Savings & investments

Anyone else had this problem? Entering an on-screen six digit code via telephone is the second part of the two-factor authentication process to log into NS&I accounts. It's the part that usually goes wrong and prevents me from logging in. This issue has plagued me for months and has never worked consistently. There's no…

Does anyone know what is the quickest method to close the old and open and fund the new account please?

can anyone help me with Scottish Friendly. In short, we have something with them (I assume life insurance, but we don’t know what) so, over 20 years ago we had a mortgage and obviously life insurance that came with it. Over the mists of time Santander (our mortgage lender) moved this to Scottish Friendly (we think) however…

Where to put my money if I do not require access for next 3 years to get the best return? I can think of fixed-rate savings accounts and easy-access accounts.

This posting has a suggestion which may be useful and a request for information. Our accounts containing some £119,000 have been frozen since February 2026 and are still frozen over 4 months later. Santander refuse to say why or whether some investigations they claim to be doing will end, and our savings be released,…

Having read about the recent fee changes for Barclays Direct Investing, I tried to open a Direct Investing ISA account (as a new customer, as I don't have any Barclays accounts), but the form process seems to fail with an error after submitting the first page and trying to load the second page, saying that it can't…

Hi, we have adult grandchildren which we would like to create pensions for their retirement which is many years away. We currently have building society accounts for each of them which we pay in £25 per month but believe changing this monthly payment into a pension fund for them would be advantageous but not sure how to…

Hi Am trying to help a dual US and UK citizen so they can start investing a modest amount (ie 3 figures per month rather than a six figure lump sum). They are currently being put off because of the complexity. My limited understanding is that this area is a minefield and there’s realistically about 4 funds that they can…

There is surprisingly little discussion of corporate bonds on the forum. That surprises me, both because they comprise a huge market – higher overall market cap than equities – and because I see them as a good source of diversification and income. So I thought I’d start this thread. There is a sizeable contingent of people…

So me and my wife (mainly me) are the boring people and track all income and outcome on a spreadsheet. (12 tabs for months, 1 tab of Taxable Interest, 1 tab for savings, 1 tab for dividends, 1 tab of ISA Interest and lastly 1 tab as my dashboard.) In the Savings tab, for this tax year I said "well the money I pay into my…

Hi I’m having a bit of a nightmare and need some advice of how to proceed. I made a transfer from my Zopa smart saver to my Santander linked account last friday and the money never arrived. I’ve used this previously with no issue, and have tested another £1 since that also worked fine. Zopa are insisting that the money…

Maybe slightly off-topic (and apologies if this is posted in the wrong forum), but I've just come back off holiday and noticed that my Firefox browser has updated to the latest version (152.0.5 (64-bit)). When I log into Hargreaves Lansdown and click on any of my investment accounts, the tabs load, but none of the actual…

Following on from my 13th payment project ( https://forums.moneysavingexpert.com/discussion/comment/80737194#Comment_80737194?utm_source=community-search&utm_medium=organic-search&utm_term=13th+payment+ ) here is a list I've been working on for longer. Building Societies: BeverleyBuckinghamshireChorleyDarlingtonDudleyEarl…

A couple of days ago I tried to login to Barclays online banking and was met with a landing page that informed me that I was gong paperless today. "As soon as you continue into online banking, you'll be paperless" "By continuing, you agree to become paperless" and a big blue button to click labelled "continue to go…

DD is using her LISA funds for a first time buy. She has the option to keep the LISA open. What would be the advantage on doing so? Or downside?

decided to take the offer from west brom bs 18 months 4.9%, cant seeing rates going past that in 18 months but thats part of the gamble

I recently sold some shares that I purchased through a work scheme. My profit was roughly £3,600 so I'm around £600 over the allowed threshold. What is the process for paying CGT?

I can't access my NSandI account, as when they make the security phone call to send the access code, the call doesn't come through. I've tried it many times, and it still doesn't work. I've complained to them, and they say it happens sometimes. It's happening every time, so I can't get into my account. I have the App on my…

Can anyone recommend a financial advisor with knowledge of both Australian and UK financial landscapes, with specific experience in property, estates, investment, tax in both jurisdictions and superannuation/pension? I'm looking for someone who really knows their stuff and can offer a one-off review and planning session…

Hi Guys, We are a bunch of 10 retired guys who meet monthly and run a small investment club in our village. Our current broker (Interactive Investor) have advised they are removing the service for clubs. We've looked at other brokers who have some legacy clubs, but none so far are taking on new or transferred clubs. Does…