windows are small and the walls almost bare,
There's only one bed and there's only one prayer;
I listen all night for your step on the stair.

Comments

  • thefrank
    thefrank Posts: 289 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    edited 5 January at 7:18PM

    Am I imagining it, I swear last week my Zopa biscuit saver account was earning 4.75% it’s now only paying 4.45% and yes I have been paying in £500 each month to get the higher rate.


    The reduction was announced a few days ago. Chase saver down to 4.50% also
  • trickydicky14
    trickydicky14 Posts: 1,535 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Am I imagining it, I swear last week my Zopa biscuit saver account was earning 4.75% it’s now only paying 4.45% and yes I have been paying in £500 each month to get the higher rate.


    The reduction was announced a few days ago
    Thanks, I didn't see that one coming.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • mon3ysav3r
    mon3ysav3r Posts: 283 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    Am I imagining it, I swear last week my Zopa biscuit saver account was earning 4.75% it’s now only paying 4.45% and yes I have been paying in £500 each month to get the higher rate.


    Rate reduced 2nd Jan 2026. Still need to continue to pay in £500 a month to "biscuit" to maintain the 4.45%.
  • Ayr_Rage
    Ayr_Rage Posts: 4,079 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    The rate reduction was notified by email at 1716 on 19th December 2025.
  • trickydicky14
    trickydicky14 Posts: 1,535 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ayr_Rage said:
    The rate reduction was notified by email at 1716 on 19th December 2025.
    Thanks, I just looked back through my email and found it.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • DjangoUnchained
    DjangoUnchained Posts: 630 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    yes, also had the email. But it still sems to beat most i year fixed accounts at the moment.
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