So....April 6th

j_netprofit

Those ready with lump sums to invest come Monday (and a long enough time horizon) are you at all put off by investing into equities right now?

I'm still very new to investing (2-3yrs) so the recent Trump related dips and maybe blockchain volatility are the only times I've seen the boat rock so to speak. 

Yes yes I understands investments will go up as well as down...I'm just trying to engage in discussion and get some opinions. 

Maybe you think it is a good time to buy equities since prices are low?

Maybe you're looking into Gilts? This is something I've browsed this morning, having only ever invested into equities this is something I'm considering to diversify. 

surreysaver

A dip is the better time to buy. It's like going to the supermarket and finding your favourite beer on special offer.

j_netprofit

At first that is exactly what I was thinking, I'm late 30s so have a considerable horizon, but a little tentative now the date is approaching...

Voyager2002

surreysaver said:

A dip is the better time to buy. It's like going to the supermarket and finding your favourite beer on special offer.

Yes, but some companies are going to fail. You need to buy the right sort of equities, and for that you need to have some view about what is going to happen over the next ten years or so. Is Trump a temporary blip so that things will eventually go back to normal? Or is this the new world, and what sectors are going to do well under these new conditions?

MEM62

j_netprofit said:

Those ready with lump sums to invest come Monday (and a long enough time horizon) are you at all put off by investing into equities right now?

Why would I be put off?  The market is having a bit of a dip making buying in a bit cheaper.  In any case you cannot look at the market in the shorter term.     

kempiejon

j_netprofit said:

I'm still very new to investing (2-3yrs) so the recent Trump related dips and maybe blockchain volatility are the only times I've seen the boat rock so to speak. 
....
Maybe you're looking into Gilts? This is something I've browsed this morning, having only ever invested into equities this is something I'm considering to diversify. 

I'm not sure what blockchain has done nor that Trump has really moved the markets, my portfolio is up about 5% compared to last year and with inflation at ~3% my head is above water.
I have seen >30% knocked off my portfolio value a couple of times and year(s) to recover. Gilt yields might be around 4%, cash is offering similar numbers. I have cash and fixed interest for expenses but don't think that is the place for my long-term wealth creation, so this month, like last month and next month I'll be buying more equities. 

Rich1976

My workplace pension is still continuing as normal so no, I’m not doing anything different. Not even looking at the account or my own Sipp to see what the impact has been.

aroominyork

As others say, we just don't know. I suggest that whatever you decide you ask yourself the question "if it goes wrong will I look back at something stupid I did, or was I just unlucky?". So long as your answer is the latter, go ahead.

jimjames

Voyager2002 said:

surreysaver said:

A dip is the better time to buy. It's like going to the supermarket and finding your favourite beer on special offer.

Yes, but some companies are going to fail. You need to buy the right sort of equities, and for that you need to have some view about what is going to happen over the next ten years or so. Is Trump a temporary blip so that things will eventually go back to normal? Or is this the new world, and what sectors are going to do well under these new conditions?

So buy the market? Index funds and you don't need to worry about what sectors

Albermarle

It depends on what stage in life you are at as well.
If you are older and do not really need to aim for a  lot more potential growth, then a fixed rate Cash ISA could be tempting at over 4%.
100% secure and above inflation ( for now anyway) .

Linton

Voyager2002 said:

surreysaver said:

A dip is the better time to buy. It's like going to the supermarket and finding your favourite beer on special offer.

Yes, but some companies are going to fail. You need to buy the right sort of equities, and for that you need to have some view about what is going to happen over the next ten years or so. Is Trump a temporary blip so that things will eventually go back to normal? Or is this the new world, and what sectors are going to do well under these new conditions?

Thoughout history companies have failed.  That is the risk that justifies high returns.

My view is that a new world is emerging and Trump represents a last ditch and ultimately futile attempt to stop the clock. If that was not so why does the US need to protect its industries with high tarriffs?  It should overall be able to compete successfully against anyone else in the market place.

However I dont know what will happen and neither does anyone else.   No-one can predict what the "right sort of equities" will be. But one must assume that the global economy will continue to grow - if it doesnt we are all doomed and our investments wont matter anyway.  So the safest bet is to invest in as wide a range of regions, countries, industries, companies etc as possible. You will always be invested to some extent in the right sort of equities.