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Prudential demerger to M&G plc in October 2019
I've been looking through old paperwork and found some regarding some shares I hold. I was an employee of Prudential many years ago and accrued 260 shares as part of my share option scheme. on 21 October 2019 the Pru executed a demerger and I was given M&G Plc shares. The same number, 260. The share price for Pru on that…
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Account Recording
Is anybody aware of a free App or software that would record bank Account details, for example Name of Bank, type of account, account No, sort code, dates open & closed, interest received yearly etc. I dont need anything that records transactions. Thank you
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Fixed rate/term saving accounts - best around?
Hi - I know there is the Regular Savers thread on here, but I was wondering where people were locking away chunks of money (i.e. best NON-Regular Saver) as my latest fixed rate account has just expired and reverted to 1.5% I have come across Principality's 5.15% fixed for 12 months which is most appealing at the moment,…
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Selling Overseas Shares
Hello, I am not sure of the history, but my mother has some shares in Bluescope Steel, on the Australian stock market. Had them for years. She is a British UK resident and just wants to sell them. I did look a few months ago and struggled as most needed you to be an Australian resident, and have an Australian address. Any…
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Crypto Tax on profits UK account (moving abroad)
Im in deep with some crypto for the coming months, years. I expect to make some good gains this next year and onwards. Long term investments. Im a UK citizen at the moment (born UK), however I hold a US Passport as a dual citizen. I expect to be heading back to the states sometime in 2025 or possibly Thailand, but likely…
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Fisher Investments UK - opinions?
Does anybody have any comments, experiences, reviews, thoughts, or advice and opinions, regarding the company Fisher Investments UK based in Canary Wharf London? I would be very grateful for any information.
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Sold/bought meme stocks for years. Finally made a total profit. How to work out & pay tax?
In hindsight, I am ashamed to admit this, but... I got into GME meme stock a few years ago. It went down in price and I panicked sold for a loss and then re-bought more for a few years and "averaged down". This made my average per share stupidly high. This was in Revolut as I had no idea about tax implications. Eventually,…
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Paying into workplace pension
A question for a friend... can you pay a lump sum (c.£20k) into a workplace pension (Royal London), not from salary but from a bank account? And do it as a personal net contribution so that RL reclaim tax from HMRC?
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Switching from distributing to accumulating fund ISA
Hi everyone, Earlier today, I had another question regarding my ISA which was answered in the other thread. Now I have different questions, so I opened a new thread. I opened my ISA last year through iWeb, and bought two funds that are both distributing. I now realize my mistake. I don't plan on withdrawing any money from…
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Gateway and interest
Can you still view savings interest etc. reported to HRMC by providers on the Gateway site?. I’ve checked through all the past tax years showing from 19-20 onwards and cannot see any mention of savings interest just income.
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Freetrade, Trading212 or something else for small investments into an ISA
Hi all - firstly apologies I'm not up to speed with this kind of thing so if I'm way off the mark please just shout :smile: I've currently got a Freetrade account and I've got about £2k that I've put in it over the course of the year invested in various companies and funds. I've made about 10% over the year. I thought that…
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How to invest/protect €240,000?
We're investment novices, we know the basics, but now need help. My wife and I have just sold our holiday home in Europe. On exchange, in August, we took a deposit of approx €50k that we converted to sterling (rate 1.16) and put £20k each into a Cash ISA with T212 - each £20k is spread JP Morgan £2.5k, Barclays £8k,…
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What would you do with the savings I have?
I’m a self employed sole trader. I have 2 current accounts, one for work income and one for personal payments which I transfer money over from the work account to pay for living expenses, bills etc. I find this easier to keep track of my work money in and out. I also have a ‘help to buy’ isa which I set up just before they…
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Best place to move my money to?
Hi, I've been going over my finances and have found out that I have a nice little sum tucked away in an account that I don't use anymore. I pay a standing order each week to this account for 2 direct debits that ended a while ago. This has in time accumulated to just over 5k. The account doesn't have a very good interest…
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Inheritance help
Hi, i hope you savvy people can advise me. I have just inherited £600,000 from a relative. My own mortgage is paid off. I don't intend to move. I plan to give my son £250,000 to buy a house using the 7 yr tax rule. Anybody have any ideas for the best place to put it. I am a 64 yr old recently retired female. My husband is…
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AJ bell dodl
Randomly check my Lisa on dodl I have their themed investments, across the pond. They don't do ishares us equity index fund (UK) d acc anymore Ongoing charge is 0.05% Is it worth selling this and buy spdr sp 500 ETF, ongoing charge is 0.03% Any pro and con on this ?
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Buying foreign index funds in ISA
Hi everyone, I am new to investing in ISA. I have opened up an account with iWeb. In iWeb, I want to buy US index funds. Will there be any tax consequences. Thanks in advance.
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T212 vs Plum
I recently transferred my Cash ISA savings to a T212 and also put the full amount in for this tax year. As T212 is flexible, do you think it’s worth now shifting this years 20K into Plum? what would be your own personal reasons for or against doing this?
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Chetwood Bank
Sorry, I'm a newbie to this. Is it normal to send money to the bank's business account when depositing money? Does this mean that I don't have my own individual account. I've never been asked to do this before with a savings account. Please could someone explain how this works and whether there's any risk involved for me.
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Late payment of dividends from Hargreaves Lansdown
Hi everyone, I own the same Vanguard ETF VWRL Distribution with three different brokers - iWeb, Fidelity and Hargreaves Lansdown. I've noticed that Hargreaves Lansdown is always the last to credit my account with these dividends - this time (September) it seems it will happen on Monday 30 (in comparison, iWeb was the first…
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