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Best 1 year fixed rate savings accounts available? Including “loyalty” rates for existing customers?
I’m looking to open a 1 year fixed rate savings account before the rates drop any further. Currently looking at Cynergy’s 4.56% 1 year bond. But is there anything better out there? I’m an existing customer at lots of banks and building societies so maybe there are some loyalty rates that I’m not aware of? Basically, can I…
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Great British Invest off or Passive V Active Portfolios
For those who are curious to compare their Passive or Active investment strategies I’m starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517 If this thread is restricted to Portfolio constituents only it should make life easier as…
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close brothers savings
hi. opened a CB savings account after seeing it on MSE last week and all seems fine then read a lot of bad press saying it was going bust due to some car action. Anyone have any thoughts.... i am starting to worry
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Sainsbury's winding down their banking business
In the news today: The supermarket said it planned a "phased withdrawal" from its core banking business, but said the 1.9 million customers of the service would see no immediate changes.
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Vanguard funds for a new investor
Hi - probably a really silly question. I'm looking to take control of my workplace SIPP and want to start investing in index tracker funds to forget about for the next 30 years. I see Vanguard Funds Plc FTSE All-World UCITS ETF (USD) Accumulating (VWRP) recommended and think it would suit my needs but just wanted to check…
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Tipton app
Anyone else having trouble with the Tipton app? Mine says 'Slow or no internet connection', but there's nothing wrong with my internet connection
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Saving to help with children house deposits
Myself and my wife are in our early 50s and debt free, with sons in their early 20s. For last few years, have been saving in various isas, bonds etc with view to using some of this money to hopefully in the future help contribute to our sons' house deposits. Currently we have £100K saved but was wondering whether there's…
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Bad experiences with Cynergy bank app
This is just a heads-up to anyone considering opening a Cynergy bank account (currently featured in the top Savings Accounts listings), to say you might want to check other users' experiences before doing so. In my case it ended in a frustrating, bad experience and me abandoning my newly-created account in favour of a…
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Index trackers & ETFs
Just wondering where people think there are the most opportunities currently given current turbulence? I put a small chunk into S&P 500 last week. Wondering where other people think the most potential upswings are...
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Premium Bonds Vs ??
We have 2 accounts one with £50k the other £6k only won on the £50k this month~ £25~ OH very disappointed and sad, we are saving for or 1st home, and every month he plans what to do with the ‘big’ win we are going to get 😔 I don’t think they are good anymore for his mental health ~ I enjoy the ‘gamble’ but is there a…
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Trading 212 Core interest rate
Hi Myself and my partner recently opened cash isa’s with Trading 212. We are both still in the first month or two of opening. He gets a bonus on the core rate for a year, I get a bonus on the core rate for 3 months. My question is that our core rates are different! His account was opened first and the core rate has just…
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Free dividend from RBS as a taxpayer
I’ve seen on social media that any taxpayer can go into any branch of RBS or NatWest and claim their share of the UK dividend. Apparently about £8,000. I can’t help feeling that this is one of those “if it seems too good to be true it probably is” stories. I thought the RBS shares were held by the Treasury. Anyone heard…
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Help with types of fixed savings.
I was sent a link by someone here https://moneyfactscompare.co.uk/savings-accounts/ Can someone look at 1 year fixed rate bonds and a company Castle community bank? 1) Confused about On line is allowed but mobile isn’t People browse the internet on mobiles and you wouldn’t have their app if they had one anyway. 2) Clicking…
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Trading 212 - where to find the 'free shares'
Hi, I opened a Stocks ISA on Saturday using the MSE code to receive free shares. I deposited £1 and bought some shares, then got a confirmation message on screen that I got free shares of Alphabet. Where do I find those? When I look at the portfolio, only the shares I bought are shown. Also, when I try to enter the code…
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Switching T212 to Moneybox questions
Hi all, I currently have a Trading 212 Cash ISA containing some money from last year and some from this year, with the maximum allowance for this year not yet fully filled. The rate drops to 4.35% tomorrow and they're adamant the bonus rate is only for new customers (as expected, but if don't ask you dont get). Thinking of…
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Chip Savings Account - a scam?
CHIP financial periodically promoted in the weekly MSE email, have to date, failed, after several months of trying, taken a single payment for 'investment' This is, according to them, because the linked account (Santander) has a problem. Yet remarkably, they were able to take one of their ever inflating charges from the…
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Liquid Gold The Leeds Building Society
Can anyone please help me. I have a old blue passbook which in 1988 had £600 in it. I cant find out who or where i should go to as I understand that Halifax took over these accounts. I have tried on line and on the phone and drawn a blank. Any contact details would be grateful received. Also would I be able to claim for he…
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Tembo account security
I've recently transferred my old ISA into Tembo and am concerned at a possible account security flaw. Like most folk today, I used my phone/Google email to register a new Tembo account. I'm then used to systems where I select a fixed password as the password field, and then set up my phone number as a 2FA (additional…
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Tracing lost/forgotten pensions
Tried Gretal and Government tracing page. Although Gretal shows old addresses, nothing else. Government tracing page not helpful either. Too difficult trying to trace if I have any old pensions lying around.
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New 1.80% bonus for existing Chase customers
I received an email today from Chase offering an uplift of 1.80% on top of its normal easy access savings rate of 3.00% for 6 months, bringing the rate yo 4.80% (variable) for six months. As far as I can see this catapults Chase to the top of the best buy tables for an easy access, unlimited withdrawal account. I have…
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