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Bit of help would be great.
Hello, I’m 40 years old and would like some advice on whether I’m doing things right or wrong. I have a mortgage and a workplace pension, which I currently contribute 7% to, with my employer contributing up to 5%. I’m planning to increase my contribution to 10%. I also have £18,000 in a Prosper ISA and no other debt apart…
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Help? ISA transfer out from UBL UK
Hi. I'm asking here as I can't find this info anywhere else and UBL take 3 business days to reply to my question. I have a ISA with UBL on fixed rate until 7th April. I'm completing the form with another provider to transfer my UBL ISA to them after 7th April. I need to complete the sort code and account number of the UBL…
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VLS60 Income distribution
As this fund went went ex-div yesterday does anyone know what the distribution amount is please? I find it very hard to find this detail. Many thanks
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Savings accounts for RTM sinking fund
I am a director of a Right To Manage leasehold company for a block of 20 residential flats running for well over 10 years now. Over those years we have built up our sinking fund and now want to invest some of that money...any advice where and how we can invest it? It seems it has to be invested in a linked trust account.
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Regular savers or ISA
I'm getting fed up of exceeding my savings interest allowance. I earned £1432 in interest this last year due to instant savings account (for misc. spending e.g. holidays, un planned large items spending.) and 8 regular savings accounts. OK it's just £86 of interest but it's annoying having to pay that in arrears. So, just…
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Aldermore bank to be sold
Aldermore are often mentioned on here as a savings provider ( and I have some money with them),but their owners are selling them due to problems in the motor finance area. Any savings are covered by FSCS £120K, but I was wondering what the implications might be for the future. If they are lending/financing less activities,…
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Is anyone else having trouble transferring money to Vanguard?
I am trying to transfer money to Vanguard with my Debit card (their preferred method, always worked okay previously). With Chrome it fails straightaway, with Edge it hangs forever. I tried asking my my bank and they saw nothing as I tried the transaction so it does seem the transaction is at Vanguard's end. The advice from…
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Moving Shares from GIA to S&S ISA
Hi all – I have shares in an old employer, which were bought on a monthly basis through an Employee share scheme. Often my purchase was fractional share amounts. I was in the scheme for a good number of years and as part of the scheme received “Matching Shares” which have all had their minimum holding time. These shares…
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Nationwide fair share classed as interest
I was just preparing to do my tax return and gathering up info on interest paid and noticed that nationwide class their fairer shares payments as interest in the flex account. Was i the only one not to know this?
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Open a savings account with PoA
Mother in law has gone into a care home so she needs to sell her house to pay the fees. She currently has funds to keep her funded for 12 months, everything is in Lloyds Bank - club Lloyds current account, 'high interest' account paying circa 1.5%, and a Cash ISA If/When the house sells, is there a better place to put the…
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I see little point of having REITS if I already invest in global index
Rookie investor here so bear with me. When it comes to investing I prefer to keep things simple and passive. What chance have I got of beating the market if even the odds are against the "professionals" beating the market? For my equities I investing in the Vanguard FTSE Global All Cap. Equities make up the majority of my…
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First Direct Regular Saver
Can anyone tell me how long it takes to transfer the first payment into the First Direct Regular Saver? I have one about to mature and vaguely recall it took five working days from the date I applied for the account until I could transfer my first payment (or, at least, until the first payment updated in the account.) I…
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17 year oil’s savings account
I set up a child’s account in their name with Halifax. When she turned 16 it was moved to regular savings account. Will it be taxed? I can still see it on my online backing, as I can see their younger sibling’s child account. Halifax should know her age. I’d hate for her to lose money if I could have avoided it.
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trading 212 withdrawel under review.
doing some transfers out of my trade212 gia so i can fund this years isa. a couple of withdrawels under acouple of thousand each show as pending. But a withdrawel for about £12k is showing as under review. Should i be concerned about this? i understand it can take 3 days to arrive in my bank account.
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Tax on savings Interest
Can anyone please clarify the tax on savings. What I read is not clear. Scenario: I am retired but not a pensioner. I have no income except from savings interest accounts. If those savings earn say £10,000 a year in interest Is my personal allowace used against that? Or is that ignored? Am I only alble to use the £5000…
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Help me decide where to put my savings??
hi all I have recently sold a property and now have approximately 170k to invest. I am in my mid 40s, and the money in want to invest I won’t need till my 60s now. I don’t mind risk, so looking for advice on where to place my investments, this is what I have currently done. 50k - placed in the vanguard all world caps fund…
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Transfer into ii, etc
My platform is with ii, and I would like to know the 'correct' order for the following four tasks to ensure that one does not hold up the others. (I am not transferring any investment funds into ii, but I am selling part of my current S&S ISA and buying a different S&S ISA) TASKS 1.Transfer cash from a UK bank account into…
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Shawbrook and 45 Day Notice transfer not made.
I have a Shawbrook 45 day notice savings account. Seven weeks ago I requested £20K to be transferred to my nominated account. Logging in to Shawbrook yesterday showed my balance was £20K lower and the transfer would go through that day. It didn’t and as I write this it’s still not showing. With a phone wait time of 35…
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MSE News: Nationwide completes takeover of Virgin Money
Nationwide officially completed its takeover of Virgin Money and its 6.6 million customers on Thursday 2 April – here's what it means for your savings, current account, mortgage and more. https://www.moneysavingexpert.com/news/2026/04/virgin-money-nationwide-takeover/
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Transferring Shares to my Spouse
It seems sensible to transfer some of my shares to my spouse so we can sell them and each receive our own CGT allowance. My question is about how to transfer them. They are current held by Morgan Stanley in the US, they trade on the NYSE. Do I need to actually need to 'transfer' the shares anywhere or can I just document…
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