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Oxbury
Anyone having trouble getting logged into Oxbury??? Unable to log in. App states unable to connect to Oxbury and no reply on phone at bottom of emails
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St James Place compensation offer
I've finally received an offer from SJP for compensation for their lack of actually doing anything. They have upheld some of my complains and not upheld others. They have offered me around £800. This is also, separately, going through the FOS . Do I accept this offer? Wait for the FOS? I've not really been in such a…
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Is premium bond money taxed once it’s moved elsewhere?
I’ve cashed in some of my premium bonds and deposited the resulting money into a savings account. Is that money now taxable as income?
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Post Office Instant Saver
Hi everyone Does anyone know by any chance if the Post Office Instant Saver that you must open with £100 allows you to go below that amount or if £100 must be kept in at all times. https://www.postoffice.co.uk/help-support/instant-saver The only way to contact them appears to be a phonecall and I was hoping to just find…
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Crypto regrets
I dabbled in crypto around 2023. Tiny amounts initially but when I had the courage to go big, my bank 'S' stopped payments to binance. I instead invested in property, which resulted in a loss.... Are there any low fee crypto platforms where I can start again, that won't be blocked by my bank? Have I missed the boat or is…
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Save or pension?
I am currently going through a separation, but unfortunately we are having to live together until we put the house on the market and sell it. I have an emergency fund of 6 months expenses. A paid off car and no other debt but a mortgage. Should I stop pension contributions and just stash cash until I have bought a new home…
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What are best savings accounts for a lump sum …?
Hi. I am writing to ask what best savings account would be if a lump some £10k . The account would be in my eldest daughter’s name. I have pre paid my funeral but would like to leave them actual money when I die . I privately rent and and do not have a property to leave when I die . Many thanks in advance x
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What to do?
I have recently become mortgage free so I have a bit more money to play with. I currently put away £400 a month in 2 accounts and have £4k sat in a Santander high interest account. I reckon I can afford to save another £200 to £300 a month. I've also been tracing all the pension funds I've acquired from various employers…
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Scottish Power Takeover scam
My wife was approached as a Scottish Power shareholder by an American caller asking if she wanted to sell her shares to a secretive buyer who is trying to take over Iberdrola, who own Scottish power. The story is that the buyer wishes to remain anonymous until s/he/they have acquired enough share backing to launch a…
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Index-Linked Savings Certificates Growth Calculation
I appreciate that I am probably in the dying-breed of people hanging onto Index-Linked Savings Certificates, however, I do not understand how the growth is calculated (I thought I did!). One of my certificates recently matured and the growth seemed rather low. I queried how growth is calculated and received the attached…
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Is there an ETF equivalent to vanguard global short term bond index hedged?
Just as the title says.
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Adding name to existing ISA account
Hi wanted to know if we can add adult children’s name to our existing ISA high income - ( parents) both have separate accounts . Thank you
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SSAS Pension - Finding a Stock Broker
Looking for recommendations / experience from anyone with a SSAS as to which broker platforms will open an account for a SSAS held by non-corporate and non-FCA regulated Trustees (ie me and my business parter are the Trustees). Our limited trading company is the sponsor of the SSAS. I have various SIPPS and am familiar…
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Plum Cash ISA
Might be worth flagging up the terms for the cash ISA. I understood that I would need to retain for 12 months to get the bonus interest. At12 months I was told that the bonus would arrive at the end of the month. that has passed - no bonus. I contacted again and was told “at the end of the following month”. However, if…
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Looking to invest
Hello, I am looking at investing and would appreciate any guidance or pointers from the knowledgeable people on this forum. I don't have the knowledge or expertise to look at what companies etc to invest in, so ideally would be looking for a ready made / 'off the shelf' product, if such a thing exists. Looking at investing…
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Minimum opening balance £1,000.
Looking into opening another regular saver account and
have looked atAldermore https://moneyfactscompare.co.uk/savings-accounts/regular-savings-accounts/ View further details states a minimum monthly deposit of
£25 but when you click onto Go to providers site it states Minimum opening balance £1,000. Can someone explain…
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Are there any millionaires who contribute to MSE?
And do any of them attribute any of their achievement to the advice and guidance given and available on here? I'm some way short of that target but I do feel it's possible. Thoughts?
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Kent Reliance withdrawals
How on earth do I withdraw to my nominated account Seems to be no link... Have issue 82 Is the issue i am trying to do it on the mobile???
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Upto 1 month fixed savings?
https://moneyfactscompare.co.uk/savings-accounts/ Hi. I am confusedwith this what is up to 1 year and 1 year fixed. I thought to get the best rates it had to be a fixed period of time. Paul.
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Santander Investment Hub issue
Hi everyone, I'm having some serious issues with the Santander Investment Hub and was wondering if anyone has had similar? I have a small S&S ISA and decided to add £1,000 to it from other savings. First ISA deposit of the tax year so no issues, coming from a Santander bank account, thought this would be very simple. I…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
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Most recent: Coventry Building Society - Junior Cash ISA as child approaches 18yr by Charlie-Otter
17 September at 11:11PM
