We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Cahoot/Rapport

I have just joined Cahoot, and they advise installing Rapport software.
Firstly, should I? I use either Chrome or Firefox on Android tablets for internet banking. No apps. On home wifi only.
Secondly, in the event of any issue, would I potentially not get reimbursed if I haven't used the software they've suggested? 

Comments

  • QrizB
    QrizB Posts: 21,501 Forumite
    10,000 Posts Fourth Anniversary Photogenic Name Dropper
    I've had a Cahoot account for 10+ years and have always declined the offer of Rapport.
    I see they're part of IBM which might give some reassurance if you do decide to install it 
    N. Hampshire, he/him. Octopus Intelligent Go elec & Tracker gas / Vodafone BB / iD mobile. Ripple Kirk Hill Coop member.
    2.72kWp PV facing SSW installed Jan 2012. 11 x 247w panels, 3.6kw inverter. 35 MWh generated, long-term average 2.6 Os.
    Ofgem cap table, Ofgem cap explainer. Economy 7 cap explainer. Gas vs E7 vs peak elec heating costs, Best kettle!
  • luci
    luci Posts: 6,162 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Santander nagged me to install Rapport for years, but I declined, as I was happy with my own security.
  • Rapport used to have a dreadful reputation in the world of Corporate Sysadmins that I used to hang around with.

    We're talking a good few years ago so it might have changed but it was a resource hog and extremely intolerant of any other AV or anti-malware or other random software that's running alongside it.

    Don't think it will do any actual harm to your machine, never felt the need for it myself, but the one person I know who did install it took it off after a week claiming their machine was noticeably more sluggish with it. 
  • UncleK
    UncleK Posts: 340 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    edited 4 November 2025 at 9:24AM
    It's a common thing for banks to suggest installing protective/anti-virus software - I've never done it on the basis that Microsoft's stuff will probably do the job. And I suspect the comment that another layer will slow things down is spot on. So "ignore" is probably sound advice. I wonder if banks get paid to promote it?
  • nottsphil
    nottsphil Posts: 761 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 5 November 2025 at 3:02PM
    UncleK said:
    It's a common thing for banks to suggest installing protective/anti-virus software - I've never done it on the basis that Microsoft's stuff will probably do the job. And I suspect the comment that another layer will slow things down is spot on. So "ignore" is probably sound advice. I wonder if banks get paid to promote it?
    I doubt it, as it is or was free. This is actually the first time for years that I've heard of it! 
  • Rapport used to have a dreadful reputation in the world of Corporate Sysadmins that I used to hang around with.

    We're talking a good few years ago so it might have changed but it was a resource hog and extremely intolerant of any other AV or anti-malware or other random software that's running alongside it.

    Don't think it will do any actual harm to your machine, never felt the need for it myself, but the one person I know who did install it took it off after a week claiming their machine was noticeably more sluggish with it. 
    I installed it several years ago on a previous laptop at the suggestion of a bank, and I too felt it seems a bit of a resource hog - I typically buy low-end PCs, and I felt it did seem to slow down start-up a bit. So when I got a new laptop, I didn't bother installing it again, thinking my other security OK. It may be OK with more modern machines, or faster ones, I guess (though much software just increases in size and complexity to take advantage of what they reckon a typical user will now have).
  • masonic
    masonic Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Is that still around? Never been offered it since switching to Linux.
  • masonic said:
    Is that still around? Never been offered it since switching to Linux.
    Yes I was offered it last week when logging into Santander and Cahoot
  • Rheumatoid
    Rheumatoid Posts: 1,095 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I was offered it recently. Gave it another chance in case it had moved on from the total carp of about 10 years ago when I last tried it. Still carp!!
    16 Panel (250W JASolar) 4kWp, facing 170 degrees, 40 degree slope, Solis Inverter. Installed 29/9/2015 - £4700 (Norfolk Solar Together Scheme); 9.6kWh US2000C Pylontech batteries + Solis Inverter installed 12/4/2022 Year target (PVGIS-CMSAF) = 3880kWh - Installer estimate 3452 kWh:Average over 6 years = 4400 :j
  • vadek
    vadek Posts: 70 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    I used Rapport many years ago (2013-2015) and had endless problems with it. It was a resource hog for one, and it kept uploading big chunks of data from my PC to IBM. I had several email conversations with IBM about it. I recommend avoiding it.
    Practising Scrooge and stingy old miser.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.