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£125 for existing Raisin customers who put at least £10,000 in a fixed-rate bond
You need to have an active savings account https://www.raisin.co.uk/summer-loyalty-bonus/
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Cahoot Log on - temporary password needed?
Hello, anyone with similar experience? I opened a new account with Cahoot and got 2 letters with username and temporary password and temporary security number but when I logged on for the first time it didn't ask for the temporary password only to set up a new one. Is this normal? I tried calling and couldn't get through -…
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Access to online Post Office Savings account
I wonder if anyone can help. My mother sadly has passed away and i knew she had a savings account with the online Post Office. She had this account as a savings for when she passed to pay for her funerals expenses. I only have a account number and password for the savings account for online. I have the last 4 digits of her…
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Principality RS 6 Month Maturity Issue
I posted this in the RS Discussion Thread originally a few days ago but it got a bit swamped by the MonBS discussions. Principality 6 Month RS Iss 2, mine matures 3/9. Also have EA Iss 7, Christmas RS and 6 Month RS Iss 3.Maturity option selected to convert the RS Iss 2 into (another) RS Iss 3 at 7.5% AER fixed and pay in…
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EQUFUND
Is anyone else having difficulties with EQUFUND? Since March of this year, they seem to have stopped responding to any contact by email or telephone. We have had personal investments with EQUFUND over a number of years, despite the understood risks, and they have always paid the agreed rates of return, mostly on time. When…
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Anyone heard of Century21?
I have been cold called by this company, asking if I would be interested in investing in the 'Tyram Lakes Mini-Bond'. Now, don't worry, I have NO intention of investing anything, and would never do so with a 'company' that has cold called me. However, I'm just interested to hear what their angle might be. Their web site:…
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Spend Savings from Cash ISA or Savings Account?
I have just moved house and am having to spend some of my savings to buy furniture etc (approximately £2,000 required to spend) but my savings are spread between a Cash ISA and a higher-interest savings account. I am trying to work out what is the more economical way of spending these savings (ie. which account to remove…
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UK Treasury Gilt 4.75% 2035 new issue open for applications
Thoughts on this???
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Co op 6% Fixed
Hi Everyone, First post on the Forum, so be gentle with me! Has anyone signed up for the Co op 6% deal ( fixed for 1/2/3 years ) you must be a member, which I'm, as it's not covered by the £85,000 rule. Just interested if anyone has set one up? Regards, PP
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ISA vs JISA
I've saved around £12k for my child. It's currently in a regular ISA (in my name) that matures later this month. I've been considering putting £9k of it into a JISA, but tbh, I don't really understand what the benefit would be. Regular ISAs appear to have better rates and be more flexible, and I'd also end up having to…
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Savings rate cut in October
I have seen a couple of banks/building societies that have already announced a cut in their interest rates to come into effect in October 2025. This is in addition to their rate cuts in response to the most recent BoE rate cut. Does anyone have an idea what is behind this?
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Tembo Issue
I wanted to take advantage of my 24/25 ISA allowance and decided to create an account with Tembo. Downloaded their app to my phone, synchronised it with my online bank and used the app credit the account with £100. All good. So, on the 1st of April, I moved a large chunk of money from my savings into my current account.…
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Tax query
Hi, I am looking for some advice/suggesstions or knowledge on the rules. I’m self employed and have investment income (which I don’t use to live on)- I’m in the 20% tax bracket with both incomes combined. However, I just sold my property and will be getting interest on that capital for the next however long until I find a…
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US possible recession
With all the talk of the US economy likely/possibly/probably entering recession due to the policies being pursued by the current administration, should we be worried about holding US equities? Is a downturn likely? Probably a simplistic question. Can we avoid anti-you-know-who comments as it's boring. The US electorate…
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Gold
Just read Gold at an all time high . Can I invest in gold and get a monthly income ? Say investment of £140k is this possible and how to go about it . thanks
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Advice on savings/investments
Hello all, I am looking for some tips on how I can invest or save money that will give me the best returns. We currently have £175k in our current account with a few ISA’s as well that we top up with the tax free allowance every year. I have been thinking about putting the money into a private pension pot but don’t really…
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Transferring Vanguard S&S ISA to cash ISA
I currently have a Vanguard stocks and shares ISA which I'm planning to sell and move the funds into a cash ISA (basically because I'm planning to buy a house this year). I set up a cash ISA with Zopa, but it's not possible to transfer from Vanguard to Zopa. I'm worried that if I withdraw from my Vanguard ISA as cash to my…
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Premium bonds?
Hi All, I saw a tweet about premium bonds, and I have done some research but am still unsure if it's worth the gamble. I currently have money in ISA funds and cash savings earning 3.75% and 4.4%, respectively. I'm considering putting £50,000 in premium bonds, but I'm unsure if I will be entered into the draw starting from…
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Interactive Investor account - promos
Does anyone happen to know if their referral links can be used in conjunction with SIPP cashback deal which expires tomorrow? They are closed at weekends otherwise I would call them and ask! Thanks
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Chetwood Bank reliability
I am ready to invest a 5 figure sum in fixed savings account with Chetwood but seen in a dreview that they do not issue Tax Statements of interest which is unusual. Any one have an opinion as to why this should be so?
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
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Most recent: Offset and savings question by El_Torro
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