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Chase Boosted Saver Account
Hi I am looking to open a chase saving account, taking advantage of their boost offer to 4.5% In order to take advantage of the offer you are required to open a current account with them. Does anyone know if you have to make any deposit(s) to the current account or can it just lay dormant ? Thanks in advance J
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InvestEngine experiences?
Just wondering how people who are using InvestEngine are finding them? I’m considering transferring my sipp and isa over.
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Applying for Trading 212 Cash Isa
The article says that you get the bonus rate if you sign up via the link to the Trading 212 site but as far as I can see, you can't apply on the website - you have to do it on the app. So I'm wondering if anyone can tell me how that works ? I know you can put in MSE as the promo code but if there's a way to do it…
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Confused about best savings account for current circumstances
Try to keep it short: Wife has been made redundant and due to that received around £10,000. In a few weeks time will receive a lump sum from her pension provider connected with her now ex-employer. Again around £10,000. so,at the moment she is currently unemployed. She wants to put the money in an easy access savings…
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Funding a Nationwide RS - timings
Hi I have done a quick search of the forum and did not find the answer to the following so hoping you can help.My mum and I were on the Nationwide website yesterday (11/01) and the RS paying 6.5% caught her eye.So we opened the RS account and transferred £200 from her current account. So in my mind the 1st month is funded.…
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Would switching to sustainable investments make a difference?
I manage my savings with Interactive Investor, and the whole amount is invested in Vanguard Lifestrategy 60. However I am very anxious about the climate crisis and was concerned to learn that Vanguard is a big invester in fossil fuels. My first response was that I should switch everything to an ESG fund, but on reflection…
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Will HMRC check the untaxed interest that I have given them?
On 7 December 2025 HMRC issued my P800 for 2024/25 with an untaxed interest amount of £666. This figure was incorrect and I phoned them the next day. We compared their actual figures with mine and discovered that they didn't have anything from RBS, Naitonwide and First Direct. The revised interest was £1,195 and their…
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Problems with Interacting Investors virtual portfolio
Hi there, I have had a virtual research portfolio with Interactive Investors since the ‘90s. I noticed there was a big red flag on my key chain on my laptop saying that my password had been corrupted and I needed to change it. So I tried…..about 20 times, to follow the instructions and have an email sent in order to follow…
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FTSE All-Share ETF?
There are any number of very cheap OEICs/UTs that track the FTSE All-Share index (e.g. Fidelity Index UK Fund, 0.06%, Vanguard FTSE U.K. All Share Index Unit Trust, 0.06%). But I'm struggling to find any ETFs that do the same - perhaps only SPDR FTSE UK All Share UCITS ETF but this is much more expensive at 0.20% TER. I'd…
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Tax code change due to interest on my savings
How does a tax code K171X which is £1,710 needs to be added to your pay or pension so the extra tax can be collected work? I knew that from tax year 24/25 and 25/26 I would go over the £1000 tax free threshold. Would this underpayment be from both those tax years put together? As although I went over by £47 on my two bond…
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Having trouble logging in to Tesco bank?
So I put in my username, password & all that, go to click where I'm then expecting to be in to my accounts or a welcome page or something yet the next page is this... So I click welcome - that's no good because it's all a Microsoft thing. So I click back arrow a few times & get this... Hmm well I would upload but looks…
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Kent Reliance change nominated account problems!
Greetings,I opened a 1 yr Fixed Rate Bond with this institution a little while ago, believing it to be UK based.A relatively short time later, I did a bank switch of my main current account using CASS. I then attempted to change my nominated account (the account my 1 yr bond is linked to), and was informed that I needed to…
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Loco Zurich - silver/gold purchases and storage.
Has anyone experience of this type of precious metals purchase with overseas storage? A number of sites offer this, one of which, for example, is Chards. https://www.chards.co.uk/vat-free-british-1oz-silver-coins-switzerland/13363 "These VAT Free Silver 1 oz CGT Exempt Coins - Loco Zurich are stored in a bonded warehouse…
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Do I need keep my IFA
Hi all. I'm retired with a Pru Cautious fund of about 800k and we have ISAs with Pru with a total of about 100k. From the Pot I take a monthly income. Our IFA is paid out of the funds at 0.25%. i.e about £2,270 PA. We have annual reviews which seem a tick box exercise and an APP to see our monies etc. No other activity…
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Child's inheritance - ADVICE NEEDED!
My 10‑year‑old daughter has inherited £75,000 from her uncle. Before he passed away, he mentioned that he had intended to update his will to include her younger brother, who was a baby at the time, but he never had the chance to do so. My husband and I have decided not to tell the children about the inheritance yet. We…
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The Save £12k in 2025 challenge
I give details below of the savings challenge I have been running this year and will continue to run next year with the help of @Suffolk_lass This is the new Challenge thread for savers in 2025. The aim is to get more people saving throughout the year and this thread gives a space for people to record their progress. The…
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5k savings options
Hi all. I'm a top rate tax payer. All my savings are currently tied up in a work placed shares scheme and i'm looking to diversify to spread the risk of any potential crash and to make sure i have access to the cash to fund university fees from next year. I am planning to sell circa 5-10K shares and looking where best to…
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Fund and Share acc Hargreaves Landsdown
Hi Forumites noddy questions ...sorry! can someone explain to me the differences between Cash on Capital account and Income when talking about a Fund Share account? Is Cash on Capital account classed as Income? I have changed my preference to reinvestment only as I want to save for the future in shares ..but want to check…
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Company Shares - Computershare - Bed and ISA
Has anyone had their employer grant them company shares (gradual vesting) with the shares held with Computershare, and then been able to Bed and ISA these shares (presumably involving a transfer to a broker like AJ Bell since Computershare don't do ISAs)? Just trying to understand the steps involved. Thanks
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Selling shares - lastminute.com
I have some shares in lastminute.com I bought in 2000 and found in a drawer the other day. I have the original share certificate. Does anyone know how I can sell these? A friend recommened Fidelity but I don't think they deal in shares with this company. I think they are listed in Swiss Francs, from what I can see. I have…
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