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Hanley Building Society
Hi all, Can't see this posted anywhere else on here. In the local paper to Stoke on Trent today, its reported Hanley Economic is facing potential organisational changes and jobs could go. No need to panic as savings protected. Quote: JOBS could go as one of Stokeon- Trent’s oldest financial institutions is facing…
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US Investment plan terminated - USD cheque sent
Anyone know how I can cash a US Dollar cheque? I had some Liberty Global shares, that split and a few went over to the US.... I've now had a cheque advising "??? plan was terminated, and all shares were under a mandatory cash payout.". They've sent me a US cheque and advised via email that they cannot add a Direct Debit as…
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Selling foreign shares
My friend is the executor of a will and there are some foreign shares involved. Probate has been granted but the solicitor cannot deal with the foreign shares - when I looked up selling foreign shares it just says you have to do it through a broker - any advice or is it just a case of going online etc
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Where would you put proceeds of a house sale
Topic started at work and been bouncing back and forth all week. If you had £500k from the sale of a property, and wasn’t going to buy another property, how/where would you save it? If you was a non earner medium attitude to risk, I wasn’t sure how you would distribute the money, as even if the sale finalised in March,…
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NS&I website login problems with telephone code
Anyone else had this problem? Entering an on-screen six digit code via telephone is the second part of the two-factor authentication process to log into NS&I accounts. It's the part that usually goes wrong and prevents me from logging in. This issue has plagued me for months and has never worked consistently. There's no…
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Advice please with a Clerical Medical Distribution bond.
I have held a Clerical Medical Distribution bond since 2001 with a opening value of £20K, it current value is about £24.8K, I have taken several with drawls of £1K, on the last with drawl I had for the first time pay tax on the with drawl. I would welcome advice on a few issues with the bond. 1. Is it a good investment to…
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Marcus 4.55% fixed rate savings account
Currently, a top pick. Seems easy to set up. Anyone had any issues in the past either setting up, during the term or at maturity?
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Stock updates
Is there anything that exists that you can get updates on a particular stock sent to you? By this i mean, any news articles or impt info relating to a stock. I own a stock that I want to watch and keep up to date on any developments
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Online only banks, Atom ZOPA etc
Attempting to squeeze the best out of my savings, I have decided to venture into the scary world of online only accounts! First foray was Atom and having downloaded the App to my phone, I was irked to find that they would not proceed with the install until I had set up and activated the phone's security features and I had…
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Self assessment
Deadline for submitting 2024-2025 is 31-01-26 is that correct? If submitted mid January when would you have to pay any tax due? Can you be asked to make upfront payments for 25-26?
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Trading212 selling query and gold or silver?
Hi all, I signed up to the Trading212 offer last month and now up to around £155 from the £100 investment with the £50 free shares (H&M). I put my £100 in Vanguard FTSE All-World (Acc) as a suggested safe option. I am curious about gold and silver as they do seem to be on general upward trends and seem an obvious…
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Ramin's 60/40 conundrum...
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Lifestrategy
Vanguard is launching a new Global Lifestrategy series with normal global weightings. They are also reducing the equity home bias in the existing Lifestrategy range from 25 to 20% and bonds from 35 to 20%. There is also a small charges reduction. Do they think last years jump has shot its bolt, or the large UK part has…
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Cahoot - great 4.31 rate but very poor website design, not updated (since launch?)
Wonder what your thoughts are, would enjoy counter viewpoints and any thing I didn’t know. I've searched around the forums here with "Cahoot" and not found similar experience. Having been a customer of Cahoot for their good rate on a savings account many years ago, I’ve signed up again for a Cahoot account with the 4.31%…
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US tariffs on UK impact
I just read that there might be US tariffs imposed on the UK. Sadly it's the weekend so the market is closed but how do you think will this impact the FTSE100? I have some money on it and don't play with it but I wonder if it would be a good idea to sell for now just in case the market takes a dip due to this like it did…
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Help to Save
Hi! This is the discussion thread for the Help to Save guide. Click reply below to discuss. If you haven't already, join the forum to reply. Thanks folks,
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Vanguard Bond ETFs: Transaction charges more than the Ongoing costs
Transaction charges of some Vanguard Bond ETFs are more than their Ongoing costs, For example, Vanguard U.K. Gilt UCITS ETF (VGOV) - Ongoing Charge: 0.05 Transaction Costs: 0.08 https://www.fidelity.co.uk/factsheet-data/factsheet/IE00B42WWV65-vanguard-funds-plc/key-statistics Whereas similar ETFs from other providers do…
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Wedding Investment
Hello, I have three daughters 18,20,23 and would like to make some financial preparation for future marriage. The first two are still in further education with no partners my third works full time in the British Virgin Islands and may have a meaningful relationship of less than a year. I have very limited knowledge of…
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Melton Building Society
Hi everyone I've been trying to call the Melton for the last few days and just cannot get through to anyone. If they don't pick up within 5 minutes on their main number, it cuts you off and the music stops, asking you to try later. If you call a branch, it's the same result but it cuts you off after about a minute. I am…
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Stock Options - no idea , please help
I hope I make sense. So… years ago I worked for a company in the US
(im uk based) I was sent a document pack from the US, > “Enclosed
please find original stock certificate number 176, which represents 9381 shares
of common stock of x company’ i remember and for some reason I paid $136 – no idea what this was for –
but to…
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