-
Raisin £100 bonus for opening easy access account in July
Raisin had an offer in the summer for a £100 bonus if you quoted a WELCOME100 code. Think you had to keep the money in for six months? Got the account in July. Anybody received this yet?
-
Old premium bonds
I'm currently 70 and have been a premium bond holder since mid sixties. My parents purchased a few but I can no longer find them. I have looked on the web to see if i can change my address but it asks for a number. I know i have them as forty years ago I won two lots of fifty pounds. How would i go about trying to change…
-
NatWest fixed rate bonds ?
They have a 1 year bond and a 2 year bond available at the moment , but the funding is unlike most other bonds. Regarding the 1 year bond for new customers closing date for applications is 19th November, last date for deposits is 2nd December, and the bond start date is December 3rd. So would any money deposited before 3rd…
-
What to do with mums finances as LPA as she goes into Nursing Care?
Can anyone advise what to do for the best- Mum saved diligently all her life, worked hard as a primary learning support teacher, she's been mentally ill last few years (I've done my best to care for her, had to give up my job and take my meagre pensions early as she lives far away and been splitting my own life 50/50 at…
-
Moved: Transfers from S&S ISA to be scrapped
This discussion has been moved.
-
Monument
Now that Chase's interest rate's going down to 3.5% on 16 January, I'm thinking of moving my money to Monument at 4.55%. With this account demanding a minimum deposit of £25,000, I'd like to know if the balance has to remain no lower than that amount to keep get the 4.55% rate?
-
How to avoid self assessment
I have received a letter from HMRC giving me an UTR number saying that they will let me know next year if I should file a self assessment. I don't want to file a self assessment. If I move enough money out of my savings account in order to have less than £10k interest this tax year and invest it into stocks, will I get out…
-
HMRC calculation of tax owed on savings interest
HMRC notified me that I owe tax on my savings interest as is exceeds £1000 in 24/25 and is more than their estimate of £913. However I suspect (without going back and checking all my statements) that the amount that has been reported to them is quite a bit lower than what I have actually been paid across my range of…
-
Tax on savings interest
Hi all, I had an unwelcome message from HMRC saying I had not paid enough tax during current tax year. Both myself and my wife are pensioners with additional company pensions. We have a savings account that produces interest in excess of £1000 allowance, my state and company pensions take me over £17000 and so pay 20% tax…
-
Longer-Term Savings Interest Rate Stability
Does anyone have any thoughts about which savings institutions either statistically or subjectively maintain fairly high interest rates over the longer term? I just get tired of constantly having to move money around because an initially headline-grabbing rate has been slashed after just a couple of months. I just want to…
-
What are the best resources for stock picking?
I know all the jargon that is going to come if I do not preface this but currently 100% of my portfolio is in VWRP and I definitely want 5-10% of my portfolio to be individual stocks. Bit of a sidenote but is would it be better to buy into the nasdaq 100 or an individual mag 7 stock (likely Tesla, Google or Amazon)
-
Raisin Bank Blocking Access to Client Accounts
I’ve been a Raisin customer for approx 4yrs now and have held various Easy Access and Fixed term accounts during that period and until now, have been very happy with their products and service. I currently have one account with them. On 20th Nov, I received a call from someone claiming to be from Raisin but they couldn’t…
-
Moved: New £12,000 limit on Cash ISA
This discussion has been moved.
-
Merged: Will money market interest be taxed from Next year
This discussion has been merged.
-
Investment scam, …elderly parent
Had phone call the other night from my 85 year old father talking excitedly about a scheme that was endorsed by Martin Lewis, except it isn’t! Presumably an AI bot but anyway he got taken in 😓 And yes, it was advert on Facebook …….. Me and bro have told him time and again about not clicking links etc but he ‘knows best’…
-
Can I count brokerage monthly fee as cost in tax return?
As titled, I am using interactive investor and they charge a monthly subscription. May I count that as the cost, since it offsets part of the transaction fee? If yes, what's the best way to split them between different taxes (e.g. capital gain/interest/dividend) if there is more than one?
-
GBP and USD cash interests on brokerage account - onshore or foreign in tax return?
I earned some interests from GBP and USD cash balance with 3 brokerage accounts (i.e., Interactive Investor, Interactive Brokers, and Schwab) and am confused whether they should be counted toward onshore or foreign interests in tax return. Interactive Investor - Since it's a UK company, the GBP makes sense to be onshore,…
-
Coventry fixed bond matures 31st -no sign of cash yet
My Coventry fixed bond matured yesterday. It disappeared from my list of accounts sometime in the afternoon/early evening but it isn't yet showing in my nominated account [Santander] Should I just assume its because its a bank holiday? Is anyone else in the same position?
-
Help to Buy ISA with Barclays Bank
Hi, I have the maximum of £12,000 saved with Barclays in a Help To Buy ISA, which I was saving into each month since 2019. I am supposed to get £3,000 bonus from the Government if and when I am able to try and buy a house which is not looking very likely any time soon. Is this still the case, or will that bonus will be…
-
Online broker whilst living abroad
Hello, Has anyone kept their investments with a uk based online broker whilst living abroad? I know vanguard.uk do not allow their customers to keep their account if the move overseas, but I was wondering if the likes of HL allow this.
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.5K discussions
163.4K comments
Most recent: Cash ISAs: The Best Currently Available List by CuparLad
Today at 4:56PM
