Savings & investments

Good day, Is it possibly to move/convert having maxed out the New 2026 tax year ISA already from its S&S(stocks and shares) only status now and move/convert/invest it in a SIPP S&S (stocks and shares) pension? Thanks for any advice

Hi all - I've had letter from raisin to say I've not used them lately, and if I deposit 20,000 I will get a £50 bonus. My question is as this was a letter not email, are they true to their word and when does the £50 happen? Thanks all

Hi, I would like to start investing £400 a month for my kids (both under 3) to start building up savings for when they reach adulthood. I need to use interactive investor (as that’s where our other investments are held). I recently set up a regular monthly investment into State Street SPDR MSCI All Country World ETF.…

Can somebody explain this to me please?…. "Chancellor Rachel Reeves is set to raise income tax on savings interest by two percentage points next April" At present I receive savings interest that is taxed by a reduction in my personal allowance to take account of the amount of that interest less, of course, once the £1000…

Looking to transfer 20k plus interest accumulated laster term with 212 ...but now need to transfer to a high interest Isa and 212 has dropped to 3.6%. Can keep it in but im reluctant to commit to a fix due to growing speculation of interest rates rising . Thoughts ?

Does anyone have any experience or insight into what Teachers BS define as "education professionals"? I'm employed at a university but in a non-teaching role. Would I be okay? I did look through their website but couldn't find any real details. Perhaps they acknowledge some ambiguity is helpful...

There are equity income ETFs for Europe, the US, emerging markets, global... but I can't see any for the UK. Why is that? Surely there is demand.

I’m trying to understand how the forward short term base rate is reflected in gilt yields. My starting point is https://www.bankofengland.co.uk/statistics/yield-curves > Latest yield curve data > OIS daily data current month > fwds, short end / fwd curve. It shows six months forward at 4.24%, 12 months forward 4.37%, 18…

I've got a PP with 90k in and ive approx 60k in cash to invest. I have spoken with an IFA about how to manage these as I want to generate about 500pm, to add to a work pension thats already paying out. I've got 5 years until I get my state pension. I got the distinct impression he was reluctant (somewhat) to take me on. So…

My Coop RS matured today and rather than paying the money into my existing Smart Saver (with a zero balance) they created a new one. I guess it's the same account number just a different name and rate. Anyway I've moved the money away, and requested a new RS, but can't figure out how to close the 2 redundant Smart…

Would anyone know how long these take please? I've sold some funds in a GIA (realising CGT allowances for this tax year) and I was planning on using the proceeds to fund an ISA on a different platform but looking at the settlement date and some of the stuff I've read online I'm not convinced the sale will have cleared…

just opened a cahoot simple saver as tops well know bank savings interest at this time. It advertises, as does the confirmation email, a 4.17 are interest rate. on opening the account, it now shows 4.07%, it doesn’t state if that is see, simple rate. On contacting them, it’s the simple rate as getting paid interest monthly…

Apologies if this is in the wrong forum, I need some help to clarify interest on savings and how much I can receive before I pay tax on it. My situation - I don't work as I am a carer, so receive carers allowance weekly, have done the marriage allowance transfer to my husband. We have some savings and they are earning…

Has anyone been paid out for their Royal Mail Shares ? I didn't reply to the initial communication as I couldn't find my share certificates. It did say that a reply was not essential. I received a form to claim 'my payout', as a 'dissenter' some time later. I could not locate all certificates, but again, it said this was…

My previous adviser left St James Place and we switched fees off. Another St James Place form PFP Wealth from Wakefield has written to me and my wife twice and have been calling us. It all seems very pushy.

Hi everyone….. I've not been in country working....I totally forgot about my royal mail shares. Since the company was bought by Křetínský..…Those that didn't reply ( including me) does anyone know who I contact to get it back...Many thanks 😃

First time buying ETFs, on ii it has 3 subheading : Market | Limit | Fill or Kill' and https://www.ii.co.uk/investing-with-ii/order-types explains the 4 types of orders, I can only see 3 types : Market orders / Limit orders / Fill or kill and cannot see 'Stop loss orders' - is this correct? I would like to know: 1. are…

I have 12,680.70 of these post Woodford shares, taxable cost £2523.98, market price .86p market value £109.05 according to the latest statement on my Charles Stanley ISA I can’t sell them on that platform. I don’t have capital gains to set the losses against because all my shares are either in ISAs or pension funds. Do I…

Hoping this means they'll be launching a couple of half decent products rather than just paying for some buzz word bingo makeover about a 'fresh new look' that most of us don't care about. We’re so excited to introduce Nottingham Building Society’s fresh new look, reflecting our commitment to inclusivity, progress, and…

Hi all, Quick sense check. Currently have £8,500 uninvested cash in a JISA for my 3 year old - so minimum of 15 years until it would be accessed. The remainder of the JISA has been invested in a combination of LS100 and an Invesco all world tracker. Should I just ignore the noise and get the £8500 into the funds now? I'm…