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Coventry Loyalty Seasonal Saver (NLA) withdrawals now penalty-free
If you have an existing Coventry Loyalty Seasonal Saver account (NLA), withdrawals are now penalty-free from today (prior to today any withdrawals would have cost you 30 calendar days interest on the amount withdrawn).…
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A savings account for 6mths
I was planning to withdraw money, for home improvements, from my stocks and shares ISA next year. However, due to the 'noise' in the press at the moment re the possible effect of the budget, I am considering taking the cash out now and putting it in a savings account. Today, I would be drawing approx 40% of the value. If…
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Best days of month to set up standing orders, plus days for return transfer
Hi everyone, This is about transferring money in and out of a bank account to be eligible for its perks whilst also keeping money in a high-interest savings account as long as possible to get maximum benefit from that. I was wondering what the best day of the month is to do this, with the aim of setting up standing orders…
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Principality Log on?
Hi I can't log into Principality at the moment. Anyone else having problems, or is it just me?
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Melton building society savings account
Hi, Does anyone have experience with Melton building society please? I'm interested in opening their Adcock Regular Saver account, but I'm a bit put off by the fact that there doesn't seem to be a way of applying online. You need to print off the application form and mail it in. Once the account is open, is it possible to…
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COMPETE ISA NEWBIE - HELP PLEASE!!
Hello all I am completely new to the world of ISA I have read the Descriptions on each ISA type on MSE website, but still a bit confused I have recently had a bond mature and wish to protect the money from tax by investing in a cash ISA I wish to invest £20,000 in total. I want to withdraw the interest ONLY at the end of…
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General Discussion and Whimsical Banter
It was only a matter of time. Personally I've never minded the off-topic comments in the main threads to discuss top easy access and regular savings accounts, but I can see it's becoming a greater problem given that there just isn't a whole lot going on in the top end of the savings accounts market right now and possibly…
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Splitting investments between 2 providers
We are planning in investing a large sum of money. However are we best to stay with one provider or split it. Currently we have ISA numerous saving accounts and NS&I but it’s with several banks and needs consolidated.
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CAHOOT
Hi I've just opened a new savings account with cahoot. Do they always give you OTP (one time passwords) every time you transfer money in and out of the account?
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Did I make a mistake? ISA & Fixed 1Yr Saving Account
Hello, newbie here just after a bit of advice or confirmation please. I had £50k saved in a Regular savings account for year and it paid £600 interest in October. I then put £20k into an ISA @ 4.2% and £20k into a 1Yr Fixed Term Savings Account @ 4.5% and left £10k in my regular savings account at 1%. I am Basic tax rate…
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Getting dividends
HMRC is charging me tax left and right because of my interest income so I have been looking for ways to make a return on my savings elsewhere. I have already moved money to Premium Bonds but I want to move more of it away and have seen that I have a £500 dividend allowance that I would like to maximize. I have already…
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Taxation on Short Term Money Market fund
I have a question about taxation on Short Term Money Market funds. Specifically: Royal London Short Term Money Market Y Acc ISIN: GB00B8XYYQ86 I plan to hold this fund in a normal investment account (I have used my ISA allowance). Am I correct that: 1. When I sell, the difference between buy and sell price will be subject…
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Chase
Anyone having problems with Chase? My savings account has disappeared and can only see current account. Can't access statements either.. Edit.. It’s just come back
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Habib Bank Zurich
MSE best savings is now showing Habib Bank Zurich @ 5.75% for 6 month, but when I go to the bank webpage, it is only 5.30 % for 6 month. Seems like the MSE rate is wrong????
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with all the coverage of impending market crashes, what are you doing?
Sorry if this has been covered in other posts. As the title says really... all i see these days are reports that the AI bubble will crash, a market correction is coming etc etc i know that no one really knows, but is anyone doing anything in advance? I am half tempted to sell some funds i'm pretty much 100% global equities…
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Raisin welcome bonus
Hi is the £100 raisin welcome bonus only open to new customers ? I already have account that's matured so can I get the offer as existing customer?
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Blockchain wallet email
I received an email from Brendon Johnson of Blockchain Support Department in my junk folder saying my account was classified as dormant due to inactivity. It also said my wallet holds a balance of 2.6 BTC equivalent to €255,619.72 EUR. TBH I don’t know anything about this as cannot recall ever investing. Is it a scam ??…
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Equalisation payments and s104 holding of income fund units in a GIA
I understand that an equalisation payment is a return of capital invested when I buy fund units between ex-div dates. The fund in question is the HSBC FTSE All-World Index Fund C Income held in a GIA. Presumably this is just a calculation of the portion of the reporting period that I have owned the units i.e. if the…
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Cheapest stocks & share ISA for buying funds only
Hi, After research, I have decided to invest in the HSBC FTSE all world index fund (small ongoing fee 0.13%). You can get this with HSBC in an S&S ISA - with a platform / account fee of 0.25% which seems quite reasonable in comparison to others (such as HL 0.45%). I want to have the fund with a reputable platform (hence…
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Alternatives to Waverton Real Assets
I'm looking at Waverton Real Assets as a diversifier to my SIPP which is essentially a regular mainstream equity/fixed income 60/40 mix. In one fund it offers: infrastructure, commodities, property and some debt financing. Its recent form has been OK but it's not offered on Hargreaves Lansdown where I hold my SIPP. I don't…
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Most recent: Nationwide won't allow interest to be paid out of my ISA by poseidon1
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